Table 2. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 58714 2226 5453 6054 5983 10653 9341 19004 Number of sample interviews............... 44752 1523 3867 4412 4426 8055 7043 15426 Income before taxes 1/.................... 35094 1398 7720 12411 17447 24774 34590 65710 Income after taxes 1/..................... 32093 1420 7673 12157 16669 23323 31972 58876 Average number of persons in cons. unit... 3.2 2.9 3 2.9 3 3.2 3.2 3.3 Age of reference person................... 46.2 45.8 48.7 51.5 49.1 45.8 43.1 44.7 Average number of: Earners.................................. 1.7 1.1 0.9 1.1 1.3 1.6 1.9 2.2 Vehicles................................. 2.4 1.3 1.2 1.6 2.1 2.4 2.7 3.1 Children under 18........................ 1 1 1.1 0.9 0.9 1 1 0.9 Persons 65 and over...................... 0.3 0.3 0.5 0.6 0.5 0.4 0.2 0.1 Percent distribution: Male..................................... 74 44 48 67 71 75 81 85 Female................................... 26 56 52 33 29 25 19 15 Homeowner with mortgage.................. 47 25 16 20 29 40 54 73 Homeowner without mortgage............... 23 20 31 35 32 26 20 15 Renter................................... 30 55 53 45 38 33 27 12 Black.................................... 10 27 24 14 11 10 6 5 White and other.......................... 90 73 76 86 89 90 94 95 Elementary (1-8)......................... 10 19 27 22 14 10 5 2 High school (9-12)....................... 45 57 54 54 57 52 46 31 College.................................. 43 22 16 22 28 37 49 66 Never attended and other................. 1 2 3 1 1 0 0 0 At least one vehicle owned................ 92 67 69 85 92 96 98 98 Average annual expenditures............... 31673 16294 13847 18307 20973 25938 32950 48678 Food..................................... 4724 2997 2866 3255 3717 4205 5008 6341 Food at home............................ 2776 2169 2119 2314 2424 2641 2950 3264 Cereals and bakery products............ 411 313 320 345 357 390 444 479 Cereals and cereal products........... 148 138 130 141 132 142 155 162 Bakery products....................... 263 175 190 204 225 248 289 317 Meats, poultry, fish, and eggs......... 725 599 596 644 690 680 749 824 Beef.................................. 243 183 193 209 249 234 258 270 Pork.................................. 144 142 144 134 131 135 151 153 Other meats........................... 107 85 81 107 91 100 112 124 Poultry............................... 113 89 87 94 103 105 110 138 Fish and seafood...................... 82 66 53 60 80 70 82 104 Eggs.................................. 36 33 38 40 36 36 36 35 Dairy products......................... 352 261 276 299 302 340 383 405 Fresh milk and cream.................. 170 145 147 167 161 169 183 177 Other dairy products.................. 182 116 128 133 141 170 200 228 Fruits and vegetables.................. 465 379 352 398 411 435 501 542 Fresh fruits.......................... 144 112 109 118 122 133 163 168 Fresh vegetables...................... 141 125 112 126 128 131 147 160 Processed fruits...................... 105 75 76 90 95 94 108 128 Processed vegetables.................. 76 66 55 63 65 77 83 86 Other food at home..................... 823 618 576 628 663 796 872 1014 Sugar and other sweets................ 102 74 77 81 78 97 113 122 Fats and oils......................... 71 58 59 65 63 71 77 77 Miscellaneous foods................... 361 285 246 265 287 352 389 446 Nonalcoholic beverages................ 250 182 182 201 215 245 253 302 Food prep. by cu, out-of-town trips... 40 19 11 15 21 32 41 68 Food away from home..................... 1948 828 746 940 1293 1565 2059 3077 Alcoholic beverages...................... 291 200 127 131 193 235 334 436 Housing.................................. 9467 5753 4873 6035 6315 7780 9293 14316 Shelter................................. 5143 3293 2482 3105 3185 4073 4971 8072 Owned dwellings........................ 3286 1466 903 1131 1376 2147 3034 6233 Mortgage interest..................... 2064 912 357 422 663 1144 1960 4221 Property taxes........................ 632 275 264 343 329 482 584 1073 Maintenance, rep., ins., oth. exp..... 590 278 282 366 383 522 489 939 Rented dwellings....................... 1326 1598 1467 1636 1581 1588 1448 867 Other lodging.......................... 531 229 112 338 229 338 488 972 Utilities, fuels, and public services... 2024 1506 1507 1658 1753 1892 2013 2514 Natural gas............................ 275 168 225 245 237 251 266 340 Electricity............................ 833 633 634 695 712 781 826 1027 Fuel oil and other fuels............... 109 100 84 94 95 107 100 133 Telephone.............................. 595 456 422 472 544 567 609 726 Water and other public services........ 212 150 141 151 165 186 212 288 Household operations.................... 509 176 179 247 258 394 494 878 Personal services...................... 264 46 107 126 146 247 333 391 Other household expenses............... 245 131 72 120 112 147 161 486 Housekeeping supplies................... 474 247 290 377 376 433 475 631 Laundry and cleaning supplies.......... 133 92 99 103 119 133 140 158 Other household products............... 201 74 96 181 140 169 189 292 Postage and stationery................. 140 81 95 93 117 132 147 181 Household furnishings and equipment..... 1317 530 415 649 743 988 1340 2222 Household textiles..................... 124 43 36 52 89 109 127 199 Furniture.............................. 380 137 100 207 206 257 356 679 Floor coverings........................ 89 46 16 25 38 57 102 163 Major appliances....................... 193 82 83 124 138 178 200 280 Small appliances, misc. housewares..... 77 35 24 51 40 47 73 134 Miscellaneous household equipment...... 454 187 158 190 233 341 482 766 Apparel and services..................... 1824 823 822 1036 1120 1362 1955 2869 Men and boys............................ 477 169 179 234 280 351 439 816 Men, 16 and over....................... 368 97 120 158 222 255 336 655 Boys, 2 to 15.......................... 109 72 59 76 57 97 103 161 Women and girls......................... 733 317 349 427 459 530 842 1122 Women, 16 and over..................... 601 232 282 339 395 423 700 925 Girls, 2 to 15......................... 132 85 67 88 65 107 142 198 Children under 2........................ 94 56 57 58 68 84 122 120 Footwear................................ 230 134 122 167 181 182 272 309 Other apparel products and services..... 291 147 115 149 132 215 280 502 Transportation........................... 6154 3140 2170 3286 4086 5265 7239 9178 Vehicle purchases (net outlay).......... 2861 1427 837 1419 1840 2406 3591 4288 Cars and trucks, new................... 1558 579 274 454 758 1092 1941 2719 Cars and trucks, used.................. 1274 829 543 959 1075 1286 1617 1522 Other vehicles......................... 29 19 21 6 7 28 33 47 Gasoline and motor oil.................. 1130 720 565 735 902 1068 1269 1503 Other vehicle expenses.................. 1880 838 659 988 1194 1612 2101 2890 Vehicle finance charges................ 358 127 96 128 191 303 436 580 Maintenance and repairs................ 662 340 268 419 471 580 706 972 Vehicle insurance...................... 641 284 241 351 422 579 709 961 Veh. rental, licenses, oth. charges.... 218 88 54 91 110 150 250 377 Public transportation................... 283 155 109 144 149 178 278 497 Health care.............................. 1535 805 968 1571 1505 1543 1463 1809 Health insurance........................ 572 310 414 643 624 628 547 591 Medical services........................ 596 248 268 545 527 562 569 802 Drugs................................... 270 199 246 309 287 282 256 267 Medical supplies........................ 96 47 40 74 67 71 90 150 Entertainment............................ 1624 641 516 715 872 1225 1622 2804 Fees and admissions..................... 410 167 101 117 179 255 397 785 Television, radios, sound equipment..... 484 221 238 300 343 429 503 710 Pets, toys, and playground equipment.... 310 157 115 158 199 303 354 447 Other supplies, equip., and services.... 420 96 61 140 151 237 367 862 Personal care products and services...... 420 187 189 313 323 336 443 609 Reading.................................. 173 76 70 90 124 141 174 274 Education................................ 366 265 135 157 137 200 331 691 Tobacco products and smoking supplies.... 294 246 273 268 285 317 324 288 Miscellaneous............................ 727 531 258 364 486 649 753 1106 Cash contributions....................... 899 195 180 342 509 621 739 1723 Personal insurance and pensions.......... 3175 435 402 744 1302 2058 3273 6234 Life and other personal insurance....... 420 183 162 220 304 323 415 680 Pensions and Social Security............ 2755 251 239 524 998 1735 2858 5553 Money income before taxes 1/.............. 35094 1398 7720 12411 17447 24774 34590 65710 Wages and salaries....................... 27004 1217 2556 5527 10285 18009 28576 53414 Self-employment income................... 2609 -1455 138 436 887 968 1612 6438 Soc. Sec., priv. and gov. retirement..... 3367 691 2736 4983 4962 4100 2682 2769 Int., divid., rent. inc., property inc... 1130 14 80 231 424 763 981 2351 Unemp. and workers' compen., vet. ben.... 271 49 212 178 265 339 326 281 Pub. ass., supp. sec. inc., foodstamps... 366 734 1745 670 331 230 77 61 Regular contributions for support........ 253 85 176 296 184 289 275 272 Other income............................. 93 62 77 89 107 77 61 124 Personal taxes 1/......................... 3001 -23 48 253 778 1451 2618 6834 Federal income taxes..................... 2374 -58 13 159 550 1077 2018 5517 State and local income taxes............. 560 3 18 58 203 330 526 1200 Other taxes.............................. 67 32 16 37 24 45 74 117 Income after taxes 1/..................... 32093 1420 7673 12157 16669 23323 31972 58876 Net change in total assets................ 4275 485 -305 260 1238 2227 4105 9499 Net change in total liabilities........... 4466 950 508 1334 2576 2944 4457 8465 Other money receipts...................... 504 20 59 207 189 392 572 912 Mortgage principal paid, owned property... -610 -358 -181 -245 -285 -411 -566 -1114 Estimated market value of owned home...... 69391 38467 27723 35794 39894 49720 61153 120035 Est. monthly rental value of owned home... 423 215 184 230 278 320 399 691 Gifts of goods and services, total........ 896 428 282 475 459 767 832 1497 Clothing, males 2 and over............... 78 31 26 43 58 79 59 124 Clothing, females 2 and over............. 89 30 22 53 62 79 104 133 Clothing, infants less than 2............ 39 15 13 24 25 28 58 56 Jewelry and watches...................... 18 4 3 10 8 13 23 29 Small appliances and misc. housewares.... 21 3 6 13 9 11 15 41 Household textiles....................... 11 1 4 8 7 12 8 18 All other gifts.......................... 640 344 208 324 290 545 565 1096 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.