Table 2. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 Item reporting than to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 20865 1499 3039 2456 1971 3495 2708 2225 3472 Income before taxes 1/.................... 30287 2602 7500 12402 17376 24828 34269 44425 75498 Income after taxes 1/..................... 27868 2554 7258 11849 16445 23428 31660 40636 67988 Age of reference person................... 46.9 39.5 54.9 52.5 50.8 45.7 42.1 42.3 44.7 Average number in consumer unit:.......... Persons.................................. 2.5 1.6 1.7 2.1 2.3 2.5 3 3 3.2 Children under 18........................ 0.7 0.3 0.4 0.5 0.5 0.6 0.9 0.9 0.9 Persons 65 and over...................... 0.3 0.2 0.5 0.5 0.5 0.3 0.2 0.1 0.1 Earners.................................. 1.4 0.9 0.6 0.8 1 1.4 1.8 1.9 2.1 Vehicles................................. 2.1 0.9 1 1.5 1.7 2.2 2.7 3 3.1 Percent distribution: Male..................................... 67 43 38 51 63 71 85 81 87 Female................................... 33 57 62 49 37 29 15 19 13 Percent homeowner........................ 64 30 45 52 60 62 73 81 90 With mortgage........................... 38 14 8 13 19 35 54 65 73 Without mortgage........................ 26 16 37 39 41 26 20 16 17 Renter................................... 36 70 55 48 40 38 27 19 10 Black.................................... 9 13 16 11 10 7 6 6 5 White and other.......................... 91 87 84 89 90 93 94 94 95 Elementary (1-8)......................... 10 11 25 15 13 7 5 2 2 High school (9-12)....................... 46 41 49 54 55 49 51 48 30 College.................................. 44 47 26 30 32 44 45 50 68 Never attended and other................. 0 1 0 1 0 0 0 0 0 At least one vehicle owned............... 88 63 65 85 90 96 97 99 99 Average annual expenditures............... 27193 11329 12178 16141 18610 24009 31114 36777 53919 Food..................................... 3967 1724 2040 2764 3192 3728 4573 5603 6648 Food at home............................ 2368 1034 1411 1851 2130 2267 2797 3371 3422 Cereals and bakery products............ 367 146 218 301 339 343 429 514 539 Cereals and cereal products........... 131 50 82 102 126 127 149 181 191 Bakery products....................... 236 96 136 199 213 216 279 332 348 Meats, poultry, fish, and eggs......... 577 307 417 495 527 570 656 768 749 Beef.................................. 195 88 170 171 161 190 225 270 235 Pork.................................. 125 69 88 108 129 121 146 153 161 Other meats........................... 95 58 56 66 99 88 113 129 134 Poultry............................... 84 35 54 78 74 95 85 121 109 Fish and seafood...................... 54 40 32 48 42 50 60 66 84 Eggs.................................. 24 17 17 24 23 25 28 28 25 Dairy products......................... 281 124 164 223 261 274 353 383 392 Fresh milk and cream.................. 129 71 86 108 125 123 162 180 156 Other dairy products.................. 153 53 78 116 135 151 192 203 236 Fruits and vegetables.................. 371 163 222 305 347 356 405 517 550 Fresh fruits.......................... 116 48 73 95 100 108 124 159 181 Fresh vegetables...................... 101 49 57 83 93 99 105 134 155 Processed fruits...................... 89 34 54 72 99 83 98 123 125 Processed vegetables.................. 66 32 38 55 55 66 78 99 88 Other food at home..................... 771 294 390 527 657 724 954 1190 1192 Sugar and other sweets................ 96 38 55 67 76 92 127 162 130 Fats and oils......................... 66 26 35 47 66 66 74 100 96 Miscellaneous foods................... 362 134 183 237 294 342 445 577 565 Nonalcoholic beverages................ 210 91 108 156 193 198 267 303 310 Food prep. by cu, out-of-town trips... 37 5 8 20 29 26 41 47 91 Food away from home..................... 1599 690 629 913 1062 1461 1775 2232 3226 Alcoholic beverages...................... 281 127 128 128 200 279 291 476 510 Housing.................................. 7904 3979 4247 5080 5629 6860 8764 10595 14759 Shelter................................. 4086 2263 2223 2520 2855 3485 4303 5338 7942 Owned dwellings........................ 2595 985 856 950 1384 1711 2732 4042 6521 Mortgage interest and charges......... 1451 555 136 250 530 823 1653 2595 4103 Property taxes........................ 645 249 370 403 459 458 574 799 1475 Maintenance, rep., ins., oth. exp..... 499 181 349 297 395 429 505 649 943 Rented dwellings....................... 1221 1058 1289 1485 1347 1596 1271 1027 682 Other lodging.......................... 269 219 78 85 124 178 300 269 739 Utilities, fuels, and public services... 1858 1056 1323 1541 1703 1811 2052 2254 2629 Natural gas............................ 360 182 283 312 325 314 405 434 522 Electricity............................ 678 373 489 541 622 667 761 825 957 Fuel oil and other fuels............... 80 40 53 69 84 117 71 110 75 Telephone.............................. 563 380 393 478 520 556 599 667 787 Water and other public services........ 178 81 105 141 152 157 215 218 288 Household operations.................... 361 90 156 185 200 296 368 458 874 Personal services...................... 195 28 68 71 98 178 244 322 421 Other household expenses............... 166 62 88 114 101 119 123 136 453 Housekeeping supplies................... 423 203 210 302 293 393 488 612 724 Laundry and cleaning supplies.......... 118 34 56 84 95 114 151 178 189 Other household products............... 185 56 91 119 108 169 217 275 346 Postage and stationery................. 120 113 63 99 91 110 121 159 189 Household furnishings and equipment..... 1176 369 336 532 579 875 1554 1933 2590 Household textiles..................... 97 23 40 70 68 73 98 179 190 Furniture.............................. 298 79 74 150 131 216 396 444 700 Floor coverings........................ 183 4 16 21 58 49 389 392 440 Major appliances....................... 131 46 54 69 85 109 180 199 246 Small appliances, misc. housewares..... 74 28 33 28 43 61 84 108 160 Miscellaneous household equipment...... 393 188 119 194 193 366 406 611 854 Apparel and services..................... 1507 637 618 891 945 1271 1676 2059 3164 Men and boys............................ 366 131 152 211 218 249 421 554 803 Men, 16 and over....................... 288 102 116 127 176 209 301 380 704 Boys, 2 to 15.......................... 78 29 37 84 42 40 121 174 99 Women and girls......................... 636 256 259 308 407 580 696 817 1375 Women, 16 and over..................... 542 241 232 267 348 501 555 685 1180 Girls, 2 to 15......................... 94 15 26 41 59 78 141 133 195 Children under 2........................ 69 29 25 53 47 66 83 120 108 Footwear................................ 198 84 79 206 147 158 219 280 344 Other apparel products and services..... 239 136 103 112 127 218 257 288 534 Transportation........................... 4978 1529 1903 3145 3524 4696 6161 6419 9721 Vehicle purchases (net outlay).......... 2168 413 834 1512 1440 2067 2895 2381 4366 Cars and trucks, new................... 993 159 180 708 919 603 1087 966 2645 Cars and trucks, used.................. 1142 245 640 784 516 1457 1717 1351 1678 Other vehicles......................... 32 9 14 20 5 7 91 64 43 Gasoline and motor oil.................. 985 499 427 629 800 986 1225 1396 1589 Other vehicle expenses.................. 1588 498 516 880 1148 1489 1821 2381 3159 Vehicle finance charges................ 295 50 50 98 207 274 390 475 637 Maintenance and repairs................ 579 223 201 359 370 521 653 881 1146 Vehicle insurance...................... 512 161 202 312 417 525 570 725 934 Veh. rent., leas., licen., oth. chges.. 203 65 64 112 155 170 207 299 443 Public transportation................... 237 119 126 123 135 154 219 262 607 Health care.............................. 1423 854 1125 1437 1341 1427 1395 1423 1982 Health insurance........................ 585 313 501 656 702 610 600 559 638 Medical services........................ 494 362 325 440 267 467 482 517 889 Drugs................................... 256 116 252 278 306 262 227 245 298 Medical supplies........................ 88 63 48 63 66 88 87 101 157 Entertainment............................ 1430 542 429 567 787 1123 1669 2168 3318 Fees and admissions..................... 347 155 80 105 175 243 392 497 906 Television, radios, sound equipment..... 467 206 214 276 328 433 533 593 913 Pets, toys, and playground equipment.... 278 116 95 129 195 259 329 456 523 Other supplies, equip., and services.... 339 66 40 57 90 188 414 621 976 Personal care products and services...... 349 162 183 220 248 314 423 485 613 Reading.................................. 164 61 69 103 112 156 181 212 329 Education................................ 410 901 254 155 171 297 321 335 880 Tobacco products and smoking supplies.... 304 168 210 264 328 313 375 406 331 Miscellaneous............................ 758 254 377 366 567 669 1005 1164 1326 Cash contributions....................... 893 146 307 350 545 719 832 810 2586 Personal insurance and pensions.......... 2826 245 287 670 1022 2154 3447 4622 7751 Life and other personal insurance....... 372 91 100 135 168 311 386 444 1020 Pensions and Social Security............ 2454 154 187 536 853 1844 3062 4178 6731 Money income before taxes 1/.............. 30287 2602 7500 12402 17376 24828 34269 44425 75498 Wages and salaries....................... 23306 1387 1891 5308 9203 17589 29408 38938 63236 Self-employment income................... 1767 -402 85 360 416 1125 1301 2072 6752 Soc. Sec., priv. and gov. retirement..... 3388 710 3837 5062 6193 4324 2284 2008 2176 Int., divid., rent. inc., property inc... 893 76 112 455 597 933 727 864 2515 Unemp. and workers' compen., vet. ben.... 205 45 136 116 201 302 252 278 220 Pub. ass., supp. sec. inc., foodstamps... 357 453 1057 730 402 145 43 68 54 Regular contributions for support........ 266 225 199 302 275 306 208 140 396 Other income............................. 106 108 183 69 89 105 46 56 149 Personal taxes 1/......................... 2419 49 242 554 931 1401 2610 3789 7510 Federal income taxes..................... 1736 -5 160 366 616 913 1808 2732 5606 State and local income taxes............. 563 26 45 109 231 388 697 939 1588 Other taxes.............................. 120 28 36 79 84 100 104 118 315 Income after taxes 1/..................... 27868 2554 7258 11849 16445 23428 31660 40636 67988 Net change in total assets and liabilities 410 168 -74 -49 -263 -236 -1658 1565 3170 Net change in total assets............... 3024 117 -27 233 709 1423 2800 4430 11123 Net change in total liabilities.......... 2614 -51 47 282 972 1659 4459 2865 7953 Other money receipts...................... 234 63 32 145 251 251 398 125 465 Mortgage principal paid, owned property... -514 -238 -68 -169 -176 -373 -658 -954 -1205 Estimated market value of owned home...... 46845 20987 20531 25913 32789 33642 48386 63618 105174 Est. monthly rental value of owned home... 334 127 168 216 235 261 344 458 697 Gifts of goods and services............... 889 760 480 386 437 627 997 1155 1934 Food.................................... 60 45 12 17 30 36 77 93 145 Housing................................. 234 223 113 93 139 192 226 338 487 Housekeeping supplies................. 40 64 14 29 25 35 46 69 56 Household textiles.................... 13 10 3 4 27 9 6 19 28 Appliances and misc. housewares....... 26 11 19 10 12 20 22 45 53 Major appliances.................... 4 3 2 5 0 3 4 2 12 Small appl. and misc. housewares.... 21 8 17 6 11 17 18 43 42 Miscellaneous household equipment..... 60 35 15 20 18 75 66 103 117 Other housing......................... 95 102 62 30 57 53 85 102 234 Apparel and services.................... 256 141 77 186 158 227 369 305 479 Males 2 and over...................... 68 62 31 54 37 59 93 85 112 Females 2 and over.................... 97 41 29 49 58 98 160 110 178 Children under 2...................... 33 13 9 21 26 29 44 49 62 Other apparel products and services... 58 24 8 62 37 41 72 61 128 Jewelry and watches................. 32 12 5 12 20 28 36 41 81 All other apparel products and serv. 26 12 3 50 17 14 36 20 47 Transportation.......................... 38 13 27 9 10 14 35 54 113 Health care............................. 49 192 115 12 5 11 14 25 60 Entertainment........................... 77 26 26 25 45 50 99 139 174 Toys, games, hobbies, and tricycles... 31 12 11 13 20 23 35 45 70 Other entertainment................... 46 14 15 12 25 26 64 94 104 Education............................... 81 52 16 5 6 28 51 61 334 All other gifts......................... 94 69 94 38 45 69 126 139 141 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary