Table 6. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to to of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 18603 932 5070 3641 2583 3172 1396 693 579 537 Income before taxes 1/.................... 20460 3175 7579 12439 17458 24419 34274 44278 58050 110313 Income after taxes 1/..................... 19077 2538 7445 12243 16904 22482 31966 41974 53690 93877 Age of reference person................... 74.2 75.9 75.6 75.1 74.1 73.2 71.8 72.4 71 71.8 Average number in consumer unit:.......... Persons.................................. 1.7 1.3 1.3 1.6 1.8 1.9 2.2 2.3 2.5 2.5 Children under 18........................ 0.1 0.1 0 0 0.1 0 0.1 0.1 0.2 0.2 Persons 65 and over...................... 1.4 1.1 1.1 1.4 1.5 1.5 1.6 1.6 1.6 1.6 Earners.................................. 0.4 0.2 0.2 0.3 0.4 0.5 0.8 0.9 1.2 1.2 Vehicles................................. 1.5 0.6 0.8 1.3 1.6 1.9 2.3 2.2 2.5 3 Percent distribution: Male..................................... 55 20 33 52 65 71 79 71 86 84 Female................................... 45 80 67 48 35 29 21 29 14 16 Percent homeowner........................ 77 52 61 79 82 88 93 83 95 93 With mortgage........................... 14 7 5 11 14 19 23 20 25 41 Without mortgage........................ 63 45 56 69 68 69 70 63 70 52 Renter................................... 23 48 39 21 18 12 7 17 5 7 Black.................................... 9 27 14 6 6 4 6 4 3 3 White and other.......................... 91 73 86 94 94 96 94 96 97 97 Elementary (1-8)......................... 25 50 35 25 24 18 12 9 6 4 High school (9-12)....................... 46 35 47 51 48 48 45 52 34 23 College.................................. 27 12 16 23 27 33 43 39 60 73 Never attended and other................. 1 3 2 1 0 0 0 0 0 0 At least one vehicle owned............... 78 45 58 78 86 95 97 95 98 99 Average annual expenditures............... 20415 11382 11339 17257 19568 24242 28207 37167 39502 65220 Food..................................... 3247 2059 1930 2979 3311 3879 4458 5787 5419 8229 Food at home............................ 2273 1606 1575 2201 2391 2682 2788 3278 3434 4284 Cereals and bakery products............ 362 265 251 342 382 439 444 518 550 638 Cereals and cereal products........... 117 102 83 118 126 137 132 165 154 159 Bakery products....................... 245 163 167 224 257 302 312 353 396 480 Meats, poultry, fish, and eggs......... 588 454 404 617 613 671 692 800 780 1176 Beef.................................. 178 122 118 200 170 212 207 225 217 415 Pork.................................. 137 104 102 141 147 170 145 174 143 214 Other meats........................... 80 64 54 81 97 89 92 111 117 135 Poultry............................... 101 86 69 100 100 110 124 151 147 238 Fish and seafood...................... 64 55 40 63 71 62 85 106 122 143 Eggs.................................. 28 23 22 32 28 28 38 34 34 32 Dairy products......................... 252 173 191 232 272 292 301 343 372 448 Fresh milk and cream.................. 115 81 98 109 117 129 137 147 141 165 Other dairy products.................. 137 92 93 124 155 163 163 197 232 283 Fruits and vegetables.................. 429 315 298 427 452 502 497 601 645 852 Fresh fruits.......................... 136 103 96 129 151 157 142 185 199 313 Fresh vegetables...................... 123 93 88 122 121 140 142 188 199 258 Processed fruits...................... 103 72 64 107 114 133 120 134 135 168 Processed vegetables.................. 68 48 50 69 67 72 93 94 113 112 Other food at home..................... 642 398 432 583 671 779 854 1016 1087 1170 Sugar and other sweets................ 96 57 65 91 106 111 132 171 140 150 Fats and oils......................... 72 41 51 68 76 93 88 88 113 105 Miscellaneous foods................... 272 166 185 240 289 335 355 456 461 468 Nonalcoholic beverages................ 170 130 120 162 175 204 212 242 250 289 Food prep. by cu, out-of-town trips... 33 4 12 23 26 35 66 59 122 157 Food away from home..................... 975 453 355 778 919 1197 1670 2509 1985 3945 Alcoholic beverages...................... 156 93 48 83 161 178 302 396 514 679 Housing.................................. 6552 4573 4394 5933 6356 7355 8468 10775 10949 15913 Shelter................................. 3163 2300 2262 2732 3037 3474 4065 5345 4897 7831 Owned dwellings........................ 1960 1197 1001 1706 1747 2452 3163 2944 3902 5685 Mortgage interest and charges......... 448 562 83 277 305 539 932 859 1041 2592 Property taxes........................ 806 425 440 749 792 968 1250 1240 1623 1815 Maintenance, rep., ins., oth. exp..... 706 210 478 679 650 945 982 845 1237 1278 Rented dwellings....................... 953 1061 1203 938 1053 762 377 1533 380 509 Other lodging.......................... 251 41 57 89 238 260 525 868 615 1637 Utilities, fuels, and public services... 1770 1312 1382 1685 1812 1926 2172 2319 2394 3243 Natural gas............................ 249 202 210 242 251 260 261 278 365 469 Electricity............................ 715 504 532 689 728 798 966 959 932 1245 Fuel oil and other fuels............... 144 89 129 142 134 170 149 191 176 203 Telephone.............................. 434 366 351 405 456 446 494 593 566 849 Water and other public services........ 227 151 160 208 244 252 302 297 355 477 Household operations.................... 418 228 246 532 341 374 386 727 464 1858 Personal services...................... 142 103 87 300 84 89 61 178 49 524 Other household expenses............... 275 126 159 232 257 284 325 549 415 1334 Housekeeping supplies................... 424 257 226 370 462 539 618 692 995 730 Laundry and cleaning supplies.......... 94 54 65 93 89 108 116 159 202 172 Other household products............... 195 91 93 162 243 227 306 315 591 263 Postage and stationery................. 135 111 67 115 129 204 196 219 203 296 Household furnishings and equipment..... 778 476 279 613 705 1042 1228 1692 2198 2251 Household textiles..................... 81 12 36 66 90 109 173 134 106 224 Furniture.............................. 133 76 53 103 135 136 255 251 384 436 Floor coverings........................ 66 135 14 31 39 83 50 121 536 106 Major appliances....................... 133 79 64 148 113 173 149 160 247 416 Small appliances, misc. housewares..... 64 20 20 43 66 56 146 290 158 153 Miscellaneous household equipment...... 302 154 94 222 262 485 455 735 767 916 Apparel and services..................... 982 346 512 774 898 1138 1680 2055 1939 3905 Men and boys............................ 199 111 74 148 149 205 367 761 526 720 Men, 16 and over....................... 173 94 57 132 139 178 335 700 508 481 Boys, 2 to 15.......................... 25 17 17 17 10 27 32 61 18 240 Women and girls......................... 470 149 306 375 373 576 789 778 983 1661 Women, 16 and over..................... 448 147 293 364 358 541 748 725 922 1603 Girls, 2 to 15......................... 22 2 13 11 15 35 42 53 60 58 Children under 2........................ 23 11 13 12 22 31 27 72 44 88 Footwear................................ 163 13 71 159 258 173 209 184 119 875 Other apparel products and services..... 127 62 48 80 96 154 287 260 267 561 Transportation........................... 3097 870 1258 2382 2939 3946 4877 8107 7049 9642 Vehicle purchases (net outlay).......... 1116 56 330 904 812 1416 1667 4458 3454 3259 Cars and trucks, new................... 675 0 132 434 357 645 1413 3524 2521 2743 Cars and trucks, used.................. 437 56 197 470 455 761 254 934 870 516 Other vehicles......................... 2 4 0 0 0 0 10 0 0 63 Gasoline and motor oil.................. 616 288 328 493 675 800 945 1065 1091 1413 Other vehicle expenses.................. 1117 473 480 871 1218 1432 1855 2067 2006 3555 Vehicle finance charges................ 80 12 20 55 108 121 170 165 138 164 Maintenance and repairs................ 434 246 190 344 457 571 697 891 727 1202 Vehicle insurance...................... 450 163 228 386 478 556 747 719 860 1152 Veh. rent., leas., licen., oth. chges.. 153 51 42 85 175 184 241 291 281 1037 Public transportation................... 248 54 120 116 234 298 410 516 497 1415 Health care.............................. 2389 1862 1689 2261 2638 2932 2753 3102 3354 3447 Health insurance........................ 1194 653 859 1146 1337 1450 1409 1665 1563 1866 Medical services........................ 580 776 359 428 622 759 785 780 952 911 Drugs................................... 501 344 411 529 561 591 460 489 675 521 Medical supplies........................ 114 89 59 158 119 132 100 168 164 148 Entertainment............................ 720 243 290 474 808 863 1247 1251 1740 2912 Fees and admissions..................... 212 43 55 98 189 262 471 439 672 1125 Television, radios, sound equipment..... 263 130 151 207 271 331 374 417 453 815 Pets, toys, and playground equipment.... 143 46 69 101 142 177 214 284 393 479 Other supplies, equip., and services.... 102 24 14 67 206 94 188 112 221 494 Personal care products and services...... 330 159 180 299 317 395 500 652 608 1001 Reading.................................. 148 63 73 121 152 202 202 268 334 354 Education................................ 60 2 11 24 17 111 98 170 117 475 Tobacco products and smoking supplies.... 149 78 111 139 155 156 194 274 331 173 Miscellaneous............................ 543 514 296 321 557 634 698 924 854 2658 Cash contributions....................... 1270 375 387 1239 840 1599 1435 1498 2618 9325 Personal insurance and pensions.......... 770 143 161 229 419 855 1293 1908 3677 6507 Life and other personal insurance....... 252 122 133 156 189 318 284 405 897 1182 Pensions and Social Security............ 518 21 27 73 230 537 1010 1503 2780 5325 Money income before taxes 1/.............. 20460 3175 7579 12439 17458 24419 34274 44278 58050 110313 Wages and salaries....................... 3999 111 154 609 1864 3706 7909 13275 26474 35676 Self-employment income................... 848 -496 11 52 107 810 1211 1000 1631 18267 Soc. Sec., priv. and gov. retirement..... 12461 3103 6812 10803 13744 16499 19329 21321 20524 25250 Int., divid., rent. inc., property inc... 2611 61 192 681 1343 2847 5095 7766 8781 27915 Unemp. and workers' compen., vet. ben.... 130 21 35 34 69 284 411 271 252 199 Pub. ass., supp. sec. inc., foodstamps... 183 296 315 126 154 49 131 304 21 195 Regular contributions for support........ 157 11 11 110 96 138 107 192 46 2705 Other income............................. 72 69 50 24 81 85 82 150 322 106 Personal taxes 1/......................... 1383 637 134 197 555 1937 2308 2304 4360 16435 Federal income taxes..................... 1005 543 68 55 390 1304 1749 1675 3413 12880 State and local income taxes............. 208 73 7 5 53 382 307 438 510 2565 Other taxes.............................. 170 22 58 136 112 251 252 191 436 990 Income after taxes 1/..................... 19077 2538 7445 12243 16904 22482 31966 41974 53690 93877 Net change in total assets and liabilities 191 387 52 386 -5110 1255 2769 -1101 419 13794 Net change in total assets............... 331 -14 -57 455 -4866 1142 2566 -464 2242 17104 Net change in total liabilities.......... 139 -402 -109 69 245 -112 -203 637 1822 3311 Other money receipts...................... 303 395 47 236 265 747 126 988 216 236 Mortgage principal paid, owned property... -268 -78 -54 -162 -191 -286 -447 -601 -716 -2213 Estimated market value of owned home...... 73052 29463 39502 65794 67763 89759 116844 113708 139683 203219 Est. monthly rental value of owned home... 451 216 275 415 462 529 657 712 778 1038 Gifts of goods and services............... 796 843 418 447 665 886 1439 1762 1768 3108 Food.................................... 57 14 14 42 50 48 207 127 105 210 Housing................................. 216 228 116 123 218 240 298 580 601 603 Housekeeping supplies................. 38 73 11 26 41 54 47 73 102 81 Household textiles.................... 10 0 6 8 16 8 35 13 9 12 Appliances and misc. housewares....... 27 4 4 20 19 37 44 146 88 79 Major appliances.................... 7 0 1 4 3 18 7 13 38 17 Small appl. and misc. housewares.... 20 4 3 16 16 18 37 133 50 62 Miscellaneous household equipment..... 67 58 16 35 56 89 92 269 281 174 Other housing......................... 74 93 80 34 87 52 80 80 121 258 Apparel and services.................... 207 39 99 128 208 255 338 520 493 904 Males 2 and over...................... 69 24 34 58 51 67 152 165 175 268 Females 2 and over.................... 87 4 46 35 106 120 117 233 211 374 Children under 2...................... 21 11 13 12 19 31 24 30 44 88 Other apparel products and services... 30 0 7 24 32 38 45 92 64 175 Jewelry and watches................. 13 0 4 10 12 13 30 34 42 42 All other apparel products and serv. 17 0 3 14 19 25 15 58 21 133 Transportation.......................... 48 2 17 8 15 67 196 83 103 267 Health care............................. 52 418 46 30 12 16 89 8 36 19 Entertainment........................... 51 23 19 28 54 61 86 93 151 238 Toys, games, hobbies, and tricycles... 20 4 6 10 20 30 43 35 77 53 Other entertainment................... 31 19 13 19 34 31 43 59 75 185 Education............................... 32 0 7 9 4 82 26 26 37 357 All other gifts......................... 132 119 99 78 105 117 199 325 241 508 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary