Table 6. Consumer units of five or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 8655 255 622 746 720 1513 1344 3456 Income before taxes 1/.................... 40797 3015 7837 12510 17341 25076 34834 69708 Income after taxes 1/..................... 38064 -601 7869 12478 16832 23912 33011 64456 Age of reference person................... 41.1 40.9 41.2 39.3 40.1 39.1 39.7 43 Average number in consumer unit:.......... Persons.................................. 5.7 5.5 5.7 5.9 5.8 5.7 5.6 5.7 Children under 18........................ 2.9 2.9 3.4 3.3 3.2 3 2.8 2.7 Persons 65 and over...................... 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 Earners.................................. 2.3 1.6 1.3 1.4 1.8 2.1 2.5 2.8 Vehicles................................. 2.6 1.2 1.3 1.5 1.7 2.2 2.8 3.5 Percent distribution: Male..................................... 74 55 45 48 66 80 80 84 Female................................... 26 45 55 52 34 20 20 16 Percent homeowner........................ 67 41 35 27 45 54 75 90 With mortgage........................... 54 21 21 15 29 44 64 78 Without mortgage........................ 12 20 14 12 16 10 10 13 Renter................................... 33 59 65 73 55 46 25 10 Black.................................... 14 22 35 37 21 14 10 5 White and other.......................... 86 78 65 63 79 86 90 95 Elementary (1-8)......................... 12 21 27 18 21 15 11 5 High school (9-12)....................... 47 49 46 69 60 58 51 34 College.................................. 40 30 26 12 19 27 38 60 Never attended and other................. 0 0 1 1 0 1 0 1 At least one vehicle owned............... 91 66 64 76 86 93 97 99 Average annual expenditures............... 38099 19381 16538 19111 24019 27252 36322 55847 Food..................................... 6491 3501 4180 4717 5322 5012 6659 8329 Food at home............................ 4433 2527 3555 3985 4363 3833 4421 5084 Cereals and bakery products............ 686 392 493 550 605 591 689 825 Cereals and cereal products........... 267 138 218 234 264 229 265 308 Bakery products....................... 419 253 275 316 341 362 424 517 Meats, poultry, fish, and eggs......... 1192 797 1245 1246 1184 1055 1169 1260 Beef.................................. 393 197 451 357 381 351 375 427 Pork.................................. 235 221 322 250 238 214 242 224 Other meats........................... 182 125 161 178 247 163 179 186 Poultry............................... 192 165 163 207 160 182 190 206 Fish and seafood...................... 130 31 87 187 83 95 111 159 Eggs.................................. 61 58 61 68 75 49 71 58 Dairy products......................... 541 304 374 441 550 497 549 622 Fresh milk and cream.................. 275 147 241 242 327 261 290 287 Other dairy products.................. 265 157 134 199 223 237 259 334 Fruits and vegetables.................. 678 350 553 645 702 605 631 770 Fresh fruits.......................... 209 103 163 182 240 174 167 255 Fresh vegetables...................... 203 91 167 212 245 186 193 216 Processed fruits...................... 147 63 114 127 125 131 127 181 Processed vegetables.................. 119 93 110 125 91 113 144 119 Other food at home..................... 1336 685 890 1102 1322 1085 1383 1607 Sugar and other sweets................ 173 84 115 152 213 141 168 201 Fats and oils......................... 121 52 99 105 127 106 131 134 Miscellaneous foods................... 628 337 420 506 521 530 632 774 Nonalcoholic beverages................ 359 201 239 323 422 278 401 408 Food prep. by cu, out-of-town trips... 55 11 18 16 38 30 50 90 Food away from home..................... 2058 974 625 732 959 1179 2238 3245 Alcoholic beverages...................... 249 225 132 114 190 167 237 356 Housing.................................. 11135 7025 5676 5995 7416 8380 10806 15640 Shelter................................. 5998 3930 2900 3044 4003 4583 5930 8407 Owned dwellings........................ 4194 1850 906 568 1522 2266 4213 7135 Mortgage interest and charges......... 2871 1273 556 318 1071 1573 2984 4855 Property taxes........................ 774 443 181 145 283 332 646 1386 Maintenance, rep., ins., oth. exp..... 549 133 169 105 167 361 583 893 Rented dwellings....................... 1510 2056 1950 2465 2355 2233 1424 726 Other lodging.......................... 293 24 45 12 126 83 293 546 Utilities, fuels, and public services... 2573 1938 1912 2000 2108 2239 2439 3157 Natural gas............................ 350 275 284 265 292 306 306 434 Electricity............................ 1034 759 751 808 861 891 1034 1252 Fuel oil and other fuels............... 115 60 42 79 46 79 101 176 Telephone.............................. 778 663 630 669 695 711 701 913 Water and other public services........ 296 180 205 179 214 251 297 383 Household operations.................... 550 190 102 156 222 337 553 902 Personal services...................... 340 150 68 72 179 241 423 507 Other household expenses............... 209 40 35 84 44 97 130 395 Housekeeping supplies................... 567 262 314 356 294 364 581 820 Laundry and cleaning supplies.......... 194 125 134 164 118 148 221 241 Other household products............... 248 97 140 128 129 154 260 365 Postage and stationery................. 126 40 41 64 46 62 99 214 Household furnishings and equipment..... 1448 704 447 439 789 858 1304 2354 Household textiles..................... 114 2 15 46 56 112 99 171 Furniture.............................. 353 200 125 189 286 210 332 527 Floor coverings........................ 155 5 0 8 32 27 71 338 Major appliances....................... 202 205 191 54 175 171 200 256 Small appliances, misc. housewares..... 88 199 24 29 48 67 69 133 Miscellaneous household equipment...... 536 91 92 113 193 270 533 930 Apparel and services..................... 2485 1654 1449 1422 1623 1591 2382 3589 Men and boys............................ 626 532 398 162 297 400 608 958 Men, 16 and over....................... 405 154 141 47 132 262 389 675 Boys, 2 to 15.......................... 221 379 257 114 165 138 219 284 Women and girls......................... 975 600 437 514 613 457 849 1559 Women, 16 and over..................... 695 399 311 354 394 249 621 1152 Girls, 2 to 15......................... 280 202 126 160 220 208 228 407 Children under 2........................ 184 168 207 284 109 179 183 173 Footwear................................ 395 220 218 260 391 352 483 458 Other apparel products and services..... 304 133 189 202 213 203 259 440 Transportation........................... 6554 3399 2356 3285 3858 5173 5845 9686 Vehicle purchases (net outlay).......... 2774 1566 699 1630 1400 2156 2285 4230 Cars and trucks, new................... 1289 441 154 584 244 819 798 2321 Cars and trucks, used.................. 1472 1125 545 972 1151 1325 1488 1896 Other vehicles......................... 14 0 0 73 5 11 0 12 Gasoline and motor oil.................. 1434 882 746 704 1162 1275 1531 1845 Other vehicle expenses.................. 2014 804 760 823 1119 1544 1790 3063 Vehicle finance charges................ 357 135 120 129 196 242 361 548 Maintenance and repairs................ 729 323 264 347 480 593 613 1078 Vehicle insurance...................... 707 316 299 259 372 579 608 1069 Veh. rent., leas., licen., oth. chges.. 222 29 77 87 71 130 208 368 Public transportation................... 332 147 152 128 176 198 239 548 Health care.............................. 1575 1217 431 682 1129 1168 1795 2185 Health insurance........................ 567 624 232 207 315 486 685 743 Medical services........................ 674 455 79 231 575 425 731 1000 Drugs................................... 227 98 94 195 176 170 265 288 Medical supplies........................ 107 41 26 49 62 86 113 155 Entertainment............................ 1878 640 664 604 1128 1068 1811 3005 Fees and admissions..................... 501 154 127 73 142 212 364 942 Television, radios, sound equipment..... 591 199 322 248 494 407 611 833 Pets, toys, and playground equipment.... 417 232 160 216 371 279 455 579 Other supplies, equip., and services.... 370 55 56 68 121 170 381 650 Personal care products and services...... 507 254 223 245 299 336 509 752 Reading.................................. 173 81 56 46 91 133 176 262 Education................................ 696 455 164 95 127 340 450 1312 Tobacco products and smoking supplies.... 392 260 346 402 393 347 428 413 Miscellaneous............................ 991 375 245 280 576 648 804 1631 Cash contributions....................... 1143 81 133 527 519 653 944 1958 Personal insurance and pensions.......... 3831 215 483 696 1349 2236 3477 6730 Life and other personal insurance....... 503 105 171 192 290 257 488 818 Pensions and Social Security............ 3328 110 311 504 1059 1979 2989 5912 Money income before taxes 1/.............. 40797 3015 7837 12510 17341 25076 34834 69708 Wages and salaries....................... 33097 1064 3348 5525 12229 20980 30955 57247 Self-employment income................... 4033 65 77 439 671 1231 1621 8678 Soc. Sec., priv. and gov. retirement..... 1376 251 1049 1486 1297 1033 1183 1735 Int., divid., rent. inc., property inc... 453 13 -192 68 123 71 208 1017 Unemp. and workers' compen., vet. ben.... 332 51 254 282 334 477 281 333 Pub. ass., supp. sec. inc., foodstamps... 1092 1358 3102 4433 2211 971 220 150 Regular contributions for support........ 303 38 118 215 404 201 317 392 Other income............................. 112 176 81 62 72 111 48 156 Personal taxes 1/......................... 2733 3615 -32 33 509 1164 1823 5252 Federal income taxes..................... 2062 2636 -103 -27 349 865 1343 4022 State and local income taxes............. 572 668 49 45 150 255 425 1057 Other taxes.............................. 99 312 22 15 11 44 55 174 Income after taxes 1/..................... 38064 -601 7869 12478 16832 23912 33011 64456 Net change in total assets and liabilities -67 -585 -573 -203 -915 -297 -4540 2109 Net change in total assets............... 2996 640 -263 1023 2285 1245 -806 6575 Net change in total liabilities.......... 3063 1225 310 1226 3200 1542 3734 4466 Other money receipts...................... 279 35 13 158 65 42 84 595 Mortgage principal paid, owned property... -806 -171 -231 -211 -312 -485 -715 -1362 Estimated market value of owned home...... 75379 38896 21332 14043 27987 34016 65316 132927 Est. monthly rental value of owned home... 462 274 134 108 191 260 413 775 Gifts of goods and services............... 701 219 206 231 371 399 777 1100 Food.................................... 57 44 18 28 31 24 57 91 Housing................................. 214 58 56 26 94 126 269 336 Housekeeping supplies................. 37 10 3 11 8 21 24 69 Household textiles.................... 16 2 0 0 31 25 19 15 Appliances and misc. housewares....... 19 0 1 2 11 13 9 36 Major appliances.................... 4 0 0 0 0 8 2 6 Small appl. and misc. housewares.... 15 0 1 2 11 5 7 30 Miscellaneous household equipment..... 66 0 7 5 8 28 71 122 Other housing......................... 75 46 45 8 36 38 147 95 Apparel and services.................... 201 71 92 128 129 126 243 277 Males 2 and over...................... 50 2 5 24 18 39 26 86 Females 2 and over.................... 75 33 9 48 42 44 142 94 Children under 2...................... 48 32 65 26 38 28 47 63 Other apparel products and services... 27 4 14 30 31 15 28 35 Jewelry and watches................. 10 4 14 0 3 4 6 17 All other apparel products and serv. 18 0 0 30 28 11 22 18 Transportation.......................... 27 2 0 2 4 18 32 46 Health care............................. 14 2 6 3 2 11 13 23 Entertainment........................... 50 9 17 6 20 28 51 85 Toys, games, hobbies, and tricycles... 22 3 7 4 7 9 16 42 Other entertainment................... 28 6 10 2 13 20 34 43 Education............................... 68 18 2 3 6 17 39 143 All other gifts......................... 71 16 14 35 84 48 73 99 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary