Table 1. Northeast region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 17285 974 2250 1861 1414 2689 2180 1606 2229 2081 Income before taxes 1/.................... 36924 1897 7582 12437 17365 24535 34655 44684 57914 110143 Income after taxes 1/..................... 33281 1692 7684 12132 16376 22818 31305 40825 52044 95808 Age of reference person................... 48.4 39.5 56.4 55.4 53.6 48.3 45.5 44 43.4 45.9 Average number in consumer unit:.......... Persons.................................. 2.4 1.7 1.6 2.1 2.2 2.3 2.6 3 3 3 Children under 18........................ 0.6 0.4 0.4 0.6 0.5 0.6 0.7 0.9 0.8 0.7 Persons 65 and over...................... 0.3 0.2 0.5 0.6 0.6 0.4 0.2 0.1 0.1 0.1 Earners.................................. 1.3 0.8 0.4 0.7 1 1.2 1.5 1.9 1.9 2.1 Vehicles................................. 1.6 0.7 0.6 1 1.3 1.5 1.9 2.3 2.4 2.4 Percent distribution: Male..................................... 62 40 33 43 61 65 72 78 78 80 Female................................... 38 60 67 57 39 35 28 22 22 20 Percent homeowner........................ 60 20 31 49 56 54 66 70 84 89 With mortgage........................... 35 11 6 14 19 24 40 49 68 70 Without mortgage........................ 25 9 25 35 38 30 27 21 16 18 Renter................................... 40 80 69 51 44 46 34 30 16 11 Black.................................... 9 16 11 9 7 11 8 8 6 5 White and other.......................... 91 84 89 91 93 89 92 92 94 95 Elementary (1-8)......................... 9 14 23 18 13 7 4 4 2 1 High school (9-12)....................... 46 38 54 55 60 52 50 44 37 23 College.................................. 45 47 21 27 27 41 46 52 61 76 Never attended and other................. 0 1 2 0 0 0 0 0 0 0 At least one vehicle owned............... 79 46 46 63 80 85 94 95 96 93 Average annual expenditures............... 32249 14426 12874 18057 21529 25168 31874 39155 46071 70639 Food..................................... 4669 2099 2319 3067 3853 4004 4661 5757 6462 8369 Food at home............................ 2835 1355 1758 2126 2471 2650 2882 3292 3682 4426 Cereals and bakery products............ 457 224 272 341 388 417 488 553 612 681 Cereals and cereal products........... 150 85 96 116 132 144 157 196 192 197 Bakery products....................... 307 139 176 226 256 273 331 357 420 484 Meats, poultry, fish, and eggs......... 787 422 520 607 679 771 755 834 1027 1224 Beef.................................. 233 103 146 166 198 232 203 264 345 350 Pork.................................. 146 101 99 130 126 163 130 165 173 191 Other meats........................... 111 50 63 94 91 96 140 124 139 163 Poultry............................... 166 92 126 135 151 159 157 160 207 254 Fish and seafood...................... 102 50 63 52 81 88 96 93 126 234 Eggs.................................. 30 25 23 29 32 33 28 30 36 33 Dairy products......................... 328 154 228 241 277 317 337 389 418 488 Fresh milk and cream.................. 140 73 133 120 118 143 139 166 171 159 Other dairy products.................. 188 82 95 121 159 174 198 223 247 330 Fruits and vegetables.................. 478 207 300 388 413 445 461 541 602 784 Fresh fruits.......................... 144 56 87 118 124 125 138 169 178 254 Fresh vegetables...................... 147 67 90 111 121 138 134 164 203 246 Processed fruits...................... 114 42 73 103 107 114 104 120 135 183 Processed vegetables.................. 73 42 50 56 61 68 86 89 85 101 Other food at home..................... 784 348 439 549 714 700 841 975 1024 1248 Sugar and other sweets................ 98 43 58 80 95 85 99 118 133 141 Fats and oils......................... 74 39 47 58 71 78 72 99 90 97 Miscellaneous foods................... 349 132 184 238 285 309 404 449 459 562 Nonalcoholic beverages................ 219 117 137 157 216 204 221 262 271 336 Food prep. by cu, out-of-town trips... 44 17 12 16 47 24 44 48 71 112 Food away from home..................... 1834 744 560 941 1381 1353 1779 2464 2780 3943 Alcoholic beverages...................... 337 207 60 195 221 250 223 429 360 1029 Housing.................................. 10635 5522 5165 6805 7628 8629 10357 12065 14749 21739 Shelter................................. 6453 3710 3238 4120 4328 5153 6215 7463 8938 13229 Owned dwellings........................ 3994 1592 849 1787 1922 2363 3603 4783 6850 10749 Mortgage interest and charges......... 2165 885 196 656 676 975 1859 2714 4124 6590 Property taxes........................ 1236 436 411 767 862 965 1172 1343 1854 2847 Maintenance, rep., ins., oth. exp..... 593 271 242 364 384 423 573 726 872 1311 Rented dwellings....................... 1995 1921 2285 2216 2134 2493 2230 2202 1393 1017 Other lodging.......................... 464 196 104 117 272 296 382 478 695 1463 Utilities, fuels, and public services... 2066 1094 1191 1620 1818 1947 2129 2316 2666 3288 Natural gas............................ 278 153 167 218 273 288 232 316 358 432 Electricity............................ 739 321 410 575 632 684 781 837 977 1207 Fuel oil and other fuels............... 260 92 171 223 217 228 310 272 346 384 Telephone.............................. 597 465 350 472 535 551 622 644 728 937 Water and other public services........ 192 62 93 132 161 196 183 247 257 328 Household operations.................... 420 177 137 172 240 216 296 374 701 1314 Personal services...................... 201 48 80 78 115 68 162 221 459 495 Other household expenses............... 219 129 57 94 125 148 134 153 242 819 Housekeeping supplies................... 467 147 192 303 441 409 460 618 633 845 Laundry and cleaning supplies.......... 127 38 66 92 118 114 132 166 179 188 Other household products............... 205 52 76 114 205 162 214 288 273 396 Postage and stationery................. 136 57 50 97 118 133 113 165 181 261 Household furnishings and equipment..... 1228 395 408 589 800 905 1257 1294 1810 3064 Household textiles..................... 110 12 35 42 58 118 123 91 143 293 Furniture.............................. 316 69 84 160 178 222 339 350 400 900 Floor coverings........................ 53 35 7 8 35 44 86 34 59 150 Major appliances....................... 136 69 53 62 115 138 173 94 174 288 Small appliances, misc. housewares..... 91 32 23 60 64 65 77 88 130 240 Miscellaneous household equipment...... 523 178 206 258 351 319 459 637 905 1193 Apparel and services..................... 2028 878 640 1168 1218 1722 1705 2290 3090 4726 Men and boys............................ 491 187 83 288 260 364 498 583 835 1112 Men, 16 and over....................... 401 156 77 236 185 299 428 458 657 940 Boys, 2 to 15.......................... 90 30 6 52 75 65 70 125 179 171 Women and girls......................... 840 370 331 444 484 759 627 890 1273 2016 Women, 16 and over..................... 730 350 310 401 431 687 515 701 1075 1774 Girls, 2 to 15......................... 110 19 21 43 53 72 111 188 198 242 Children under 2........................ 88 33 53 52 52 83 81 123 104 180 Footwear................................ 314 114 85 250 281 296 258 354 403 668 Other apparel products and services..... 295 174 88 135 140 220 241 340 474 751 Transportation........................... 4852 1895 1590 2334 2687 4007 5053 6860 7320 10174 Vehicle purchases (net outlay).......... 1754 532 589 744 762 1334 1806 2755 2832 3728 Cars and trucks, new................... 1039 194 241 533 430 418 993 1866 1857 2498 Cars and trucks, used.................. 690 337 348 197 332 915 756 841 922 1188 Other vehicles......................... 25 0 0 13 0 2 57 48 53 42 Gasoline and motor oil.................. 881 435 292 460 627 792 1016 1213 1301 1542 Other vehicle expenses.................. 1788 664 477 888 1041 1576 1847 2405 2693 3810 Vehicle finance charges................ 200 64 37 62 127 155 225 361 313 401 Maintenance and repairs................ 597 276 183 329 341 552 637 744 937 1147 Vehicle insurance...................... 718 257 217 412 457 633 802 1001 1071 1350 Veh. rent., leas., licen., oth. chges.. 273 67 40 84 116 236 183 299 373 912 Public transportation................... 429 264 232 243 256 306 384 487 495 1095 Health care.............................. 1592 880 981 1313 1746 1576 1749 1636 1854 2263 Health insurance........................ 707 396 554 660 919 750 784 714 656 831 Medical services........................ 546 363 218 336 359 456 636 592 794 1018 Drugs................................... 245 91 169 266 365 285 238 224 262 251 Medical supplies........................ 94 30 41 51 103 85 91 106 143 163 Entertainment............................ 1544 739 479 651 1036 1083 1461 1810 2395 3772 Fees and admissions..................... 415 220 113 115 194 274 360 516 650 1158 Television, radios, sound equipment..... 514 275 235 336 352 419 489 604 757 1012 Pets, toys, and playground equipment.... 283 81 91 126 221 250 328 339 481 504 Other supplies, equip., and services.... 332 163 40 74 269 140 285 351 508 1098 Personal care products and services...... 433 155 161 265 333 353 399 516 616 941 Reading.................................. 193 112 79 128 151 176 190 213 259 383 Education................................ 551 749 371 213 132 236 505 586 618 1600 Tobacco products and smoking supplies.... 285 206 218 211 273 310 289 365 367 280 Miscellaneous............................ 836 432 271 457 517 535 849 1234 1232 1823 Cash contributions....................... 963 269 281 715 713 383 1036 1123 930 3004 Personal insurance and pensions.......... 3331 282 261 535 1023 1902 3396 4271 5818 10534 Life and other personal insurance....... 384 84 82 140 194 275 436 416 550 1078 Pensions and Social Security............ 2947 199 179 395 829 1627 2960 3854 5267 9456 Money income before taxes 1/.............. 36924 1897 7582 12437 17365 24535 34655 44684 57914 110143 Wages and salaries....................... 28226 1472 1521 3726 8539 16452 27467 37825 51194 88901 Self-employment income................... 2569 -997 107 452 590 884 1858 1874 2222 13966 Soc. Sec., priv. and gov. retirement..... 3793 661 3973 5780 6318 5384 3498 2414 2152 2646 Int., divid., rent. inc., property inc... 1064 35 119 386 828 697 819 1077 1206 3904 Unemp. and workers' compen., vet. ben.... 458 97 172 326 473 552 526 811 646 377 Pub. ass., supp. sec. inc., foodstamps... 447 437 1426 1319 260 241 153 106 35 14 Regular contributions for support........ 245 106 121 371 211 199 245 489 319 145 Other income............................. 124 84 142 77 147 125 90 89 141 191 Personal taxes 1/......................... 3643 205 -102 306 989 1717 3350 3859 5870 14335 Federal income taxes..................... 2597 80 -139 81 717 1069 2368 2599 4110 10849 State and local income taxes............. 836 42 -5 68 157 446 747 1005 1460 3061 Other taxes.............................. 211 83 42 157 115 201 235 254 299 425 Income after taxes 1/..................... 33281 1692 7684 12132 16376 22818 31305 40825 52044 95808 Net change in total assets and liabilities 256 -2514 -756 -464 -1399 369 567 -2483 714 5569 Net change in total assets............... 2790 -705 -674 192 -1450 241 2662 79 5582 15906 Net change in total liabilities.......... 2534 1810 83 656 -51 -128 2096 2562 4868 10336 Other money receipts...................... 329 270 73 132 787 103 396 402 477 505 Mortgage principal paid, owned property... -753 -178 -105 -312 -334 -381 -619 -817 -1369 -2315 Estimated market value of owned home...... 83052 25706 33219 54654 65988 62799 78107 82008 116981 196570 Est. monthly rental value of owned home... 473 159 178 304 395 368 427 545 708 1016 Gifts of goods and services............... 1172 444 399 595 680 889 1233 1008 1919 2794 Food.................................... 110 52 17 32 59 42 114 100 239 293 Housing................................. 330 161 124 120 213 239 305 334 577 769 Housekeeping supplies................. 45 14 8 17 44 40 43 107 50 77 Household textiles.................... 13 0 4 6 8 8 16 9 19 35 Appliances and misc. housewares....... 33 8 6 23 19 37 25 39 33 92 Major appliances.................... 8 0 3 3 5 17 6 9 7 12 Small appl. and misc. housewares.... 25 8 3 20 13 20 19 30 26 80 Miscellaneous household equipment..... 102 33 16 40 45 54 94 110 262 207 Other housing......................... 138 106 90 34 97 99 128 69 213 358 Apparel and services.................... 312 134 83 237 260 247 365 289 471 608 Males 2 and over...................... 92 38 21 77 90 60 160 83 107 168 Females 2 and over.................... 115 48 33 51 108 106 98 110 206 228 Children under 2...................... 44 9 24 21 31 40 45 48 64 93 Other apparel products and services... 61 38 5 87 31 42 62 49 93 119 Jewelry and watches................. 30 26 3 7 10 27 27 28 48 88 All other apparel products and serv. 30 12 2 80 21 16 35 21 45 30 Transportation.......................... 47 5 3 8 7 105 48 26 63 99 Health care............................. 21 0 4 17 6 11 50 22 42 23 Entertainment........................... 84 21 20 86 58 74 93 67 110 185 Toys, games, hobbies, and tricycles... 31 6 6 16 35 41 32 36 41 55 Other entertainment................... 53 14 14 70 23 33 61 31 69 131 Education............................... 134 19 23 4 16 97 112 17 251 537 All other gifts......................... 134 53 125 91 61 74 148 152 168 280 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary