Table 4. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 13432 573 1256 1128 1122 2589 2188 4576 Number of sample interviews............... 10345 364 939 844 846 1967 1642 3743 Income before taxes 1/.................... 35573 910 7519 12308 17256 24808 34626 64387 Income after taxes 1/..................... 32395 1024 7516 11981 16647 23436 32008 57301 Average number of persons in cons. unit... 3 3 3 3 3 3 3 3 Age of reference person................... 42.9 44.7 39.7 42.5 44.1 42.7 41 44.4 Average number of: Earners.................................. 1.8 1.2 1 1.4 1.6 1.8 2 2.2 Vehicles................................. 2.5 1.5 1.1 1.8 2.2 2.5 2.7 3.2 Children under 18........................ 0.8 1.1 1.2 0.9 0.8 0.8 0.8 0.6 Persons 65 and over...................... 0.2 0.3 0.2 0.3 0.3 0.2 0.1 0.1 Percent distribution: Male..................................... 72 39 35 63 66 72 81 85 Female................................... 28 61 65 37 34 28 19 15 Homeowner with mortgage.................. 50 36 15 24 36 44 59 72 Homeowner without mortgage............... 19 18 19 22 24 23 14 17 Renter................................... 31 46 66 54 40 33 27 12 Black.................................... 11 21 28 19 12 11 7 4 White and other.......................... 89 79 72 81 88 89 93 96 Elementary (1-8)......................... 7 13 15 13 13 6 5 3 High school (9-12)....................... 50 68 63 63 61 55 49 34 College.................................. 43 19 20 23 26 38 46 63 Never attended and other................. 0 0 2 1 1 0 0 0 At least one vehicle owned................ 92 68 64 86 92 97 97 98 Average annual expenditures............... 32088 18601 13544 19194 22487 26711 32189 47335 Food..................................... 4681 3078 2923 3264 3923 4159 4708 6152 Food at home............................ 2706 2262 2123 2325 2530 2528 2802 3109 Cereals and bakery products............ 389 324 317 341 352 369 422 433 Cereals and cereal products........... 135 142 139 129 127 123 141 139 Bakery products....................... 254 182 178 212 225 246 280 294 Meats, poultry, fish, and eggs......... 705 640 592 675 718 638 669 799 Beef.................................. 241 222 196 252 230 229 223 268 Pork.................................. 139 153 162 129 142 119 124 149 Other meats........................... 102 95 62 99 105 93 105 118 Poultry............................... 109 92 89 97 99 95 103 133 Fish and seafood...................... 79 49 43 60 103 69 78 97 Eggs.................................. 35 30 39 38 40 33 36 34 Dairy products......................... 335 269 268 280 314 331 349 375 Fresh milk and cream.................. 161 140 147 159 166 170 167 158 Other dairy products.................. 174 128 121 121 148 161 182 217 Fruits and vegetables.................. 451 372 344 380 390 422 469 530 Fresh fruits.......................... 138 109 108 101 111 127 146 167 Fresh vegetables...................... 135 128 111 121 110 126 137 155 Processed fruits...................... 107 79 72 89 99 97 107 131 Processed vegetables.................. 72 56 54 69 70 71 80 77 Other food at home..................... 827 658 602 649 754 769 893 973 Sugar and other sweets................ 96 71 80 78 83 92 102 110 Fats and oils......................... 68 60 56 71 52 66 78 72 Miscellaneous foods................... 372 315 277 263 336 332 420 441 Nonalcoholic beverages................ 256 192 180 225 268 246 255 296 Food prep. by cu, out-of-town trips... 35 20 9 12 15 33 39 54 Food away from home..................... 1975 816 800 939 1393 1631 1906 3043 Alcoholic beverages...................... 294 251 172 141 213 273 315 392 Housing.................................. 9649 6654 5016 5926 6785 7890 9244 14092 Shelter................................. 5203 3911 2632 2997 3570 3976 4957 7825 Owned dwellings........................ 3378 2334 790 1017 1644 2117 3132 6058 Mortgage interest..................... 2254 1713 403 462 930 1282 2083 4228 Property taxes........................ 589 297 201 206 302 365 589 1025 Maintenance, rep., ins., oth. exp..... 535 323 187 349 413 471 460 805 Rented dwellings....................... 1329 1241 1770 1858 1603 1572 1416 842 Other lodging.......................... 496 337 72 122 323 287 409 926 Utilities, fuels, and public services... 2048 1742 1512 1620 1795 1988 2017 2451 Natural gas............................ 272 167 215 202 240 250 261 343 Electricity............................ 859 754 629 712 756 833 863 1009 Fuel oil and other fuels............... 100 117 90 65 84 97 88 121 Telephone.............................. 604 529 434 501 550 611 597 699 Water and other public services........ 213 175 145 140 165 196 207 279 Household operations.................... 551 210 154 271 317 481 504 891 Personal services...................... 340 44 71 180 235 369 374 483 Other household expenses............... 211 166 83 91 81 112 129 408 Housekeeping supplies................... 482 269 406 349 338 432 442 634 Laundry and cleaning supplies.......... 137 124 115 112 138 127 120 162 Other household products............... 196 63 92 111 140 170 182 293 Postage and stationery................. 149 82 199 125 61 134 140 179 Household furnishings and equipment..... 1366 522 312 689 766 1013 1325 2292 Household textiles..................... 149 20 31 33 122 108 147 255 Furniture.............................. 408 158 82 299 216 243 359 720 Floor coverings........................ 101 29 9 21 13 81 191 150 Major appliances....................... 182 75 78 114 133 173 193 253 Small appliances, misc. housewares..... 77 29 20 55 32 42 52 144 Miscellaneous household equipment...... 450 211 93 167 250 367 383 770 Apparel and services..................... 1822 895 798 1361 1374 1312 2025 2631 Men and boys............................ 451 145 182 319 325 339 438 691 Men, 16 and over....................... 353 105 95 207 241 247 332 584 Boys, 2 to 15.......................... 98 39 88 112 85 92 107 106 Women and girls......................... 690 313 271 504 469 465 920 970 Women, 16 and over..................... 572 211 202 373 381 370 795 825 Girls, 2 to 15......................... 118 101 70 130 88 95 125 145 Children under 2........................ 136 75 90 108 111 115 164 169 Footwear................................ 239 134 113 267 298 155 269 298 Other apparel products and services..... 306 229 141 164 170 238 234 503 Transportation........................... 6287 4054 2060 4111 4661 5795 6876 8659 Vehicle purchases (net outlay).......... 2925 2038 822 2097 2322 2718 3224 3938 Cars and trucks, new................... 1637 745 331 625 1216 1157 1798 2655 Cars and trucks, used.................. 1252 1292 416 1457 1093 1528 1387 1245 Other vehicles......................... 35 0 74 15 13 33 39 39 Gasoline and motor oil.................. 1149 836 485 833 955 1111 1226 1481 Other vehicle expenses.................. 1966 1011 633 1103 1243 1823 2191 2815 Vehicle finance charges................ 379 173 86 168 250 375 458 532 Maintenance and repairs................ 673 286 244 469 466 606 744 946 Vehicle insurance...................... 681 456 245 375 422 669 697 968 Veh. rental, licenses, oth. charges.... 233 95 58 90 104 172 292 369 Public transportation................... 247 169 121 79 142 143 234 424 Health care.............................. 1431 924 701 1118 1386 1449 1443 1764 Health insurance........................ 498 323 225 453 548 579 496 549 Medical services........................ 593 325 242 367 507 540 627 815 Drugs................................... 248 211 198 246 266 263 239 258 Medical supplies........................ 91 65 35 52 65 67 82 143 Entertainment............................ 1677 749 516 658 1018 1405 1642 2695 Fees and admissions..................... 381 216 97 96 148 245 321 711 Television, radios, sound equipment..... 509 282 246 304 379 471 547 694 Pets, toys, and playground equipment.... 322 162 129 191 194 381 337 417 Other supplies, equip., and services.... 466 90 43 67 298 309 437 873 Personal care products and services...... 457 196 183 471 335 374 448 635 Reading.................................. 169 88 71 89 116 137 163 261 Education................................ 387 244 93 284 132 235 264 719 Tobacco products and smoking supplies.... 316 217 289 331 341 344 302 317 Miscellaneous............................ 705 355 202 401 423 665 820 996 Cash contributions....................... 773 448 110 195 422 469 538 1509 Personal insurance and pensions.......... 3439 447 410 844 1358 2204 3400 6513 Life and other personal insurance....... 418 225 148 187 211 331 399 681 Pensions and Social Security............ 3022 223 262 657 1147 1874 3000 5832 Money income before taxes 1/.............. 35573 910 7519 12308 17256 24808 34626 64387 Wages and salaries....................... 29416 1099 2954 7030 11485 19912 30311 55090 Self-employment income................... 2225 -1879 194 781 1370 1063 1314 4956 Soc. Sec., priv. and gov. retirement..... 2183 549 1479 3256 3397 2674 1744 1952 Int., divid., rent. inc., property inc... 751 62 63 147 97 187 528 1762 Unemp. and workers' compen., vet. ben.... 220 78 191 117 289 364 225 172 Pub. ass., supp. sec. inc., foodstamps... 349 881 2299 505 200 62 15 66 Regular contributions for support........ 342 104 283 358 317 474 417 279 Other income............................. 87 18 56 112 102 73 72 109 Personal taxes 1/......................... 3179 -114 4 327 609 1372 2618 7086 Federal income taxes..................... 2504 -163 -23 199 412 999 2022 5696 State and local income taxes............. 614 25 21 81 174 334 541 1284 Other taxes.............................. 60 24 5 47 22 39 56 106 Income after taxes 1/..................... 32395 1024 7516 11981 16647 23436 32008 57301 Net change in total assets................ 4010 602 -1450 736 -140 3537 5637 7251 Net change in total liabilities........... 4148 1723 562 2965 2248 3411 6665 5408 Other money receipts...................... 392 32 59 206 96 377 187 753 Mortgage principal paid, owned property... -647 -561 -136 -207 -375 -461 -645 -1079 Estimated market value of owned home...... 66941 50401 22935 29528 35365 45108 58424 114482 Est. monthly rental value of owned home... 422 273 138 183 270 318 402 684 Gifts of goods and services, total........ 953 552 229 564 469 724 689 1669 Clothing, males 2 and over............... 74 35 19 56 86 64 46 114 Clothing, females 2 and over............. 85 13 11 136 37 82 113 102 Clothing, infants less than 2............ 47 33 24 38 28 39 60 62 Jewelry and watches...................... 19 11 3 16 15 14 14 32 Small appliances and misc. housewares.... 20 3 6 8 8 11 12 41 Household textiles....................... 12 1 1 0 0 16 5 24 All other gifts.......................... 696 456 165 310 295 498 439 1294 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.