Table 2. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 59467 2088 5283 5887 5749 10687 8991 20784 Income before taxes 1/.................... 36900 1342 7767 12462 17389 24745 34565 67455 Income after taxes 1/..................... 33603 1361 7757 12118 16711 23261 31856 60242 Average number of persons in cons. unit... 3.1 2.9 3 2.9 3 3.1 3.2 3.3 Age of reference person................... 46.2 45.5 48.1 51 49.7 46.5 42.9 44.6 Average number of: Earners.................................. 1.7 1.1 0.9 1.1 1.3 1.6 1.9 2.1 Vehicles................................. 2.4 1.4 1.2 1.6 2 2.3 2.7 3.1 Children under 18........................ 1 1 1.1 0.9 0.9 0.9 1 1 Persons 65 and over...................... 0.3 0.3 0.5 0.6 0.5 0.4 0.2 0.1 Percent distribution: Male..................................... 73 46 47 64 69 74 80 84 Female................................... 27 54 53 36 31 26 20 16 Percent homeowner........................ 70 47 46 54 63 66 73 86 Homeowner with mortgage................. 47 22 15 20 27 41 54 72 Homeowner without mortgage.............. 23 24 31 34 35 25 19 15 Renter................................... 30 53 54 46 37 34 27 14 Black.................................... 11 23 25 14 12 11 8 5 White and other.......................... 89 77 75 86 88 89 92 95 Elementary (1-8)......................... 10 18 26 22 15 10 6 3 High school (9-12)....................... 45 51 53 55 56 54 47 30 College.................................. 45 30 19 22 28 36 48 67 Never attended and other................. 0 2 1 1 0 0 0 0 At least one vehicle owned............... 92 71 69 86 92 95 97 98 Average annual expenditures............... 33192 17877 14896 18308 21609 25809 32870 50454 Food..................................... 5054 3696 3171 3407 3879 4246 5072 6745 Food at home............................ 2974 2420 2361 2468 2588 2723 3069 3473 Cereals and bakery products............ 442 321 352 368 384 399 458 520 Cereals and cereal products........... 159 140 141 149 140 150 155 177 Bakery products....................... 283 181 211 219 244 249 303 343 Meats, poultry, fish, and eggs......... 790 703 717 686 724 732 794 883 Beef.................................. 265 204 268 215 239 254 275 292 Pork.................................. 152 166 155 143 140 145 154 159 Other meats........................... 117 100 90 114 113 109 119 129 Poultry............................... 125 106 104 105 110 111 126 148 Fish and seafood...................... 92 92 62 69 83 76 83 118 Eggs.................................. 38 35 40 40 38 37 38 37 Dairy products......................... 366 282 305 313 324 339 389 414 Fresh milk and cream.................. 175 146 166 169 173 171 186 177 Other dairy products.................. 191 136 139 144 150 168 203 237 Fruits and vegetables.................. 485 411 371 398 425 443 499 570 Fresh fruits.......................... 148 126 111 118 122 133 157 176 Fresh vegetables...................... 145 128 109 124 136 132 145 168 Processed fruits...................... 109 83 84 88 96 97 108 131 Processed vegetables.................. 84 74 67 67 71 81 90 95 Other food at home..................... 891 704 616 703 732 809 929 1086 Sugar and other sweets................ 110 82 83 84 94 96 119 132 Fats and oils......................... 77 65 67 68 75 74 80 85 Miscellaneous foods................... 403 336 263 308 306 366 426 497 Nonalcoholic beverages................ 259 190 191 223 236 241 263 302 Food prep. by cu, out-of-town trips... 43 30 12 20 21 32 42 71 Food away from home..................... 2080 1275 810 939 1290 1523 2003 3272 Alcoholic beverages...................... 313 278 101 133 199 239 321 473 Housing.................................. 9889 6062 5020 5910 6547 7781 9269 14869 Shelter................................. 5429 3295 2560 2998 3397 4107 5031 8475 Owned dwellings........................ 3477 1484 978 1170 1546 2155 3009 6381 Mortgage interest..................... 2202 917 379 456 755 1171 1930 4337 Property taxes........................ 675 316 288 363 377 473 564 1132 Maintenance, rep., ins., oth. exp..... 599 251 310 351 414 510 516 912 Rented dwellings....................... 1371 1525 1472 1618 1614 1630 1527 993 Other lodging.......................... 581 286 110 210 237 322 495 1101 Utilities, fuels, and public services... 2101 1509 1546 1684 1836 1968 2065 2578 Natural gas............................ 279 179 231 237 232 246 277 344 Electricity............................ 856 629 644 702 752 810 837 1036 Fuel oil and other fuels............... 113 85 84 89 103 118 100 136 Telephone.............................. 630 474 443 488 573 595 629 769 Water and other public services........ 223 141 144 169 175 198 221 294 Household operations.................... 531 136 225 226 299 384 478 897 Personal services...................... 297 46 149 118 176 242 320 461 Other household expenses............... 234 90 76 108 122 142 158 436 Housekeeping supplies................... 504 353 266 389 357 427 487 683 Laundry and cleaning supplies.......... 141 120 102 113 115 131 142 169 Other household products............... 217 108 106 186 138 165 198 312 Postage and stationery................. 147 124 57 89 104 131 147 202 Household furnishings and equipment..... 1324 770 423 613 658 895 1208 2237 Household textiles..................... 126 144 38 56 65 98 127 195 Furniture.............................. 361 109 116 217 186 249 354 598 Floor coverings........................ 106 58 11 27 43 50 60 218 Major appliances....................... 178 85 79 111 123 157 187 253 Small appliances, misc. housewares..... 79 48 20 49 37 49 73 133 Miscellaneous household equipment...... 474 325 159 153 204 290 407 839 Apparel and services..................... 1913 1155 861 1001 1148 1365 1898 2955 Men and boys............................ 474 211 202 217 253 328 395 793 Men, 16 and over....................... 374 134 102 141 199 247 304 661 Boys, 2 to 15.......................... 99 76 100 76 55 81 90 132 Women and girls......................... 788 554 335 408 503 566 849 1173 Women, 16 and over..................... 666 480 273 341 431 468 713 995 Girls, 2 to 15......................... 123 74 62 67 71 98 136 178 Children under 2........................ 99 60 65 78 64 84 114 127 Footwear................................ 258 179 125 158 185 190 269 367 Other apparel products and services..... 295 152 133 140 143 197 271 496 Transportation........................... 6214 3210 2512 3246 4327 4940 6956 9145 Vehicle purchases (net outlay).......... 2756 1360 1065 1362 2008 2040 3346 4040 Cars and trucks, new................... 1459 429 364 529 659 962 1676 2488 Cars and trucks, used.................. 1266 913 667 818 1349 1067 1638 1501 Other vehicles......................... 30 18 34 15 1 12 32 51 Gasoline and motor oil.................. 1205 770 611 787 931 1138 1305 1584 Other vehicle expenses.................. 1952 920 728 964 1235 1578 2034 2993 Vehicle finance charges................ 368 115 115 125 209 297 437 577 Maintenance and repairs................ 682 396 282 382 468 554 691 1011 Vehicle insurance...................... 673 312 267 364 445 574 687 1008 Veh. rental, licenses, oth. charges.... 229 97 64 93 113 153 219 398 Public transportation................... 302 161 108 133 154 183 271 528 Health care.............................. 1657 946 996 1553 1613 1592 1556 2011 Health insurance........................ 635 373 427 694 690 658 620 677 Medical services........................ 632 283 263 470 496 579 580 893 Drugs................................... 284 228 257 314 313 280 265 290 Medical supplies........................ 106 61 49 75 114 75 90 151 Entertainment............................ 1683 639 533 663 829 1177 1624 2884 Fees and admissions..................... 427 139 93 116 189 259 387 799 Television, radios, sound equipment..... 509 258 236 297 340 422 523 749 Pets, toys, and playground equipment.... 320 168 136 168 180 295 351 458 Other supplies, equip., and services.... 427 74 68 82 119 201 362 878 Personal care products and services...... 440 249 221 304 317 342 434 627 Reading.................................. 176 69 64 86 123 142 172 274 Education................................ 399 303 147 139 147 210 316 747 Tobacco products and smoking supplies.... 315 253 290 307 292 336 351 310 Miscellaneous............................ 755 353 294 376 463 683 776 1125 Cash contributions....................... 970 118 263 362 550 730 798 1721 Personal insurance and pensions.......... 3415 545 424 821 1176 2028 3328 6568 Life and other personal insurance....... 437 177 175 236 242 304 430 713 Pensions and Social Security............ 2978 369 249 584 934 1724 2899 5855 Money income before taxes 1/.............. 36900 1342 7767 12462 17389 24745 34565 67455 Wages and salaries....................... 28420 1246 2500 5697 9820 17644 28534 54811 Self-employment income................... 2903 -1652 143 506 778 1116 1647 6792 Soc. Sec., priv. and gov. retirement..... 3470 758 2702 4719 5275 4454 2760 2886 Int., divid., rent. inc., property inc... 1122 87 50 229 471 707 923 2231 Unemp. and workers' compen., vet. ben.... 247 40 166 144 273 288 296 269 Pub. ass., supp. sec. inc., foodstamps... 393 635 1949 902 442 195 53 66 Regular contributions for support........ 244 125 177 195 232 279 278 257 Other income............................. 99 104 80 70 97 61 74 143 Personal taxes 1/......................... 3297 -19 10 344 678 1485 2710 7213 Federal income taxes..................... 2599 -39 -24 212 478 1097 2090 5787 State and local income taxes............. 620 -8 15 74 167 314 550 1303 Other taxes.............................. 78 28 19 57 33 74 70 123 Income after taxes 1/..................... 33603 1361 7757 12118 16711 23261 31856 60242 Net change in total assets and liabilities -194 435 -319 -1389 -861 -393 -840 678 Net change in total assets............... 4070 370 14 -291 1310 1395 3488 9099 Net change in total liabilities.......... 4265 -65 333 1097 2171 1788 4328 8421 Other money receipts...................... 451 61 44 371 178 286 525 744 Mortgage principal paid, owned property... -665 -321 -191 -224 -266 -459 -632 -1176 Estimated market value of owned home...... 74140 41665 30069 39564 42298 50629 62609 124282 Est. monthly rental value of owned home... 447 225 194 245 292 332 405 712 Gifts of goods and services, total........ 959 707 296 460 461 611 826 1648 Clothing, males 2 and over............... 71 71 27 33 47 68 58 106 Clothing, females 2 and over............. 100 69 56 36 61 73 105 151 Clothing, infants less than 2............ 42 13 16 25 21 32 57 58 Jewelry and watches...................... 18 5 5 6 8 11 20 32 Small appliances and misc. housewares.... 20 5 3 13 9 12 14 37 Household textiles....................... 11 4 3 1 8 12 12 17 All other gifts.......................... 696 539 188 346 306 402 560 1248 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.