Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Item Total Northeast Midwest South West 55-64 Number of consumer units (in thousands)...... 14,355 2,691 3,445 5,224 2,994 Income before taxes a/ ...................... $50,171 $53,516 $48,434 $47,264 $53,694 Income after taxes a/ ....................... 46,422 49,772 44,946 44,305 48,449 Age of the reference person.................. 59.1 58.8 59.2 59.3 59.0 Average number in consumer unit: Persons..................................... 2.1 2.3 2.1 2.1 2.1 Children under 18........................... .2 .2 .1 .2 .2 Persons 65 and over......................... .1 .1 .1 .1 .1 Earners..................................... 1.3 1.4 1.4 1.2 1.4 Vehicles.................................... 2.2 2.0 2.4 2.2 2.4 Percent distribution: Male........................................ 57 58 59 53 58 Female...................................... 43 42 41 47 42 Homeowner................................... 81 79 84 82 77 With mortgage.............................. 41 37 41 38 51 Without mortgage........................... 40 42 43 44 26 Renter...................................... 19 21 16 18 23 Black....................................... 11 11 8 14 7 White and other............................. 89 89 92 86 93 Elementary (1-8)............................ 7 6 5 9 6 High school (9-12).......................... 42 50 44 43 30 College..................................... 51 44 51 47 64 Never attended and other.................... b/ c/ c/ b/ b/ At least one vehicle owned or leased........ 92 87 94 92 93 Average annual expenditures.................. $40,391 $43,137 $40,771 $35,662 $45,731 Food........................................ 5,306 5,765 5,106 4,909 5,767 Food at home............................. 3,155 3,375 2,994 3,006 3,373 Cereals and bakery products............ 452 506 448 424 450 Cereals and cereal products.......... 144 167 141 132 146 Bakery products...................... 308 340 307 293 304 Meats, poultry, fish, and eggs......... 865 964 760 857 888 Beef................................. 254 248 228 257 282 Pork................................. 195 201 187 206 178 Other meats.......................... 101 125 105 92 90 Poultry.............................. 150 180 126 147 151 Fish and seafood..................... 125 174 84 110 143 Eggs................................. 40 35 31 45 44 Dairy products......................... 331 367 322 305 352 Fresh milk and cream................. 126 129 117 124 136 Other dairy products................. 205 238 204 181 216 Fruits and vegetables.................. 557 634 509 508 616 Fresh fruits......................... 179 208 162 159 201 Fresh vegetables..................... 178 208 155 156 211 Processed fruits..................... 113 126 106 104 125 Processed vegetables................. 87 93 86 89 79 Other food at home..................... 950 903 955 911 1,067 Sugar and other sweets............... 121 108 126 117 137 Fats and oils........................ 91 100 85 85 96 Miscellaneous foods.................. 423 393 440 414 453 Nonalcoholic beverages............... 264 251 257 257 297 Food prepared by consumer unit on out-of-town trips................... 51 51 46 37 83 Food away from home.................... 2,151 2,390 2,112 1,904 2,394 Alcoholic beverages......................... 347 404 363 258 435 Housing..................................... 12,586 14,143 11,649 10,955 15,103 Shelter.................................. 6,830 8,198 6,036 5,547 8,755 Owned dwellings........................ 4,953 5,823 4,463 4,113 6,203 Mortgage interest and charges........ 2,410 2,306 1,866 1,989 3,865 Property taxes....................... 1,448 2,234 1,442 1,137 1,290 Maintenance, repairs, insurance,other expenses............................ 1,096 1,282 1,155 987 1,048 Rented dwellings....................... 1,155 1,356 806 925 1,776 Other lodging.......................... 722 1,019 767 509 776 Utilities, fuels, and public services.... 2,878 3,111 2,880 2,860 2,699 Natural gas............................ 393 486 566 250 361 Electricity............................ 1,078 1,000 967 1,306 882 Fuel oil and other fuels............... 132 354 96 84 55 Telephone services..................... 918 982 904 880 942 Water and other public services........ 357 289 347 340 459 Household operations..................... 516 438 530 452 681 Personal services...................... 89 67 107 80 103 Other household expenses............... 427 371 423 372 578 Housekeeping supplies.................... 589 722 575 527 582 Laundry and cleaning supplies.......... 166 241 158 147 130 Other household products............... 279 308 271 260 295 Postage and stationery................. 144 174 147 120 156 Household furnishings and equipment...... 1,772 1,674 1,627 1,568 2,385 Household textiles..................... 137 173 116 127 139 Furniture.............................. 357 334 350 356 389 Floor coverings........................ 52 67 45 37 74 Major appliances....................... 206 191 218 172 275 Small appliances, miscellaneous housewares............................ 114 111 147 104 100 Miscellaneous household equipment...... 905 799 751 773 1,408 Apparel and services........................ 1,634 1,849 1,607 1,474 1,748 Men and boys............................. 380 401 406 343 409 Men, 16 and over....................... 344 359 372 306 374 Boys, 2 to 15.......................... 36 41 34 37 35 Women and girls.......................... 686 823 694 632 636 Women, 16 and over..................... 632 758 625 583 598 Girls, 2 to 15......................... 54 65 68 48 38 Children under 2......................... 52 72 54 44 47 Footwear................................. 275 290 230 255 344 Other apparel products and services...... 241 264 224 200 312 Transportation.............................. 7,969 7,955 9,041 7,133 8,211 Vehicle purchases (net outlay)........... 3,701 3,361 4,595 3,486 3,355 Cars and trucks, new................... 2,102 2,310 2,295 1,974 1,917 Cars and trucks, used.................. 1,562 1,029 2,267 1,467 1,395 Other vehicles......................... d/ 37 d/ 21 d/ 33 d/ 46 d/ 43 Gasoline and motor oil................... 1,346 1,245 1,415 1,282 1,469 Other vehicle expenses................... 2,425 2,680 2,576 2,022 2,727 Vehicle finance charges................ 356 294 409 370 329 Maintenance and repairs................ 674 704 681 542 877 Vehicle insurance...................... 848 915 833 784 916 Vehicle rental, leases, licenses, other charges.............................. 546 767 653 326 604 Public transportation.................... 497 670 454 342 660 Health care................................. 2,606 2,390 2,763 2,607 2,630 Health insurance......................... 1,161 1,032 1,234 1,210 1,108 Medical services......................... 745 757 738 662 886 Drugs.................................... 571 464 643 625 503 Medical supplies......................... 129 137 148 110 133 Entertainment............................... 2,149 1,854 2,766 1,645 2,586 Fees and admissions...................... 549 598 678 376 660 Television, radios, sound equipment...... 612 649 627 539 691 Pets, toys, and playground equipment..... 384 390 411 333 436 Other entertainment supplies, equipment,and services.................. 604 217 1,051 397 799 Personal care products and services......... 555 551 600 517 588 Reading..................................... 181 205 206 127 225 Education................................... 409 525 401 321 470 Tobacco products and smoking supplies....... 341 414 343 338 277 Miscellaneous............................... 819 945 766 708 968 Cash contributions.......................... 1,367 1,685 1,301 1,057 1,697 Personal insurance and pensions............. 4,123 4,450 3,859 3,611 5,027 Life and other personal insurance........ 621 762 734 517 544 Pensions and Social Security............. 3,503 3,687 3,126 3,095 4,483 Sources of income and personal taxes: a/ Money income before taxes.................. 50,171 53,516 48,434 47,264 53,694 Wages and salaries....................... 37,302 43,837 35,691 34,185 38,437 Self-employment income................... 3,725 1,609 3,382 3,842 5,596 Social Security, private and government retirement................... 6,946 6,425 7,519 6,899 6,882 Interest, dividends, rental income, other property income................... 1,292 983 1,005 1,498 1,498 Unemployment and workers'' compensation, veterans'' benefits..................... 249 223 235 172 404 Public assistance, supplemental security, income, food stamps..................... 418 317 393 468 444 Regular contributions for support........ 173 d/ 77 164 137 314 Other income............................. 68 d/ 45 47 62 119 Personal taxes............................. 3,749 3,743 3,488 2,959 5,245 Federal income taxes..................... 2,838 2,744 2,539 2,358 3,955 State and local income taxes............. 694 744 737 387 1,092 Other taxes.............................. 217 256 212 213 198 Income after taxes......................... 46,422 49,772 44,946 44,305 48,449 Net change in total assets and liabilities... -2,755 -534 334 -1,035 -11,308 Net change in total assets............... 1,301 1,218 3,062 1,045 -203 Net change in total liabilities.......... 4,056 1,752 2,728 2,080 11,105 Other financial information: Other money receipts..................... 883 1,709 689 647 777 Mortgage principal paid on owned property................................ -1,602 -1,735 -1,270 -1,368 -2,273 Estimated market value of owned home..... 121,442 122,412 107,643 98,149 177,095 Estimated monthly rental value of owned home.................................... 797 927 701 693 972 Gifts of goods and services................. 1,374 1,479 1,485 1,113 1,626 Food..................................... 110 80 146 77 151 Alcoholic beverages...................... 10 14 7 7 12 Housing.................................. 354 403 358 329 346 Housekeeping supplies.................. 55 76 59 40 56 Household textiles..................... 24 56 18 9 25 Appliances and miscellaneous housewares........................... 42 30 56 51 25 Major appliances..................... 10 7 23 6 d/ 8 Small appliances and miscellaneous housewares......................... 32 22 33 45 17 Miscellaneous household equipment...... 87 95 86 84 86 Other housing.......................... 145 147 138 145 153 Apparel and services..................... 318 357 338 255 376 Males, 2 and over...................... 93 81 95 68 149 Females, 2 and over.................... 117 133 151 83 129 Children under 2....................... 47 69 46 39 42 Other apparel products and services.... 61 74 46 64 55 Jewelry and watches.................. 22 14 17 22 36 All other apparel products and services............................ 39 60 30 42 19 Transportation........................... 107 37 70 91 239 Health care.............................. 49 114 44 38 16 Entertainment............................ 108 114 122 90 120 Toys, games, hobbies, and tricycles.... 52 53 63 41 56 Other entertainment.................... 57 61 58 50 65 Personal care products and services...... 36 13 93 24 22 Reading.................................. 2 2 3 2 3 Education................................ 164 197 203 105 192 All other gifts.......................... 118 148 101 96 148 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.