Table B. Health insurance benefits: Employee participation and share of premiums paid by employer and employee for single coverage, National Compensation Survey, March 2008
(All workers=100 percent)
Characteristics Civilian(1) Private industry State and local government
Employer share of premium Employee share of premium Employer share of premium Employee share of premium Employer share of premium Employee share of premium

All workers

81 19 78 22 89 11
Worker characteristics

Management, professional, and related

82 18 78 22 89 11

Management, business, and financial

80 20 78 22 - -

Professional and related

83 17 78 22 90 10

Teachers

89 11 - - 91 9

Primary, secondary, and special education school teachers

90 10 - - 91 9

Registered nurses

77 23 - - 84 16

Protective service

- - - - 89 11

Service

78 22 73 27 89 11

Sales and office

78 22 76 24 89 11

Sales and related

74 26 74 26 - -

Office and administrative support

80 20 78 22 89 11

Natural resources, construction, and maintenance

83 17 83 17 89 11

Construction, extraction, farming, fishing, and forestry

86 14 86 14 - -

Installation, maintenance, and repair

81 19 80 20 - -

Production, transportation, and material moving

82 18 81 19 91 9

Production

82 18 82 18 - -

Transportation and material moving

81 19 80 20 - -

Full time

81 19 78 22 89 11

Part time

77 23 75 25 88 12

Union

90 10 90 10 91 9

Nonunion

77 23 76 24 88 12
Average wage within the following percentiles:(2)

Less than 10

71 29 70 30 89 11

10 to under 25

75 25 74 26 88 12

25 to under 50

78 22 76 24 89 11

50 to under 75

82 18 79 21 89 11

75 to under 90

83 17 81 19 89 11

90 or greater

83 17 79 21 91 9
Establishment characteristics

Goods-producing industries

82 18 82 18 87 13

Service-providing industries

80 20 77 23 89 11

Education and health services

83 17 77 23 90 10

Educational services

89 11 80 20 90 10

Elementary and secondary schools

90 10 82 18 91 9

Junior colleges, colleges, and universities

86 14 79 21 89 11

Health care and social assistance

78 22 76 24 85 15

Hospitals

75 25 73 27 83 17

Public administration

88 12 - - 88 12

1 to 99 workers

80 20 79 21 91 9

1 to 49 workers

81 19 80 20 91 9

50 to 99 workers

79 21 78 22 91 9

100 workers or more

81 19 78 22 89 11

100 to 499 workers

80 20 78 22 91 9

500 workers or more

81 19 77 23 88 12
Geographic areas

New England

76 24 74 26 87 13

Middle Atlantic

83 17 80 20 92 8

East North Central

80 20 78 22 90 10

West North Central

81 19 79 21 90 10

South Atlantic

78 22 76 24 87 13

East South Central

75 25 72 28 89 11

West South Central

80 20 78 22 87 13

Mountain

80 20 78 22 87 13

Pacific

85 15 83 17 90 10

Footnotes:
(1) Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government.
(2) The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in "National Compensation Survey: Occupational Earnings in the United States, 2007," available online at http://www.bls.gov/ncs/ncswage2007.htm for more detail.

Note: Dashes indicate that data are not available.