Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | three | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 16,116 | 922 | 4,062 | 4,144 | 3,376 | 2,020 | 1,592 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $38,924 | $18,449 | $34,537 | $43,707 | $50,473 | $39,995 | $26,435 Income after taxes 1/.........................| 35,592 | 17,646 | 31,800 | 39,210 | 46,325 | 36,158 | 25,263 Age of reference person.......................| 43.7 | 22.1 | 29.7 | 39.8 | 49.1 | 59.1 | 71.5 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 Children under 18...........................| .8 | 1.2 | 1.1 | 1.0 | .5 | .2 | .1 Persons 65 and over.........................| .2 | (2) | (3) | (3) | (3) | .1 | 1.6 Earners.....................................| 1.8 | 1.5 | 1.6 | 1.9 | 2.2 | 2.0 | 1.2 Vehicles....................................| 2.3 | 1.5 | 1.9 | 2.3 | 2.8 | 2.7 | 2.4 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 69 | 55 | 68 | 68 | 73 | 74 | 73 Female....................................| 31 | 45 | 32 | 32 | 27 | 26 | 27 | | | | | | | Housing tenure: | | | | | | | Percent homeowner.........................| 68 | 15 | 51 | 70 | 81 | 83 | 86 With mortgage...........................| 49 | 14 | 46 | 61 | 61 | 43 | 28 Without mortgage........................| 19 | 2 | 6 | 9 | 20 | 40 | 58 Renter....................................| 32 | 85 | 49 | 30 | 19 | 17 | 14 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 13 | 21 | 15 | 14 | 11 | 12 | 12 White and other...........................| 87 | 79 | 85 | 86 | 89 | 88 | 88 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 8 | 4 | 4 | 4 | 9 | 15 | 27 High school (9-12)........................| 46 | 69 | 48 | 38 | 44 | 51 | 47 College...................................| 45 | 27 | 49 | 58 | 47 | 33 | 24 Never attended and other..................| (4) | 1 | (4) | (4) | (4) | 1 | 1 | | | | | | | At least one vehicle owned..................| 91 | 79 | 89 | 91 | 95 | 95 | 91 | | | | | | | Average annual expenditures.....................| $34,041 | $20,599 | $29,796 | $37,773 | $42,015 | $34,516 | $25,630 | | | | | | | Food..........................................| 5,007 | 3,083 | 4,295 | 5,327 | 6,058 | 5,251 | 4,700 Food at home................................| 2,988 | 2,062 | 2,617 | 3,125 | 3,375 | 3,201 | 3,137 Cereals and bakery products...............| 452 | 323 | 383 | 472 | 509 | 494 | 500 Cereals and cereal products.............| 155 | 128 | 145 | 161 | 169 | 154 | 161 Bakery products.........................| 297 | 194 | 238 | 312 | 340 | 340 | 339 Meats, poultry, fish, and eggs............| 834 | 533 | 713 | 830 | 983 | 936 | 926 Beef....................................| 262 | 168 | 226 | 255 | 310 | 281 | 313 Pork....................................| 179 | 113 | 164 | 172 | 202 | 218 | 180 Other meats.............................| 119 | 76 | 96 | 122 | 148 | 129 | 131 Poultry.................................| 139 | 93 | 119 | 131 | 169 | 157 | 158 Fish and seafood........................| 100 | 52 | 74 | 116 | 120 | 112 | 100 Eggs....................................| 35 | 31 | 33 | 34 | 34 | 39 | 43 | | | | | | | Dairy products............................| 335 | 235 | 315 | 349 | 355 | 363 | 338 Fresh milk and cream....................| 155 | 130 | 147 | 157 | 156 | 174 | 157 Other dairy products....................| 180 | 105 | 167 | 192 | 199 | 189 | 180 Fruits and vegetables.....................| 464 | 260 | 397 | 491 | 521 | 503 | 540 Fresh fruits............................| 138 | 77 | 116 | 147 | 156 | 155 | 158 Fresh vegetables........................| 133 | 71 | 108 | 145 | 153 | 146 | 154 Processed fruits........................| 109 | 61 | 100 | 111 | 121 | 107 | 136 Processed vegetables....................| 83 | 52 | 72 | 87 | 90 | 95 | 91 | | | | | | | Other food at home........................| 903 | 711 | 809 | 983 | 1,008 | 905 | 834 Sugar and other sweets..................| 105 | 75 | 85 | 114 | 112 | 128 | 104 Fats and oils...........................| 80 | 43 | 64 | 89 | 92 | 91 | 84 Miscellaneous foods.....................| 414 | 381 | 398 | 457 | 439 | 370 | 363 Nonalcoholic beverages..................| 260 | 194 | 229 | 273 | 302 | 276 | 244 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 44 | 17 | 33 | 50 | 62 | 39 | 39 Food away from home.........................| 2,019 | 1,021 | 1,678 | 2,202 | 2,683 | 2,050 | 1,563 | | | | | | | Alcoholic beverages...........................| 291 | 277 | 273 | 296 | 321 | 271 | 293 | | | | | | | Housing.......................................| 10,240 | 6,457 | 10,191 | 11,566 | 11,637 | 9,302 | 7,381 Shelter.....................................| 5,586 | 3,452 | 5,889 | 6,636 | 6,251 | 4,409 | 3,401 Owned dwellings...........................| 3,698 | 589 | 3,415 | 4,802 | 4,453 | 3,190 | 2,385 Mortgage interest and charges...........| 2,378 | 409 | 2,569 | 3,259 | 2,789 | 1,662 | 771 Property taxes..........................| 756 | 50 | 505 | 876 | 967 | 911 | 848 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 564 | 129 | 342 | 667 | 698 | 618 | 766 Rented dwellings..........................| 1,513 | 2,794 | 2,341 | 1,429 | 1,086 | 805 | 683 Other lodging.............................| 375 | 5/69 | 133 | 405 | 711 | 414 | 333 Utilities, fuels, and public services.......| 2,227 | 1,483 | 1,889 | 2,259 | 2,607 | 2,514 | 2,270 Natural gas...............................| 282 | 163 | 219 | 267 | 341 | 357 | 331 Electricity...............................| 909 | 557 | 781 | 935 | 1,043 | 1,041 | 913 Fuel oil and other fuels..................| 110 | 5/44 | 76 | 98 | 121 | 160 | 183 Telephone services........................| 687 | 620 | 626 | 699 | 817 | 686 | 573 Water and other public services...........| 240 | 99 | 187 | 260 | 286 | 270 | 269 Household operations........................| 629 | 497 | 936 | 823 | 397 | 419 | 169 Personal services.........................| 396 | 435 | 810 | 533 | 67 | 110 | 5/22 Other household expenses..................| 232 | 61 | 126 | 290 | 330 | 309 | 148 | | | | | | | Housekeeping supplies.......................| 472 | 263 | 392 | 470 | 533 | 662 | 455 Laundry and cleaning supplies.............| 134 | 79 | 128 | 132 | 155 | 158 | 111 Other household products..................| 199 | 95 | 128 | 200 | 229 | 341 | 206 Postage and stationery....................| 139 | 88 | 136 | 138 | 149 | 162 | 137 Household furnishings and equipment.........| 1,325 | 763 | 1,084 | 1,379 | 1,848 | 1,299 | 1,086 Household textiles........................| 120 | 56 | 83 | 107 | 177 | 166 | 115 Furniture.................................| 328 | 339 | 313 | 354 | 407 | 264 | 202 Floor coverings...........................| 111 | 5/10 | 58 | 79 | 287 | 87 | 5/36 Major appliances..........................| 157 | 103 | 145 | 149 | 160 | 215 | 160 Small appliances, miscellaneous housewares| 87 | 39 | 62 | 85 | 131 | 79 | 111 Miscellaneous household equipment.........| 522 | 215 | 424 | 605 | 685 | 488 | 462 | | | | | | | Apparel and services..........................| 2,084 | 1,605 | 1,833 | 2,413 | 2,593 | 1,810 | 1,410 Men and boys................................| 524 | 472 | 457 | 611 | 630 | 477 | 313 Men, 16 and over..........................| 427 | 447 | 353 | 439 | 561 | 412 | 286 Boys, 2 to 15.............................| 97 | 25 | 103 | 172 | 69 | 65 | 27 Women and girls.............................| 841 | 303 | 660 | 1,024 | 1,139 | 707 | 712 Women, 16 and over........................| 728 | 267 | 545 | 829 | 1,029 | 661 | 688 Girls, 2 to 15............................| 112 | 36 | 115 | 194 | 111 | 45 | 24 Children under 2............................| 138 | 363 | 260 | 102 | 69 | 50 | 26 Footwear....................................| 266 | 133 | 215 | 293 | 335 | 306 | 208 Other apparel products and services.........| 315 | 335 | 240 | 383 | 421 | 270 | 150 | | | | | | | Transportation................................| 6,331 | 4,857 | 5,465 | 6,834 | 7,846 | 6,683 | 4,427 Vehicle purchases (net outlay)..............| 2,756 | 2,742 | 2,448 | 3,014 | 3,450 | 2,755 | 1,407 Cars and trucks, new......................| 1,510 | 5/1,272 | 1,149 | 1,718 | 2,160 | 1,429 | 753 Cars and trucks, used.....................| 1,205 | 1,461 | 1,239 | 1,276 | 1,223 | 1,278 | 654 Other vehicles............................| 41 | 5/9 | 5/61 | 5/20 | 5/67 | 5/48 | (2) Gasoline and motor oil......................| 1,227 | 827 | 1,081 | 1,264 | 1,512 | 1,282 | 1,065 Other vehicle expenses......................| 2,059 | 1,144 | 1,731 | 2,224 | 2,509 | 2,303 | 1,737 Vehicle finance charges...................| 407 | 269 | 428 | 446 | 486 | 391 | 188 Maintenance and repairs...................| 687 | 373 | 520 | 762 | 799 | 844 | 666 Vehicle insurance.........................| 729 | 398 | 561 | 758 | 936 | 862 | 663 | | | | | | | Vehicle rental, leases, licenses, | | | | | | | other charges............................| 236 | 104 | 221 | 259 | 289 | 206 | 219 Public transportation.......................| 288 | 144 | 205 | 332 | 375 | 343 | 219 | | | | | | | Health care...................................| 1,689 | 567 | 1,224 | 1,553 | 2,053 | 1,947 | 2,782 Health insurance............................| 695 | 212 | 498 | 682 | 715 | 773 | 1,370 Medical services............................| 648 | 223 | 513 | 589 | 917 | 687 | 765 Drugs.......................................| 255 | 101 | 147 | 199 | 284 | 388 | 541 Medical supplies............................| 91 | 31 | 66 | 82 | 136 | 99 | 106 | | | | | | | Entertainment.................................| 1,598 | 885 | 1,458 | 1,896 | 2,083 | 1,362 | 861 Fees and admissions.........................| 376 | 125 | 262 | 526 | 483 | 373 | 199 Television, radios, sound equipment.........| 542 | 420 | 513 | 625 | 631 | 485 | 350 Pets, toys, and playground equipment........| 319 | 195 | 339 | 361 | 355 | 312 | 164 Other entertainment supplies, equipment, | | | | | | | and services...............................| 362 | 146 | 344 | 385 | 614 | 193 | 148 | | | | | | | Personal care products and services...........| 460 | 257 | 381 | 480 | 585 | 532 | 374 | | | | | | | Reading.......................................| 171 | 67 | 131 | 197 | 197 | 192 | 178 | | | | | | | Education.....................................| 535 | 290 | 232 | 557 | 1,005 | 737 | 143 | | | | | | | Tobacco products and smoking supplies.........| 363 | 394 | 303 | 356 | 434 | 424 | 289 | | | | | | | Miscellaneous.................................| 973 | 372 | 720 | 1,169 | 1,291 | 1,200 | 501 | | | | | | | Cash contributions............................| 920 | 134 | 364 | 917 | 1,548 | 1,396 | 868 | | | | | | | Personal insurance and pensions...............| 3,380 | 1,355 | 2,927 | 4,212 | 4,364 | 3,410 | 1,424 Life and other personal insurance...........| 458 | 104 | 271 | 503 | 737 | 510 | 365 Pensions and Social Security................| 2,923 | 1,251 | 2,656 | 3,709 | 3,627 | 2,900 | 1,059 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 38,924 | 18,449 | 34,537 | 43,707 | 50,473 | 39,995 | 26,435 Wages and salaries..........................| 31,365 | 15,698 | 30,533 | 36,788 | 42,502 | 29,647 | 9,183 Self-employment income......................| 2,987 | 5/388 | 1,992 | 4,261 | 4,988 | 2,154 | 955 Social Security, private and government | | | | | | | retirement.................................| 2,449 | 5/153 | 187 | 578 | 1,110 | 5,537 | 13,513 Interest, dividends, rental income, other | | | | | | | property income............................| 854 | 150 | 273 | 807 | 918 | 1,446 | 2,083 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 316 | 262 | 236 | 269 | 426 | 452 | 291 | | | | | | | Public assistance, supplemental security | | | | | | | income, food stamps........................| 519 | 1,452 | 870 | 249 | 194 | 522 | 366 Regular contributions for support...........| 329 | 258 | 274 | 694 | 229 | 124 | 5/18 Other income................................| 104 | 89 | 172 | 61 | 106 | 114 | 5/25 | | | | | | | Personal taxes................................| 3,332 | 803 | 2,738 | 4,497 | 4,148 | 3,837 | 1,172 Federal income taxes........................| 2,591 | 565 | 2,139 | 3,508 | 3,264 | 2,956 | 853 State and local income taxes................| 640 | 222 | 541 | 874 | 733 | 754 | 224 Other taxes.................................| 100 | 15 | 58 | 114 | 150 | 127 | 96 | | | | | | | Income after taxes............................| 35,592 | 17,646 | 31,800 | 39,210 | 46,325 | 36,158 | 25,263 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -803 | -894 | -1,908 | -1,373 | -767 | 3,691 | -2,229 Net change in total assets..................| 2,995 | 3,662 | 4,294 | 3,893 | 2,164 | 3,521 | -1,952 Net change in total liabilities.............| 3,798 | 4,556 | 6,201 | 5,266 | 2,931 | -170 | 277 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 277 | 97 | 184 | 252 | 504 | 327 | 137 Mortgage principal paid on owned property...| -779 | -90 | -751 | -923 | -973 | -798 | -440 Estimated market value of owned home........| 74,493 | 6,888 | 44,760 | 77,623 | 101,431 | 97,700 | 94,759 Estimated monthly rental value of owned home| 458 | 64 | 318 | 496 | 587 | 574 | 524 | | | | | | | Gifts of goods and services...................| 1,192 | 378 | 709 | 1,074 | 2,205 | 1,360 | 876 Food........................................| 134 | 48 | 44 | 111 | 291 | 177 | 87 Housing.....................................| 327 | 151 | 230 | 311 | 565 | 296 | 265 Housekeeping supplies.....................| 39 | 17 | 28 | 35 | 48 | 49 | 61 Household textiles........................| 10 | (2) | 5/6 | 12 | 16 | 5/3 | 5/20 Appliances and miscellaneous housewares...| 31 | 5/12 | 18 | 20 | 47 | 38 | 67 Major appliances........................| 6 | (2) | 4 | 4 | 11 | 5/6 | 5/10 Small appliances and miscellaneous | | | | | | | housewares.............................| 25 | 5/12 | 14 | 16 | 36 | 33 | 57 Miscellaneous household equipment.........| 76 | 5/15 | 74 | 58 | 117 | 76 | 77 Other housing.............................| 171 | 107 | 104 | 185 | 337 | 130 | 40 Apparel and services........................| 277 | 99 | 222 | 254 | 383 | 320 | 318 Males 2 and over..........................| 84 | 5/18 | 60 | 82 | 114 | 130 | 68 Females 2 and over........................| 101 | 5/21 | 62 | 99 | 146 | 94 | 185 Children under 2..........................| 47 | 54 | 66 | 31 | 52 | 42 | 21 Other apparel products and services.......| 46 | 5/6 | 34 | 42 | 71 | 54 | 44 Jewelry and watches.....................| 19 | 5/3 | 17 | 22 | 28 | 13 | 14 All other apparel products and services.| 27 | 5/3 | 17 | 20 | 43 | 42 | 31 Transportation..............................| 50 | 9 | 26 | 71 | 99 | 17 | 22 | | | | | | | Health care.................................| 32 | 5/5 | 5/7 | 19 | 93 | 13 | 5/42 Entertainment...............................| 85 | 28 | 95 | 71 | 93 | 122 | 65 Toys, games, hobbies, and tricycles.......| 27 | 5/11 | 20 | 23 | 26 | 61 | 25 Other entertainment.......................| 58 | 17 | 76 | 48 | 66 | 61 | 40 Education...................................| 189 | 5/1 | 5/7 | 149 | 529 | 293 | 5/12 All other gifts.............................| 98 | 37 | 79 | 88 | 151 | 121 | 66 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ No data reported. 3/ Value less than 0.05. 4/ Value less than 0.5. 5/ Data are likely to have large sampling errors. _