Table 3830. Consumer units with reference person age 45 to 54 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 45-54 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 14,084 | 3,024 | 3,223 | 5,057 | 2,780 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $40,999 | $46,059 | $38,497 | $39,304 | $41,666 Income after taxes 1/.........................| 36,967 | 41,691 | 34,342 | 35,512 | 37,700 Average number of persons in consumer unit....| 2.9 | 2.9 | 3.0 | 2.9 | 2.9 Age of reference person.......................| 49.2 | 49.1 | 49.6 | 49.0 | 49.2 | | | | | Average number in consumer unit: | | | | | Earners.....................................| 2.0 | 2.0 | 2.1 | 1.9 | 2.0 Vehicles....................................| 2.7 | 2.3 | 3.0 | 2.6 | 2.8 Children under 18...........................| .6 | .6 | .6 | .7 | .7 Persons 65 and over.........................| (2) | .1 | (2) | (2) | (2) | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 70 | 66 | 72 | 70 | 72 Female....................................| 30 | 34 | 28 | 30 | 28 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 74 | 69 | 77 | 78 | 69 Homeowner with mortgage.................| 56 | 52 | 56 | 54 | 61 Homeowner without mortgage..............| 18 | 17 | 20 | 24 | 8 Renter....................................| 26 | 31 | 23 | 22 | 31 | | | | | Race of reference person: | | | | | Black.....................................| 12 | 11 | 10 | 18 | 3 White and other...........................| 88 | 89 | 90 | 82 | 97 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 8 | 6 | 7 | 10 | 6 High school (9-12)........................| 48 | 51 | 54 | 50 | 34 College...................................| 44 | 42 | 38 | 40 | 58 Never attended and other..................| 1 | (3) | (3) | (3) | 2 | | | | | At least one vehicle owned..................| 91 | 84 | 94 | 91 | 94 | | | | | Average annual expenditures.....................| $34,677 | $35,934 | $33,392 | $32,176 | $39,262 | | | | | Food..........................................| 5,090 | 5,429 | 5,103 | 4,732 | 5,344 Food at home................................| 2,794 | 2,908 | 2,671 | 2,605 | 3,138 Cereals and bakery products...............| 406 | 464 | 390 | 369 | 429 Cereals and cereal products.............| 140 | 145 | 129 | 127 | 168 Bakery products.........................| 266 | 319 | 261 | 242 | 261 Meats, poultry, fish, and eggs............| 747 | 830 | 711 | 688 | 804 Beef....................................| 251 | 274 | 251 | 211 | 292 Pork....................................| 148 | 135 | 149 | 158 | 144 Other meats.............................| 110 | 127 | 112 | 107 | 95 Poultry.................................| 117 | 149 | 103 | 102 | 126 Fish and seafood........................| 82 | 105 | 66 | 73 | 95 Eggs....................................| 40 | 41 | 30 | 38 | 52 | | | | | Dairy products............................| 350 | 359 | 341 | 325 | 392 Fresh milk and cream....................| 168 | 167 | 159 | 163 | 185 Other dairy products....................| 182 | 192 | 183 | 162 | 207 Fruits and vegetables.....................| 469 | 484 | 446 | 433 | 541 Fresh fruits............................| 147 | 152 | 140 | 129 | 180 Fresh vegetables........................| 146 | 159 | 139 | 130 | 166 Processed fruits........................| 102 | 102 | 95 | 93 | 123 Processed vegetables....................| 75 | 72 | 72 | 81 | 71 | | | | | Other food at home........................| 822 | 771 | 782 | 790 | 972 Sugar and other sweets..................| 97 | 96 | 92 | 93 | 112 Fats and oils...........................| 69 | 60 | 68 | 68 | 82 Miscellaneous foods.....................| 340 | 300 | 326 | 321 | 426 Nonalcoholic beverages..................| 273 | 276 | 250 | 275 | 292 Food prepared by consumer unit | | | | | on out-of-town trips...................| 42 | 38 | 46 | 32 | 60 Food away from home.........................| 2,297 | 2,521 | 2,431 | 2,127 | 2,206 | | | | | Alcoholic beverages...........................