Table 33. Southern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2003-2004 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 more Number of consumer units (in thousands)........... 39,209 1,621 3,065 3,300 3,203 5,384 4,510 3,703 5,675 8,747 Consumer unit characteristics: Income before taxes a/ .......................... $49,110 $1,777 $7,729 $12,422 $17,427 $24,783 $34,616 $44,431 $58,961 $115,862 Income after taxes a/ ........................... 47,175 1,783 7,752 12,650 17,589 22,914 33,980 43,544 56,828 110,268 Age of reference person.......................... 48.2 40.4 52.8 53.8 52.0 49.2 46.6 47.1 45.5 47.0 Average number in consumer unit: Persons......................................... 2.5 1.7 1.7 1.9 2.1 2.4 2.5 2.7 2.7 3.0 Children under 18............................... .6 .4 .4 .5 .5 .6 .7 .7 .7 .8 Persons 65 and over............................. .3 .2 .4 .5 .5 .4 .3 .3 .2 .2 Earners......................................... 1.3 .6 .4 .6 .8 1.1 1.3 1.5 1.7 1.9 Vehicles........................................ 1.9 .9 .8 1.2 1.4 1.6 1.9 2.2 2.4 2.8 Percent distribution: Sex of reference person: Male............................................ 47 36 30 31 43 44 48 52 54 57 Female.......................................... 53 64 70 69 57 56 52 48 46 43 Housing tenure: Homeowner....................................... 69 34 43 54 58 61 65 74 79 91 With mortgage.................................. 41 13 9 14 20 28 38 48 57 71 Without mortgage............................... 28 21 34 40 38 33 27 27 22 20 Renter.......................................... 31 66 57 46 42 39 35 26 21 9 Race of reference person: Black or African-American....................... 19 26 30 25 23 22 18 17 15 10 White, Asian, and All Other Races............... 81 74 70 75 77 78 82 83 85 90 Education of reference person: Elementary (1-8)................................ 7 9 24 14 13 9 5 3 2 1 High school (9-12).............................. 37 40 43 51 49 48 43 41 32 18 College......................................... 55 50 32 34 37 42 52 56 66 81 Never attended and other........................ b/ 1 1 1 b/ b/ b/ b/ b/ b/ At least one vehicle owned or leased............. 89 60 56 80 87 91 95 97 98 98 Average annual expenditures....................... $39,191 $16,164 $14,197 $18,557 $22,226 $27,368 $32,275 $37,284 $45,959 $73,328 Food............................................. 5,258 3,193 2,494 3,362 3,656 3,952 4,688 5,312 5,925 8,473 Food at home.................................... 3,107 2,075 1,741 2,388 2,446 2,646 2,963 3,136 3,426 4,387 Cereals and bakery products.................... 426 320 261 344 360 373 406 443 453 572 Cereals and cereal products................... 144 125 98 119 131 126 138 151 146 187 Bakery products............................... 282 195 163 225 229 247 268 291 307 385 Meats, poultry, fish, and eggs................. 850 559 480 689 669 746 787 854 988 1,156 Beef.......................................... 266 142 135 188 191 206 242 262 363 380 Pork.......................................... 187 145 112 180 154 186 173 184 210 226 Other meats................................... 94 58 57 80 83 84 85 96 104 125 Poultry....................................... 146 115 84 127 129 135 134 150 149 194 Fish and seafood.............................. 119 69 60 77 77 95 112 122 128 187 Eggs.......................................... 39 30 31 37 35 39 41 41 35 45 Dairy products................................. 321 206 184 244 261 276 329 330 344 441 Fresh milk and cream.......................... 128 91 86 107 116 113 135 136 129 162 Other dairy products.......................... 193 115 98 136 144 163 195 194 215 279 Fruits and vegetables.......................... 504 319 293 401 406 421 493 504 507 733 Fresh fruits.................................. 158 84 96 117 113 137 148 163 157 240 Fresh vegetables.............................. 164 114 92 126 130 134 163 157 162 247 Processed fruits.............................. 96 61 57 83 82 76 100 99 97 133 Processed vegetables.......................... 85 61 48 75 81 74 81 85 91 113 Other food at home............................. 1,006 671 523 710 749 830 947 1,006 1,134 1,484 Sugar and other sweets........................ 114 79 61 84 90 108 104 110 121 165 Fats and oils................................. 85 65 62 70 70 78 84 92 86 108 Miscellaneous foods........................... 494 311 230 347 367 391 482 496 540 754 Nonalcoholic beverages........................ 280 206 164 200 211 240 256 285 336 387 Food prepared by consumer unit on out-of-town trips............................ 32 c/ 9 7 9 11 13 21 23 50 70 Food away from home............................. 2,150 1,118 753 974 1,210 1,306 1,725 2,176 2,499 4,086 Alcoholic beverages.............................. 359 159 140 141 182 225 221 377 416 723 Housing.......................................... 12,204 5,914 5,591 6,552 7,637 9,016 10,431 11,734 13,220 21,879 Shelter......................................... 6,642 3,377 3,083 3,349 3,899 4,841 5,756 6,281 7,171 12,117 Owned dwellings................................ 4,481 1,311 1,202 1,294 1,715 2,429 3,216 4,125 5,158 10,058 Mortgage interest and charges................. 2,543 650 411 487 693 1,233 1,653 2,520 3,171 5,960 Property taxes................................ 1,022 362 514 487 501 585 679 887 1,053 2,200 Maintenance, repairs, insurance, other expenses..................................... 916 299 277 320 521 611 884 718 934 1,899 Rented dwellings............................... 1,827 1,992 1,828 1,981 2,122 2,300 2,369 1,934 1,702 1,096 Other lodging.................................. 334 74 53 74 63 112 170 222 311 963 Utilities, fuels, and public services........... 2,942 1,544 1,735 2,174 2,282 2,558 2,735 3,092 3,315 4,194 Natural gas.................................... 251 110 133 196 183 194 222 273 256 401 Electricity.................................... 1,269 697 817 990 1,020 1,142 1,206 1,334 1,402 1,726 Fuel oil and other fuels....................... 67 37 63 54 83 58 57 69 64 83 Telephone services............................. 1,023 533 545 688 745 886 944 1,069 1,210 1,494 Water and other public services................ 333 167 177 246 250 279 306 347 384 490 Household operations............................ 668 135 131 246 423 408 461 554 754 1,461 Personal services.............................. 258 c/ 43 32 73 228 168 193 207 303 539 Other household expenses....................... 410 92 100 173 195 240 269 347 450 922 Housekeeping supplies........................... 543 310 252 286 379 386 467 486 565 982 Laundry and cleaning supplies.................. 146 113 86 102 105 122 143 134 160 214 Other household products....................... 271 148 120 126 195 180 232 221 280 516 Postage and stationery......................... 127 50 46 57 80 84 93 131 124 252 Household furnishings and equipment............. 1,409 547 389 496 653 823 1,011 1,320 1,416 3,125 Household textiles............................. 131 49 37 42 62 101 99 119 120 279 Furniture...................................... 359 78 97 159 150 194 191 336 382 837 Floor coverings................................ 36 c/ 11 3 6 7 11 16 23 26 111 Major appliances............................... 172 50 67 78 119 150 147 161 192 298 Small appliances, miscellaneous housewares.................................... 95 84 25 45 53 53 105 70 73 200 Miscellaneous household equipment.............. 617 275 160 166 262 314 453 611 622 1,400 Apparel and services............................. 1,602 1,020 668 798 882 982 1,302 1,543 1,792 3,029 Men and boys.................................... 354 164 133 121 186 183 326 361 360 719 Men, 16 and over............................... 266 113 84 75 130 113 241 279 271 569 Boys, 2 to 15.................................. 88 51 49 46 56 70 85 82 89 150 Women and girls................................. 635 376 257 323 302 410 484 637 730 1,201 Women, 16 and over............................. 537 347 227 266 254 346 397 556 624 1,004 Girls, 2 to 15................................. 98 29 30 56 48 64 87 81 106 197 Children under 2................................ 75 51 38 53 59 70 81 59 65 118 Footwear........................................ 313 347 147 214 229 209 276 292 381 484 Other apparel products and services............. 226 82 91 87 107 110 136 194 255 507 Transportation................................... 7,532 2,188 1,959 3,208 4,162 5,434 6,759 7,469 10,039 13,429 Vehicle purchases (net outlay).................. 3,604 c/ 614 627 1,437 1,618 2,452 3,198 3,390 5,206 6,715 Cars and trucks, new........................... 1,960 c/ 136 c/ 307 698 c/ 361 1,083 1,470 1,530 2,717 4,424 Cars and trucks, used.......................... 1,587 422 320 734 1,256 1,368 1,717 1,756 2,360 2,185 Other vehicles................................. 56 c/ 55 d/ c/ 4 b/ d/ c/ 11 c/ 104 c/ 129 106 Gasoline and motor oil.......................... 1,477 746 613 790 1,022 1,218 1,419 1,591 1,838 2,249 Other vehicle expenses.......................... 2,183 733 656 914 1,410 1,639 1,992 2,304 2,744 3,767 Vehicle finance charges........................ 386 97 76 112 139 254 332 440 549 724 Maintenance and repairs........................ 579 235 217 249 544 421 485 598 674 982 Vehicle insurance.............................. 934 289 280 481 620 770 948 1,019 1,163 1,476 Vehicle rental, leases, licenses, other charges....................................... 285 113 83 72 108 194 227 246 358 586 Public transportation........................... 267 95 63 67 112 125 151 183 250 698 Health care...................................... 2,486 908 1,299 1,717 1,883 2,178 2,287 2,633 2,880 3,674 Health insurance................................ 1,261 379 619 875 1,000 1,090 1,194 1,406 1,520 1,798 Medical services................................ 585 229 248 304 280 487 477 571 683 1,043 Drugs........................................... 539 248 378 486 534 521 521 558 553 670 Medical supplies................................ 102 53 54 52 69 80 95 98 124 162 Entertainment.................................... 2,031 644 587 671 893 1,653 1,436 1,674 2,397 4,171 Fees and admissions............................. 386 84 59 75 96 157 245 325 441 982 Television, radios, sound equipment............. 734 402 328 444 498 574 635 741 885 1,180 Pets, toys, hobbies, and playground equipment... 350 103 130 118 203 241 345 316 381 674 Other entertainment supplies, equipment, and services................................... 561 55 69 33 96 680 212 292 689 1,335 Personal care products and services.............. 533 274 234 282 366 389 444 537 589 933 Reading.......................................... 98 31 34 48 58 67 73 90 112 191 Education........................................ 616 617 211 279 288 252 244 274 595 1,578 Tobacco products and smoking supplies............ 289 199 229 280 276 317 337 324 294 273 Miscellaneous.................................... 555 376 223 253 367 400 421 521 671 994 Cash contributions............................... 1,318 384 231 375 576 794 836 1,144 1,400 3,089 Personal insurance and pensions.................. 4,311 256 298 591 1,001 1,708 2,795 3,653 5,630 10,893 Life and other personal insurance............... 387 93 133 166 213 249 295 328 430 808 Pensions and Social Security.................... 3,924 163 165 425 788 1,459 2,500 3,324 5,200 10,085 Sources of income and personal taxes: a/ Money income before taxes........................ 49,110 1,777 7,729 12,422 17,427 24,783 34,616 44,431 58,961 115,862 Wages and salaries.............................. 39,073 1,396 1,913 4,683 8,802 16,468 26,750 34,649 50,027 98,167 Self-employment income.......................... 2,436 -1,092 38 164 366 499 744 1,665 1,622 8,461 Social Security, private and government retirement..................................... 5,656 535 3,849 5,835 6,764 6,448 5,601 6,405 5,718 5,950 Interest, dividends, rental income, other property income................................ 860 5 76 84 206 361 620 698 652 2,459 Unemployment and workers' compensation, veterans' benefits............................. 180 c/ 56 90 191 191 157 236 248 277 119 Public assistance, supplemental security income, food stamps............................ 334 372 1,169 835 515 329 276 225 70 29 Regular contributions for support............... 415 347 359 435 454 412 330 470 397 460 Other income.................................... 157 159 235 195 129 109 58 c/ 71 197 216 Personal taxes................................... 1,936 -5 -23 -228 -162 1,869 636 887 2,133 5,594 Federal income taxes............................ 1,461 -55 -43 -260 -260 1,655 324 510 1,509 4,387 State and local income taxes.................... 334 -10 -1 b/ 38 126 181 230 450 928 Other taxes..................................... 140 60 21 32 60 88 131 148 174 280 Income after taxes............................... 47,175 1,783 7,752 12,650 17,589 22,914 33,980 43,544 56,828 110,268 Addenda: Net change in total assets and liabilities....... -7,756 5,768 -1,026 602 -3,824 -4,260 -5,197 -6,809 -12,816 -17,802 Net change in total assets...................... 6,151 8,220 -357 1,966 17 1,113 2,429 8,038 5,712 16,380 Net change in total liabilities................. 13,907 2,452 669 1,364 3,841 5,372 7,627 14,846 18,528 34,182 Other financial information: Other money receipts............................ 545 c/ 119 c/ 286 123 88 185 412 302 719 1,322 Mortgage principal paid on owned property....... -1,412 -331 -203 -265 -350 -560 -873 -1,296 -1,643 -3,557 Estimated market value of owned home............ 100,653 32,767 33,204 49,214 54,979 63,574 71,382 94,600 108,062 208,668 Estimated monthly rental value of owned home.... 669 252 260 344 388 457 519 659 751 1,272 Gifts of goods and services...................... 960 442 260 493 443 490 586 767 1,031 2,176 Food............................................ 56 c/ 5 c/ 10 7 51 14 18 27 33 171 Alcoholic beverages............................. 17 c/ 8 c/ 2 c/ 3 c/ 8 5 c/ 5 21 29 36 Housing......................................... 230 107 53 108 99 140 167 182 206 530 Housekeeping supplies.......................... 41 c/ 11 9 15 19 34 34 34 46 84 Household textiles............................. 17 c/ 1 c/ 2 c/ 1 c/ 7 9 c/ 11 c/ 3 29 41 Appliances and miscellaneous housewares.................................... 28 b/ c/ 1 c/ 8 c/ 12 10 11 30 16 82 Major appliances.............................. 7 d/ b/ c/ 2 c/ 3 c/ 2 c/ 2 c/ 17 c/ 2 16 Small appliances and miscellaneous housewares................................... 21 b/ b/ c/ 6 c/ 8 8 9 14 14 65 Miscellaneous household equipment.............. 59 c/ 8 7 15 18 40 38 42 66 145 Other housing.................................. 84 87 35 68 43 48 72 74 49 178 Apparel and services............................ 238 107 72 146 140 149 202 228 291 433 Males, 2 and over.............................. 59 30 20 35 22 26 44 43 56 134 Females, 2 and over............................ 91 c/ 7 20 62 44 61 56 101 134 164 Children under 2............................... 37 10 17 18 35 33 33 30 40 62 Other apparel products and services............ 52 c/ 60 c/ 15 31 39 28 69 54 60 73 Jewelry and watches........................... 18 c/ 6 c/ 6 c/ 4 c/ 8 12 19 13 33 27 All other apparel products and services....... 34 c/ 54 c/ 9 c/ 27 c/ 32 c/ 16 50 41 27 46 Transportation.................................. 48 c/ 4 9 57 32 9 17 70 52 99 Health care..................................... 44 c/ 47 c/ 40 c/ 91 c/ 5 39 26 38 63 45 Entertainment................................... 67 22 19 36 38 51 63 59 65 132 Toys, games, arts and crafts, and tricycles.... 28 c/ 11 6 18 14 30 32 23 29 48 Other entertainment............................ 39 11 12 18 24 21 31 36 36 85 Personal care products and services............. 25 c/ 6 c/ 7 5 18 14 26 29 26 48 Reading......................................... 1 d/ c/ 1 b/ b/ b/ 1 1 1 2 Education....................................... 169 c/ 76 b/ c/ 5 c/ 18 20 26 44 176 575 All other gifts................................. 65 60 46 35 34 49 36 69 87 106 a Components of income and taxes are derived from "complete income reporters" only through 2003; (see glossary). Beginning in 2004 income imputation was implemented. As a result, all consumer units are considered to be complete income reporters. b Value less than 0.5. c Data are likely to have large sampling errors. d No data reported.