Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 complete than to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over Number of consumer units (in thousands)...... 6,686 1,443 1,162 985 688 943 612 854 Income before taxes a/ ...................... $20,289 $2,612 $7,213 $12,084 $17,247 $23,873 $34,195 $65,962 Income after taxes a/ ....................... 19,619 2,631 7,221 11,995 17,020 22,946 33,313 62,616 Age of the reference person.................. 21.4 20.3 21.1 21.4 21.6 22.0 22.2 22.5 Average number in consumer unit: Persons..................................... 1.8 1.2 1.4 1.7 2.0 2.2 2.5 2.7 Children under 18........................... .4 .1 .3 .4 .5 .5 .5 .5 Persons 65 and over......................... b/ c/ c/ b/ b/ b/ b/ b/ Earners..................................... 1.3 .9 1.0 1.1 1.3 1.5 1.7 2.0 Vehicles.................................... 1.2 .6 .8 1.0 1.3 1.4 1.8 2.0 Percent distribution: Male........................................ 47 50 41 43 50 45 47 55 Female...................................... 53 50 59 57 50 55 53 45 Homeowner................................... 12 4 6 7 9 14 17 35 With mortgage.............................. 7 1 1 2 2 8 12 28 Without mortgage........................... 5 3 5 5 7 5 5 7 Renter...................................... 88 96 94 93 91 86 83 65 Black....................................... 12 12 13 15 13 12 11 7 White and other............................. 88 88 87 85 87 88 89 93 Elementary (1-8)............................ 1 d/ 2 1 4 2 1 1 High school (9-12).......................... 30 21 20 32 44 43 35 32 College..................................... 68 78 79 67 52 55 64 67 Never attended and other.................... d/ c/ c/ c/ c/ c/ d/ 1 At least one vehicle owned or leased........ 74 51 64 71 82 88 92 91 Average annual expenditures.................. $24,009 $12,457 $16,105 $21,256 $21,958 $27,604 $31,803 $47,512 Food........................................ 3,631 2,071 2,406 3,305 3,033 4,061 4,329 6,492 Food at home............................. 1,797 833 1,178 1,594 1,703 2,098 2,289 3,139 Cereals and bakery products............ 267 118 157 256 281 323 317 457 Cereals and cereal products.......... 105 45 68 93 128 131 125 161 Bakery products...................... 162 72 89 163 154 192 193 297 Meats, poultry, fish, and eggs......... 457 167 296 393 407 551 540 897 Beef................................. 142 38 79 139 140 152 186 291 Pork................................. 92 42 69 76 82 115 94 168 Other meats.......................... 58 23 46 41 53 73 76 104 Poultry.............................. 90 32 58 80 77 107 114 172 Fish and seafood..................... 51 24 33 38 33 78 46 104 Eggs................................. 24 9 11 18 22 27 25 58 Dairy products......................... 190 83 122 161 186 202 265 346 Fresh milk and cream................. 81 37 46 63 96 93 114 139 Other dairy products................. 109 46 76 98 91 109 151 207 Fruits and vegetables.................. 278 127 176 220 291 332 362 486 Fresh fruits......................... 82 36 47 68 98 97 111 139 Fresh vegetables..................... 79 30 46 51 78 103 109 151 Processed fruits..................... 73 40 49 59 80 83 77 131 Processed vegetables................. 43 21 34 42 35 49 65 64 Other food at home..................... 605 338 428 564 537 690 804 953 Sugar and other sweets............... 62 35 46 62 62 77 81 82 Fats and oils........................ 48 21 25 43 43 62 62 83 Miscellaneous foods.................. 310 168 216 291 262 365 417 487 Nonalcoholic beverages............... 165 97 117 149 149 165 224 279 Food prepared by consumer unit on out-of-town trips................... 21 17 24 20 22 21 20 21 Food away from home.................... 1,834 1,238 1,228 1,711 1,329 1,962 2,040 3,353 Alcoholic beverages......................... 432 365 390 400 271 434 486 669 Housing..................................... 7,433 3,978 4,829 6,517 7,106 8,850 9,888 14,627 Shelter.................................. 4,703 2,635 3,130 3,932 4,623 5,412 6,381 9,308 Owned dwellings........................ 708 146 117 463 272 577 962 3,060 Mortgage interest and charges........ 414 e/ 56 e/ 35 e/ 71 e/ 142 326 632 2,093 Property taxes....................... 214 81 61 368 107 134 195 655 Maintenance, repairs, insurance,other expenses............................ 80 e/ 10 e/ 21 e/ 24 e/ 23 117 135 312 Rented dwellings....................... 3,698 1,853 2,690 3,209 4,222 4,718 5,307 6,048 Other lodging.......................... 297 636 323 260 129 117 112 201 Utilities, fuels, and public services.... 1,312 597 924 1,200 1,386 1,674 1,889 2,302 Natural gas............................ 117 39 97 94 83 161 163 245 Electricity............................ 455 203 320 420 510 618 641 751 Fuel oil and other fuels............... 22 e/ 3 e/ 3 e/ 30 e/ 11 e/ 24 e/ 70 e/ 42 Telephone services..................... 628 319 458 572 680 749 892 1,083 Water and other public services........ 89 33 46 83 102 121 124 181 Household operations..................... 243 67 113 180 202 439 247 607 Personal services...................... 156 e/ 27 e/ 59 112 e/ 143 341 e/ 112 397 Other household expenses............... 87 40 54 68 59 98 136 211 Housekeeping supplies.................... 222 100 104 159 203 306 297 414 Laundry and cleaning supplies.......... 73 28 40 58 90 108 81 120 Other household products............... 90 38 26 57 81 113 136 199 Postage and stationery................. 58 34 38 44 32 85 80 96 Household furnishings and equipment...... 953 579 557 1,046 691 1,018 1,073 1,995 Household textiles..................... 41 12 9 16 74 87 29 63 Furniture.............................. 287 117 130 211 234 308 356 850 Floor coverings........................ 6 e/ 2 e/ 3 e/ 4 e/ 10 14 e/ 8 7 Major appliances....................... 85 24 30 88 55 94 148 222 Small appliances, miscellaneous housewares............................ 53 19 36 35 47 79 64 102 Miscellaneous household equipment...... 480 405 348 692 272 436 467 750 Apparel and services........................ 1,362 717 1,066 1,333 1,242 1,776 1,461 2,136 Men and boys............................. 321 209 220 283 297 530 250 451 Men, 16 and over....................... 288 205 201 265 227 489 224 380 Boys, 2 to 15.......................... 33 4 20 17 71 41 27 71 Women and girls.......................... 419 248 428 422 285 465 551 568 Women, 16 and over..................... 383 245 397 354 236 420 496 545 Girls, 2 to 15......................... 36 e/ 3 30 69 48 45 55 23 Children under 2......................... 116 68 69 143 170 107 149 157 Footwear................................. 293 e/ 82 223 280 307 440 289 447 Other apparel products and services...... 214 109 126 205 183 235 223 513 Transportation.............................. 5,221 1,809 3,085 5,432 5,247 6,448 7,411 10,681 Vehicle purchases (net outlay)........... 2,670 e/ 762 1,489 3,430 2,703 3,353 3,430 5,298 Cars and trucks, new................... 963 e/ 79 e/ 390 e/ 1,411 e/ 479 1,791 e/ 1,058 2,134 Cars and trucks, used.................. 1,668 684 1,100 2,019 2,043 1,544 2,306 3,081 Other vehicles......................... e/ 38 c/ c/ d/ e/ 182 e/ 18 e/ 65 e/ 84 Gasoline and motor oil................... 926 510 661 835 983 1,131 1,328 1,535 Other vehicle expenses................... 1,403 417 746 921 1,426 1,779 2,469 3,302 Vehicle finance charges................ 235 52 66 150 131 304 455 723 Maintenance and repairs................ 431 165 310 340 541 566 833 608 Vehicle insurance...................... 459 96 178 291 522 626 799 1,172 Vehicle rental, leases, licenses, other charges.............................. 277 104 192 140 231 282 382 799 Public transportation.................... 222 119 188 247 135 185 185 545 Health care................................. 548 165 238 389 389 878 907 1,275 Health insurance......................... 235 41 54 150 185 342 446 680 Medical services......................... 171 60 80 91 103 354 247 374 Drugs.................................... 100 50 74 124 86 125 138 130 Medical supplies......................... 41 13 30 24 e/ 15 56 76 89 Entertainment............................... 1,184 793 891 1,056 1,089 1,109 1,641 2,196 Fees and admissions...................... 289 243 315 251 211 239 332 463 Television, radios, sound equipment...... 505 351 386 446 589 499 686 820 Pets, toys, and playground equipment..... 182 88 79 142 176 239 221 411 Other entertainment supplies, equipment,and services.................. 208 112 111 217 114 132 403 502 Personal care products and services......... 341 220 225 201 266 471 506 579 Reading..................................... 64 39 67 63 63 62 75 97 Education................................... 1,363 1,695 1,842 1,097 1,173 650 882 1,748 Tobacco products and smoking supplies....... 260 164 157 299 320 296 371 349 Miscellaneous............................... 340 127 326 224 424 383 512 615 Cash contributions.......................... 242 149 156 123 165 232 397 613 Personal insurance and pensions............. 1,590 165 429 817 1,171 1,956 2,936 5,438 Life and other personal insurance........ 52 e/ 8 e/ 30 e/ 31 33 56 121 139 Pensions and Social Security............. 1,538 157 399 786 1,138 1,899 2,815 5,299 Sources of income and personal taxes: a/ Money income before taxes.................. 20,289 2,612 7,213 12,084 17,247 23,873 34,195 65,962 Wages and salaries....................... 17,303 1,945 5,031 9,448 14,158 21,525 31,136 56,988 Self-employment income................... 793 e/ 15 e/ 43 e/ 94 e/ 209 447 e/ 1,032 4,618 Social Security, private and government retirement................... 239 e/ 15 e/ 124 e/ 219 e/ 249 e/ 173 e/ 223 873 Interest, dividends, rental income, other property income................... 383 30 38 39 78 75 138 2,606 Unemployment and workers'' compensation, veterans'' benefits..................... 59 e/ 2 e/ 11 e/ 66 e/ 109 e/ 110 e/ 72 103 Public assistance, supplemental security, income, food stamps..................... 281 113 532 558 445 150 e/ 94 e/ 50 Regular contributions for support........ 757 313 924 874 947 845 1,193 e/ 586 Other income............................. 473 177 509 785 1,051 548 306 138 Personal taxes............................. 670 -19 -8 88 227 927 882 3,346 Federal income taxes..................... 495 -20 -17 28 103 729 613 2,576 State and local income taxes............. 166 -1 8 64 114 189 254 734 Other taxes.............................. 8 e/ 2 e/ 1 e/ -4 e/ 10 e/ 8 e/ 14 36 Income after taxes......................... 19,619 2,631 7,221 11,995 17,020 22,946 33,313 62,616 Net change in total assets and liabilities... 226 -151 1,545 -2,706 -2,477 788 -3,427 6,622 Net change in total assets............... 3,528 -293 3,126 -226 -264 3,085 -17 20,944 Net change in total liabilities.......... 3,302 -142 1,581 2,480 2,214 2,297 3,410 14,322 Other financial information: Other money receipts..................... 203 117 131 27 e/ 199 104 e/ 248 732 Mortgage principal paid on owned property................................ -134 e/ -12 e/ -13 e/ -17 e/ -48 -161 -86 -714 Estimated market value of owned home..... 12,091 4,197 3,647 5,761 7,903 9,096 13,466 49,926 Estimated monthly rental value of owned home.................................... 101 36 34 53 60 93 138 375 Gifts of goods and services................. 545 450 483 449 402 440 556 1,064 Food..................................... 19 29 e/ 32 e/ 10 e/ 10 e/ 21 e/ 1 e/ 15 Alcoholic beverages...................... 10 e/ 12 e/ 14 e/ 4 e/ 19 e/ 9 e/ 3 e/ 5 Housing.................................. 126 76 141 137 71 158 134 155 Housekeeping supplies.................. 22 e/ 10 e/ 14 e/ 12 e/ 11 26 68 25 Household textiles..................... 4 d/ d/ d/ e/ 1 e/ 8 e/ 8 e/ 8 Appliances and miscellaneous housewares........................... 11 e/ 3 e/ 12 e/ 14 e/ 15 e/ 18 e/ 6 e/ 8 Major appliances..................... e/ 1 c/ c/ e/ 2 c/ e/ 4 c/ e/ 2 Small appliances and miscellaneous housewares......................... 10 e/ 3 e/ 12 e/ 11 e/ 15 e/ 14 e/ 6 e/ 6 Miscellaneous household equipment...... 31 16 46 21 7 49 36 38 Other housing.......................... 58 48 68 90 37 57 e/ 15 76 Apparel and services..................... 168 89 168 178 159 138 257 225 Males, 2 and over...................... 47 54 31 e/ 34 e/ 23 53 e/ 69 63 Females, 2 and over.................... 37 e/ 3 e/ 60 e/ 43 e/ 32 e/ 19 e/ 72 e/ 38 Children under 2....................... 33 8 43 e/ 24 43 31 54 41 Other apparel products and services.... 52 e/ 24 e/ 34 e/ 77 e/ 61 e/ 34 e/ 63 e/ 82 Jewelry and watches.................. 19 e/ 22 e/ 18 e/ 10 e/ 33 e/ 22 e/ 6 e/ 22 All other apparel products and services............................ 32 e/ 2 e/ 16 e/ 67 e/ 27 e/ 12 e/ 56 e/ 60 Transportation........................... 78 85 16 12 5 12 15 406 Health care.............................. e/ 4 e/ 4 e/ 3 e/ 1 c/ e/ 9 e/ 1 e/ 7 Entertainment............................ 46 38 22 32 e/ 39 38 e/ 30 135 Toys, games, hobbies, and tricycles.... 14 6 4 e/ 14 e/ 21 32 e/ 3 23 Other entertainment.................... 32 32 17 18 17 6 27 112 Personal care products and services...... 18 e/ 32 e/ 7 e/ 1 c/ 32 e/ 35 e/ 14 Reading.................................. d/ c/ 1 d/ d/ c/ d/ d/ Education................................ 52 70 63 e/ 45 e/ 69 e/ 8 e/ 50 e/ 50 All other gifts.......................... 24 15 16 29 30 14 29 51 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c No data reported. d Value less than 0.5. e Data are likely to have large sampling errors. n.a. Not applicable.