Table 6. Consumer units of five or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 8515 207 628 708 801 1485 1313 3373 Income before taxes 1/.................... 40348 2651 8001 12484 17454 24861 34701 68987 Income after taxes 1/..................... 37679 2947 8102 12467 16992 23629 32606 63684 Average number of persons in cons. unit... 5.6 5.4 5.7 5.8 5.7 5.7 5.7 5.6 Age of reference person................... 41 39.2 40.4 38.7 40.4 39.6 41 42.4 Average number of: Earners.................................. 2.3 1.5 1.1 1.5 1.9 2.2 2.5 2.7 Vehicles................................. 2.6 1.2 1.2 1.5 2 2.3 2.9 3.4 Children under 18........................ 2.9 3.1 3.5 3.3 3 3 2.8 2.6 Persons 65 and over...................... 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 Percent distribution: Male..................................... 76 43 37 55 71 80 82 86 Female................................... 24 57 63 45 29 20 18 14 Percent homeowner........................ 68 37 32 30 50 61 71 90 Homeowner with mortgage................. 56 19 17 21 33 50 61 80 Homeowner without mortgage.............. 12 19 15 10 18 11 10 10 Renter................................... 32 63 68 70 50 39 29 10 Black.................................... 15 22 33 28 23 15 12 8 White and other.......................... 85 78 67 72 77 85 88 92 Elementary (1-8)......................... 12 21 29 23 20 14 11 4 High school (9-12)....................... 45 57 58 61 57 53 46 33 College.................................. 42 21 12 16 22 32 42 63 Never attended and other................. 0 0 1 0 1 1 0 0 At least one vehicle owned............... 91 64 60 78 89 93 96 99 Average annual expenditures............... 36884 18981 15688 17628 23354 27027 35103 54347 Food..................................... 6358 4918 3843 3793 5349 5095 6256 8356 Food at home............................ 4155 3676 3158 3161 3934 3690 4058 4904 Cereals and bakery products............ 639 514 472 455 552 586 614 775 Cereals and cereal products........... 262 240 221 202 255 258 241 298 Bakery products....................... 377 274 251 253 297 328 374 478 Meats, poultry, fish, and eggs......... 1100 1021 981 907 1068 1032 1045 1234 Beef.................................. 370 257 344 245 368 340 360 431 Pork.................................. 209 313 241 164 174 222 194 219 Other meats........................... 182 94 145 197 231 154 174 193 Poultry............................... 159 194 123 138 123 153 164 180 Fish and seafood...................... 116 101 62 103 102 98 95 150 Eggs.................................. 63 62 66 60 71 65 59 62 Dairy products......................... 538 473 415 384 525 484 560 622 Fresh milk and cream.................. 289 242 272 225 326 274 309 299 Other dairy products.................. 250 231 144 159 199 210 250 322 Fruits and vegetables.................. 637 549 452 488 675 550 626 745 Fresh fruits.......................... 190 144 138 157 191 153 173 232 Fresh vegetables...................... 191 188 133 154 232 169 187 211 Processed fruits...................... 140 99 82 94 138 116 141 175 Processed vegetables.................. 116 118 99 83 114 112 126 126 Other food at home..................... 1241 1118 837 927 1114 1038 1212 1528 Sugar and other sweets................ 161 127 98 123 177 139 166 187 Fats and oils......................... 110 63 83 81 113 110 112 122 Miscellaneous foods................... 586 678 428 432 464 483 569 730 Nonalcoholic beverages................ 331 241 209 276 331 281 329 393 Food prep. by cu, out-of-town trips... 54 8 20 16 30 24 37 96 Food away from home..................... 2203 1243 685 632 1415 1405 2198 3452 Alcoholic beverages...................... 213 246 130 81 140 143 250 293 Housing.................................. 10975 5412 4967 5830 7375 8323 9769 16030 Shelter................................. 6022 2679 2577 3080 3928 4479 5320 8937 Owned dwellings........................ 4035 892 716 629 1517 2331 3478 7125 Mortgage interest..................... 2825 508 435 417 1007 1667 2404 5023 Property taxes........................ 710 150 72 74 252 362 508 1336 Maintenance, rep., ins., oth. exp..... 500 234 209 138 258 301 567 766 Rented dwellings....................... 1427 1776 1800 2342 2166 1863 1520 741 Other lodging.......................... 560 11 61 108 245 285 321 1071 Utilities, fuels, and public services... 2498 1799 1652 1868 2058 2245 2362 3098 Natural gas............................ 359 237 269 299 291 305 356 437 Electricity............................ 1003 781 673 773 796 892 954 1242 Fuel oil and other fuels............... 119 3 42 59 88 115 93 173 Telephone.............................. 745 578 502 536 693 690 698 898 Water and other public services........ 272 199 166 201 190 243 262 347 Household operations.................... 581 67 108 171 217 405 495 985 Personal services...................... 368 54 68 104 137 300 407 568 Other household expenses............... 213 13 40 68 80 105 88 416 Housekeeping supplies................... 548 295 255 257 402 382 542 797 Laundry and cleaning supplies.......... 177 157 118 109 135 165 202 212 Other household products............... 232 97 105 89 124 140 233 364 Postage and stationery................. 138 41 32 59 143 76 107 221 Household furnishings and equipment..... 1326 572 375 453 769 812 1051 2213 Household textiles..................... 117 33 18 41 110 126 83 169 Furniture.............................. 325 210 108 128 205 225 285 502 Floor coverings........................ 168 0 4 15 40 31 26 390 Major appliances....................... 202 147 84 136 195 164 192 263 Small appliances, misc. housewares..... 68 26 22 14 36 56 60 108 Miscellaneous household equipment...... 447 156 139 118 184 211 404 781 Apparel and services..................... 2328 2030 1373 1395 1556 1611 2305 3248 Men and boys............................ 598 441 415 206 317 414 502 922 Men, 16 and over....................... 398 189 133 98 183 285 320 662 Boys, 2 to 15.......................... 200 252 283 107 134 129 182 260 Women and girls......................... 940 806 389 551 668 553 962 1365 Women, 16 and over..................... 664 551 224 376 488 321 708 994 Girls, 2 to 15......................... 276 255 165 176 180 232 254 371 Children under 2........................ 157 98 208 204 94 143 153 162 Footwear................................ 331 578 184 297 280 315 385 351 Other apparel products and services..... 302 106 177 138 197 186 304 447 Transportation........................... 6613 3201 2479 3028 3977 4787 6629 9769 Vehicle purchases (net outlay).......... 2909 1441 1117 1456 1492 1891 3011 4384 Cars and trucks, new................... 1428 791 152 616 229 730 1482 2445 Cars and trucks, used.................. 1457 624 964 771 1259 1160 1514 1901 Other vehicles......................... 24 26 0 69 4 2 15 38 Gasoline and motor oil.................. 1428 756 653 813 1152 1265 1521 1843 Other vehicle expenses.................. 1979 893 602 661 1186 1448 1824 3063 Vehicle finance charges................ 393 171 109 96 219 251 402 622 Maintenance and repairs................ 701 376 174 255 486 574 640 1044 Vehicle insurance...................... 676 270 244 238 407 488 604 1049 Veh. rental, licenses, oth. charges.... 209 76 75 72 73 135 177 349 Public transportation................... 297 112 109 97 147 184 274 479 Health care.............................. 1515 1124 500 707 1142 1181 1620 2093 Health insurance........................ 533 268 261 272 427 448 635 678 Medical services........................ 663 577 119 257 461 476 603 1007 Drugs................................... 222 218 102 145 209 169 265 271 Medical supplies........................ 97 60 18 33 45 88 117 137 Entertainment............................ 1874 559 605 654 813 1102 1697 3110 Fees and admissions..................... 495 61 117 85 132 233 349 936 Television, radios, sound equipment..... 588 214 294 300 404 462 526 850 Pets, toys, and playground equipment.... 365 209 137 183 173 268 456 509 Other supplies, equip., and services.... 426 75 56 87 105 139 366 815 Personal care products and services...... 478 312 182 236 328 345 487 691 Reading.................................. 164 53 52 48 77 123 158 258 Education................................ 611 330 141 90 176 321 412 1134 Tobacco products and smoking supplies.... 372 213 416 402 294 373 421 366 Miscellaneous............................ 735 240 263 298 339 614 776 1077 Cash contributions....................... 943 101 311 223 318 738 959 1495 Personal insurance and pensions.......... 3706 243 427 843 1468 2270 3363 6426 Life and other personal insurance....... 530 132 145 219 345 312 437 868 Pensions and Social Security............ 3176 111 282 624 1123 1958 2926 5559 Money income before taxes 1/.............. 40348 2651 8001 12484 17454 24861 34701 68987 Wages and salaries....................... 33588 1199 2937 6619 12803 20956 31092 58414 Self-employment income................... 3527 -90 111 614 835 1161 1547 7449 Soc. Sec., priv. and gov. retirement..... 1135 150 1318 1215 1269 1075 1152 1132 Int., divid., rent. inc., property inc... 429 2 -187 84 82 179 162 939 Unemp. and workers' compen., vet. ben.... 296 27 240 223 378 434 231 284 Pub. ass., supp. sec. inc., foodstamps... 932 1047 3374 3469 1592 821 201 115 Regular contributions for support........ 269 182 149 169 416 175 219 345 Other income............................. 171 134 60 91 79 60 97 309 Personal taxes 1/......................... 2669 -296 -100 17 462 1232 2095 5302 Federal income taxes..................... 2060 -289 -121 -57 256 962 1531 4171 State and local income taxes............. 556 -36 14 61 195 244 497 1043 Other taxes.............................. 53 29 6 13 11 26 67 88 Income after taxes 1/..................... 37679 2947 8102 12467 16992 23629 32606 63684 Net change in total assets and liabilities -3194 -780 -209 -346 -649 -1299 -4485 -5432 Net change in total assets............... 2955 -378 -370 346 5109 1371 -690 5931 Net change in total liabilities.......... 6150 401 -161 693 5759 2670 3795 11364 Other money receipts...................... 213 0 12 114 155 47 94 418 Mortgage principal paid, owned property... -764 -142 -119 -215 -369 -541 -602 -1293 Estimated market value of owned home...... 77938 18358 16927 17128 26683 42630 62637 139395 Est. monthly rental value of owned home... 467 144 120 119 203 294 386 796 Gifts of goods and services, total........ 637 261 258 163 376 377 747 971 Clothing, males 2 and over............... 57 1 82 34 11 19 51 91 Clothing, females 2 and over............. 67 71 10 6 107 31 76 96 Clothing, infants less than 2............ 36 13 27 22 17 19 36 53 Jewelry and watches...................... 10 0 13 1 6 3 7 17 Small appliances and misc. housewares.... 12 0 1 1 10 4 7 22 Household textiles....................... 14 6 0 0 15 27 9 17 All other gifts.......................... 441 170 125 100 210 272 561 675 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary. - {PAGE|2} - Table 6. Consumer units of five or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________