Table 3850. Consumer units with reference person age 65 and over by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2001-2002 Total Item 65 and Northeast Midwest South West over Number of consumer units (in thousands)...... 21,960 4,525 5,364 7,816 4,255 Income before taxes a/ ...................... $28,638 $29,239 $28,259 $27,154 $31,170 Income after taxes a/ ....................... 27,563 28,158 27,091 26,368 29,683 Age of the reference person.................. 75.0 75.2 75.3 74.5 75.3 Average number in consumer unit: Persons..................................... 1.7 1.7 1.6 1.7 1.7 Children under 18........................... .1 .1 .1 .1 .1 Persons 65 and over......................... 1.4 1.3 1.3 1.4 1.4 Earners..................................... .4 .4 .5 .4 .5 Vehicles.................................... 1.5 1.3 1.5 1.5 1.7 Percent distribution: Male........................................ 46 50 41 46 47 Female...................................... 54 50 59 54 53 Homeowner................................... 80 74 79 86 78 With mortgage.............................. 18 13 16 19 22 Without mortgage........................... 62 61 63 66 55 Renter...................................... 20 26 21 14 22 Black....................................... 9 7 7 14 3 White and other............................. 91 93 93 86 97 Elementary (1-8)............................ 14 14 13 17 10 High school (9-12).......................... 47 51 54 45 40 College..................................... 38 34 33 38 49 Never attended and other.................... b/ b/ b/ b/ 1 At least one vehicle owned or leased........ 82 74 83 85 85 Average annual expenditures.................. $27,909 $29,417 $27,098 $26,079 $30,630 Food........................................ 3,829 3,898 3,670 3,625 4,297 Food at home............................. 2,491 2,456 2,308 2,495 2,753 Cereals and bakery products............ 381 401 357 378 395 Cereals and cereal products.......... 121 116 111 122 136 Bakery products...................... 261 285 246 256 259 Meats, poultry, fish, and eggs......... 641 643 594 650 681 Beef................................. 183 167 205 176 186 Pork................................. 146 128 126 176 140 Other meats.......................... 81 95 76 71 86 Poultry.............................. 109 119 93 108 119 Fish and seafood..................... 93 107 70 86 114 Eggs................................. 30 28 23 32 37 Dairy products......................... 265 266 246 260 295 Fresh milk and cream................. 108 103 104 108 117 Other dairy products................. 157 163 142 152 179 Fruits and vegetables.................. 489 485 447 472 571 Fresh fruits......................... 160 159 149 149 192 Fresh vegetables..................... 152 155 130 143 189 Processed fruits..................... 104 107 100 100 112 Processed vegetables................. 74 65 68 81 78 Other food at home..................... 715 661 664 734 811 Sugar and other sweets............... 102 91 102 105 110 Fats and oils........................ 75 73 66 80 82 Miscellaneous foods.................. 329 298 309 339 371 Nonalcoholic beverages............... 176 163 159 182 205 Food prepared by consumer unit on out-of-town trips................... 33 36 29 27 43 Food away from home.................... 1,338 1,442 1,363 1,130 1,544 Alcoholic beverages......................... 214 262 175 172 280 Housing..................................... 9,265 10,362 8,531 8,429 10,555 Shelter.................................. 4,839 5,907 4,455 3,923 5,870 Owned dwellings........................ 3,210 3,924 2,825 2,808 3,673 Mortgage interest and charges........ 873 652 681 858 1,377 Property taxes....................... 1,271 2,152 1,193 918 1,082 Maintenance, repairs, insurance,other expenses............................ 1,066 1,120 951 1,032 1,214 Rented dwellings....................... 1,230 1,531 1,288 759 1,701 Other lodging.......................... 399 452 342 356 496 Utilities, fuels, and public services.... 2,425 2,479 2,348 2,507 2,317 Natural gas............................ 383 513 464 270 348 Electricity............................ 914 745 845 1,132 781 Fuel oil and other fuels............... 132 337 98 76 62 Telephone services..................... 670 632 658 693 684 Water and other public services........ 326 252 283 336 441 Household operations..................... 651 763 412 734 679 Personal services...................... 190 156 96 318 111 Other household expenses............... 461 608 316 416 568 Housekeeping supplies.................... 448 391 456 434 524 Laundry and cleaning supplies.......... 106 90 103 111 119 Other household products............... 206 179 208 203 239 Postage and stationery................. 136 123 145 120 166 Household furnishings and equipment...... 901 821 860 831 1,165 Household textiles..................... 97 88 98 89 117 Furniture.............................. 199 222 185 180 226 Floor coverings........................ 32 26 36 26 42 Major appliances....................... 141 104 128 139 199 Small appliances, miscellaneous housewares............................ 63 59 69 60 65 Miscellaneous household equipment...... 370 322 343 336 517 Apparel and services........................ 931 1,037 963 829 953 Men and boys............................. 200 234 187 181 213 Men, 16 and over....................... 176 204 156 163 194 Boys, 2 to 15.......................... 24 31 31 18 19 Women and girls.......................... 429 473 488 377 395 Women, 16 and over..................... 401 445 457 349 368 Girls, 2 to 15......................... 28 28 31 27 27 Children under 2......................... 19 22 20 17 16 Footwear................................. 151 139 163 133 179 Other apparel products and services...... 132 169 104 121 149 Transportation.............................. 4,475 4,546 4,344 4,289 4,907 Vehicle purchases (net outlay)........... 1,838 1,914 1,827 1,847 1,755 Cars and trucks, new................... 1,056 1,308 1,026 986 952 Cars and trucks, used.................. 771 592 763 861 803 Other vehicles......................... c/ 12 c/ 14 c/ 37 d/ d/ Gasoline and motor oil................... 780 686 797 764 887 Other vehicle expenses................... 1,531 1,541 1,456 1,417 1,822 Vehicle finance charges................ 140 123 128 148 158 Maintenance and repairs................ 473 464 420 434 622 Vehicle insurance...................... 643 603 619 642 719 Vehicle rental, leases, licenses, other charges.............................. 274 351 289 193 324 Public transportation.................... 326 404 264 259 443 Health care................................. 3,540 3,130 3,715 3,632 3,588 Health insurance......................... 1,830 1,779 1,930 1,809 1,799 Medical services......................... 637 512 649 665 705 Drugs.................................... 920 700 995 1,029 859 Medical supplies......................... 152 139 140 129 225 Entertainment............................... 1,103 1,115 1,030 976 1,420 Fees and admissions...................... 298 314 255 248 428 Television, radios, sound equipment...... 447 523 398 426 467 Pets, toys, and playground equipment..... 185 139 175 195 232 Other entertainment supplies, equipment,and services.................. 173 139 202 107 293 Personal care products and services......... 423 397 428 408 477 Reading..................................... 146 173 149 113 173 Education................................... 188 309 158 123 216 Tobacco products and smoking supplies....... 153 134 160 170 133 Miscellaneous............................... 788 1,306 566 668 738 Cash contributions.......................... 1,631 1,538 2,066 1,410 1,587 Personal insurance and pensions............. 1,222 1,213 1,144 1,236 1,305 Life and other personal insurance........ 395 332 407 445 357 Pensions and Social Security............. 827 881 737 790 948 Sources of income and personal taxes: a/ Money income before taxes.................. 28,638 29,239 28,259 27,154 31,170 Wages and salaries....................... 7,605 9,656 6,887 6,795 7,817 Self-employment income................... 1,048 661 1,229 746 1,787 Social Security, private and government retirement................... 17,479 17,152 17,445 17,532 17,757 Interest, dividends, rental income, other property income................... 1,789 1,210 1,780 1,601 2,737 Unemployment and workers'' compensation, veterans'' benefits..................... 77 106 69 59 91 Public assistance, supplemental security, income, food stamps..................... 337 308 211 290 597 Regular contributions for support........ 174 c/ 91 391 103 138 Other income............................. 128 55 248 28 245 Personal taxes............................. 1,075 1,081 1,169 786 1,487 Federal income taxes..................... 773 691 766 602 1,179 State and local income taxes............. 143 178 175 55 228 Other taxes.............................. 159 211 227 130 79 Income after taxes......................... 27,563 28,158 27,091 26,368 29,683 Net change in total assets and liabilities... 958 10,884 -1,605 -2,043 -858 Net change in total assets............... 2,838 11,229 -328 -178 3,444 Net change in total liabilities.......... 1,880 346 1,276 1,865 4,302 Other financial information: Other money receipts..................... 458 200 485 349 899 Mortgage principal paid on owned property................................ -638 -481 -612 -607 -894 Estimated market value of owned home..... 120,077 164,288 85,654 89,252 173,076 Estimated monthly rental value of owned home.................................... 745 825 615 665 971 Gifts of goods and services................. 827 923 898 652 945 Food..................................... 40 55 40 26 48 Alcoholic beverages...................... 10 9 10 4 19 Housing.................................. 208 210 251 169 222 Housekeeping supplies.................. 37 36 44 30 42 Household textiles..................... 15 22 20 8 10 Appliances and miscellaneous housewares........................... 20 18 27 15 24 Major appliances..................... 5 c/ 4 5 3 11 Small appliances and miscellaneous housewares......................... 15 14 22 12 13 Miscellaneous household equipment...... 49 42 59 41 58 Other housing.......................... 87 91 100 75 88 Apparel and services..................... 184 225 229 132 169 Males, 2 and over...................... 64 72 65 54 69 Females, 2 and over.................... 71 101 105 36 52 Children under 2....................... 18 22 18 16 16 Other apparel products and services.... 32 31 40 26 32 Jewelry and watches.................. 10 14 8 8 14 All other apparel products and services............................ 22 18 32 18 19 Transportation........................... 48 81 14 22 105 Health care.............................. 52 58 59 60 26 Entertainment............................ 56 54 63 51 59 Toys, games, hobbies, and tricycles.... 26 25 27 25 27 Other entertainment.................... 30 29 36 26 31 Personal care products and services...... 16 20 16 19 9 Reading.................................. 3 2 3 2 4 Education................................ 111 159 124 68 122 All other gifts.......................... 99 50 89 98 163 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. d No data reported. n.a. Not applicable.