Table 3830. Consumer units with reference person age 45 to 54 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 45-54 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 15,515 | 3,063 | 3,906 | 5,485 | 3,061 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $47,280 | $57,143 | $43,758 | $41,649 | $51,340 Income after taxes 1/.........................| 42,724 | 50,931 | 40,377 | 37,718 | 45,952 Age of reference person.......................| 49.1 | 49.1 | 49.1 | 49.1 | 49.1 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.9 | 2.9 | 2.9 | 2.8 | 2.9 Children under 18...........................| .6 | .6 | .6 | .6 | .7 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) Earners.....................................| 1.9 | 2.0 | 2.0 | 1.8 | 1.9 Vehicles....................................| 2.5 | 2.2 | 2.9 | 2.3 | 2.7 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 69 | 68 | 76 | 66 | 65 Female....................................| 31 | 32 | 24 | 34 | 35 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 75 | 74 | 81 | 72 | 75 With mortgage...........................| 56 | 55 | 60 | 51 | 64 Without mortgage........................| 19 | 19 | 21 | 21 | 11 Renter....................................| 25 | 26 | 19 | 28 | 25 | | | | | Race of reference person: | | | | | Black.....................................| 12 | 11 | 10 | 17 | 6 White and other...........................| 88 | 89 | 90 | 83 | 94 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 8 | 5 | 6 | 11 | 5 High school (9-12)........................| 44 | 49 | 49 | 45 | 34 College...................................| 48 | 45 | 45 | 44 | 60 Never attended and other..................| (3) | (3) | (3) | (3) | 1 | | | | | At least one vehicle owned..................| 91 | 87 | 94 | 92 | 92 | | | | | Average annual expenditures.....................| $37,684 | $42,759 | $36,628 | $33,209 | $41,837 | | | | | Food..........................................| 5,210 | 5,599 | 5,211 | 4,796 | 5,504 Food at home................................| 3,123 | 3,255 | 3,036 | 2,915 | 3,436 Cereals and bakery products...............| 473 | 526 | 465 | 422 | 510 Cereals and cereal products.............| 162 | 171 | 159 | 146 | 183 Bakery products.........................| 311 | 355 | 306 | 276 | 327 Meats, poultry, fish, and eggs............| 854 | 969 | 771 | 827 | 872 Beef....................................| 267 | 282 | 248 | 264 | 280 Pork....................................| 182 | 194 | 185 | 182 | 164 Other meats.............................| 121 | 141 | 129 | 105 | 115 Poultry.................................| 152 | 195 | 120 | 142 | 159 Fish and seafood........................| 97 | 121 | 62 | 95 | 116 Eggs....................................| 35 | 35 | 28 | 38 | 38 | | | | | Dairy products............................| 342 | 363 | 337 | 305 | 384 Fresh milk and cream....................| 143 | 141 | 148 | 133 | 156 Other dairy products....................| 199 | 222 | 189 | 172 | 229 Fruits and vegetables.....................| 490 | 512 | 461 | 453 | 566 Fresh fruits............................| 145 | 158 | 132 | 132 | 167 Fresh vegetables........................| 150 | 154 | 128 | 141 | 188 Processed fruits........................| 108 | 121 | 110 | 91 | 120 Processed vegetables....................| 88 | 79 | 91 | 89 | 92 | | | | | Other food at home........................| 964 | 886 | 1,002 | 909 | 1,103 Sugar and other sweets..................| 115 | 111 | 114 | 116 | 120 Fats and oils...........................| 85 | 82 | 83 | 87 | 86 Miscellaneous foods.....................| 440 | 382 | 487 | 402 | 513 Nonalcoholic beverages..................| 268 | 249 | 273 | 257 | 305 Food prepared by consumer unit | | | | | on out-of-town trips...................| 55 | 62 | 44 | 46 | 79 Food away from home.........................| 2,087 | 2,344 | 2,176 | 1,881 | 2,068 | | | | | Alcoholic beverages...........................| 284 | 335 | 285 | 223 | 331 | | | | | Housing.......................................| 11,091 | 13,199 | 10,299 | 9,250 | 13,291 Shelter.....................................| 6,270 | 7,928 | 5,411 | 4,899 | 8,161 Owned dwellings...........................| 4,485 | 5,577 | 4,087 | 3,370 | 5,900 Mortgage interest and charges...........| 2,794 | 3,256 | 2,363 | 2,116 | 4,094 Property taxes..........................| 1,052 | 1,632 | 1,132 | 656 | 1,082 Maintenance, repairs, insurance, | | | | | other expenses.........................| 639 | 689 | 591 | 598 | 724 Rented dwellings..........................| 1,214 | 1,496 | 853 | 1,072 | 1,647 Other lodging.............................| 571 | 855 | 471 | 458 | 614 | | | | | Utilities, fuels, and public services.......| 2,404 | 2,691 | 2,446 | 2,341 | 2,177 Natural gas...............................| 299 | 368 | 440 | 170 | 279 Electricity...............................| 979 | 962 | 939 | 1,130 | 777 Fuel oil and other fuels..................| 104 | 292 | 101 | 37 | 38 Telephone services........................| 749 | 824 | 721 | 732 | 738 Water and other public services...........| 274 | 244 | 245 | 271 | 345 Household operations........................| 390 | 411 | 299 | 341 | 571 Personal services.........................| 66 | 71 | 80 | 52 | 71 Other household expenses..................| 323 | 340 | 219 | 289 | 501 | | | | | Housekeeping supplies.......................| 526 | 534 | 575 | 471 | 552 Laundry and cleaning supplies.............| 153 | 148 | 175 | 147 | 141 Other household products..................| 236 | 248 | 244 | 218 | 245 Postage and stationery....................| 137 | 138 | 156 | 105 | 165 Household furnishings and equipment.........| 1,501 | 1,636 | 1,569 | 1,198 | 1,829 Household textiles........................| 127 | 111 | 88 | 127 | 196 Furniture.................................| 395 | 479 | 383 | 287 | 522 Floor coverings...........................| 130 | 96 | 311 | 55 | 78 Major appliances..........................| 150 | 168 | 182 | 114 | 159 Small appliances, miscellaneous housewares| 112 | 130 | 91 | 98 | 142 Miscellaneous household equipment.........| 586 | 651 | 513 | 516 | 732 | | | | | Apparel and services..........................| 2,243 | 2,721 | 2,360 | 1,866 | 2,229 Men and boys................................| 617 | 797 | 718 | 491 | 520 Men, 16 and over..........................| 541 | 696 | 668 | 412 | 443 Boys, 2 to 15.............................| 77 | 101 | 50 | 79 | 78 Women and girls.............................| 910 | 1,056 | 988 | 735 | 953 Women, 16 and over........................| 800 | 909 | 880 | 645 | 848 Girls, 2 to 15............................| 110 | 147 | 108 | 90 | 105 Children under 2............................| 55 | 67 | 49 | 45 | 67 Footwear....................................| 308 | 426 | 295 | 244 | 299 Other apparel products and services.........| 353 | 375 | 310 | 351 | 389 | | | | | Transportation................................| 6,729 | 6,953 | 6,976 | 6,108 | 7,308 Vehicle purchases (net outlay)..............| 2,665 | 2,497 | 2,991 | 2,509 | 2,695 Cars and trucks, new......................| 1,233 | 1,386 | 1,396 | 942 | 1,396 Cars and trucks, used.....................| 1,376 | 1,032 | 1,560 | 1,564 | 1,150 Other vehicles............................| 55 | 4/79 | 4/35 | 4/3 | 4/149 Gasoline and motor oil......................| 1,292 | 1,279 | 1,314 | 1,261 | 1,332 Other vehicle expenses......................| 2,396 | 2,596 | 2,340 | 2,100 | 2,802 Vehicle finance charges...................| 377 | 300 | 449 | 358 | 396 Maintenance and repairs...................| 783 | 786 | 733 | 712 | 980 Vehicle insurance.........................| 877 | 1,087 | 784 | 807 | 911 | | | | | Vehicle rental, leases, licenses, | | | | | other charges............................| 359 | 422 | 375 | 223 | 516 Public transportation.......................| 377 | 582 | 332 | 238 | 479 | | | | | Health care...................................| 1,684 | 1,687 | 1,693 | 1,713 | 1,619 Health insurance............................| 645 | 672 | 652 | 674 | 557 Medical services............................| 643 | 631 | 650 | 589 | 740 Drugs.......................................| 272 | 230 | 248 | 346 | 211 Medical supplies............................| 125 | 154 | 143 | 103 | 110 | | | | | Entertainment.................................| 1,927 | 2,137 | 1,837 | 1,610 | 2,395 Fees and admissions.........................| 486 | 590 | 474 | 374 | 598 Television, radios, sound equipment.........| 618 | 676 | 620 | 513 | 745 Pets, toys, and playground equipment........| 343 | 370 | 328 | 309 | 396 Other entertainment supplies, equipment, | | | | | and services...............................| 480 | 501 | 416 | 414 | 656 | | | | | Personal care products and services...........| 485 | 550 | 462 | 462 | 484 | | | | | Reading.......................................| 201 | 228 | 228 | 165 | 205 | | | | | Education.....................................| 822 | 1,259 | 760 | 634 | 805 | | | | | Tobacco products and smoking supplies.........| 375 | 377 | 422 | 398 | 272 | | | | | Miscellaneous.................................| 1,072 | 1,102 | 1,001 | 952 | 1,347 | | | | | Cash contributions............................| 1,273 | 1,541 | 1,206 | 1,167 | 1,280 | | | | | Personal insurance and pensions...............| 4,286 | 5,070 | 3,887 | 3,865 | 4,767 Life and other personal insurance...........| 553 | 673 | 568 | 522 | 471 Pensions and Social Security................| 3,733 | 4,396 | 3,319 | 3,343 | 4,296 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 47,280 | 57,143 | 43,758 | 41,649 | 51,340 Wages and salaries..........................| 38,780 | 47,769 | 37,320 | 34,254 | 39,476 Self-employment income......................| 5,165 | 6,369 | 3,346 | 4,077 | 7,916 Social Security, private and government | | | | | retirement.................................| 1,169 | 863 | 1,122 | 1,281 | 1,325 Interest, dividends, rental income, other | | | | | property income............................| 910 | 827 | 777 | 880 | 1,188 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 407 | 585 | 427 | 355 | 304 | | | | | Public assistance, supplemental security | | | | | income, food stamps........................| 420 | 374 | 398 | 406 | 511 Regular contributions for support...........| 313 | 270 | 272 | 338 | 361 Other income................................| 116 | 86 | 96 | 59 | 258 | | | | | Personal taxes................................| 4,556 | 6,212 | 3,381 | 3,931 | 5,388 Federal income taxes........................| 3,512 | 4,703 | 2,410 | 3,235 | 4,125 State and local income taxes................| 873 | 1,311 | 771 | 565 | 1,088 Other taxes.................................| 171 | 198 | 200 | 131 | 175 | | | | | Income after taxes............................| 42,724 | 50,931 | 40,377 | 37,718 | 45,952 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -817 | 406 | -650 | 61 | -3,827 Net change in total assets..................| 3,012 | 2,486 | 701 | 4,451 | 3,909 Net change in total liabilities.............| 3,829 | 2,080 | 1,351 | 4,390 | 7,735 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 422 | 571 | 241 | 159 | 976 Mortgage principal paid on owned property...| -1,208 | -1,338 | -1,234 | -934 | -1,533 Estimated market value of owned home........| 89,111 | 111,764 | 75,793 | 63,645 | 129,070 Estimated monthly rental value of owned home| 537 | 641 | 496 | 411 | 713 | | | | | Gifts of goods and services...................| 1,670 | 2,202 | 1,661 | 1,397 | 1,620 Food........................................| 167 | 243 | 170 | 134 | 140 Housing.....................................| 428 | 494 | 482 | 359 | 415 Housekeeping supplies.....................| 56 | 53 | 79 | 40 | 58 Household textiles........................| 21 | 4/16 | 16 | 31 | 4/16 Appliances and miscellaneous housewares...| 46 | 36 | 43 | 40 | 72 Major appliances........................| 14 | 5 | 20 | 10 | 19 Small appliances and miscellaneous | | | | | housewares.............................| 33 | 31 | 22 | 30 | 53 Miscellaneous household equipment.........| 83 | 98 | 88 | 61 | 99 Other housing.............................| 222 | 291 | 257 | 188 | 169 Apparel and services........................| 326 | 444 | 332 | 284 | 266 Males, 2 and over.........................| 101 | 134 | 98 | 93 | 82 Females, 2 and over.......................| 122 | 154 | 135 | 113 | 87 Children under 2..........................| 39 | 50 | 39 | 28 | 48 Other apparel products and services.......| 64 | 106 | 60 | 50 | 50 Jewelry and watches.....................| 33 | 53 | 37 | 22 | 25 All other apparel products and services.| 32 | 53 | 23 | 27 | 25 Transportation..............................| 103 | 137 | 93 | 106 | 76 Health care.................................| 34 | 43 | 34 | 32 | 28 | | | | | Entertainment...............................| 99 | 143 | 82 | 84 | 99 Toys, games, hobbies, and tricycles.......| 30 | 38 | 34 | 25 | 25 Other entertainment.......................| 69 | 104 | 48 | 59 | 74 Education...................................| 358 | 522 | 328 | 258 | 411 All other gifts.............................| 156 | 176 | 140 | 139 | 185 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors.