Table 33. Southern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002-2003 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 34,591 1,489 2,970 3,096 2,939 4,925 3,975 3,190 4,944 7,063 Income before taxes a/ ...................... $46,201 $1,741 $7,768 $12,401 $17,406 $24,606 $34,477 $44,456 $58,578 $112,312 Income after taxes a/ ....................... 44,052 1,770 7,856 12,553 17,582 22,858 33,673 42,989 56,339 105,503 Age of the reference person.................. 48.2 41.5 52.5 55.0 52.0 49.5 47.0 46.4 45.3 45.9 Average number in consumer unit: Persons..................................... 2.5 1.8 1.8 1.9 2.2 2.4 2.5 2.6 2.8 3.0 Children under 18........................... .6 .4 .5 .5 .5 .6 .7 .7 .8 .8 Persons 65 and over......................... .3 .2 .4 .5 .5 .4 .3 .2 .2 .1 Earners..................................... 1.3 .8 .5 .7 .9 1.1 1.4 1.5 1.7 1.9 Vehicles.................................... 1.9 1.0 .9 1.2 1.4 1.7 1.9 2.2 2.4 2.8 Percent distribution: Male........................................ 49 38 30 33 43 48 52 54 57 60 Female...................................... 51 62 70 67 57 52 48 46 43 40 Homeowner................................... 68 35 45 55 58 61 64 74 80 89 With mortgage.............................. 40 12 13 13 19 29 37 49 59 71 Without mortgage........................... 28 23 32 43 40 32 27 25 21 19 Renter...................................... 32 65 55 45 42 39 36 26 20 11 Black or African American................... 18 24 31 25 23 21 17 16 15 10 White, Asian, and All Other Races........... 82 76 69 75 77 79 83 84 85 90 Elementary (1-8)............................ 8 10 20 16 14 11 6 4 2 1 High school (9-12).......................... 38 38 49 51 47 47 44 40 32 18 College..................................... 54 51 31 33 38 42 51 56 66 80 Never attended and other.................... b/ 1 b/ 1 b/ b/ b/ b/ b/ b/ At least one vehicle owned or leased........ 90 66 61 78 87 92 97 97 98 98 Average annual expenditures.................. $39,072 $17,737 $15,464 $19,294 $23,572 $27,563 $33,075 $39,261 $48,100 $73,406 Food........................................ 5,287 3,131 2,844 3,495 3,619 4,028 4,506 5,395 6,393 8,625 Food at home............................. 3,112 2,153 1,960 2,544 2,344 2,632 2,878 3,179 3,603 4,406 Cereals and bakery products............ 436 336 280 384 347 381 402 436 487 600 Cereals and cereal products.......... 150 148 105 136 129 134 147 152 152 195 Bakery products...................... 286 187 176 248 218 246 254 284 335 405 Meats, poultry, fish, and eggs......... 853 591 570 732 646 746 777 831 1,068 1,136 Beef................................. 263 140 161 203 176 221 240 243 385 360 Pork................................. 186 161 139 188 175 173 177 176 214 216 Other meats.......................... 99 56 70 97 77 89 85 106 119 127 Poultry.............................. 144 118 84 121 119 135 125 150 172 189 Fish and seafood..................... 124 95 83 87 64 94 117 119 142 203 Eggs................................. 36 22 33 36 36 34 34 37 36 41 Dairy products......................... 314 192 201 242 248 264 288 339 350 450 Fresh milk and cream................. 124 78 89 102 109 112 115 138 133 161 Other dairy products................. 190 115 112 140 139 152 173 202 216 289 Fruits and vegetables.................. 521 360 328 426 390 442 488 527 570 759 Fresh fruits......................... 160 102 100 122 111 135 143 161 174 247 Fresh vegetables..................... 165 119 105 133 116 140 160 156 176 247 Processed fruits..................... 105 76 60 94 84 90 92 111 116 146 Processed vegetables................. 92 63 63 77 78 76 93 99 104 118 Other food at home..................... 988 674 580 760 714 800 924 1,046 1,128 1,462 Sugar and other sweets............... 113 68 68 88 82 95 100 135 127 164 Fats and oils........................ 87 60 68 79 71 74 79 86 95 116 Miscellaneous foods.................. 493 330 271 375 351 391 466 532 547 750 Nonalcoholic beverages............... 260 204 166 202 198 219 251 261 314 356 Food prepared by consumer unit on out-of-town trips................... 34 12 7 16 12 20 28 32 45 75 Food away from home.................... 2,175 979 884 951 1,275 1,396 1,628 2,216 2,790 4,218 Alcoholic beverages......................... 343 205 122 121 191 205 242 365 424 702 Housing..................................... 12,064 6,191 6,005 6,362 7,709 8,927 10,462 12,177 13,676 22,030 Shelter.................................. 6,583 3,529 3,213 3,282 4,010 4,751 5,651 6,423 7,340 12,506 Owned dwellings........................ 4,405 1,355 1,344 1,342 1,831 2,423 3,023 4,185 5,423 10,293 Mortgage interest and charges........ 2,538 673 516 459 697 1,252 1,629 2,509 3,383 6,287 Property taxes....................... 942 396 495 514 540 542 645 842 1,015 2,040 Maintenance, repairs, insurance,other expenses............................ 925 286 333 369 594 629 749 834 1,025 1,967 Rented dwellings....................... 1,805 2,008 1,783 1,846 2,079 2,209 2,367 1,950 1,546 1,158 Other lodging.......................... 373 166 86 94 100 119 261 288 371 1,055 Utilities, fuels, and public services.... 2,854 1,619 1,850 2,093 2,256 2,521 2,690 3,030 3,293 4,056 Natural gas............................ 224 103 134 174 169 183 192 245 231 364 Electricity............................ 1,224 722 866 934 1,030 1,122 1,201 1,299 1,405 1,613 Fuel oil and other fuels............... 58 33 52 65 62 53 43 53 56 75 Telephone services..................... 1,009 580 598 662 730 868 954 1,084 1,218 1,492 Water and other public services........ 339 182 200 257 265 295 299 349 384 513 Household operations..................... 698 128 203 241 452 477 636 743 806 1,423 Personal services...................... 314 c/ 33 53 74 249 243 376 411 362 551 Other household expenses............... 385 96 150 167 203 234 259 332 444 873 Housekeeping supplies.................... 539 347 272 291 378 350 484 450 675 966 Laundry and cleaning supplies.......... 147 123 104 109 121 124 143 124 176 206 Other household products............... 272 183 117 134 168 152 252 205 365 516 Postage and stationery................. 120 40 50 49 89 74 90 122 134 244 Household furnishings and equipment...... 1,390 567 468 456 613 828 1,002 1,531 1,561 3,080 Household textiles..................... 111 28 47 25 76 50 92 140 120 237 Furniture.............................. 364 79 142 94 119 210 246 363 419 875 Floor coverings........................ 38 c/ 26 4 7 14 16 22 11 24 127 Major appliances....................... 180 60 86 95 80 168 157 219 211 303 Small appliances, miscellaneous housewares............................ 91 105 31 53 51 44 69 86 97 189 Miscellaneous household equipment...... 605 270 158 182 272 339 416 713 691 1,348 Apparel and services........................ 1,613 1,359 650 845 1,064 894 1,442 1,638 1,887 3,016 Men and boys............................. 358 256 123 133 208 154 342 361 412 746 Men, 16 and over....................... 269 183 77 77 122 105 262 278 309 590 Boys, 2 to 15.......................... 90 73 46 56 85 49 80 83 103 155 Women and girls.......................... 626 503 262 392 376 363 552 649 695 1,168 Women, 16 and over..................... 512 476 232 342 272 294 451 478 580 964 Girls, 2 to 15......................... 114 27 29 50 104 70 101 171 114 204 Children under 2......................... 82 41 35 45 70 61 98 97 77 130 Footwear................................. 319 451 146 201 297 173 300 301 439 471 Other apparel products and services...... 227 108 85 75 114 143 151 231 264 502 Transportation.............................. 7,693 2,689 2,278 3,555 4,917 5,707 7,070 7,949 10,685 13,517 Vehicle purchases (net outlay)........... 3,828 973 850 1,735 2,620 2,741 3,482 3,759 5,587 6,853 Cars and trucks, new................... 2,024 c/ 217 c/ 308 849 1,047 1,099 1,621 1,640 2,773 4,571 Cars and trucks, used.................. 1,743 696 542 882 1,573 1,642 1,841 2,073 2,628 2,163 Other vehicles......................... 60 c/ 60 d/ c/ 4 d/ d/ c/ 21 c/ 46 186 119 Gasoline and motor oil................... 1,301 687 577 695 906 1,102 1,319 1,456 1,680 1,958 Other vehicle expenses................... 2,301 904 752 1,027 1,265 1,743 2,106 2,529 3,111 4,062 Vehicle finance charges................ 442 132 101 143 157 274 412 475 664 864 Maintenance and repairs................ 630 311 240 296 397 532 563 700 787 1,067 Vehicle insurance...................... 903 340 319 481 592 758 914 1,017 1,176 1,432 Vehicle rental, leases, licenses, other charges.............................. 327 121 92 106 118 179 218 337 484 700 Public transportation.................... 264 126 99 97 126 121 162 205 308 644 Health care................................. 2,481 998 1,258 1,873 1,994 2,238 2,331 2,810 2,938 3,556 Health insurance......................... 1,220 495 580 898 1,027 1,096 1,192 1,396 1,454 1,720 Medical services......................... 604 221 219 333 324 471 524 738 794 1,027 Drugs.................................... 557 241 403 564 573 594 532 573 576 645 Medical supplies......................... 99 41 56 79 70 76 83 103 114 163 Entertainment............................... 1,840 741 623 661 961 1,188 1,415 1,792 2,236 3,898 Fees and admissions...................... 404 133 83 112 153 155 237 357 476 1,068 Television, radios, sound equipment...... 683 403 340 385 482 546 617 744 857 1,083 Pets, toys, and playground equipment..... 346 140 137 120 204 218 290 364 510 629 Other entertainment supplies, equipment,and services.................. 408 66 63 44 123 268 272 327 392 1,119 Personal care products and services......... 533 250 244 299 392 381 443 509 676 936 Reading..................................... 104 44 38 52 60 72 83 93 125 209 Education................................... 552 655 182 293 173 212 219 353 575 1,453 Tobacco products and smoking supplies....... 313 214 277 255 279 341 387 357 340 286 Miscellaneous............................... 711 443 249 387 469 544 571 780 857 1,270 Cash contributions.......................... 1,340 500 364 442 690 903 996 1,108 1,645 2,982 Personal insurance and pensions............. 4,198 317 331 653 1,053 1,925 2,908 3,934 5,643 10,926 Life and other personal insurance........ 395 102 152 187 233 285 329 388 459 790 Pensions and Social Security............. 3,804 214 179 466 819 1,640 2,579 3,547 5,184 10,136 Sources of income and personal taxes: a/ Money income before taxes.................. 46,201 1,741 7,768 12,401 17,406 24,606 34,477 44,456 58,578 112,312 Wages and salaries....................... 37,126 1,274 2,107 4,493 9,138 16,245 26,882 35,620 50,473 97,019 Self-employment income................... 1,873 -1,081 19 205 351 471 620 1,144 1,222 7,107 Social Security, private and government retirement................... 5,516 733 3,940 6,174 6,617 6,518 5,673 6,111 5,678 5,271 Interest, dividends, rental income, other property income................... 710 27 35 109 206 364 564 713 552 2,044 Unemployment and workers'' compensation, veterans'' benefits..................... 156 c/ 31 75 136 112 171 190 261 166 158 Public assistance, supplemental security, income, food stamps..................... 343 334 1,123 783 579 314 243 146 111 53 Regular contributions for support........ 348 297 319 337 292 414 230 405 276 444 Other income............................. 129 126 149 164 111 108 76 55 99 215 Personal taxes............................. 2,150 -28 -87 -151 -176 1,748 803 1,467 2,239 6,809 Federal income taxes..................... 1,698 -86 -124 -199 -275 1,554 484 1,032 1,689 5,585 State and local income taxes............. 331 -4 11 11 33 130 189 316 412 972 Other taxes.............................. 120 62 26 36 66 65 130 119 138 252 Income after taxes......................... 44,052 1,770 7,856 12,553 17,582 22,858 33,673 42,989 56,339 105,503 Net change in total assets and liabilities... -7,457 4,755 1,004 -1,015 -3,189 -4,837 -5,682 -7,826 -9,379 -19,502 Net change in total assets............... 4,523 6,512 2,178 464 -403 1,117 4,544 4,486 4,941 11,005 Net change in total liabilities.......... 11,980 1,757 1,174 1,479 2,785 5,954 10,227 12,313 14,320 30,507 Other financial information: Other money receipts..................... 538 63 56 81 142 188 379 148 749 1,568 Mortgage principal paid on owned property................................ -1,218 -259 -333 -214 -317 -545 -759 -1,181 -1,639 -3,056 Estimated market value of owned home..... 87,967 34,825 32,842 49,985 51,342 55,076 65,294 81,954 102,781 182,277 Estimated monthly rental value of owned home.................................... 631 249 278 355 384 444 497 627 752 1,204 Gifts of goods and services................. 894 389 217 447 474 448 667 833 1,099 1,964 Food..................................... 60 c/ 19 7 20 26 17 23 35 63 182 Alcoholic beverages...................... 15 c/ 7 c/ 3 c/ 3 c/ 6 8 8 9 28 32 Housing.................................. 230 126 72 99 105 147 210 277 222 477 Housekeeping supplies.................. 34 c/ 23 9 9 35 27 21 31 39 66 Household textiles..................... 12 c/ 8 b/ c/ 2 c/ 8 3 c/ 13 15 15 28 Appliances and miscellaneous housewares........................... 28 c/ 19 c/ 9 c/ 5 c/ 5 17 24 37 19 67 Major appliances..................... 6 c/ 1 c/ 1 c/ 1 c/ 1 6 c/ 2 c/ 12 3 13 Small appliances and miscellaneous housewares......................... 22 c/ 19 c/ 8 c/ 4 c/ 4 12 22 25 16 54 Miscellaneous household equipment...... 54 19 8 16 16 38 33 58 61 128 Other housing.......................... 102 56 46 67 41 61 119 135 89 189 Apparel and services..................... 206 104 77 81 144 120 208 167 309 364 Males, 2 and over...................... 51 16 27 16 43 24 55 23 67 104 Females, 2 and over.................... 67 55 27 32 36 34 44 43 100 138 Children under 2....................... 39 11 16 14 37 30 48 45 36 63 Other apparel products and services.... 49 c/ 22 c/ 8 20 27 32 60 56 106 58 Jewelry and watches.................. 22 c/ 12 c/ 7 c/ 4 c/ 4 20 16 35 52 23 All other apparel products and services............................ 27 c/ 9 c/ 1 c/ 16 c/ 22 c/ 12 44 c/ 22 53 35 Transportation........................... 39 c/ 7 10 57 43 7 14 23 63 75 Health care.............................. 39 c/ 53 c/ 2 c/ 109 c/ 4 13 17 39 57 53 Entertainment............................ 69 25 20 32 33 51 59 68 94 132 Toys, games, hobbies, and tricycles.... 27 9 8 16 14 25 30 28 33 43 Other entertainment.................... 42 17 12 16 19 25 28 40 61 89 Personal care products and services...... 19 c/ 3 c/ 5 6 25 9 15 16 32 32 Reading.................................. 1 d/ c/ 1 b/ b/ 1 1 2 2 2 Education................................ 147 c/ 13 c/ 2 c/ 13 28 21 40 120 160 496 All other gifts.......................... 68 32 19 26 61 57 74 77 69 119 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. d No data reported. n.a. Not applicable.