Table 2. Consumer units with reference person age 25-34 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 18096 622 1547 1747 1647 3952 3018 2111 2198 1253 Income before taxes 1/.................... 33572 3093 7686 12402 17333 24917 34530 44563 57639 95810 Income after taxes 1/..................... 30484 3242 7665 12069 16447 23129 31674 40446 51648 82751 Age of reference person................... 29.8 29.2 29.3 29.2 29.6 29.5 30.1 30 30.2 30.7 Average number in consumer unit:.......... Persons.................................. 2.8 2.5 2.7 2.7 2.7 2.7 2.9 2.9 2.9 2.9 Children under 18........................ 1.1 1.1 1.4 1.3 1.1 1.1 1.1 1 1 0.9 Persons 65 and over...................... 0 0 0 0 0 0 0 0 0 0 Earners.................................. 1.5 0.9 0.8 1.1 1.3 1.5 1.7 1.8 1.9 1.8 Vehicles................................. 1.8 0.9 0.9 1.3 1.6 1.8 2.2 2.2 2.4 2.4 Percent distribution: Male..................................... 67 47 39 50 60 70 75 75 81 73 Female................................... 33 53 61 50 40 30 25 25 19 27 Percent homeowner........................ 44 19 13 16 27 34 52 62 76 79 With mortgage........................... 39 16 7 11 21 30 45 58 70 74 Without mortgage........................ 5 3 6 6 5 4 7 3 5 5 Renter................................... 56 81 87 84 73 66 48 38 24 21 Black.................................... 11 24 26 22 13 10 9 5 6 1 White and other.......................... 89 76 74 78 87 90 91 95 94 99 Elementary (1-8)......................... 3 6 10 5 6 3 2 2 0 0 High school (9-12)....................... 41 56 50 56 51 46 40 35 26 14 College.................................. 56 38 39 39 44 51 58 63 74 86 Never attended and other................. 0 1 1 0 0 0 0 0 0 0 At least one vehicle owned............... 89 55 60 82 90 92 97 97 98 96 Average annual expenditures............... 30312 16599 14183 16872 20579 25283 31518 37135 46259 61230 Food..................................... 4340 2770 2777 3103 3578 3697 4573 5182 5887 6706 Food at home............................ 2545 1734 2036 2241 2307 2266 2675 2880 3107 3161 Cereals and bakery products............ 391 241 292 341 334 341 438 461 471 489 Cereals and cereal products........... 149 102 128 148 129 137 148 174 175 174 Bakery products....................... 242 139 164 194 205 205 290 287 296 315 Meats, poultry, fish, and eggs......... 647 585 578 629 643 561 663 713 723 748 Beef.................................. 212 199 176 192 234 192 214 244 234 217 Pork.................................. 135 119 141 128 156 117 143 148 136 123 Other meats........................... 90 70 73 88 68 87 107 102 89 101 Poultry............................... 116 102 112 117 106 91 113 120 146 150 Fish and seafood...................... 68 66 45 69 54 48 59 73 90 132 Eggs.................................. 27 29 31 36 25 25 27 25 28 25 Dairy products......................... 304 217 238 270 251 282 320 342 365 382 Fresh milk and cream.................. 139 106 130 128 129 134 138 156 159 145 Other dairy products.................. 164 111 108 142 122 148 182 186 206 238 Fruits and vegetables.................. 386 266 327 344 341 339 366 433 486 538 Fresh fruits.......................... 110 58 87 98 97 95 110 120 140 163 Fresh vegetables...................... 117 94 105 111 108 98 103 122 145 186 Processed fruits...................... 90 56 76 76 69 83 86 103 121 116 Processed vegetables.................. 69 58 59 59 67 63 67 88 79 74 Other food at home..................... 817 425 599 657 738 742 888 931 1062 1003 Sugar and other sweets................ 96 59 81 94 86 87 92 106 116 132 Fats and oils......................... 60 45 60 52 60 57 70 60 64 51 Miscellaneous foods................... 410 186 271 330 374 370 440 479 544 515 Nonalcoholic beverages................ 214 124 175 168 193 196 246 241 267 232 Food prep. by cu, out-of-town trips... 37 10 12 14 24 33 39 44 71 73 Food away from home..................... 1795 1035 741 862 1271 1431 1898 2302 2781 3546 Alcoholic beverages...................... 332 201 126 155 232 347 313 450 425 639 Housing.................................. 10100 5840 5445 5987 6878 8235 10076 12278 15320 20974 Shelter................................. 6114 3704 3122 3662 4213 4943 5788 7583 9388 13178 Owned dwellings........................ 3261 1066 425 556 1079 1624 2931 4888 7306 10616 Mortgage interest and charges......... 2400 726 245 344 744 1110 2141 3621 5630 7906 Property taxes........................ 528 192 86 94 193 267 464 758 1119 1836 Maintenance, rep., ins., oth. exp..... 333 148 93 118 142 247 326 509 558 873 Rented dwellings....................... 2688 2624 2637 3071 3080 3216 2699 2437 1797 2032 Other lodging.......................... 164 14 60 36 53 102 158 258 285 530 Utilities, fuels, and public services... 1771 1128 1285 1399 1433 1634 1901 2045 2238 2486 Natural gas............................ 210 110 159 177 153 171 220 270 268 334 Electricity............................ 701 460 527 527 586 657 772 825 865 901 Fuel oil and other fuels............... 64 25 33 23 33 67 78 56 113 110 Telephone.............................. 615 463 460 573 542 583 641 662 708 834 Water and other public services........ 181 70 106 99 119 157 190 232 284 307 Household operations.................... 591 250 175 224 285 419 566 737 1063 1720 Personal services...................... 466 200 136 158 229 323 469 605 852 1275 Other household expenses............... 125 50 39 66 56 95 97 133 210 445 Housekeeping supplies................... 392 130 198 264 291 297 403 515 607 691 Laundry and cleaning supplies.......... 116 58 80 112 103 91 125 155 147 128 Other household products............... 162 48 77 92 131 126 150 209 260 318 Postage and stationery................. 114 23 40 60 57 80 127 151 200 245 Household furnishings and equipment..... 1233 628 665 437 656 943 1418 1398 2024 2898 Household textiles..................... 87 56 41 39 79 56 54 112 124 285 Furniture.............................. 348 236 162 154 231 213 342 401 595 980 Floor coverings........................ 97 0 4 11 6 60 364 58 99 75 Major appliances....................... 123 29 94 56 53 99 154 131 189 272 Small appliances, misc. housewares..... 71 61 32 34 44 66 59 76 97 195 Miscellaneous household equipment...... 507 247 334 143 243 449 445 619 921 1090 Apparel and services..................... 1865 1052 918 1045 1270 1491 1667 2224 3131 3949 Men and boys............................ 509 218 156 300 314 350 464 691 944 1067 Men, 16 and over....................... 401 107 92 215 247 278 371 540 785 857 Boys, 2 to 15.......................... 108 111 64 85 67 72 93 150 159 210 Women and girls......................... 631 340 371 300 376 568 514 732 1013 1457 Women, 16 and over..................... 524 262 292 239 302 475 409 570 892 1273 Girls, 2 to 15......................... 106 78 79 61 74 93 105 162 121 184 Children under 2........................ 138 89 86 73 86 111 153 184 212 214 Footwear................................ 269 183 159 212 294 215 214 282 419 459 Other apparel products and services..... 318 222 145 159 199 247 322 336 543 752 Transportation........................... 5379 3676 2063 3074 3385 5006 5852 6682 7627 10023 Vehicle purchases (net outlay).......... 2320 2279 755 1329 1134 2250 2504 2626 3258 4828 Cars and trucks, new................... 1092 952 113 302 387 815 1201 1216 1819 3523 Cars and trucks, used.................. 1203 1227 642 1010 746 1405 1285 1360 1420 1271 Other vehicles......................... 26 100 0 17 1 31 19 50 19 34 Gasoline and motor oil.................. 1008 574 551 718 865 960 1166 1223 1283 1309 Other vehicle expenses.................. 1786 636 575 909 1243 1598 1993 2479 2693 3105 Vehicle finance charges................ 352 117 84 122 211 280 473 502 607 540 Maintenance and repairs................ 595 241 245 340 448 579 601 799 819 1040 Vehicle insurance...................... 582 208 183 331 436 537 658 772 870 934 Veh. rent., leas., licen., oth. chges.. 257 69 64 116 148 201 260 406 397 590 Public transportation................... 265 188 181 118 144 199 189 355 394 782 Health care.............................. 1066 467 345 507 785 1015 1240 1329 1568 1808 Health insurance........................ 439 251 104 154 310 451 543 599 622 637 Medical services........................ 423 132 142 229 273 392 489 463 660 845 Drugs................................... 138 64 70 87 119 126 146 191 189 192 Medical supplies........................ 65 20 30 37 83 46 62 77 97 133 Entertainment............................ 1649 831 561 685 1012 1217 1605 1794 3191 4070 Fees and admissions..................... 330 115 103 97 195 238 324 445 541 955 Television, radios, sound equipment..... 523 350 255 328 349 502 551 581 713 994 Pets, toys, and playground equipment.... 317 137 155 155 287 283 309 405 483 534 Other supplies, equip., and services.... 480 230 48 105 180 193 421 364 1453 1587 Personal care products and services...... 389 182 213 231 313 334 391 468 579 698 Reading.................................. 144 75 48 64 104 130 156 180 213 301 Education................................ 311 580 378 311 233 221 303 324 286 521 Tobacco products and smoking supplies.... 273 310 313 330 347 279 269 235 232 153 Miscellaneous............................ 808 326 405 376 613 653 1118 832 1132 1560 Cash contributions....................... 466 93 208 127 427 331 516 770 683 901 Personal insurance and pensions.......... 3190 194 383 878 1401 2325 3439 4386 5985 8926 Life and other personal insurance....... 246 56 56 61 138 180 296 317 455 582 Pensions and Social Security............ 2943 138 327 817 1263 2145 3143 4068 5531 8344 Money income before taxes 1/.............. 33572 3093 7686 12402 17333 24917 34530 44563 57639 95810 Wages and salaries....................... 29912 1385 3275 8745 14757 22544 31694 41856 53085 84587 Self-employment income................... 1665 125 428 656 508 1021 1518 1383 3039 7338 Soc. Sec., priv. and gov. retirement..... 255 71 519 150 204 188 202 145 204 844 Int., divid., rent. inc., property inc... 348 38 14 119 54 160 226 440 518 2055 Unemp. and workers' compen., vet. ben.... 318 116 193 316 307 390 350 292 279 396 Pub. ass., supp. sec. inc., foodstamps... 592 1110 2777 1770 895 192 106 25 9 3 Regular contributions for support........ 301 119 270 390 429 233 287 283 294 424 Other income............................. 182 128 210 256 178 190 147 140 210 163 Personal taxes 1/......................... 3089 -150 21 333 886 1788 2856 4118 5991 13059 Federal income taxes..................... 2340 -157 -6 221 669 1382 2186 3081 4501 9985 State and local income taxes............. 676 9 17 102 201 369 606 953 1353 2719 Other taxes.............................. 73 -2 11 10 16 38 63 84 137 355 Income after taxes 1/..................... 30484 3242 7665 12069 16447 23129 31674 40446 51648 82751 Net change in total assets and liabilities -2192 -1902 -342 -604 -1596 -1425 -350 -2533 -6920 -5601 Net change in total assets............... 4059 317 -471 183 1107 760 7290 3678 9572 14392 Net change in total liabilities.......... 6251 2219 -128 787 2703 2185 7640 6211 16492 19994 Other money receipts...................... 228 74 147 362 55 164 165 314 193 719 Mortgage principal paid, owned property... -481 -123 -79 -115 -174 -283 -435 -629 -1056 -1539 Estimated market value of owned home...... 40306 15083 6086 7221 14560 20256 37739 54473 89487 134351 Est. monthly rental value of owned home... 287 103 60 69 115 163 278 410 607 839 Gifts of goods and services............... 701 346 329 326 404 638 639 756 1216 1542 Food.................................... 36 4 19 21 21 24 34 47 67 77 Housing................................. 233 43 96 116 148 241 209 254 355 529 Housekeeping supplies................. 37 9 12 25 23 26 43 53 54 74 Household textiles.................... 7 0 0 0 10 8 3 3 17 21 Appliances and misc. housewares....... 19 1 3 7 7 21 18 21 22 65 Major appliances.................... 3 0 2 0 0 2 7 4 1 2 Small appl. and misc. housewares.... 16 1 1 7 7 19 11 17 21 62 Miscellaneous household equipment..... 75 16 30 15 51 68 59 88 143 178 Other housing......................... 95 17 51 68 57 118 85 90 118 191 Apparel and services.................... 223 195 67 71 139 187 215 296 330 549 Males 2 and over...................... 69 20 5 17 35 63 64 110 89 196 Females 2 and over.................... 62 40 13 24 50 48 45 61 123 160 Children under 2...................... 43 26 38 12 26 33 56 60 59 65 Other apparel products and services... 50 109 11 17 28 42 50 65 59 129 Jewelry and watches................. 30 63 4 7 23 25 22 50 21 109 All other apparel products and serv. 20 46 7 11 5 18 28 15 38 20 Transportation.......................... 49 23 5 19 8 32 17 15 247 55 Health care............................. 6 4 2 3 5 7 8 4 10 12 Entertainment........................... 65 34 15 47 34 72 77 53 88 126 Toys, games, hobbies, and tricycles... 24 13 10 6 21 33 27 22 33 25 Other entertainment................... 41 20 6 41 14 39 50 32 55 102 Education............................... 8 5 4 6 3 9 12 7 6 15 All other gifts......................... 81 38 122 44 46 66 67 81 113 178 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary