Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 55-64 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 12,275 | 2,991 | 3,350 | 3,748 | 2,186 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $32,327 | $34,457 | $31,044 | $30,176 | $35,130 Income after taxes 1/.........................| 29,182 | 31,204 | 27,743 | 27,446 | 31,674 Average number of persons in consumer unit....| 2.3 | 2.3 | 2.2 | 2.3 | 2.2 Age of reference person.......................| 59.6 | 59.7 | 59.4 | 59.7 | 59.6 | | | | | Average number in consumer unit: | | | | | Earners.....................................| 1.4 | 1.5 | 1.4 | 1.4 | 1.4 Vehicles....................................| 2.3 | 2.0 | 2.4 | 2.1 | 2.7 Children under 18...........................| .2 | .1 | .2 | .2 | .2 Persons 65 and over.........................| .1 | .1 | .1 | .1 | .1 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 71 | 65 | 75 | 70 | 72 Female....................................| 29 | 35 | 25 | 30 | 28 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 80 | 77 | 84 | 81 | 77 Homeowner with mortgage.................| 39 | 31 | 40 | 38 | 49 Homeowner without mortgage..............| 42 | 46 | 44 | 43 | 28 Renter....................................| 20 | 23 | 16 | 19 | 23 | | | | | Race of reference person: | | | | | Black.....................................| 10 | 9 | 9 | 15 | 4 White and other...........................| 90 | 91 | 91 | 85 | 96 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 15 | 12 | 14 | 21 | 9 High school (9-12)........................| 50 | 57 | 55 | 42 | 47 College...................................| 34 | 31 | 31 | 35 | 43 Never attended and other..................| 1 | (2) | 1 | 2 | 1 | | | | | At least one vehicle owned..................| 91 | 87 | 91 | 92 | 93 | | | | | Average annual expenditures.....................| $27,165 | $28,394 | $26,072 | $24,796 | $31,262 | | | | | Food..........................................| 4,186 | 4,608 | 3,938 | 3,935 | 4,449 Food at home................................| 2,482 | 2,620 | 2,350 | 2,391 | 2,668 Cereals and bakery products...............| 358 | 407 | 335 | 331 | 380 Cereals and cereal products.............| 118 | 123 | 108 | 112 | 138 Bakery products.........................| 240 | 284 | 226 | 219 | 242 Meats, poultry, fish, and eggs............| 678 | 774 | 644 | 661 | 637 Beef....................................| 223 | 230 | 225 | 225 | 209 Pork....................................| 133 | 132 | 143 | 136 | 112 Other meats.............................| 97 | 118 | 101 | 83 | 90 Poultry.................................| 104 | 146 | 83 | 97 | 94 Fish and seafood........................| 87 | 113 | 63 | 84 | 95 Eggs....................................| 34 | 35 | 29 | 37 | 37 | | | | | Dairy products............................| 305 | 310 | 291 | 298 | 333 Fresh milk and cream....................| 140 | 134 | 137 | 146 | 143 Other dairy products....................| 165 | 176 | 154 | 152 | 189 Fruits and vegetables.....................| 444 | 482 | 404 | 415 | 508 Fresh fruits............................| 145 | 160 | 134 | 127 | 173 Fresh vegetables........................| 142 | 159 | 120 | 137 | 165 Processed fruits........................| 91 | 102 | 88 | 80 | 99 Processed vegetables....................| 66 | 62 | 63 | 69 | 71 | | | | | Other food at home........................| 696 | 647 | 676 | 686 | 810 Sugar and other sweets..................| 90 | 87 | 81 | 91 | 105 Fats and oils...........................| 65 | 64 | 60 | 68 | 70 Miscellaneous foods.....................| 275 | 238 | 272 | 275 | 331 Nonalcoholic beverages..................| 223 | 220 | 228 | 212 | 239 Food prepared by consumer unit | | | | | on out-of-town trips...................| 43 | 38 | 36 | 40 | 65 Food away from home.........................| 1,704 | 1,988 | 1,588 | 1,544 | 1,781 | | | | | Alcoholic beverages...........................| 256 | 239 | 264 | 233 | 303 | | | | | Housing.......................................| 7,954 | 8,428 | 7,427 | 7,280 | 9,266 Shelter.....................................| 4,120 | 4,499 | 3,721 | 3,479 | 5,312 Owned dwellings...........................| 2,771 | 2,657 | 2,743 | 2,348 | 3,696 Mortgage interest.......................| 1,178 | 703 | 1,085 | 1,145 | 2,024 Property taxes..........................| 806 | 1,056 | 915 | 534 | 762 Maintenance, repairs, insurance, | | | | | other expenses.........................| 788 | 898 | 744 | 669 | 910 Rented dwellings..........................| 754 | 1,063 | 509 | 616 | 945 Other lodging.............................| 595 | 779 | 468 | 515 | 671 | | | | | Utilities, fuels, and public services.......| 1,978 | 2,138 | 1,934 | 2,047 | 1,706 Natural gas...............................| 292 | 318 | 443 | 160 | 249 Electricity...............................| 790 | 720 | 730 | 991 | 634 Fuel oil and other fuels..................| 140 | 350 | 78 | 89 | 35 Telephone.................................| 555 | 582 | 507 | 571 | 562 Water and other public services...........| 201 | 168 | 176 | 236 | 227 Household operations........................| 337 | 336 | 234 | 359 | 457 Personal services.........................| 47 | 3/38 | 3/29 | 47 | 3/87 Other household expenses..................| 290 | 298 | 205 | 312 | 370 | | | | | Housekeeping supplies.......................| 398 | 389 | 398 | 385 | 434 Laundry and cleaning supplies.............| 109 | 106 | 106 | 112 | 111 Other household products..................| 163 | 164 | 157 | 159 | 176 Postage and stationery....................| 127 | 120 | 135 | 115 | 146 Household furnishings and equipment.........| 1,121 | 1,065 | 1,139 | 1,009 | 1,356 Household textiles........................| 119 | 115 | 110 | 107 | 160 Furniture.................................| 291 | 291 | 303 | 237 | 366 Floor coverings...........................| 104 | 102 | 117 | 77 | 130 Major appliances..........................| 186 | 187 | 145 | 213 | 203 Small appliances, miscellaneous housewares| 64 | 76 | 70 | 54 | 54 Miscellaneous household equipment.........| 357 | 295 | 395 | 320 | 444 | | | | | Apparel and services..........................| 1,466 | 1,758 | 1,510 | 1,191 | 1,488 Men and boys................................| 406 | 407 | 454 | 345 | 432 Men, 16 and over..........................| 363 | 373 | 415 | 288 | 397 Boys, 2 to 15.............................| 43 | 34 | 39 | 57 | 36 Women and girls.............................| 613 | 866 | 640 | 432 | 553 Women, 16 and over........................| 576 | 835 | 603 | 397 | 508 Girls, 2 to 15............................| 36 | 31 | 37 | 35 | 45 Children under 2............................| 41 | 48 | 44 | 29 | 46 Footwear....................................| 181 | 191 | 196 | 165 | 175 Other apparel products and services.........| 225 | 246 | 176 | 220 | 281 | | | | | Transportation................................| 4,969 | 5,159 | 4,780 | 4,529 | 5,751 Vehicle purchases (net outlay)..............| 2,013 | 1,999 | 2,009 | 1,772 | 2,449 Cars and trucks, new......................| 1,191 | 1,311 | 1,058 | 1,147 | 1,305 Cars and trucks, used.....................| 809 | 669 | 941 | 614 | 1,132 Other vehicles............................| 13 | 3/19 | 3/10 | 3/11 | 3/12 Gasoline and motor oil......................| 1,026 | 934 | 1,011 | 1,124 | 1,005 Other vehicle expenses......................| 1,601 | 1,759 | 1,516 | 1,412 | 1,842 Vehicle finance charges...................| 236 | 272 | 241 | 212 | 220 Maintenance and repairs...................| 590 | 548 | 539 | 549 | 792 Vehicle insurance.........................| 606 | 756 | 545 | 528 | 627 Vehicle rental, licenses, other charges...| 170 | 183 | 191 | 122 | 203 | | | | | Public transportation.......................| 329 | 467 | 245 | 221 | 455 | | | | | Health care...................................| 1,663 | 1,536 | 1,578 | 1,713 | 1,883 Health insurance............................| 609 | 494 | 553 | 681 | 729 Medical services............................| 637 | 698 | 583 | 547 | 789 Drugs.......................................| 333 | 237 | 341 | 428 | 288 Medical supplies............................| 85 | 107 | 101 | 58 | 77 | | | | | Entertainment.................................| 1,251 | 1,280 | 1,038 | 1,149 | 1,711 Fees and admissions.........................| 370 | 366 | 336 | 321 | 513 Television, radios, sound equipment.........| 358 | 362 | 338 | 337 | 420 Pets, toys, and playground equipment........| 218 | 250 | 178 | 194 | 277 Other entertainment supplies, equipment, | | | | | and services...............................| 305 | 302 | 187 | 298 | 501 | | | | | Personal care products and services...........| 367 | 367 | 334 | 362 | 425 | | | | | Reading.......................................| 169 | 195 | 182 | 136 | 169 | | | | | Education.....................................| 245 | 375 | 250 | 175 | 176 | | | | | Tobacco products and smoking supplies.........| 295 | 284 | 306 | 298 | 287 | | | | | Miscellaneous.................................| 631 | 528 | 693 | 600 | 731 | | | | | Cash contributions............................| 1,074 | 944 | 1,083 | 964 | 1,425 | | | | | Personal insurance and pensions...............| 2,640 | 2,691 | 2,688 | 2,230 | 3,197 Life and other personal insurance...........| 405 | 404 | 379 | 436 | 392 Pensions and Social Security................| 2,235 | 2,287 | 2,309 | 1,794 | 2,805 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 32,327 | 34,457 | 31,044 | 30,176 | 35,130 Wages and salaries..........................| 22,540 | 25,298 | 21,631 | 20,623 | 23,639 Self-employment income......................| 2,464 | 2,453 | 2,885 | 1,126 | 4,038 Social Security, private and government | | | | | retirement.................................| 4,779 | 4,519 | 4,426 | 5,768 | 4,005 Interest, dividends, rental income, other | | | | | property income............................| 1,816 | 1,484 | 1,546 | 1,941 | 2,420 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 295 | 312 | 251 | 264 | 390 Public assistance, supplemental security | | | | | income, food stamps........................| 250 | 166 | 196 | 274 | 398 Regular contributions for support...........| 88 | 3/132 | 3/41 | 128 | 3/39 Other income................................| 94 | 93 | 68 | 52 | 201 | | | | | Personal taxes................................| 3,144 | 3,253 | 3,301 | 2,730 | 3,456 Federal income taxes........................| 2,503 | 2,561 | 2,548 | 2,339 | 2,634 State and local income taxes................| 556 | 667 | 616 | 329 | 701 Other taxes.................................| 86 | 25 | 138 | 61 | 122 | | | | | Income after taxes............................| 29,182 | 31,204 | 27,743 | 27,446 | 31,674 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| 2,571 | 267 | 2,669 | 436 | 9,237 Net change in total assets..................| 4,080 | 945 | 3,647 | 1,104 | 14,133 Net change in total liabilities.............| 1,508 | 678 | 978 | 668 | 4,896 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 434 | 212 | 471 | 618 | 370 Mortgage principal paid on owned property...| -515 | -409 | -463 | -538 | -697 Estimated market value of owned home........| 82,334 | 109,744 | 57,817 | 67,455 | 107,917 Estimated monthly rental value of owned home| 465 | 564 | 381 | 389 | 591 | | | | | Gifts of goods and services, total............| 1,105 | 1,242 | 1,046 | 1,066 | 1,078 Clothing, males 2 and over..................| 135 | 119 | 222 | 80 | 111 Clothing, females 2 and over................| 101 | 122 | 88 | 92 | 109 Clothing, children under 2..................| 34 | 40 | 34 | 24 | 40 Jewelry and watches.........................| 23 | 24 | 16 | 35 | 15 Small appliances and miscellaneous | | | | | housewares.................................| 19 | 21 | 24 | 17 | 15 Household textiles..........................| 16 | 3/10 | 3/7 | 3/14 | 3/41 All other gifts.............................| 778 | 905 | 656 | 805 | 747 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Data are likely to have large sampling errors.