Table 35. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2001-2002 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 27,463 2,579 4,756 4,361 2,782 4,087 3,093 2,166 2,060 1,578 Income before taxes a/ ...................... $26,846 $2,153 $7,650 $12,246 $17,167 $24,295 $34,125 $43,903 $57,155 $111,835 Income after taxes a/ ....................... 25,024 2,111 7,568 12,087 16,677 23,228 32,240 40,572 52,351 99,045 Age of the reference person.................. 51.3 37.0 56.2 61.3 56.1 50.7 47.1 46.4 45.5 47.7 Average number in consumer unit: Persons..................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Children under 18........................... n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Persons 65 and over......................... .3 .2 .5 .6 .4 .3 .2 .1 .1 .1 Earners..................................... .7 .7 .3 .4 .6 .8 .9 .9 1.0 .9 Vehicles.................................... 1.1 .6 .7 .9 1.1 1.2 1.3 1.4 1.5 1.6 Percent distribution: Male........................................ 45 45 35 34 40 45 53 52 58 66 Female...................................... 55 55 65 66 60 55 47 48 42 34 Homeowner................................... 50 22 39 53 54 51 55 61 66 67 With mortgage.............................. 21 6 8 9 13 21 32 39 52 49 Without mortgage........................... 29 16 31 44 41 30 23 22 14 17 Renter...................................... 50 78 61 47 46 49 45 39 34 33 Black....................................... 11 11 15 9 10 12 10 10 9 5 White and other............................. 89 89 85 91 90 88 90 90 91 95 Elementary (1-8)............................ 7 7 19 12 7 4 2 2 b/ 1 High school (9-12).......................... 35 27 46 46 45 39 27 26 19 10 College..................................... 57 65 35 42 49 56 71 72 81 90 Never attended and other.................... b/ b/ b/ b/ b/ b/ b/ c/ c/ c/ At least one vehicle owned or leased........ 76 54 55 68 83 87 91 92 94 89 Average annual expenditures.................. $25,107 $14,464 $13,647 $17,719 $21,005 $24,333 $29,577 $36,042 $40,980 $61,208 Food........................................ 3,081 2,352 2,185 2,449 2,633 2,926 3,407 3,848 4,187 6,170 Food at home............................. 1,631 1,200 1,411 1,563 1,555 1,603 1,765 1,880 1,849 2,256 Cereals and bakery products............ 237 176 222 241 242 241 234 238 238 320 Cereals and cereal products.......... 78 64 83 74 76 82 71 82 80 99 Bakery products...................... 158 112 139 167 165 159 163 156 158 221 Meats, poultry, fish, and eggs......... 384 317 352 368 365 353 445 413 422 499 Beef................................. 105 89 99 92 98 88 153 104 113 135 Pork................................. 78 81 79 79 99 75 67 68 74 76 Other meats.......................... 51 30 46 48 57 52 54 53 53 67 Poultry.............................. 68 54 62 76 55 63 75 68 76 84 Fish and seafood..................... 63 44 47 52 39 54 77 101 90 113 Eggs................................. 19 19 19 21 17 20 19 18 16 24 Dairy products......................... 174 125 157 168 180 168 186 199 187 238 Fresh milk and cream................. 69 52 68 73 78 68 71 72 65 76 Other dairy products................. 105 74 89 95 102 100 114 127 122 162 Fruits and vegetables.................. 302 227 250 298 277 307 313 326 382 412 Fresh fruits......................... 98 75 85 97 85 97 101 98 133 133 Fresh vegetables..................... 93 67 72 92 85 92 98 104 127 123 Processed fruits..................... 67 54 55 65 64 72 66 71 74 95 Processed vegetables................. 45 31 38 44 44 45 48 53 48 61 Other food at home..................... 534 355 431 489 491 534 588 704 619 787 Sugar and other sweets............... 67 42 55 66 70 62 61 119 60 87 Fats and oils........................ 44 36 46 47 40 45 46 38 42 47 Miscellaneous foods.................. 256 148 199 233 227 258 294 353 299 392 Nonalcoholic beverages............... 144 113 121 128 132 144 156 162 183 204 Food prepared by consumer unit on out-of-town trips................... 23 16 10 14 22 25 31 32 35 57 Food away from home.................... 1,450 1,152 775 886 1,078 1,323 1,642 1,968 2,339 3,915 Alcoholic beverages......................... 332 217 186 212 268 273 472 489 445 843 Housing..................................... 8,619 5,023 5,138 6,442 7,649 8,523 10,224 12,033 13,696 18,386 Shelter.................................. 5,355 3,065 3,035 3,656 4,703 5,245 6,303 7,587 9,235 12,232 Owned dwellings........................ 2,507 773 948 1,454 1,933 2,242 3,065 4,072 5,664 7,291 Mortgage interest and charges........ 1,196 281 238 312 591 918 1,588 2,349 3,463 4,502 Property taxes....................... 715 293 393 657 656 619 782 978 1,202 1,767 Maintenance, repairs, insurance,other expenses............................ 596 199 317 485 686 705 694 745 999 1,022 Rented dwellings....................... 2,555 1,886 1,941 2,036 2,559 2,825 3,012 3,167 3,148 3,715 Other lodging.......................... 293 405 146 166 211 178 226 348 424 1,226 Utilities, fuels, and public services.... 1,762 983 1,308 1,644 1,771 1,889 2,040 2,198 2,286 2,563 Natural gas............................ 245 115 162 246 251 268 302 320 317 336 Electricity............................ 616 335 501 612 653 669 670 733 736 811 Fuel oil and other fuels............... 69 54 67 83 86 78 58 61 55 66 Telephone services..................... 637 399 441 505 588 671 791 839 919 1,026 Water and other public services........ 195 81 137 197 194 203 219 245 260 324 Household operations..................... 392 153 188 372 285 450 575 583 397 852 Personal services...................... 111 d/ 48 d/ 29 134 d/ 11 160 297 d/ 226 d/ 5 d/ 72 Other household expenses............... 280 105 160 239 273 290 278 358 392 780 Housekeeping supplies.................... 297 220 219 232 288 251 325 407 404 570 Laundry and cleaning supplies.......... 69 61 63 63 65 64 69 88 89 77 Other household products............... 139 94 101 103 135 100 150 193 183 358 Postage and stationery................. 88 65 54 65 88 86 105 126 131 135 Household furnishings and equipment...... 814 601 388 538 603 688 980 1,257 1,374 2,169 Household textiles..................... 82 41 33 46 85 71 66 88 103 386 Furniture.............................. 180 107 79 99 127 140 232 328 369 483 Floor coverings........................ 16 7 4 13 26 15 23 11 25 36 Major appliances....................... 97 37 57 72 68 98 119 145 128 276 Small appliances, miscellaneous housewares............................ 56 39 31 39 49 56 73 107 75 84 Miscellaneous household equipment...... 383 371 184 270 249 308 467 578 675 904 Apparel and services........................ 970 974 519 590 796 847 1,138 1,409 1,518 2,354 Men and boys............................. 216 224 98 104 136 185 241 346 421 564 Men, 16 and over....................... 202 214 91 93 119 170 230 331 398 546 Boys, 2 to 15.......................... 13 d/ 9 7 11 18 15 11 15 23 18 Women and girls.......................... 404 452 247 286 387 351 506 594 511 705 Women, 16 and over..................... 381 419 240 266 360 326 497 576 455 675 Girls, 2 to 15......................... 22 d/ 33 7 20 27 25 9 18 56 30 Children under 2......................... 16 5 9 7 11 19 28 20 24 36 Footwear................................. 151 210 86 98 125 132 187 158 253 280 Other apparel products and services...... 185 84 78 96 136 160 175 291 309 770 Transportation.............................. 4,147 1,984 1,899 2,907 3,377 4,344 5,147 6,578 6,919 9,772 Vehicle purchases (net outlay)........... 1,839 798 840 1,429 1,371 1,893 2,131 3,162 3,108 4,323 Cars and trucks, new................... 872 d/ 178 d/ 216 783 d/ 517 791 1,102 1,454 1,812 2,589 Cars and trucks, used.................. 933 620 623 646 809 1,066 959 1,702 1,190 1,595 Other vehicles......................... 34 c/ b/ c/ d/ 45 d/ 36 d/ 70 d/ 6 d/ 106 d/ 139 Gasoline and motor oil................... 662 448 364 464 612 770 886 876 978 1,125 Other vehicle expenses................... 1,359 577 556 834 1,191 1,446 1,827 2,134 2,311 3,323 Vehicle finance charges................ 153 46 38 65 109 200 240 334 303 262 Maintenance and repairs................ 467 249 221 312 419 469 572 619 630 1,405 Vehicle insurance...................... 478 171 221 336 492 568 666 736 765 795 Vehicle rental, leases, licenses, other charges.............................. 261 111 76 122 171 208 349 445 613 861 Public transportation.................... 286 162 140 180 204 235 302 406 522 1,000 Health care................................. 1,511 693 1,123 1,897 1,795 1,571 1,492 1,564 1,469 2,294 Health insurance......................... 728 311 611 927 907 789 711 691 646 938 Medical services......................... 341 166 129 283 341 331 400 487 484 943 Drugs.................................... 366 184 336 582 481 380 280 318 235 316 Medical supplies......................... 75 32 46 104 65 71 102 67 104 98 Entertainment............................... 1,216 668 587 690 951 1,128 1,346 1,813 2,098 3,850 Fees and admissions...................... 322 202 126 165 210 244 369 486 573 1,292 Television, radios, sound equipment...... 474 286 298 345 414 461 581 686 759 920 Pets, toys, and playground equipment..... 213 96 86 125 200 224 244 370 384 495 Other entertainment supplies, equipment,and services.................. 208 84 77 56 127 199 152 272 383 1,143 Personal care products and services......... 328 231 203 276 302 314 454 483 443 467 Reading..................................... 115 60 54 93 94 117 134 166 192 281 Education................................... 502 1,354 605 322 404 266 338 426 360 689 Tobacco products and smoking supplies....... 217 176 193 172 230 271 242 273 234 172 Miscellaneous............................... 598 281 271 365 460 593 836 925 977 1,561 Cash contributions.......................... 1,105 266 402 673 1,017 1,251 1,138 1,268 2,030 4,062 Personal insurance and pensions............. 2,366 185 282 632 1,029 1,909 3,209 4,767 6,411 10,307 Life and other personal insurance........ 197 51 120 145 295 180 199 252 215 578 Pensions and Social Security............. 2,169 134 162 487 734 1,729 3,010 4,516 6,196 9,729 Sources of income and personal taxes: a/ Money income before taxes.................. 26,846 2,153 7,650 12,246 17,167 24,295 34,125 43,903 57,155 111,835 Wages and salaries....................... 18,681 1,439 1,709 3,256 7,511 15,822 26,660 37,166 49,928 85,952 Self-employment income................... 1,110 -381 87 75 511 578 800 1,295 2,749 10,138 Social Security, private and government retirement................... 5,043 539 4,443 7,630 7,473 6,176 4,919 3,430 2,637 5,441 Interest, dividends, rental income, other property income................... 950 29 94 334 495 885 1,153 1,354 1,300 6,307 Unemployment and workers'' compensation, veterans'' benefits..................... 120 d/ 36 38 89 197 165 139 128 173 219 Public assistance, supplemental security, income, food stamps..................... 261 128 782 337 209 105 d/ 65 d/ 52 c/ d/ 203 Regular contributions for support........ 426 199 298 315 352 300 207 385 241 d/ 2,683 Other income............................. 254 164 198 211 420 265 183 93 127 893 Personal taxes............................. 1,822 42 81 159 491 1,067 1,885 3,331 4,803 12,791 Federal income taxes..................... 1,399 11 37 76 309 780 1,345 2,481 3,665 10,624 State and local income taxes............. 330 5 13 26 83 205 417 710 988 1,870 Other taxes.............................. 92 25 32 56 99 82 123 140 151 296 Income after taxes......................... 25,024 2,111 7,568 12,087 16,677 23,228 32,240 40,572 52,351 99,045 Net change in total assets and liabilities... -2,226 -683 746 -101 -1,091 -2,323 584 -5,860 -13,866 -6,652 Net change in total assets............... 1,849 342 1,894 117 125 357 7,385 3,684 -1,811 7,278 Net change in total liabilities.......... 4,075 1,025 1,148 218 1,216 2,680 6,801 9,545 12,055 13,930 Other financial information: Other money receipts..................... 404 184 158 245 164 433 352 630 1,137 1,120 Mortgage principal paid on owned property................................ -608 -147 -154 -344 -265 -449 -785 -1,114 -1,737 -1,958 Estimated market value of owned home..... 64,151 24,866 41,468 56,101 61,568 53,729 69,728 75,883 108,041 166,185 Estimated monthly rental value of owned home.................................... 458 193 276 428 439 423 525 593 713 998 Gifts of goods and services................. 773 443 311 371 588 711 838 1,152 1,487 2,667 Food..................................... 43 25 16 25 54 33 36 61 83 145 Alcoholic beverages...................... 10 12 13 7 10 3 5 16 13 21 Housing.................................. 183 108 96 127 149 203 210 225 319 410 Housekeeping supplies.................. 25 17 8 19 21 31 36 29 45 42 Household textiles..................... 13 d/ 6 d/ 5 d/ 5 d/ 8 8 d/ 13 d/ 8 d/ 14 d/ 88 Appliances and miscellaneous housewares........................... 18 d/ 13 8 10 18 23 15 28 29 38 Major appliances..................... 6 c/ b/ d/ 1 d/ 5 10 d/ 7 d/ 8 d/ 10 d/ 20 Small appliances and miscellaneous housewares......................... 12 d/ 13 7 9 d/ 13 12 8 21 20 d/ 18 Miscellaneous household equipment...... 49 27 18 20 42 52 59 84 138 77 Other housing.......................... 77 46 57 72 60 91 87 75 93 165 Apparel and services..................... 187 140 87 82 171 221 161 276 345 493 Males, 2 and over...................... 51 29 37 18 48 63 40 113 55 120 Females, 2 and over.................... 64 73 27 32 69 93 39 43 153 121 Children under 2....................... 16 5 9 7 11 19 28 19 24 36 Other apparel products and services.... 56 34 13 25 43 46 54 101 112 216 Jewelry and watches.................. 35 19 6 11 23 21 27 90 61 172 All other apparel products and services............................ 22 d/ 14 d/ 7 d/ 14 d/ 20 d/ 25 d/ 27 d/ 10 d/ 52 d/ 45 Transportation........................... 57 8 22 16 46 76 40 97 176 161 Health care.............................. 32 d/ 7 d/ 9 d/ 15 d/ 12 12 10 22 127 205 Entertainment............................ 63 29 25 34 42 57 68 106 120 215 Toys, games, hobbies, and tricycles.... 24 9 8 14 22 27 30 39 53 54 Other entertainment.................... 39 20 17 20 20 30 38 67 67 161 Personal care products and services...... 25 33 12 12 24 11 79 12 33 29 Reading.................................. 2 d/ 1 1 1 1 2 1 3 2 5 Education................................ 92 50 13 25 43 35 127 241 111 518 All other gifts.......................... 80 30 17 26 36 57 101 93 158 465 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.