Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2003-2004 Item Total Northeast Midwest South West 25-34 Number of consumer units (in thousands)........... 19,588 3,200 4,633 6,934 4,821 Consumer unit characteristics: Income before taxes a/ .......................... $51,650 $61,388 $50,891 $46,717 $53,143 Income after taxes a/ ........................... 49,863 59,042 49,269 45,527 50,702 Age of reference person.......................... 29.7 29.8 29.8 29.6 29.7 Average number in consumer unit: Persons......................................... 2.9 2.7 2.9 2.8 2.9 Children under 18............................... 1.1 1.0 1.2 1.1 1.1 Persons 65 and over............................. b/ b/ b/ b/ b/ Earners......................................... 1.5 1.5 1.5 1.5 1.6 Vehicles........................................ 1.8 1.5 1.9 1.7 1.9 Percent distribution: Sex of reference person: Male............................................ 50 50 53 48 51 Female.......................................... 50 50 47 52 49 Housing tenure: Homeowner....................................... 49 43 58 49 43 With mortgage.................................. 42 38 52 40 39 Without mortgage............................... 7 5 7 9 4 Renter.......................................... 51 57 42 51 57 Race of reference person: Black or African-American....................... 13 12 12 20 5 White, Asian, and All Other Races............... 87 88 88 80 95 Education of reference person: Elementary (1-8)................................ 3 2 2 3 6 High school (9-12).............................. 30 30 31 32 27 College......................................... 66 69 66 65 68 Never attended and other........................ c/ c/ c/ c/ c/ At least one vehicle owned or leased............. 89 79 92 91 92 Average annual expenditures....................... $41,664 $44,510 $41,298 $37,854 $45,618 Food............................................. 5,511 5,887 5,231 5,148 6,036 Food at home.................................... 3,065 3,123 2,866 2,988 3,314 Cereals and bakery products.................... 427 447 403 403 469 Cereals and cereal products................... 154 171 144 142 170 Bakery products............................... 273 276 259 262 299 Meats, poultry, fish, and eggs................. 790 840 703 806 811 Beef.......................................... 238 228 230 243 244 Pork.......................................... 151 143 134 169 147 Other meats................................... 94 112 101 86 87 Poultry....................................... 153 176 126 154 159 Fish and seafood.............................. 118 139 84 120 129 Eggs.......................................... 37 42 28 33 46 Dairy products................................. 332 338 318 308 374 Fresh milk and cream.......................... 137 137 128 130 156 Other dairy products.......................... 195 200 191 178 219 Fruits and vegetables.......................... 508 560 435 475 586 Fresh fruits.................................. 163 175 140 145 200 Fresh vegetables.............................. 162 189 122 148 198 Processed fruits.............................. 107 119 97 100 118 Processed vegetables.......................... 77 76 76 83 69 Other food at home............................. 1,008 939 1,007 996 1,073 Sugar and other sweets........................ 107 89 104 103 128 Fats and oils................................. 77 79 70 80 77 Miscellaneous foods........................... 527 495 533 531 537 Nonalcoholic beverages........................ 269 249 269 261 293 Food prepared by consumer unit on out-of-town trips............................ 28 27 30 20 38 Food away from home............................. 2,446 2,764 2,365 2,159 2,723 Alcoholic beverages.............................. 484 672 495 372 512 Housing.......................................... 14,386 17,275 13,737 12,665 15,578 Shelter......................................... 8,823 11,498 7,853 7,252 10,238 Owned dwellings................................ 4,769 5,973 4,974 3,786 5,188 Mortgage interest and charges................. 3,282 3,875 3,323 2,618 3,806 Property taxes................................ 909 1,338 1,044 680 826 Maintenance, repairs, insurance, other expenses..................................... 577 760 607 488 556 Rented dwellings............................... 3,819 5,180 2,670 3,307 4,756 Other lodging.................................. 235 345 210 160 294 Utilities, fuels, and public services........... 2,633 2,678 2,749 2,762 2,307 Natural gas.................................... 353 478 570 195 289 Electricity.................................... 936 821 858 1,188 726 Fuel oil and other fuels....................... 61 171 68 34 21 Telephone services............................. 1,014 1,049 977 1,051 975 Water and other public services................ 268 158 277 294 295 Household operations............................ 893 989 928 817 906 Personal services.............................. 577 622 667 507 562 Other household expenses....................... 316 367 261 310 344 Housekeeping supplies........................... 477 461 510 455 490 Laundry and cleaning supplies.................. 141 144 159 130 141 Other household products....................... 213 223 223 215 196 Postage and stationery......................... 123 94 128 111 154 Household furnishings and equipment............. 1,559 1,649 1,697 1,379 1,637 Household textiles............................. 106 135 96 90 121 Furniture...................................... 482 511 502 461 472 Floor coverings................................ 34 56 30 26 33 Major appliances............................... 200 195 201 209 189 Small appliances, miscellaneous housewares.................................... 86 68 100 70 108 Miscellaneous household equipment.............. 652 685 769 523 714 Apparel and services............................. 1,991 2,414 2,046 1,753 2,008 Men and boys.................................... 423 485 454 377 422 Men, 16 and over............................... 305 372 320 250 325 Boys, 2 to 15.................................. 119 113 134 126 97 Women and girls................................. 690 868 665 548 798 Women, 16 and over............................. 561 738 506 436 674 Girls, 2 to 15................................. 129 130 159 113 124 Children under 2................................ 179 156 218 150 201 Footwear........................................ 364 457 362 353 321 Other apparel products and services............. 334 448 347 324 265 Transportation................................... 8,294 7,287 8,408 7,888 9,442 Vehicle purchases (net outlay).................. 3,982 3,021 4,005 3,900 4,716 Cars and trucks, new........................... 1,828 1,601 1,674 1,922 1,992 Cars and trucks, used.......................... 2,083 1,363 2,276 1,894 2,648 Other vehicles................................. 71 d/ 58 d/ 54 d/ 85 76 Gasoline and motor oil.......................... 1,533 1,281 1,570 1,522 1,679 Other vehicle expenses.......................... 2,427 2,361 2,537 2,246 2,629 Vehicle finance charges........................ 446 344 471 471 454 Maintenance and repairs........................ 580 440 602 571 667 Vehicle insurance.............................. 927 884 882 909 1,023 Vehicle rental, leases, licenses, other charges....................................... 474 693 582 294 485 Public transportation........................... 353 624 296 220 419 Health care...................................... 1,493 1,272 1,686 1,512 1,428 Health insurance................................ 826 744 927 807 811 Medical services................................ 398 292 437 432 383 Drugs........................................... 207 183 238 222 170 Medical supplies................................ 62 53 84 51 64 Entertainment.................................... 2,039 2,037 2,038 1,867 2,290 Fees and admissions............................. 409 468 423 305 506 Television, radios, sound equipment............. 811 866 833 774 807 Pets, toys, hobbies, and playground equipment... 403 429 393 375 437 Other entertainment supplies, equipment, and services................................... 416 276 390 413 541 Personal care products and services.............. 525 560 498 509 551 Reading.......................................... 96 126 102 69 110 Education........................................ 705 683 712 499 1,008 Tobacco products and smoking supplies............ 284 280 410 271 184 Miscellaneous.................................... 566 517 606 470 694 Cash contributions............................... 784 525 851 789 885 Personal insurance and pensions.................. 4,506 4,974 4,478 4,042 4,890 Life and other personal insurance............... 217 195 219 209 242 Pensions and Social Security.................... 4,289 4,778 4,259 3,833 4,648 Sources of income and personal taxes: a/ Money income before taxes........................ 51,650 61,388 50,891 46,717 53,143 Wages and salaries.............................. 48,151 57,810 47,700 43,579 48,883 Self-employment income.......................... 1,621 1,661 1,621 1,373 1,950 Social Security, private and government retirement..................................... 309 d/ 117 346 355 331 Interest, dividends, rental income, other property income................................ 382 521 162 319 591 Unemployment and workers' compensation, veterans' benefits............................. 255 358 251 122 384 Public assistance, supplemental security income, food stamps............................ 352 381 303 428 271 Regular contributions for support............... 386 352 351 373 460 Other income.................................... 195 189 157 168 273 Personal taxes................................... 1,787 2,346 1,622 1,190 2,441 Federal income taxes............................ 1,192 1,564 975 785 1,742 State and local income taxes.................... 500 656 540 328 606 Other taxes..................................... 95 126 107 76 92 Income after taxes............................... 49,863 59,042 49,269 45,527 50,702 Addenda: Net change in total assets and liabilities....... -17,038 -21,036 -12,883 -7,567 -31,998 Net change in total assets...................... 14,046 13,988 15,408 10,093 18,463 Net change in total liabilities................. 31,084 35,023 28,291 17,660 50,461 Other financial information: Other money receipts............................ 173 153 264 98 207 Mortgage principal paid on owned property....... -1,204 -1,446 -1,388 -941 -1,243 Estimated market value of owned home............ 85,369 105,404 84,575 63,776 103,892 Estimated monthly rental value of owned home.... 539 602 574 462 574 Gifts of goods and services...................... 675 656 627 603 838 Food............................................ 30 29 28 16 53 Alcoholic beverages............................. 20 31 23 20 10 Housing......................................... 161 125 138 159 207 Housekeeping supplies.......................... 39 30 39 30 56 Household textiles............................. 8 d/ 7 7 7 12 Appliances and miscellaneous housewares.................................... 21 d/ 8 19 20 33 Major appliances.............................. 3 d/ 3 d/ 1 d/ 5 4 Small appliances and miscellaneous housewares................................... 18 d/ 5 18 15 28 Miscellaneous household equipment.............. 46 48 41 31 71 Other housing.................................. 47 31 33 71 35 Apparel and services............................ 240 259 226 232 251 Males, 2 and over.............................. 44 83 40 26 50 Females, 2 and over............................ 72 55 63 77 84 Children under 2............................... 55 59 43 49 70 Other apparel products and services............ 69 63 80 80 47 Jewelry and watches........................... 41 33 57 53 15 All other apparel products and services....... 28 d/ 29 22 28 32 Transportation.................................. 55 24 26 22 152 Health care..................................... 19 d/ 14 d/ 41 14 7 Entertainment................................... 55 55 62 52 54 Toys, games, arts and crafts, and tricycles.... 23 16 20 29 20 Other entertainment............................ 33 38 42 23 34 Personal care products and services............. 21 14 17 23 24 Reading......................................... c/ 0 c/ c/ 1 Education....................................... 28 d/ 62 9 26 29 All other gifts................................. 46 43 55 38 50 a Components of income and taxes are derived from "complete income reporters" only through 2003; (see glossary). Beginning in 2004 income imputation was implemented. As a result, all consumer units are considered to be complete income reporters. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors.