White-collar workers more likely to receive disability benefits in small establishments
May 20, 1999
Employees may be protected from loss income by sick leave, short-term disability benefits, or long-term disability insurance. In 1996, short-term disability (STD) protection was provided to 29 percent of full-time employees of small, private establishments while 22 percent were covered by long-term disability insurance (LTD).
Almost nine-tenths of covered workers were allowed some paid sick days. Professional, technical, clerical, and sales employees are more likely to receive benefits such as paid sick leave and disability coverage than blue-collar and service employees.
Almost all full-time workers (94 percent) with LTD insurance protection—received their benefit as a fixed percent of pre-disability earnings. The most common "replacement ratio" was 60 percent. Almost four-fifths of STD recipients also had their benefits determined by a flat percentage of earnings. The most common replacement ratios were 50, 60, and 67 percent.
The Employee Benefits Survey produces data on participation on a variety of non-wage compensation items. More information on benefits in small firms is available in Employee Benefits in Small Private Establishments, 1996 BLS Bulletin 2507 (PDF 530K).
Bureau of Labor Statistics, U.S. Department of Labor, The Economics Daily, White-collar workers more likely to receive disability benefits in small establishments on the Internet at http://www.bls.gov/opub/ted/1999/may/wk3/art04.htm (visited December 04, 2016).
Recent editions of Spotlight on Statistics
Workplace injuries and illnesses and employer costs for workers’ compensation
Workplace injury and illness data and the costs to employers for workers’ compensation in natural resources, construction, and maintenance occupations.
A look at the future of the U.S. labor force to 2060
Projected long-term trends in the growth, size, and composition of the labor force.
Union membership in the United States
Historical trends in union membership among employed wage and salary workers; union membership by a variety of demographic characteristics.
A look at healthcare spending, employment, pay, benefits, and prices
Spending on healthcare, current and projected employment in the industry, employer-provided healthcare benefits, healthcare prices, and pay for workers in healthcare occupations.
Self-employment in the United States
Trends in self-employment by various demographic and socioeconomic characteristics, including both the unincorporated and the incorporated self-employed, as well as data on paid employees who work for the self-employed.