Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 55-64 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 12,360 | 2,846 | 3,097 | 4,236 | 2,181 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $36,832 | $39,101 | $37,974 | $33,356 | $38,720 Income after taxes 1/.........................| 33,132 | 35,386 | 34,933 | 30,042 | 33,482 Age of reference person.......................| 59.6 | 59.5 | 59.6 | 59.6 | 59.7 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.3 | 2.3 | 2.3 | 2.3 | 2.4 Children under 18...........................| .2 | .1 | .2 | .2 | .3 Persons 65 and over.........................| .1 | .1 | .1 | .1 | .1 Earners.....................................| 1.4 | 1.5 | 1.4 | 1.4 | 1.5 Vehicles....................................| 2.3 | 1.9 | 2.4 | 2.2 | 2.7 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 71 | 69 | 74 | 70 | 72 Female....................................| 29 | 31 | 26 | 30 | 28 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 80 | 73 | 84 | 83 | 77 With mortgage...........................| 39 | 33 | 36 | 40 | 50 Without mortgage........................| 41 | 40 | 48 | 43 | 27 Renter....................................| 20 | 27 | 16 | 17 | 23 | | | | | Race of reference person: | | | | | Black.....................................| 12 | 10 | 12 | 16 | 5 White and other...........................| 88 | 90 | 88 | 84 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 15 | 10 | 14 | 21 | 9 High school (9-12)........................| 47 | 53 | 52 | 41 | 42 College...................................| 38 | 36 | 33 | 37 | 48 Never attended and other..................| (2) | 1 | (2) | (2) | 1 | | | | | At least one vehicle owned..................| 89 | 83 | 91 | 90 | 94 | | | | | Average annual expenditures.....................| $30,625 | $32,417 | $29,244 | $27,847 | $35,705 | | | | | Food..........................................| 4,322 | 5,004 | 4,051 | 3,936 | 4,617 Food at home................................| 2,620 | 2,879 | 2,383 | 2,504 | 2,868 Cereals and bakery products...............| 380 | 444 | 370 | 338 | 396 Cereals and cereal products.............| 126 | 132 | 123 | 121 | 135 Bakery products.........................| 253 | 312 | 248 | 217 | 261 Meats, poultry, fish, and eggs............| 738 | 882 | 614 | 721 | 774 Beef....................................| 226 | 275 | 181 | 215 | 253 Pork....................................| 154 | 136 | 154 | 168 | 145 Other meats.............................| 108 | 135 | 108 | 96 | 97 Poultry.................................| 122 | 168 | 90 | 114 | 128 Fish and seafood........................| 96 | 133 | 56 | 91 | 118 Eggs....................................| 32 | 35 | 24 | 35 | 33 | | | | | Dairy products............................| 288 | 315 | 283 | 270 | 301 Fresh milk and cream....................| 125 | 138 | 121 | 122 | 118 Other dairy products....................| 164 | 176 | 161 | 148 | 183 Fruits and vegetables.....................| 439 | 485 | 380 | 431 | 481 Fresh fruits............................| 144 | 152 | 135 | 139 | 159 Fresh vegetables........................| 134 | 161 | 104 | 128 | 156 Processed fruits........................| 89 | 101 | 79 | 85 | 97 Processed vegetables....................| 71 | 70 | 62 | 79 | 69 | | | | | Other food at home........................| 775 | 754 | 736 | 745 | 916 Sugar and other sweets..................| 105 | 100 | 97 | 102 | 126 Fats and oils...........................| 75 | 75 | 64 | 74 | 91 Miscellaneous foods.....................| 323 | 280 | 300 | 329 | 398 Nonalcoholic beverages..................| 219 | 236 | 217 | 197 | 242 Food prepared by consumer unit | | | | | on out-of-town trips...................| 54 | 62 | 57 | 43 | 59 Food away from home.........................| 1,702 | 2,125 | 1,668 | 1,431 | 1,748 | | | | | Alcoholic beverages...........................| 257 | 326 | 261 | 173 | 331 | | | | | Housing.......................................| 8,965 | 9,576 | 8,196 | 8,224 | 10,693 Shelter.....................................| 4,566 | 5,225 | 3,989 | 3,763 | 6,086 Owned dwellings...........................| 3,157 | 3,067 | 2,927 | 2,786 | 4,322 Mortgage interest and charges...........| 1,441 | 1,058 | 1,126 | 1,280 | 2,703 Property taxes..........................| 954 | 1,278 | 1,111 | 628 | 941 Maintenance, repairs, insurance, | | | | | other expenses.........................| 762 | 731 | 690 | 878 | 678 Rented dwellings..........................| 927 | 1,368 | 628 | 612 | 1,389 Other lodging.............................| 482 | 791 | 434 | 365 | 375 | | | | | Utilities, fuels, and public services.......| 2,204 | 2,272 | 2,224 | 2,267 | 1,966 Natural gas...............................| 297 | 332 | 455 | 185 | 247 Electricity...............................| 916 | 800 | 851 | 1,117 | 768 Fuel oil and other fuels..................| 132 | 313 | 92 | 80 | 52 Telephone services........................| 616 | 619 | 608 | 611 | 633 Water and other public services...........| 244 | 208 | 218 | 275 | 266 Household operations........................| 387 | 300 | 345 | 421 | 494 Personal services.........................| 58 | 3/53 | 3/38 | 50 | 110 Other household expenses..................| 329 | 247 | 307 | 372 | 384 | | | | | Housekeeping supplies.......................| 493 | 495 | 484 | 465 | 560 Laundry and cleaning supplies.............| 126 | 119 | 135 | 121 | 132 Other household products..................| 229 | 230 | 204 | 231 | 260 Postage and stationery....................| 138 | 146 | 145 | 113 | 168 Household furnishings and equipment.........| 1,314 | 1,283 | 1,154 | 1,308 | 1,586 Household textiles........................| 126 | 72 | 124 | 152 | 144 Furniture.................................| 335 | 414 | 282 | 299 | 380 Floor coverings...........................| 149 | 123 | 123 | 198 | 124 Major appliances..........................| 175 | 193 | 163 | 138 | 242 Small appliances, miscellaneous housewares| 101 | 88 | 98 | 82 | 159 Miscellaneous household equipment.........| 427 | 393 | 365 | 440 | 537 | | | | | Apparel and services..........................| 1,591 | 1,849 | 1,329 | 1,633 | 1,565 Men and boys................................| 373 | 397 | 314 | 400 | 378 Men, 16 and over..........................| 334 | 369 | 275 | 353 | 338 Boys, 2 to 15.............................| 39 | 27 | 38 | 47 | 40 Women and girls.............................| 702 | 766 | 560 | 785 | 667 Women, 16 and over........................| 661 | 728 | 526 | 736 | 632 Girls, 2 to 15............................| 40 | 37 | 34 | 49 | 36 Children under 2............................| 50 | 49 | 43 | 46 | 70 Footwear....................................| 212 | 304 | 177 | 203 | 167 Other apparel products and services.........| 254 | 334 | 235 | 201 | 283 | | | | | Transportation................................| 5,413 | 5,667 | 5,542 | 5,079 | 5,541 Vehicle purchases (net outlay)..............| 2,116 | 2,290 | 2,421 | 1,870 | 1,931 Cars and trucks, new......................| 1,189 | 1,652 | 1,091 | 962 | 1,168 Cars and trucks, used.....................| 917 | 638 | 1,325 | 886 | 762 Other vehicles............................| 3/9 | (4) | 3/5 | 3/23 | (4) Gasoline and motor oil......................| 1,090 | 957 | 1,096 | 1,156 | 1,127 Other vehicle expenses......................| 1,811 | 1,806 | 1,683 | 1,765 | 2,083 Vehicle finance charges...................| 261 | 224 | 272 | 283 | 253 Maintenance and repairs...................| 689 | 590 | 662 | 710 | 806 Vehicle insurance.........................| 656 | 750 | 526 | 639 | 747 | | | | | Vehicle rental, leases, licenses, | | | | | other charges............................| 206 | 242 | 223 | 133 | 277 Public transportation.......................| 396 | 614 | 343 | 287 | 400 | | | | | Health care...................................| 1,819 | 1,647 | 1,660 | 1,979 | 1,955 Health insurance............................| 725 | 691 | 661 | 763 | 784 Medical services............................| 663 | 611 | 568 | 715 | 765 Drugs.......................................| 339 | 262 | 339 | 415 | 293 Medical supplies............................| 92 | 84 | 92 | 86 | 113 | | | | | Entertainment.................................| 1,614 | 1,340 | 1,442 | 1,118 | 3,177 Fees and admissions.........................| 384 | 446 | 368 | 320 | 452 Television, radios, sound equipment.........| 417 | 416 | 445 | 383 | 440 Pets, toys, and playground equipment........| 277 | 279 | 261 | 252 | 348 Other entertainment supplies, equipment, | | | | | and services...............................| 536 | 199 | 368 | 164 | 1,935 | | | | | Personal care products and services...........| 411 | 403 | 379 | 402 | 482 | | | | | Reading.......................................| 180 | 219 | 178 | 148 | 196 | | | | | Education.....................................| 421 | 816 | 292 | 315 | 295 | | | | | Tobacco products and smoking supplies.........| 322 | 342 | 365 | 335 | 208 | | | | | Miscellaneous.................................| 946 | 978 | 900 | 937 | 994 | | | | | Cash contributions............................| 1,148 | 1,005 | 1,389 | 801 | 1,669 | | | | | Personal insurance and pensions...............| 3,214 | 3,244 | 3,260 | 2,765 | 3,984 Life and other personal insurance...........| 500 | 412 | 664 | 493 | 398 Pensions and Social Security................| 2,714 | 2,832 | 2,596 | 2,272 | 3,585 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 36,832 | 39,101 | 37,974 | 33,356 | 38,720 Wages and salaries..........................| 25,796 | 29,565 | 26,833 | 23,091 | 24,669 Self-employment income......................| 3,115 | 3,094 | 3,838 | 1,700 | 4,668 Social Security, private and government | | | | | retirement.................................| 5,266 | 4,459 | 4,759 | 5,680 | 6,179 Interest, dividends, rental income, other | | | | | property income............................| 1,673 | 964 | 1,741 | 1,847 | 2,122 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 328 | 528 | 255 | 209 | 396 | | | | | Public assistance, supplemental security | | | | | income, food stamps........................| 415 | 333 | 413 | 491 | 380 Regular contributions for support...........| 157 | 3/72 | 3/40 | 277 | 200 Other income................................| 83 | 84 | 95 | 61 | 106 | | | | | Personal taxes................................| 3,700 | 3,715 | 3,041 | 3,314 | 5,237 Federal income taxes........................| 2,869 | 2,805 | 2,138 | 2,698 | 4,218 State and local income taxes................| 668 | 748 | 667 | 480 | 904 Other taxes.................................| 163 | 162 | 235 | 135 | 116 | | | | | Income after taxes............................| 33,132 | 35,386 | 34,933 | 30,042 | 33,482 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| 2,233 | 2,136 | 2,125 | 2,862 | 1,291 Net change in total assets..................| 2,584 | 2,625 | 2,516 | 2,703 | 2,397 Net change in total liabilities.............| 351 | 488 | 391 | -159 | 1,106 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 453 | 248 | 433 | 725 | 219 Mortgage principal paid on owned property...| -636 | -575 | -576 | -612 | -845 Estimated market value of owned home........| 92,514 | 110,241 | 71,889 | 72,816 | 136,913 Estimated monthly rental value of owned home| 523 | 567 | 468 | 433 | 718 | | | | | Gifts of goods and services...................| 1,269 | 1,816 | 994 | 1,169 | 1,147 Food........................................| 123 | 215 | 72 | 115 | 92 Housing.....................................| 309 | 364 | 219 | 314 | 354 Housekeeping supplies.....................| 44 | 44 | 50 | 34 | 53 Household textiles........................| 24 | 3/14 | 15 | 39 | 18 Appliances and miscellaneous housewares...| 52 | 47 | 44 | 38 | 97 Major appliances........................| 10 | 7 | 7 | 9 | 18 Small appliances and miscellaneous | | | | | housewares.............................| 43 | 40 | 38 | 29 | 79 Miscellaneous household equipment.........| 75 | 86 | 53 | 85 | 76 Other housing.............................| 114 | 172 | 58 | 118 | 110 Apparel and services........................| 301 | 352 | 271 | 279 | 325 Males 2 and over..........................| 98 | 128 | 92 | 81 | 100 Females 2 and over........................| 100 | 110 | 71 | 101 | 124 Children under 2..........................| 41 | 46 | 38 | 38 | 45 Other apparel products and services.......| 63 | 68 | 69 | 59 | 57 Jewelry and watches.....................| 26 | 22 | 41 | 14 | 32 All other apparel products and services.| 37 | 45 | 28 | 45 | 25 Transportation..............................| 79 | 152 | 55 | 63 | 46 Health care.................................| 33 | 41 | 40 | 33 | 12 | | | | | Entertainment...............................| 114 | 102 | 135 | 101 | 126 Toys, games, hobbies, and tricycles.......| 58 | 52 | 67 | 56 | 53 Other entertainment.......................| 56 | 49 | 67 | 44 | 72 Education...................................| 204 | 472 | 77 | 174 | 91 All other gifts.............................| 107 | 117 | 125 | 90 | 101 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Data are likely to have large sampling errors. 4/ No data reported.