Table 2. Medical care benefits: Access, participation, and take-up rates


  Table 2. Medical care benefits: Access, participation, and take-up rates,(1) March 2016
 
  (All workers = 100 percent)
                                                                                                                     
                                                                                                                     
                                     Civilian(2)                 Private industry         State and local government 
                                                                                                                     
       Characteristics                                                                                               
                              Access  Particip-  Take-up    Access  Particip-  Take-up    Access  Particip-  Take-up 
                                        ation      rate               ation      rate               ation      rate  
                                                                                                                     
 
                                                                                                                     
  All workers..............     70        52        75        67        49        73        88        73        83   
                                                                                                                     
   Worker characteristics                                                                                            
                                                                                                                     
  Management, professional,                                                                                          
  and related..............     87        68        78        86        66        77        89        73        82   
    Management, business,                                                                                            
    and financial..........     94        73        78        94        73        77                              
    Professional and                                                                                                 
    related................     84        66        78        82        62        76        89        72        82   
      Teachers.............     81        66        81                                   88        72        82   
        Primary, secondary,                                                                                          
        and special                                                                                                  
        education school                                                                                             
        teachers...........     94        76        81                                   98        80        82   
      Registered nurses....     88        63        72                                                         
  Service..................     45        29        65        39        23        58        82        69        84   
    Protective service.....     68        52        77        40        20        51        90        76        85   
  Sales and office.........     68        49        73        66        47        71        89        75        83   
    Sales and related......     55        37        68        55        37        67                              
    Office and                                                                                                       
    administrative support      76        57        75        74        54        73        90        75        83   
  Natural resources,                                                                                                 
  construction, and                                                                                                  
  maintenance..............     74        60        81        72        58        80        95        81        85   
    Construction,                                                                                                    
    extraction, farming,                                                                                             
    fishing, and forestry..     68        56        82        65        53        82                              
    Installation,                                                                                                    
    maintenance, and repair     80        64        79        79        62        79                              
  Production,                                                                                                        
  transportation, and                                                                                                
  material moving..........     74        55        75        74        55        74        81        68        85   
    Production.............     80        61        75        80        61        75                              
    Transportation and                                                                                               
    material moving........     69        51        74        68        49        73                              
                                                                                                                     
  Full time................     88        66        76        86        63        74        99        82        83   
  Part time................     19        12        61        19        11        59        24        17        71   
                                                                                                                     
  Union....................     94        79        84        93        78        85        95        79        84   
  Nonunion.................     66        48        72        65        46        71        81        67        82   
                                                                                                                     
  Average wage within the                                                                                            
  following categories:(3)                                                                                           
    Lowest 25 percent......     36        22        61        33        19        57        70        57        81   
      Lowest 10 percent....     22        11        49        22        11        48        56        45        80   
    Second 25 percent......     75        54        73        71        50        70        91        77        84   
    Third 25 percent.......     87        68        79        85        65        77        94        78        83   
    Highest 25 percent.....     93        74        79        92        72        78        97        80        82   
      Highest 10 percent...     94        74        79        93        72        78        96        80        83   
                                                                                                                     
        Establishment                                                                                                
      characteristics                                                                                                
                                                                                                                     
  Goods-producing                                                                                                    
  industries...............     84        66        79        84        66        79                              
                                                                                                                     
  Service-providing                                                                                                  
  industries...............     68        50        74        64        46        71        88        72        83   
    Education and health                                                                                             
    services...............     79        59        75        74        52        70        88        72        81   
      Educational services      85        69        80        76        57        75        88        72        82   
        Elementary and                                                                                               
        secondary schools..     87        70        80                                   88        72        81   
        Junior colleges,                                                                                             
        colleges, and                                                                                                
        universities.......     88        71        80        90        68        76        87        72        83   
      Health care and                                                                                                
      social assistance....     75        53        70        73        51        70        90        70        77   
        Hospitals..........     91        69        76                                   94        73        78   
    Public administration..     88        76        86                                   88        76        86   
                                                                                                                     
  1 to 99 workers..........     56        40        71        55        39        70        76        63        83   
    1 to 49 workers........     52        37        70        52        36        69        69        57        84   
    50 to 99 workers.......     67        49        73        66        47        72        88        72        82   
  100 workers or more......     84        65        77        82        62        75        89        74        83   
    100 to 499 workers.....     79        59        75        79        58        74        85        70        82   
    500 workers or more....     89        71        79        88        68        77        91        75        83   
                                                                                                                     
      Geographic areas                                                                                               
                                                                                                                     
  Northeast................     71        53        75        68        50        73        88        74        84   
    New England............     69        50        73        66        46        71        87        70        81   
    Middle Atlantic........     71        54        76        69        51        74        88        75        85   
  South....................     71        53        74        68        48        71        91        76        84   
    South Atlantic.........     71        52        73        67        48        71        90        74        83   
    East South Central.....     75        56        74        71        49        69        95        85        90   
    West South Central.....     70        52        74        67        49        73        90        74        82   
  Midwest..................     71        51        72        69        49        71        82        63        78   
    East North Central.....     70        51        72        69        49        71        79        62        78   
    West North Central.....     71        52        73        69        49        72        86        66        77   
  West.....................     69        53        78        65        50        76        89        75        84   
    Mountain...............     68        51        75        65        48        74        87        73        85   
    Pacific................     69        55        79        66        51        78        90        75        84   
 
    1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan,
  rounded for presentation. See Technical Note for more details.
    2 Includes workers in the private nonfarm economy except those in private households, and workers in the public
  sector, except the federal government. See Technical Note for further explanation.
    3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
  may include workers with earnings both above and below the threshold.  The categories were formed using percentile
  estimates generated using wage data for March 2016.
  
  Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
  major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
  www.bls.gov/ncs/ebs/glossary20152016.htm.
  
  Source: Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: July 28, 2016