| 301 | 386 | 321 | 225 | 321 | | | | | Housing.......................................| 10,197 | 10,614 | 9,389 | 9,227 | 12,414 Shelter.....................................| 5,650 | 6,244 | 4,852 | 4,721 | 7,617 Owned dwellings...........................| 3,652 | 3,729 | 3,300 | 3,148 | 4,894 Mortgage interest.......................| 2,276 | 2,045 | 1,794 | 2,155 | 3,305 Property taxes..........................| 741 | 892 | 910 | 471 | 871 Maintenance, repairs, insurance, | | | | | other expenses.........................| 636 | 791 | 597 | 522 | 718 Rented dwellings..........................| 1,201 | 1,613 | 834 | 863 | 1,793 Other lodging.............................| 797 | 902 | 718 | 711 | 930 | | | | | Utilities, fuels, and public services.......| 2,218 | 2,269 | 2,286 | 2,252 | 2,021 Natural gas...............................| 290 | 318 | 455 | 182 | 265 Electricity...............................| 896 | 786 | 870 | 1,077 | 715 Fuel oil and other fuels..................| 115 | 276 | 89 | 71 | 48 Telephone.................................| 695 | 707 | 672 | 674 | 745 Water and other public services...........| 223 | 181 | 200 | 248 | 248 Household operations........................| 380 | 409 | 312 | 340 | 502 Personal services.........................| 84 | 98 | 67 | 94 | 72 Other household expenses..................| 296 | 311 | 245 | 247 | 429 | | | | | Housekeeping supplies.......................| 461 | 413 | 507 | 466 | 446 Laundry and cleaning supplies.............| 131 | 127 | 136 | 135 | 121 Other household products..................| 192 | 158 | 217 | 197 | 190 Postage and stationery....................| 138 | 127 | 154 | 134 | 136 Household furnishings and equipment.........| 1,488 | 1,280 | 1,432 | 1,448 | 1,829 Household textiles........................| 134 | 103 | 158 | 115 | 169 Furniture.................................| 412 | 490 | 414 | 373 | 397 Floor coverings...........................| 114 | 74 | 105 | 159 | 89 Major appliances..........................| 186 | 168 | 193 | 186 | 197 Small appliances, miscellaneous housewares| 84 | 75 | 90 | 74 | 102 Miscellaneous household equipment.........| 558 | 369 | 472 | 541 | 875 | | | | | Apparel and services..........................| 2,062 | 2,192 | 2,136 | 1,914 | 2,080 Men and boys................................| 526 | 548 | 546 | 498 | 525 Men, 16 and over..........................| 448 | 460 | 483 | 410 | 455 Boys, 2 to 15.............................| 78 | 88 | 63 | 87 | 70 Women and girls.............................| 873 | 901 | 975 | 798 | 847 Women, 16 and over........................| 767 | 795 | 873 | 700 | 728 Girls, 2 to 15............................| 105 | 105 | 103 | 98 | 119 Children under 2............................| 55 | 59 | 48 | 40 | 83 Footwear....................................| 251 | 261 | 259 | 244 | 245 Other apparel products and services.........| 357 | 423 | 308 | 335 | 380 | | | | | Transportation................................| 6,728 | 6,949 | 6,500 | 6,240 | 7,632 Vehicle purchases (net outlay)..............| 2,932 | 3,154 | 2,835 | 2,569 | 3,463 Cars and trucks, new......................| 1,558 | 2,009 | 1,320 | 1,314 | 1,790 Cars and trucks, used.....................| 1,326 | 1,104 | 1,475 | 1,218 | 1,591 Other vehicles............................| 48 | 4/41 | 41 | 4/38 | 4/82 Gasoline and motor oil......................| 1,283 | 1,091 | 1,260 | 1,433 | 1,246 Other vehicle expenses......................| 2,109 | 2,210 | 2,037 | 1,936 | 2,392 Vehicle finance charges...................| 410 | 383 | 410 | 432 | 400 Maintenance and repairs...................| 709 | 699 | 711 | 660 | 803 Vehicle insurance.........................| 760 | 894 | 708 | 635 | 900 Vehicle rental, licenses, other charges...| 230 | 234 | 209 | 209 | 289 | | | | | Public transportation.......................| 403 | 494 | 367 | 302 | 531 | | | | | Health care...................................| 1,326 | 1,276 | 1,218 | 1,403 | 1,364 Health insurance............................| 457 | 374 | 420 | 522 | 469 Medical services............................| 547 | 618 | 473 | 519 | 608 Drugs.......................................| 226 | 185 | 231 | 272 | 183 Medical supplies............................| 95 | 99 | 94 | 90 | 104 | | | | | Entertainment.................................| 1,736 | 1,701 | 1,523 | 1,684 | 2,112 Fees and admissions.........................| 484 | 546 | 465 | 382 | 624 Television, radios, sound equipment.........| 501 | 515 | 495 | 488 | 515 Pets, toys, and playground equipment........| 276 | 279 | 238 | 246 | 369 Other entertainment supplies, equipment, | | | | | and services...............................| 475 | 361 | 325 | 568 | 604 | | | | | Personal care products and services...........| 451 | 434 | 470 | 419 | 499 | | | | | Reading.......................................| 189 | 218 | 196 | 152 | 218 | | | | | Education.....................................| 703 | 872 | 777 | 665 | 505 | | | | | Tobacco products and smoking supplies.........| 335 | 348 | 394 | 332 | 258 | | | | | Miscellaneous.................................| 819 | 783 | 712 | 632 | 1,318 | | | | | Cash contributions............................| 1,181 | 950 | 1,133 | 1,254 | 1,355 | | | | | Personal insurance and pensions...............| 3,560 | 3,780 | 3,520 | 3,296 | 3,843 Life and other personal insurance...........| 443 | 506 | 439 | 453 | 359 Pensions and Social Security................| 3,117 | 3,275 | 3,081 | 2,843 | 3,484 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 40,999 | 46,059 | 38,497 | 39,304 | 41,666 Wages and salaries..........................| 34,072 | 38,776 | 32,460 | 33,238 | 32,647 Self-employment income......................| 3,928 | 4,762 | 3,184 | 2,914 | 5,646 Social Security, private and government | | | | | retirement.................................| 1,155 | 792 | 1,264 | 1,287 | 1,170 Interest, dividends, rental income, other | | | | | property income............................| 728 | 722 | 654 | 832 | 642 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 367 | 311 | 431 | 254 | 541 Public assistance, supplemental security | | | | | income, food stamps........................| 261 | 287 | 229 | 220 | 340 Regular contributions for support...........| 372 | 331 | 203 | 459 | 451 | | | | | Other income................................| 116 | 78 | 72 | 100 | 230 | | | | | Personal taxes................................| 4,031 | 4,369 | 4,156 | 3,792 | 3,967 Federal income taxes........................| 3,191 | 3,361 | 3,098 | 3,205 | 3,106 State and local income taxes................| 760 | 988 | 895 | 516 | 800 Other taxes.................................| 80 | 20 | 163 | 72 | 60 | | | | | Income after taxes............................| 36,967 | 41,691 | 34,342 | 35,512 | 37,700 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -27 | 279 | 339 | 1,295 | -3,186 Net change in total assets..................| 2,759 | 1,402 | 1,640 | 4,038 | 3,206 Net change in total liabilities.............| 2,786 | 1,123 | 1,301 | 2,743 | 6,392 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 357 | 358 | 215 | 427 | 396 Mortgage principal paid on owned property...| -861 | -809 | -807 | -838 | -1,023 Estimated market value of owned home........| 81,175 | 113,825 | 63,256 | 63,267 | 99,000 Estimated monthly rental value of owned home| 490 | 596 | 416 | 412 | 605 | | | | | Gifts of goods and services, total............| 1,455 | 1,623 | 1,588 | 1,394 | 1,233 Clothing, males 2 and over..................| 90 | 83 | 104 | 102 | 62 Clothing, females 2 and over................| 147 | 189 | 161 | 155 | 78 Clothing, children under 2..................| 43 | 48 | 36 | 29 | 70 Jewelry and watches.........................| 36 | 27 | 46 | 33 | 37 Small appliances and miscellaneous | | | | | housewares.................................| 26 | 24 | 37 | 21 | 22 Household textiles..........................| 12 | 4/13 | 4/7 | 4/11 | 4/17 All other gifts.............................| 1,101 | 1,238 | 1,197 | 1,043 | 946 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors.