Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | | | | | | | | Item | two or | Under | 25-34 | 35-44 | 45-54 | 55-64 | 65 and | 65-74 | 75 and | more | 25 | | | | | over | | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 68,773 | 3,263 | 16,027 | 16,877 | 11,634 | 9,398 | 11,575 | 7,718 | 3,857 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$35,094 |$21,105 |$32,141 |$41,130 |$44,324 |$37,208 |$24,211 |$25,840 |$20,899 Income after taxes 1/.........................| 32,093 | 19,768 | 29,561 | 37,472 | 40,043 | 33,555 | 22,796 | 24,377 | 19,581 Average number of persons in consumer unit....| 3.2 | 2.9 | 3.3 | 3.8 | 3.3 | 2.6 | 2.3 | 2.4 | 2.2 Age of reference person.......................| 46.4 | 22.1 | 29.9 | 39.4 | 49.2 | 59.5 | 72.5 | 69.0 | 79.5 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Earners.....................................| 1.7 | 1.7 | 1.7 | 2.0 | 2.2 | 1.7 | .7 | .8 | .4 Vehicles....................................| 2.4 | 1.7 | 2.1 | 2.6 | 2.9 | 2.6 | 1.9 | 2.1 | 1.6 Children under 18...........................| 1.0 | .9 | 1.4 | 1.6 | .8 | .2 | .1 | .1 | .1 Persons 65 and over.........................| .3 | (2) | (2) | (2) | .1 | .1 | 1.6 | 1.6 | 1.8 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 75 | 63 | 71 | 74 | 74 | 81 | 79 | 79 | 79 Female....................................| 25 | 37 | 29 | 26 | 26 | 19 | 21 | 21 | 21 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 71 | 19 | 51 | 73 | 79 | 88 | 85 | 86 | 83 Homeowner with mortgage.................| 46 | 13 | 45 | 65 | 60 | 43 | 20 | 25 | 10 Homeowner without mortgage..............| 24 | 6 | 6 | 8 | 19 | 44 | 65 | 61 | 73 Renter....................................| 29 | 81 | 49 | 27 | 21 | 12 | 15 | 14 | 17 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 11 | 12 | 12 | 11 | 11 | 9 | 9 | 9 | 7 White and other...........................| 89 | 88 | 88 | 89 | 89 | 91 | 91 | 91 | 93 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 10 | 4 | 4 | 5 | 8 | 16 | 27 | 21 | 38 High school (9-12)........................| 46 | 61 | 48 | 40 | 49 | 49 | 44 | 47 | 37 College...................................| 43 | 35 | 48 | 55 | 43 | 34 | 28 | 30 | 22 Never attended and other..................| 1 | (3) | (3) | (3) | 1 | 1 | 2 | 1 | 2 | | | | | | | | | At least one vehicle owned..................| 92 | 82 | 89 | 93 | 93 | 95 | 91 | 94 | 86 | | | | | | | | | Average annual expenditures.....................|$30,961 |$21,850 |$28,450 |$36,538 |$37,408 |$30,203 |$22,969 |$24,560 |$19,769 | | | | | | | | | Food..........................................| 4,641 | 3,328 | 4,189 | 5,351 | 5,602 | 4,668 | 3,593 | 3,854 | 3,063 Food at home................................| 2,731 | 1,901 | 2,470 | 3,084 | 3,133 | 2,800 | 2,355 | 2,463 | 2,135 Cereals and bakery products...............| 404 | 277 | 362 | 470 | 451 | 409 | 356 | 358 | 352 Cereals and cereal products.............| 146 | 114 | 139 | 174 | 158 | 135 | 123 | 124 | 120 Bakery products.........................| 258 | 163 | 223 | 295 | 293 | 273 | 233 | 234 | 232 Meats, poultry, fish, and eggs............| 713 | 454 | 613 | 785 | 845 | 766 | 649 | 681 | 584 Beef....................................| 239 | 171 | 208 | 263 | 287 | 257 | 205 | 207 | 202 Pork....................................| 140 | 80 | 120 | 146 | 169 | 149 | 143 | 154 | 122 Other meats.............................| 105 | 64 | 91 | 124 | 120 | 110 | 86 | 94 | 71 Poultry.................................| 111 | 67 | 97 | 124 | 133 | 115 | 103 | 109 | 91 Fish and seafood........................| 81 | 42 | 65 | 89 | 93 | 97 | 78 | 82 | 68 Eggs....................................| 36 | 30 | 31 | 38 | 44 | 38 | 33 | 35 | 30 | | | | | | | | | Dairy products............................| 348 | 258 | 332 | 397 | 391 | 344 | 284 | 294 | 262 Fresh milk and cream....................| 170 | 134 | 167 | 193 | 187 | 159 | 140 | 143 | 135 Other dairy products....................| 178 | 124 | 165 | 204 | 204 | 185 | 144 | 152 | 127 Fruits and vegetables.....................| 463 | 288 | 391 | 508 | 525 | 500 | 463 | 486 | 416 Fresh fruits............................| 145 | 83 | 112 | 156 | 165 | 164 | 160 | 170 | 141 Fresh vegetables........................| 141 | 78 | 116 | 153 | 163 | 159 | 140 | 145 | 130 Processed fruits........................| 103 | 71 | 92 | 116 | 113 | 102 | 99 | 104 | 89 Processed vegetables....................| 75 | 57 | 71 | 82 | 84 | 75 | 64 | 68 | 57 | | | | | | | | | Other food at home........................| 802 | 624 | 772 | 925 | 922 | 781 | 604 | 644 | 520 Sugar and other sweets..................| 100 | 70 | 92 | 114 | 108 | 102 | 88 | 97 | 71 Fats and oils...........................| 69 | 40 | 60 | 76 | 78 | 73 | 67 | 70 | 59 Miscellaneous foods.....................| 350 | 321 | 370 | 407 | 386 | 309 | 238 | 252 | 208 Nonalcoholic beverages..................| 246 | 178 | 223 | 282 | 303 | 247 | 183 | 193 | 163 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 38 | 15 | 29 | 46 | 46 | 50 | 28 | 32 | 19 Food away from home.........................| 1,911 | 1,427 | 1,719 | 2,267 | 2,469 | 1,868 | 1,238 | 1,390 | 928 | | | | | | | | | Alcoholic beverages...........................| 275 | 233 | 315 | 279 | 305 | 284 | 181 | 204 | 133 | | | | | | | | | Housing.......................................| 9,442 | 6,494 | 9,457 | 11,306 | 10,785 | 8,638 | 6,839 | 7,254 | 6,006 Shelter.....................................| 5,139 | 3,924 | 5,316 | 6,489 | 5,877 | 4,340 | 3,175 | 3,363 | 2,797 Owned dwellings...........................| 3,289 | 682 | 2,885 | 4,606 | 3,988 | 3,157 | 2,064 | 2,256 | 1,680 Mortgage interest.......................| 2,058 | 503 | 2,230 | 3,373 | 2,503 | 1,376 | 447 | 570 | 202 Property taxes..........................| 640 | 72 | 336 | 666 | 808 | 911 | 795 | 833 | 717 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 590 | 107 | 318 | 566 | 677 | 870 | 822 | 852 | 761 Rented dwellings..........................| 1,304 | 3,135 | 2,106 | 1,236 | 1,022 | 536 | 684 | 637 | 777 | | | | | | | | | Other lodging.............................| 546 | 107 | 325 | 647 | 866 | 647 | 427 | 470 | 341 | | | | | | | | | Utilities, fuels, and public services.......| 2,047 | 1,263 | 1,764 | 2,230 | 2,395 | 2,167 | 1,945 | 2,023 | 1,790 Natural gas...............................| 275 | 136 | 223 | 285 | 311 | 314 | 305 | 323 | 267 Electricity...............................| 842 | 509 | 727 | 941 | 977 | 880 | 785 | 804 | 746 Fuel oil and other fuels..................| 115 | 33 | 71 | 109 | 128 | 157 | 158 | 156 | 163 Telephone.................................| 605 | 504 | 578 | 649 | 734 | 590 | 488 | 526 | 413 Water and other public services...........| 210 | 82 | 164 | 246 | 244 | 226 | 210 | 213 | 202 Household operations........................| 515 | 259 | 690 | 637 | 412 | 378 | 383 | 378 | 393 Personal services.........................| 254 | 200 | 544 | 349 | 97 | 60 | 45 | 46 | 43 Other household expenses..................| 261 | 59 | 146 | 288 | 316 | 318 | 338 | 332 | 349 | | | | | | | | | Housekeeping supplies.......................| 448 | 256 | 400 | 494 | 506 | 451 | 452 | 478 | 398 Laundry and cleaning supplies.............| 127 | 97 | 122 | 140 | 147 | 124 | 102 | 106 | 94 Other household products..................| 188 | 75 | 164 | 220 | 209 | 186 | 194 | 188 | 205 Postage and stationery....................| 134 | 84 | 114 | 134 | 150 | 141 | 157 | 184 | 100 Household furnishings and equipment.........| 1,292 | 792 | 1,287 | 1,456 | 1,595 | 1,301 | 884 | 1,011 | 627 Household textiles........................| 121 | 42 | 110 | 124 | 151 | 135 | 114 | 126 | 91 Furniture.................................| 379 | 322 | 421 | 445 | 436 | 339 | 215 | 249 | 149 Floor coverings...........................| 84 | 4/30 | 58 | 89 | 127 | 131 | 43 | 51 | 28 Major appliances..........................| 189 | 122 | 182 | 211 | 199 | 218 | 152 | 162 | 134 Small appliances, miscellaneous housewares| 75 | 47 | 61 | 96 | 95 | 70 | 58 | 68 | 37 Miscellaneous household equipment.........| 444 | 229 | 456 | 490 | 587 | 408 | 301 | 357 | 188 | | | | | | | | | Apparel and services..........................| 1,770 | 1,352 | 1,650 | 2,219 | 2,221 | 1,614 | 1,059 | 1,222 | 728 Men and boys................................| 462 | 268 | 419 | 587 | 570 | 477 | 265 | 309 | 176 Men, 16 and over..........................| 361 | 242 | 312 | 398 | 479 | 426 | 231 | 278 | 136 Boys, 2 to 15.............................| 100 | 26 | 107 | 188 | 91 | 50 | 34 | 31 | 40 Women and girls.............................| 710 | 485 | 586 | 916 | 933 | 656 | 461 | 534 | 314 Women, 16 and over........................| 584 | 450 | 454 | 665 | 808 | 612 | 434 | 504 | 291 Girls, 2 to 15............................| 126 | 35 | 132 | 251 | 125 | 44 | 27 | 29 | 22 Children under 2............................| 89 | 146 | 169 | 83 | 62 | 49 | 25 | 31 | 13 Footwear....................................| 221 | 180 | 199 | 273 | 280 | 182 | 158 | 174 | 125 Other apparel products and services.........| 289 | 272 | 277 | 360 | 375 | 250 | 150 | 174 | 101 | | | | | | | | | Transportation................................| 6,060 | 5,564 | 5,717 | 7,030 | 7,471 | 5,564 | 4,243 | 4,789 | 3,151 Vehicle purchases (net outlay)..............| 2,802 | 3,168 | 2,801 | 3,299 | 3,348 | 2,244 | 1,878 | 2,091 | 1,452 Cars and trucks, new......................| 1,522 | 1,436 | 1,511 | 1,771 | 1,748 | 1,310 | 1,142 | 1,296 | 835 Cars and trucks, used.....................| 1,253 | 1,725 | 1,257 | 1,501 | 1,542 | 917 | 735 | 794 | 617 Other vehicles............................| 27 | 4/8 | 33 | 27 | 58 | 17 | 4/1 | 4/1 | (5) Gasoline and motor oil......................| 1,125 | 866 | 1,027 | 1,275 | 1,408 | 1,159 | 800 | 917 | 567 Other vehicle expenses......................| 1,837 | 1,386 | 1,670 | 2,157 | 2,297 | 1,820 | 1,279 | 1,452 | 932 Vehicle finance charges...................| 354 | 308 | 403 | 425 | 452 | 281 | 156 | 208 | 54 | | | | | | | | | Maintenance and repairs...................| 640 | 434 | 546 | 775 | 767 | 658 | 490 | 542 | 385 Vehicle insurance.........................| 632 | 524 | 513 | 678 | 841 | 690 | 506 | 551 | 417 Vehicle rental, licenses, other charges...| 210 | 121 | 208 | 278 | 237 | 191 | 127 | 152 | 77 Public transportation.......................| 297 | 143 | 219 | 299 | 418 | 341 | 286 | 329 | 201 | | | | | | | | | Health care...................................| 1,538 | 730 | 958 | 1,409 | 1,456 | 1,885 | 2,559 | 2,290 | 3,100 Health insurance............................| 568 | 212 | 342 | 475 | 495 | 671 | 1,108 | 1,049 | 1,227 Medical services............................| 611 | 403 | 423 | 655 | 603 | 733 | 777 | 660 | 1,012 Drugs.......................................| 266 | 79 | 143 | 192 | 250 | 381 | 519 | 472 | 613 Medical supplies............................| 92 | 37 | 51 | 87 | 108 | 100 | 154 | 109 | 248 | | | | | | | | | Entertainment.................................| 1,605 | 1,150 | 1,497 | 2,146 | 1,898 | 1,422 | 949 | 1,084 | 679 Fees and admissions.........................| 412 | 204 | 303 | 553 | 512 | 423 | 305 | 348 | 219 Television, radios, sound equipment.........| 477 | 415 | 480 | 615 | 535 | 395 | 300 | 342 | 215 Pets, toys, and playground equipment........| 293 | 216 | 332 | 361 | 306 | 248 | 183 | 202 | 145 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 424 | 315 | 382 | 617 | 545 | 357 | 161 | 191 | 99 | | | | | | | | | Personal care products and services...........| 404 | 278 | 359 | 459 | 495 | 408 | 327 | 355 | 272 | | | | | | | | | Reading.......................................| 169 | 88 | 139 | 190 | 196 | 184 | 166 | 179 | 138 | | | | | | | | | Education.....................................| 389 | 369 | 214 | 532 | 797 | 295 | 94 | 109 | 64 | | | | | | | | | Tobacco products and smoking supplies.........| 290 | 282 | 280 | 306 | 348 | 321 | 203 | 233 | 142 | | | | | | | | | Miscellaneous.................................| 690 | 339 | 573 | 865 | 832 | 676 | 566 | 620 | 457 | | | | | | | | | Cash contributions............................| 872 | 183 | 462 | 830 | 1,163 | 1,226 | 1,113 | 1,051 | 1,238 | | | | | | | | | Personal insurance and pensions...............| 2,815 | 1,461 | 2,641 | 3,616 | 3,837 | 3,021 | 1,076 | 1,315 | 599 Life and other personal insurance...........| 411 | 117 | 290 | 497 | 499 | 467 | 400 | 414 | 373 Pensions and Social Security................| 2,405 | 1,344 | 2,351 | 3,119 | 3,338 | 2,554 | 676 | 901 | 226 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 35,094 | 21,105 | 32,141 | 41,130 | 44,324 | 37,208 | 24,211 | 25,840 | 20,899 Wages and salaries..........................| 27,004 | 18,774 | 28,728 | 35,396 | 37,141 | 26,478 | 5,827 | 7,752 | 1,911 Self-employment income......................| 2,609 | 597 | 1,814 | 3,648 | 4,047 | 2,828 | 1,269 | 1,606 | 583 Social Security, private and government | | | | | | | | | retirement.................................| 3,367 | 106 | 182 | 444 | 1,255 | 5,304 | 13,370 | 13,262 | 13,591 Interest, dividends, rental income, other | | | | | | | | | property income............................| 1,130 | 53 | 294 | 509 | 755 | 1,876 | 3,266 | 2,664 | 4,491 | | | | | | | | | Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 271 | 122 | 250 | 250 | 402 | 325 | 209 | 263 | 99 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 366 | 780 | 526 | 368 | 285 | 255 | 189 | 234 | 96 Regular contributions for support...........| 253 | 497 | 227 | 412 | 337 | 61 | 58 | 32 | 4/113 Other income................................| 93 | 177 | 119 | 103 | 102 | 80 | 23 | 27 | 4/15 | | | | | | | | | Personal taxes................................| 3,001 | 1,337 | 2,580 | 3,658 | 4,281 | 3,653 | 1,415 | 1,463 | 1,318 Federal income taxes........................| 2,374 | 1,037 | 2,020 | 2,902 | 3,393 | 2,921 | 1,112 | 1,142 | 1,051 State and local income taxes................| 560 | 290 | 522 | 678 | 806 | 650 | 222 | 234 | 198 Other taxes.................................| 67 | 10 | 38 | 79 | 82 | 81 | 81 | 87 | 70 | | | | | | | | | Income after taxes............................| 32,093 | 19,768 | 29,561 | 37,472 | 40,043 | 33,555 | 22,796 | 24,377 | 19,581 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| 364 | -1,283 | 425 | -292 | -662 | 2,873 | 692 | 1,163 | -251 Net change in total assets..................| 4,791 | 3,555 | 7,721 | 6,304 | 2,451 | 4,566 | 1,413 | 2,185 | -132 Net change in total liabilities.............| 4,428 | 4,838 | 7,296 | 6,596 | 3,113 | 1,692 | 721 | 1,022 | 119 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 440 | 73 | 235 | 555 | 352 | 429 | 754 | 1,054 | 155 Mortgage principal paid on owned property...| -615 | -89 | -470 | -901 | -932 | -594 | -243 | -320 | -88 Estimated market value of owned home........| 72,105 | 9,459 | 43,036 | 81,351 | 88,123 | 91,577 | 84,620 | 87,836 | 78,185 Estimated monthly rental value of owned home| 433 | 82 | 292 | 497 | 532 | 519 | 467 | 487 | 426 | | | | | | | | | Gifts of goods and services, total............| 906 | 436 | 583 | 792 | 1,491 | 1,200 | 820 | 807 | 844 Clothing, males 2 and over..................| 76 | 26 | 54 | 54 | 91 | 153 | 74 | 85 | 53 Clothing, females 2 and over................| 87 | 63 | 68 | 76 | 135 | 108 | 70 | 76 | 56 Clothing, children under 2..................| 37 | 34 | 40 | 37 | 48 | 40 | 22 | 28 | 11 Jewelry and watches.........................| 17 | 10 | 11 | 18 | 29 | 18 | 12 | 15 | 4 Small appliances and miscellaneous | | | | | | | | | housewares.................................| 21 | 12 | 19 | 20 | 28 | 20 | 18 | 23 | 6 Household textiles..........................| 11 | 4/4 | 8 | 7 | 14 | 17 | 13 | 14 | 4/11 All other gifts.............................| 658 | 286 | 383 | 579 | 1,147 | 844 | 611 | 566 | 702 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.