Table 3850. Consumer units with reference person age 65 and over by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2003-2004 Total Item 65 and Northeast Midwest South West over Number of consumer units (in thousands)........... 22,839 4,823 5,483 7,983 4,550 Consumer unit characteristics: Income before taxes a/ .......................... $33,076 $33,277 $31,862 $32,681 $35,024 Income after taxes a/ ........................... 31,714 32,557 30,904 30,619 33,747 Age of reference person.......................... 75.2 75.5 75.5 74.8 75.4 Average number in consumer unit: Persons......................................... 1.7 1.7 1.6 1.7 1.8 Children under 18............................... .1 b/ b/ .1 .1 Persons 65 and over............................. 1.4 1.3 1.4 1.4 1.4 Earners......................................... .4 .4 .5 .4 .5 Vehicles........................................ 1.5 1.2 1.6 1.6 1.7 Percent distribution: Sex of reference person: Male............................................ 46 46 44 45 49 Female.......................................... 54 54 56 55 51 Housing tenure: Homeowner....................................... 80 73 81 84 81 With mortgage.................................. 18 14 14 19 26 Without mortgage............................... 63 59 67 65 56 Renter.......................................... 20 27 19 16 19 Race of reference person: Black or African-American....................... 10 10 6 14 5 White, Asian, and All Other Races............... 90 90 94 86 95 Education of reference person: Elementary (1-8)................................ 13 12 12 17 9 High school (9-12).............................. 46 53 51 43 37 College......................................... 40 34 37 40 53 Never attended and other........................ 1 1 c/ 1 1 At least one vehicle owned or leased............. 82 71 85 85 85 Average annual expenditures....................... $30,259 $29,467 $30,162 $28,380 $34,425 Food............................................. 4,051 4,245 3,779 3,777 4,613 Food at home.................................... 2,648 2,716 2,478 2,519 2,984 Cereals and bakery products.................... 390 429 368 360 427 Cereals and cereal products................... 119 122 110 110 140 Bakery products............................... 271 306 257 250 287 Meats, poultry, fish, and eggs................. 677 692 634 648 760 Beef.......................................... 192 177 183 183 230 Pork.......................................... 152 132 157 157 160 Other meats................................... 87 97 99 75 84 Poultry....................................... 106 124 82 107 115 Fish and seafood.............................. 103 125 80 90 128 Eggs.......................................... 37 38 32 36 43 Dairy products................................. 295 312 265 288 321 Fresh milk and cream.......................... 113 114 106 113 119 Other dairy products.......................... 182 198 159 175 202 Fruits and vegetables.......................... 497 517 467 455 579 Fresh fruits.................................. 164 160 158 147 201 Fresh vegetables.............................. 163 177 137 146 208 Processed fruits.............................. 97 105 99 86 104 Processed vegetables.......................... 73 75 72 76 67 Other food at home............................. 789 765 745 769 896 Sugar and other sweets........................ 105 106 105 102 108 Fats and oils................................. 78 76 73 74 93 Miscellaneous foods........................... 380 361 352 371 446 Nonalcoholic beverages........................ 196 200 179 198 208 Food prepared by consumer unit on out-of-town trips............................ 30 22 35 25 42 Food away from home............................. 1,402 1,529 1,301 1,258 1,630 Alcoholic beverages.............................. 222 264 176 165 327 Housing.......................................... 9,993 10,802 9,467 9,068 11,378 Shelter......................................... 5,265 6,087 5,048 4,433 6,116 Owned dwellings................................ 3,519 3,950 3,259 3,197 3,943 Mortgage interest and charges................. 857 750 582 796 1,408 Property taxes................................ 1,407 2,011 1,550 1,052 1,220 Maintenance, repairs, insurance, other expenses..................................... 1,255 1,189 1,126 1,349 1,315 Rented dwellings............................... 1,362 1,812 1,312 937 1,688 Other lodging.................................. 384 325 477 299 485 Utilities, fuels, and public services........... 2,532 2,568 2,525 2,584 2,411 Natural gas.................................... 419 574 568 253 364 Electricity.................................... 951 784 877 1,158 856 Fuel oil and other fuels....................... 150 328 122 115 58 Telephone services............................. 684 635 660 738 670 Water and other public services................ 328 247 298 319 462 Household operations............................ 665 768 450 661 820 Personal services.............................. 204 417 49 185 197 Other household expenses....................... 461 351 401 476 623 Housekeeping supplies........................... 497 450 536 459 563 Laundry and cleaning supplies.................. 107 95 110 109 113 Other household products....................... 248 201 289 238 264 Postage and stationery......................... 142 155 137 111 186 Household furnishings and equipment............. 1,034 929 908 931 1,468 Household textiles............................. 122 153 68 94 197 Furniture...................................... 210 181 216 183 280 Floor coverings................................ 46 40 38 24 99 Major appliances............................... 170 160 150 157 226 Small appliances, miscellaneous housewares.................................... 77 64 67 74 105 Miscellaneous household equipment.............. 410 331 370 398 560 Apparel and services............................. 907 1,047 777 846 1,014 Men and boys.................................... 187 188 163 194 202 Men, 16 and over............................... 165 166 144 173 175 Boys, 2 to 15.................................. 22 23 19 21 27 Women and girls................................. 425 541 370 384 433 Women, 16 and over............................. 395 501 339 358 408 Girls, 2 to 15................................. 30 40 31 26 25 Children under 2................................ 19 28 18 15 18 Footwear........................................ 145 144 114 140 189 Other apparel products and services............. 132 145 112 114 172 Transportation................................... 4,849 4,175 4,872 4,832 5,565 Vehicle purchases (net outlay).................. 2,107 1,765 2,222 2,216 2,139 Cars and trucks, new........................... 1,341 991 1,481 1,328 1,566 Cars and trucks, used.......................... 754 763 720 876 570 Other vehicles................................. d/ 12 d/ 11 d/ 21 d/ 12 d/ 3 Gasoline and motor oil.......................... 877 717 878 910 990 Other vehicle expenses.......................... 1,516 1,350 1,478 1,439 1,873 Vehicle finance charges........................ 120 80 117 138 133 Maintenance and repairs........................ 479 382 454 455 651 Vehicle insurance.............................. 675 647 625 683 752 Vehicle rental, leases, licenses, other charges....................................... 243 240 283 164 336 Public transportation........................... 349 344 295 267 564 Health care...................................... 3,820 3,238 4,286 3,755 3,983 Health insurance................................ 2,072 1,919 2,330 2,003 2,046 Medical services................................ 683 579 793 600 806 Drugs........................................... 912 634 1,016 1,007 913 Medical supplies................................ 152 106 147 145 219 Entertainment.................................... 1,449 1,324 1,199 1,323 2,100 Fees and admissions............................. 337 302 351 292 438 Television, radios, sound equipment............. 519 530 495 495 578 Pets, toys, hobbies, and playground equipment... 257 410 204 191 267 Other entertainment supplies, equipment, and services................................... 336 82 149 345 817 Personal care products and services.............. 454 445 429 438 520 Reading.......................................... 144 152 159 116 166 Education........................................ 201 275 197 156 207 Tobacco products and smoking supplies............ 155 171 134 165 145 Miscellaneous.................................... 587 520 687 491 699 Cash contributions............................... 1,985 1,496 2,582 1,853 2,014 Personal insurance and pensions.................. 1,443 1,313 1,417 1,395 1,695 Life and other personal insurance............... 380 269 381 426 415 Pensions and Social Security.................... 1,063 1,044 1,037 969 1,280 Sources of income and personal taxes: a/ Money income before taxes........................ 33,076 33,277 31,862 32,681 35,024 Wages and salaries.............................. 9,070 11,424 7,514 8,803 8,964 Self-employment income.......................... 1,924 833 2,148 2,368 2,002 Social Security, private and government retirement..................................... 19,251 18,299 19,494 19,213 20,015 Interest, dividends, rental income, other property income................................ 2,333 2,172 2,373 1,908 3,204 Unemployment and workers' compensation, veterans' benefits............................. 89 96 d/ 32 87 151 Public assistance, supplemental security income, food stamps............................ 209 227 76 167 424 Regular contributions for support............... 100 67 166 78 96 Other income.................................... 100 159 d/ 58 57 167 Personal taxes................................... 1,362 720 958 2,062 1,277 Federal income taxes............................ 1,045 411 524 1,794 1,001 State and local income taxes.................... 102 80 123 68 158 Other taxes..................................... 216 229 311 199 117 Income after taxes............................... 31,714 32,557 30,904 30,619 33,747 Addenda: Net change in total assets and liabilities....... -3,315 -256 -2,416 -3,998 -6,445 Net change in total assets...................... -48 -229 19 -1,243 2,157 Net change in total liabilities................. 3,267 28 2,435 2,755 8,601 Other financial information: Other money receipts............................ 459 246 500 383 770 Mortgage principal paid on owned property....... -760 -672 -689 -683 -1,074 Estimated market value of owned home............ 141,249 157,791 115,052 111,656 207,210 Estimated monthly rental value of owned home.... 799 864 683 702 1,042 Gifts of goods and services...................... 936 857 1,121 764 1,094 Food............................................ 43 69 30 40 36 Alcoholic beverages............................. 9 6 4 11 14 Housing......................................... 215 203 189 169 337 Housekeeping supplies.......................... 36 40 37 30 44 Household textiles............................. 14 11 11 12 22 Appliances and miscellaneous housewares.................................... 27 17 28 23 43 Major appliances.............................. 10 6 4 10 22 Small appliances and miscellaneous housewares................................... 17 d/ 10 24 14 21 Miscellaneous household equipment.............. 45 45 52 40 44 Other housing.................................. 93 91 61 64 184 Apparel and services............................ 186 207 190 156 207 Males, 2 and over.............................. 52 50 36 51 73 Females, 2 and over............................ 80 94 106 55 77 Children under 2............................... 16 24 15 14 14 Other apparel products and services............ 37 39 34 35 43 Jewelry and watches........................... 14 23 12 12 11 All other apparel products and services....... 23 d/ 16 22 23 32 Transportation.................................. 47 43 60 49 29 Health care..................................... 119 d/ 26 285 88 69 Entertainment................................... 57 54 69 45 70 Toys, games, arts and crafts, and tricycles.... 25 24 29 21 26 Other entertainment............................ 33 30 40 24 44 Personal care products and services............. 15 13 11 13 23 Reading......................................... 3 2 2 2 4 Education....................................... 132 173 146 108 112 All other gifts................................. 113 61 134 82 194 a Components of income and taxes are derived from "complete income reporters" only through 2003; (see glossary). Beginning in 2004 income imputation was implemented. As a result, all consumer units are considered to be complete income reporters. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors.