EB BL 01/15/1998 Employee benefits in Medium and Large Private Establishments, 1995 Tables only Table 1. Summary: Participation(1) in selected employee benefit programs, full-time employees, medium and large private establishments, 1995 (In percent) Profes- Blue sional, Clerical collar Benefit All techni- and sales and employees cal, and employees service related workers employees Paid time off: Holidays................. 89 88 93 88 Vacations................ 96 97 99 94 Personal leave........... 22 24 34 15 Funeral leave............ 80 83 85 75 Jury duty leave.......... 85 91 89 79 Military leave........... 44 59 45 35 Family leave............. 2 3 2 1 Unpaid family leave....... 84 89 86 80 Disability benefits(2): Paid sick leave......... 58 74 78 39 Short-term disability... 53 48 52 57 Long-term disability insurance.............. 42 60 53 26 Survivor benefits: Life insurance......... 87 93 89 83 Accidental death and dismemberment......... 67 70 66 65 Survivor income benefits.............. 6 6 4 6 Health care benefits: Medical care........... 77 80 76 75 Dental care............ 57 66 57 51 Vision care............ 24 29 23 22 Outpatient prescription drug coverage......... 74 77 74 73 Retirement income benefits: All retirement(3)........ 80 87 85 73 Defined benefit........ 52 53 55 50 Defined contribution(4) 55 67 64 45 Savings and thrift... 41 50 47 32 Deferred profit sharing............. 13 14 15 10 Employee stock ownership........... 5 5 7 4 Money purchase pension............. 7 13 6 5 Stock bonus.......... 2 1 4 (5) Cash or deferred arrangements (401(k) plans): With employer contributions......... 45 55 50 37 Salary reduction..... 44 54 49 35 Savings and thrift(6)......... 37 46 41 29 Deferred profit sharing........... 5 4 6 5 Other.............. 2 3 1 2 Deferral of profit sharing allocation.. 2 1 1 2 No employer contributions......... 9 13 8 7 1 Participants are workers covered by a paid time off, insurance, or retirement plan. Employees subject to a minimum service requirement before they are eligible for benefit coverage are counted as participants even if they have not met the requirement at the time of the survey. If employees are required to pay part of the cost of a benefit, only those who elect the coverage and pay their share are counted as participants. Except for family leave, benefits for which the employee must pay the full premium are outside the scope of the survey. Only current employees are counted as participants; retirees are excluded. 2 The definitions for paid sick leave and short-term disability (previously sickness and accident insurance) were changed for the 1995 survey. Paid sick leave now only includes plans that either specify a maximum number of days per year or unlimited days. Short-term disability now includes all insured, self-insured, and state-mandated plans available on a per disability basis as well as the unfunded per disability plans previously reported as sick leave. Sickness and accident insurance, reported in years prior to this survey, only included insured, self-insured, and state-mandated plans providing per disability benefits at less than full pay. 3 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because many employees participated in both types of plans. 4 The total is less than the sum of the individual items because some employees participated in more than one type of plan. 5 Less than 0.5 percent. 6 Participants in savings and thrift plans usually are allowed to make pretax contributions. In the 1995 survey, provisions governing pretax contributions were not determinable for about one-tenth of the employees with savings and thrift plans. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no data were reported. Table 2. Summary: Participation(1) in selected employee benefit programs, full-time employees, medium and large private establishments, 1995 Professional, Blue All technical, and Clerical and collar Benefit employees related sales employ- and employees ees service workers Total number of employees. 33,373,969 9,366,025 8,104,860 15,903,083 Paid time off: Holidays................. 29,780,582 8,199,894 7,543,495 14,037,193 Vacations................ 31,913,506 9,038,279 7,999,339 14,875,888 Personal leave........... 7,372,202 2,253,258 2,752,675 2,366,268 Funeral leave............ 26,715,290 7,813,598 6,927,456 11,974,236 Jury duty leave.......... 28,353,739 8,566,393 7,250,328 12,537,018 Military leave........... 14,807,099 5,543,483 3,673,529 5,590,086 Family leave............. 545,816 273,932 168,972 102,913 Unpaid family leave....... 28,033,237 8,315,225 6,954,574 12,763,438 Disability benefits(2): Paid sick leave......... 19,466,591 6,906,477 6,312,139 6,247,975 Short-term disability... 17,808,848 4,498,877 4,205,061 9,104,910 Long-term disability insurance.............. 14,143,790 5,663,673 4,306,796 4,173,320 Survivor benefits: Life insurance......... 29,078,205 8,720,570 7,227,177 13,130,457 Accidental death and dismemberment......... 22,240,709 6,549,858 5,322,154 10,368,697 Survivor income benefits.............. 1,878,078 543,578 305,654 1,028,846 Health care benefits: Medical care........... 25,545,758 7,466,514 6,157,920 11,921,324 Dental care............ 18,866,181 6,217,109 4,603,174 8,045,898 Vision care............ 8,021,332 2,687,678 1,846,239 3,487,416 Outpatient prescription drug coverage......... 24,770,279 7,199,337 6,020,336 11,550,606 Retirement income benefits: All retirement(3)........ 26,662,168 8,130,015 6,910,422 11,621,730 Defined benefit........ 17,416,552 4,986,905 4,450,283 7,979,365 Defined contribution(4) 18,486,281 6,242,248 5,156,842 7,087,190 Savings and thrift... 13,561,579 4,701,837 3,787,741 5,072,001 Deferred profit sharing............. 4,204,640 1,306,157 1,234,543 1,663,940 Employee stock ownership........... 1,706,270 498,842 551,911 655,517 Money purchase pension............. 2,474,377 1,255,413 491,500 727,465 Stock bonus.......... 504,408 128,915 311,138 64,354 Cash or deferred arrangements (401(k) plans): With employer contributions......... 15,156,177 5,186,660 4,057,042 5,912,475 Salary reduction..... 14,646,034 5,056,350 3,978,947 5,610,737 Savings and thrift(5)......... 12,267,339 4,302,794 3,359,361 4,605,184 Deferred profit sharing........... 1,605,503 394,481 493,810 717,212 Other.............. 680,198 301,621 102,314 276,262 Deferral of profit sharing allocation.. 510,143 130,310 78,095 301,738 No employer contributions......... 3,093,795 1,250,668 662,016 1,181,111 1 Participants are workers covered by a paid time off, insurance, or retirement plan. Employees subject to a minimum service requirement before they are eligible for benefit coverage are counted as participants even if they have not met the requirement at the time of the survey. If employees are required to pay part of the cost of a benefit, only those who elect the coverage and pay their share are counted as participants. Except for family leave, benefits for which the employee must pay the full premium are outside the scope of the survey. Only current employees are counted as participants; retirees are excluded. 2 The definitions for paid sick leave and short-term disability (previously sickness and accident insurance) were changed for the 1995 survey. Paid sick leave now only includes plans that either specify a maximum number of days per year or unlimited days. Short-term disability now includes all insured, self-insured, and state-mandated plans available on a per disability basis as well as the unfunded per disability plans previously reported as sick leave. Sickness and accident insurance, reported in years prior to this survey, only included insured, self-insured, and state-mandated plans providing per disability benefits at less than full pay. 3 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because many employees participated in both types of plans. 4 The total is less than the sum of the individual items because some employees participated in more than one type of plan. 5 Participants in savings and thrift plans usually are allowed to make pretax contributions. In the 1995 survey, provisions governing pretax contributions were not determinable for about one-tenth of the employees with savings and thrift plans. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no data were reported. Table 3. Other benefits: Eligibility for specified benefits, full-time employees, medium and large private establishments, 1995 (In percent) Profes- sional, Blue- All tech- Clerical collar Benefit employees nical, and sales and and re- employees service lated employees employees Income continuation plans: Severance pay..... 35 47 43 24 Supplemental unemployment benefits......... 4 1 1 6 Family benefits: Employer assistance for child care(1).... 8 15 7 3 Employer provided funds. 4 7 4 2 On-site child care........... 3 8 2 1 Off-site child care........... 1 2 1 (2) Adoption assistance....... 11 18 12 6 Long-term care insurance........ 6 8 9 4 Flexible workplace 2 5 2 1 Health promotion programs: Wellness programs. 34 47 32 27 Employee assistance programs......... 58 72 60 49 Fitness center.... 19 31 16 13 Miscellaneous benefits: Job-related travel accident insurance........ 41 58 47 28 Nonproduction bonuses.......... 39 40 37 38 Subsidized commuting........ 5 8 5 3 Education assistance: Job-related..... 65 79 65 56 Not job-related. 18 25 17 15 Section 125 cafeteria benefits(3):....... 55 77 66 37 Flexible benefit plans............ 12 20 15 7 Reimbursement plans............ 38 53 46 25 Premium conversion plans............ 5 4 5 5 1 Occupations may have access to more than one type of assistance for child care. Not all types of assistance are shown separately. Therefore, the sums of individual items may not equal the totals. 2 Less than 0.05 percent. 3 Includes all types of plans under Internal Revenue Code Section 125. Flexible benefits plans include reimbursement account features. Table 4. Other benefits: Eligibility for specified benefits, full-time employees, medium and large private establishments, 1995 Professional, Blue- All technical, and Clerical and collar Benefit employees related sales employ- and employees ees service employees Total number of employees....... 33,373,969 9,366,025 8,104,860 15,903,083 Income continuation plans: Severance pay..... 11,752,594 4,423,922 3,461,884 3,866,788 Supplemental unemployment benefits......... 1,175,113 101,441 104,119 969,553 Family benefits: Employer assistance for child care(1).... 2,527,212 1,398,635 593,543 535,033 Employer provided funds. 1,279,502 675,469 355,384 248,648 On-site child care........... 1,144,119 758,681 201,732 183,705 Off-site child care........... 423,804 229,519 116,388 77,896 Adoption assistance....... 3,588,606 1,650,480 988,992 949,133 Long-term care insurance........ 2,087,765 747,466 751,016 589,283 Flexible workplace 705,761 439,358 180,619 85,784 Health promotion programs: Wellness programs. 11,288,509 4,425,556 2,568,610 4,294,343 Employee assistance programs......... 19,323,683 6,769,726 4,825,605 7,728,352 Fitness center.... 6,180,117 2,871,018 1,294,394 2,014,705 Miscellaneous benefits: Job-related travel accident insurance........ 13,758,934 5,476,248 3,774,010 4,508,677 Nonproduction bonuses.......... 12,919,404 3,777,467 3,020,092 6,121,845 Subsidized commuting........ 1,547,130 749,648 393,235 404,247 Education assistance: Job-related..... 21,563,913 7,361,142 5,291,165 8,911,606 Not job-related. 6,077,329 2,317,889 1,365,224 2,394,216 Section 125 cafeteria benefits(2):....... 18,421,559 7,178,193 5,370,399 5,872,968 Flexible benefit plans............ 4,086,002 1,842,611 1,202,510 1,040,882 Reimbursement plans............ 12,686,085 4,975,847 3,738,134 3,972,104 Premium conversion plans............ 1,649,472 359,735 429,755 859,981 1 Occupations may have access to more than one type of assistance for child care. Not all types of assistance are shown separately. Therefore, the sums of individual items may not equal the totals. 2 Includes all types of plans under Internal Revenue Code Section 125. Flexible benefits plans include reimbursement account features. Table 5. Plan administration: Type of plan sponsor for selected employee benefit programs, full-time employees, medium and large private establishments, 1995 (In percent) Short- Long-term Defined Savings Plan sponsor Medical Life term dis- dis- benefit and care insurance ability ability pension thrift insurance All participants Total................ 100 100 100 100 100 100 Single employer......... 95 95 82 86 90 99 Multiemployer(1)........ 5 4 6 3 9 (2) Mandated benefits(3).... - (2) 12 - (2) - Employer association(4). (2) (2) - 1 (2) 1 Not determinable........ - (2) - 10 - - Professional, technical, and related Total................ 100 100 100 100 100 100 Single employer......... 98 99 85 89 96 99 Multiemployer(1)........ 1 1 1 (2) 3 (2) Mandated benefits(3).... - (2) 14 - 1 - Employer association(4). 1 1 - 1 (2) 1 Not determinable........ - (2) - 10 - - Clerical and sales Total................ 100 100 100 100 100 100 Single employer......... 97 98 80 90 93 99 Multiemployer(1)........ 3 2 3 1 7 (2) Mandated benefits(3).... - (2) 16 - - - Employer association(4). (2) (2) - 1 (2) 1 Not determinable........ - (2) - 8 - - Blue-collar and service Total................ 100 100 100 100 100 100 Single employer......... 92 92 81 77 86 99 Multiemployer(1)........ 8 8 9 9 14 1 Mandated benefits(3).... - - 10 - - - Employer association(4). (2) - - (2) (2) (2) Not determinable........ - (2) - 13 - - 1 Individual employers in the same or in a related industry contributing a negotiated amount to a trust fund providing benefits for employees covered under a collective bargaining agreement. 2 Less than 0.05 percent. 3 The majority of the participants with mandated short-term disability benefits were covered by State temporary disability insurance plans. The remaining employees were covered by the Railroad Unemployment Insurance Act. Mandated defined benefit pension plan participants were covered by Railroad Retirement Tier 2. 4 Band of medium and large employers in a common trade or business, for example, savings and loan associations. The plan sponsored by the association is not negotiated with the employees. Table 6. Work schedule: Percent of full-time employees by hours scheduled per week and per day,(1) medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Work schedule All techni- and sales and employees cal, and employees service related employees employees Number (in thousands) with work schedule.......... 33,374 9,366 8,105 15,903 Percent Total.................. 100 100 100 100 Hours per week: Under 35.............. 2 2 1 3 35.................... 4 5 5 3 Over 35 and under 37.5 1 1 1 (2) 37.5.................. 5 6 7 3 Over 37.5 and under 40................. 2 2 3 2 40.................... 83 81 81 85 Over 40............... 3 3 1 3 Hours per day: Under 7............... 2 2 1 2 7..................... 4 5 5 3 Over 7 and under 8.... 7 8 11 4 8..................... 83 80 82 84 Over 8 and under 9.... (2) 1 (2) (2) 9..................... 1 2 (2) 1 Over 9 and under 10... (2) (2) (2) (2) 10.................... 1 1 (2) 1 Over 10............... 2 1 (2) 4 1 Work schedule data includes paid lunch and paid rest periods. 2 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 7. Work schedule: Percent of full-time employees by type of work schedule, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Work schedule All techni- and sales and employees cal, and employees service related employees employees Participants (in thousands).......... 33,374 9,366 8,105 15,903 Percent Total............ 100 100 100 100 With fixed work schedule 95 94 96 96 With flexible work schedule............. 1 2 2 (1) With rotating work schedule............. 1 1 (1) 2 With non-fixed work schedule............. 1 2 2 1 Other................... (1) (1) - (1) Data not available...... 1 1 1 1 1 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 8. Paid holidays and vacations: Average number of days for full-time employees, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Item All techni- and sales and employees cal, and employees service related employees employees Paid holidays............. 9.1 9.7 8.8 9.0 Paid vacation by minimum length of service requirement:(1) At 1 year(2)........... 9.6 12.5 9.8 7.6 At 3 years............. 11.5 13.5 11.3 10.3 At 5 years............. 13.9 16.3 14.0 12.3 At 10 years............ 16.9 19.1 17.0 15.5 At 15 years............ 18.9 21.2 19.3 17.3 At 20 years............ 20.4 22.5 20.4 19.1 At 25 years............ 21.7 23.7 22.0 20.4 At 30 years(3)......... 22.0 24.0 22.3 20.7 1 Employees are either granted a specific number of days after completion of the indicated length of service, or accrue days during the next 12-month period. The total number of days are assumed available for use immediately upon completion of the described length-of-service interval. 2 Employees receiving vacation days, but none at 1 year of service, were included only for the service periods for which they receive vacations. 3 The average (mean) was essentially the same for longer lengths of service. NOTE: Computation of average included partial days and excluded workers with zero holidays or vacation days. Methods used to calculate the average number of paid holidays have been revised, to count partial holidays more precisely. The average holidays in this table are not comparable to those reported in the 1991 and 1993 surveys of medium and large private establishments. Table 9. Paid holidays: Percent of full-time employees by number of paid holidays provided each year, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Number of days All techni- and sales and employees cal, and employees service related employees employees Number (in thousands) with paid holidays.......... 29,663 8,200 7,521 13,942 Percent Total with paid holidays 100 100 100 100 Less than 6 days...... 5 2 5 7 6 days................ 12 7 17 13 6.1-6.9 days.......... (1) (1) (1) (1) 7 days................ 8 5 9 9 7.1-7.9 days.......... (1) (1) 1 (1) 8 days................ 10 12 9 9 8.1-8.9 days.......... 1 1 (1) 1 9 days................ 12 13 11 11 9.1-9.9 days.......... (1) (1) (1) (1) 10 days............... 21 21 26 19 10.1-10.9 days........ (1) (1) 2 - 11 days............... 14 17 11 14 11.1-11.9 days........ 1 2 1 (1) 12 days............... 8 11 5 8 12.1-12.9 days........ (1) (1) (1) (1) 13 days............... 4 4 1 5 13.1-13.9 days........ (1) (1) - (1) 14 days............... 1 (1) (1) 1 More than 14 days..... 2 2 1 3 Number of days not available.......... (1) 1 (1) (1) 1 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 10. Paid vacations: Percent of full-time employees by number of paid vacation days provided for selected periods of service, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Vacation policy All techni- and sales and employees cal, and employees service related employees employees Number (in thousands) with paid vacations......... 31,914 9,038 7,999 14,876 Percent Total with paid vacations(1)........... 100 100 100 100 Vacation days by minimum length-of-service requirement(2) After 1 year of service: Under 5 days........ 2 1 1 3 5 days.............. 32 8 23 53 Over 5 and under 10 days............. 2 1 1 4 10 days............. 43 52 59 29 Over 10 and under 15 days............. 4 7 3 2 15 days............. 4 9 3 2 Over 15 and under 20 days............. 1 2 1 (3) 20 days............. 2 7 (3) (3) Over 20 days........ 5 10 5 3 After 3 years of service: Under 5 days........ (3) 1 (3) (3) 5 days.............. 5 1 3 9 Over 5 and under 10 days............. 3 2 1 5 10 days............. 65 52 75 68 Over 10 and under 15 days............. 7 7 5 8 15 days............. 7 15 6 3 Over 15 and under 20 days............. 1 2 1 1 20 days............. 3 8 2 1 Over 20 days........ 6 11 5 3 After 5 years of service: Under 5 days........ (3) (3) 0 (3) 5 days.............. 1 (3) 1 2 Over 5 and under 10 days............. 2 1 1 3 10 days............. 39 23 36 51 Over 10 and under 15 days............. 5 6 3 6 15 days............. 34 38 45 27 Over 15 and under 20 days............. 3 5 2 1 20 days............. 5 10 4 2 Over 20 days........ 8 15 7 3 After 10 years of service: Under 5 days........ (3) (3) 0 0 5 days.............. 1 (3) 1 2 Over 5 and under 10 days............. 1 1 (3) 2 10 days............. 8 3 5 12 Over 10 and under 15 days............. 2 1 1 3 15 days............. 50 38 59 52 Over 15 and under 20 days............. 6 5 3 8 20 days............. 19 29 20 13 Over 20 and under 25 days............. 3 8 2 1 25 days............. 2 4 1 (3) Over 25 days........ 6 10 6 3 After 15 years of service: 5 days.............. 1 (3) 1 2 Over 5 and under 10 days............. 1 (3) (3) 1 10 days............. 7 3 4 11 Over 10 and under 15 days............. 1 1 1 2 15 days............. 22 14 20 28 Over 15 and under 20 days............. 4 4 2 5 20 days............. 47 49 59 40 Over 20 and under 25 days............. 4 8 2 2 25 days............. 3 6 3 2 Over 25 and under 30 days............. 2 3 2 1 30 days............. 2 4 1 (3) Over 30 days........ 4 7 4 2 After 20 years of service: 5 days.............. 1 (3) 1 2 Over 5 and under 10 days............. (3) (3) (3) 1 10 days............. 7 3 4 11 Over 10 and under 15 days............. 1 1 (3) 2 15 days............. 12 6 14 15 Over 15 and under 20 days............. 1 1 1 2 20 days............. 45 46 55 39 Over 20 and under 25 days............. 5 9 3 4 25 days............. 14 15 12 15 Over 25 and under 30 days............. 3 5 2 2 30 days............. 2 4 1 1 Over 30 days........ 5 8 5 3 After 25 years of service: 5 days.............. 1 (3) 1 2 Over 5 and under 10 days............. (3) (3) (3) 1 10 days............. 7 3 4 11 Over 10 and under 15 days............. 1 1 (3) 2 15 days............. 12 6 14 15 Over 15 and under 20 days............. 1 1 1 1 20 days............. 30 32 33 27 Over 20 and under 25 days............. 4 7 3 3 25 days............. 28 29 32 26 Over 25 and under 30 days............. 2 3 2 1 30 days............. 6 9 4 6 Over 30 days........ 5 8 5 3 After 30 years of service(4) 5 days.............. 1 (3) 1 2 Over 5 and under 10 days............. (3) (3) (3) 1 10 days............. 7 3 4 11 Over 10 and under 15 days............. 1 1 (3) 2 15 days............. 12 6 14 15 Over 15 and under 20 days............. 1 1 1 1 20 days............. 29 31 33 26 Over 20 and under 25 days............. 4 7 2 3 25 days............. 25 25 29 22 Over 25 and under 30 days............. 2 3 2 1 30 days............. 10 14 7 9 Over 30 days........ 6 8 7 4 Vacation policy not available.............. 2 2 1 3 1 Employees receiving no paid vacations in their early years of service are included in the overall percentage of workers provided paid vacations; however, they are disregarded in computing the distributions by length-of-service up to the service period at which they become eligible for vacations. 2 Employees either are granted a specific number of days after completion of the indicated length-of-service, or accrue days during the next 12 month period. The total number of days are assumed available for use immediately upon completion of the described length-of-service interval. 3 Less than 0.5 percent. 4 Provisions were virtually the same after longer years of service. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 11. Paid vacations: Percent of full-time employees by length of service required to take vacation, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Length-of-service All techni- and sales and requirement employees cal, and employees service related employees employees Number (in thousands) with paid vacations......... 31,914 9,038 7,999 14,876 Percent Total with paid vacations. 100 100 100 100 With service requirement 88 81 91 89 1 month............... 10 18 7 6 2 months.............. 1 2 1 1 3 months.............. 7 7 11 5 4-5 months............ 1 2 1 (1) 6 months.............. 23 27 31 17 7-11 months........... 1 (1) (1) 1 1 year................ 45 26 39 59 Over 1 year........... (1) (1) 1 (1) Without service requirement.......... 12 18 8 10 Service requirement not determinable......... 1 1 1 1 1 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 12. Paid vacations: Percent of full-time employees by unused vacation policy, medium and large private establishments, 1995 Profes- sional, Clerical Produc- Type of plan All techni- and sales tion and employees cal, and employees service related employees employees Number (in thousands) with paid vacations......... 31,914 9,038 7,999 14,876 Percent Total with paid vacations. 100 100 100 100 Carryover only.......... 24 39 28 13 Cash-in only............ 11 6 6 18 Carryover and cash-in... 11 17 9 8 Unused benefit lost..... 49 35 53 56 Data not available...... 5 4 4 6 NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 13. Paid vacations: Average number of days for full-time employees by carryover and cash-in provisions, medium and large private establishments, 1995 Paid vacation by minimum Carryover No length of service All plans Carryover, Carryover Cash-in and caryover requirement(1) cash-in, only only cash-in or or both cash-in All employees After 1 year(2)..... 9.6 11.2 11.4 7.2 15.0 8.2 After 3 years....... 11.5 12.8 12.6 9.9 16.3 10.4 After 5 years....... 13.9 15.5 15.4 12.4 19.1 12.5 After 10 years...... 16.9 18.6 18.5 15.7 22.1 15.4 After 15 years...... 18.9 20.8 20.7 17.9 23.9 17.3 After 20 years...... 20.4 22.1 22.0 19.6 25.3 18.9 After 25 years...... 21.7 23.3 23.3 20.6 26.1 20.4 After 30 years(3)... 22.0 23.6 23.7 20.8 26.4 20.7 1 Employees either are granted a specific number of days after completion of the indicated length of service, or accrue days during the next 12 month period. The total number of days are assumed available for use immediately upon completion of the described length-of-service interval. 2 Employees receiving vacation days, but none at 1 year of service, were included only for the service periods for which they receive vacations. 3 The average (mean) was essentially the same for longer lengths of service. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 14. Paid personal leave: Percent of employees by number of paid personal leave days available per year, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Number of days All techni- and sales and employees cal, and employees service related employ- employees ees Number (in thousands) with paid personal leave.... 7,372 2,253 2,753 2,366 Percent Total with paid personal leave.................. 100 100 100 100 1 day................... 16 16 12 21 2 days.................. 34 22 45 33 3 days.................. 17 18 15 17 4 days.................. 11 13 10 9 5 days.................. 10 14 6 10 More than 5 days........ 8 11 7 7 No maximum specified(1). 3 4 2 3 Number of days not available............ 1 1 2 1 Average Average days per year.... 3.3 3.9 3.0 3.2 1 Personal leave provided as needed. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 15. Paid funeral leave: Percent of employees by number of paid funeral leave days available per occurrence, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Number of days All techni- and sales and ser- employees cal, and employees vice em- related ployees employees Number (in thousands) with paid funeral leave..... 26,715 7,814 6,927 11,974 Percent 100 100 100 100 Total with paid funeral leave 1 day................. 1 (1) (1) 1 2 days................ 3 1 1 5 3 days................ 71 65 71 73 4 days................ 2 2 3 2 5 days................ 15 22 16 11 More than 5 days...... (1) (1) 1 (1) No maximum specified(2)....... 5 6 6 4 Number of days not available.......... 3 3 2 3 Number of days varies by relationship to deceased(3)........ 31 33 35 29 Average Average days per occurrence............. 3.3 3.5 3.4 3.2 1 Less than 0.5 percent. 2 Funeral leave is provided as needed. 3 The maximum number of days for any occurrence was included in the distribution of funeral leave days. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 16. Paid jury-duty leave: Percent of employees by number of paid jury-duty leave days available per occurrence, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Number of days All techni- and sales and ser- employees cal, and employees vice em- related ployees employees Number (in thousands) with paid jury-duty leave... 28,354 8,566 7,250 12,537 Percent Total..................... 100 100 100 100 Under 10 days........... 2 2 1 3 10 days................. 8 6 8 9 11 - 19 days............ 2 3 1 1 20 days................. 1 1 1 1 21 days................. (1) (1) (1) - 22 - 30 days............ 4 3 3 5 More than 30 days....... 1 1 (1) 2 No maximum specified(2). 81 82 85 79 Number of days not available............ (1) 1 (1) (1) 1 Less than 0.5 percent. 2 Jury-duty leave is provided as needed. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 17. Paid military leave: Percent of employees by number of paid military leave days available per year, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Number of days All techni- and sales and ser- employees cal, and employees vice em- related ployees employees Number (in thousands) with paid military leave.... 14,807 5,543 3,674 5,590 Percent Total..................... 100 100 100 100 Under 10 days........... 2 2 2 1 10 days................. 51 50 52 51 11-14 days.............. 5 6 5 3 15 days................. 9 6 6 14 16 - 19 days............ 2 2 5 1 20 days................. 2 2 2 3 21 - 29 days............ 2 3 1 2 30 days................. 2 3 2 2 More than 30 days....... 3 6 2 1 No maximum specified(1). 21 20 23 21 Number of days not available............ 1 1 (2) 1 Average Average days per year..... 14.7 17.3 14.1 12.6 1 Military leave is provided as needed. 2 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 18. Unpaid family leave(1): Percent of employees by duration of benefits, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Duration All techni- and sales and employees cal, and employees service related employees employees Number (in thousands) with unpaid family leave 28,033 8,315 6,955 12,763 Percent Total with unpaid family leave....... 100 100 100 100 Under 12 weeks.. 1 1 1 1 12 weeks........ 86 82 82 91 Over 12 weeks... 13 17 17 8 Average Average weeks....... 13.9 14.5 14.5 13.2 1 The maximum number of weeks available was included in the distribution of unpaid family leave weeks. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 19. Paid sick leave: Percent of full-time employees by type of provision,(1) medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Provision All techni- and sales and employees cal, and employees service related employees employees Number (in thousands) with paid sick leave........ 19,467 6,906 6,312 6,248 Percent Total with paid sick leave.............. 100 100 100 100 Sick leave provision: Annual number of days(2) 92 90 95 93 As needed(3)............ 5 7 3 3 Other basis(4).......... 2 2 1 2 Policy not available.... 1 1 (5) 2 1 Per disability sick leave plans, previously reported under paid sick leave, are now included under short-term disability coverage. 2 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 3 Plan does not specify maximum number of days. 4 Includes formal plans that change from a specified number of days per year to a specified number of days per absence after a certain service period. 5 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 20. Paid annual sick leave: Percent of full-time employees by number of days,(1) medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Sick leave policy(2) All techni- and sales and employees cal, and employees service related employees employees Number (in thousands) with paid annual sick leave. 17,962 6,196 5,975 5,791 Percent Total with paid annual sick leave(3).......... 100 100 100 100 After 1 year of service: Total................. 95 97 96 93 Under 5 days.......... 6 2 4 12 5 and under 10 days... 41 29 49 45 10 and under 15 days.. 34 44 29 27 15 and under 30 days.. 11 15 12 7 30 and under 60 days.. 2 3 1 1 60 and under 120 days. 1 1 1 1 120 and under 180 days 1 1 (4) 1 180 days or more...... (4) (4) (4) (4) After 3 years of service: Total................. 98 99 98 97 Under 5 days.......... 6 2 4 13 5 and under 10 days... 40 27 48 45 10 and under 15 days.. 32 42 27 25 15 and under 30 days.. 10 13 8 8 30 and under 60 days.. 7 9 10 3 60 and under 120 days. 2 3 1 1 120 and under 180 days 1 3 (4) 1 180 days or more...... (4) (4) (4) (4) After 5 years of service: Total................. 98 99 98 98 Under 5 days.......... 6 2 4 13 5 and under 10 days... 40 27 47 46 10 and under 15 days.. 31 41 27 25 15 and under 30 days.. 6 7 5 5 30 and under 60 days.. 6 9 4 4 60 and under 120 days. 9 10 11 5 120 and under 180 days 1 3 (4) 1 180 days or more...... (4) (4) (4) (4) After 10 years of service: Total................. 98 99 98 98 Under 5 days.......... 5 2 3 10 5 and under 10 days... 40 27 47 48 10 and under 15 days.. 31 41 26 25 15 and under 30 days.. 5 7 4 5 30 and under 60 days.. 3 5 2 3 60 and under 120 days. 9 13 8 6 120 and under 180 days 4 5 6 1 180 days or more...... (4) (4) (4) (4) After 15 years of service: Total................. 99 100 98 98 Under 5 days.......... 5 2 3 10 5 and under 10 days... 40 27 47 48 10 and under 15 days.. 31 41 26 25 15 and under 30 days.. 5 7 4 5 30 and under 60 days.. 3 4 2 2 60 and under 120 days. 7 11 6 5 120 and under 180 days 7 8 9 3 180 days or more...... (4) (4) (4) (4) After 20 years of service: Total................. 99 100 98 98 Under 5 days.......... 5 2 3 10 5 and under 10 days... 40 27 47 48 10 and under 15 days.. 31 41 26 25 15 and under 30 days.. 5 7 4 5 30 and under 60 days.. 3 4 2 2 60 and under 120 days. 6 8 5 4 120 and under 180 days 6 9 7 3 180 days or more...... 2 2 3 2 After 25 years of service(5) Total................. 99 100 98 98 Under 5 days.......... 5 2 3 9 5 and under 10 days... 41 27 47 49 10 and under 15 days.. 31 41 26 25 15 and under 30 days.. 5 7 4 5 30 and under 60 days.. 3 4 2 2 60 and under 120 days. 4 6 4 3 120 and under 180 days 8 12 8 3 180 days or more...... 2 3 3 2 1 Although some plans also provided sick leave at partial pay, this table presents data only for days at full pay. 2 Employees receiving partial pay only or no sick leave in their early years of service are included in the overall percentages of workers provided sick leave; however, they are disregarded in computing the distributions by length of service up to the service period at which they become eligible for full sick leave pay. 3 Employees are either granted a specific number of days after completion of the indicated length of service, or accrue days during the next 12-month period. The total number of days are assumed available for use immediately upon completion of the described length-of-service interval. 4 Less than 0.5 percent. 5 Provisions were virtually the same after longer periods of service. Table 21: Paid annual sick leave: Average number of days at full pay for full-time employees, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Sick leave policy All techni- and sales and employees cal, and employees service related employees employees Paid annual sick leave days(1) by minimum length-of-service: After 1 year........... 11.5 14.7 9.9 9.6 After 3 years.......... 14.3 18.6 13.1 10.8 After 5 years.......... 17.6 22.3 17.3 12.8 After 10 years......... 21.2 26.6 22.3 14.3 After 15 years......... 23.6 29.9 24.3 16.2 After 20 years......... 26.3 33.1 27.2 17.8 After 25 years(2)...... 27.7 34.9 28.6 19.0 1 Employees are either granted a specific number of days after completion of the indicated length of service, or accrue days during the next 12-month period. The total number of days are assumed available for use immediately upon completion of the described length-of-service interval. 2 The average (mean) was virtually the same after longer years of service. NOTE: Computation of average excluded days at partial pay and workers with only partial pay days or zero days of sick leave. Table 22: Paid annual sick leave:(1) Percent of full-time employees by unused sick leave policy and carryover provisions, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Unused sick leave and All techni- and sales and carryover provisions employees cal, and employees service related employees employees Number (in thousands) with paid annual sick leave. 17,962 6,196 5,975 5,791 Percent Total with paid annual sick leave......... 100 100 100 100 Carryover only............ 42 47 41 37 Cash-in only.............. 7 2 6 13 Carryover and cash-in..... 9 10 7 11 Unused benefit lost....... 39 37 44 37 Data not available........ 3 3 1 3 Total with carryover provisions........ 100 100 100 100 Unlimited accumulation.... 19 27 16 14 Limit on total number of days accumulated Total................... 80 73 83 85 Under 10 days........... 3 1 4 3 10 days................. 4 2 4 7 11-19 days.............. 5 3 5 8 20 days................. 2 1 1 5 21-24 days.............. 8 7 13 4 25 days................. 2 1 4 2 26-29 days.............. (2) (2) (2) 1 30-39 days.............. 14 11 14 17 40-49 days.............. 4 4 3 4 50 days................. (2) 1 (2) (2) 51-64 days.............. 7 7 6 8 65 days................. 2 3 2 3 66-79 days.............. 5 4 6 4 80-89 days.............. 1 1 1 1 90-99 days.............. 6 6 5 6 100-109 days............ 1 (2) 1 2 110-119 days............ 1 1 1 1 120-129 days............ 4 5 4 2 130 days................ 6 7 6 3 Over 130 days........... 5 7 4 4 Other(3).................. 1 1 1 1 1 Paid sick leave plans with a specified number of days available each year. 2 Less than 0.5 percent. 3 Carryover provisions vary by length of service. Table 23: Paid annual sick leave(1): Average number of days at full pay for full-time employees by accumulation policy, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Sick leave policy All techni- and sales and employees cal, and employees service related employees employees Sick leave days by minimum length-of-service requirement:(2) After 1 year of service: Cumulative plan....... 9.1 10.4 8.4 8.2 Noncumulative plan.... 14.2 21.3 11.4 10.9 After 3 years of service: Cumulative plan....... 9.6 11.1 8.8 8.3 Noncumulative plan.... 19.6 29.8 17.4 13.0 After 5 years of service: Cumulative plan....... 10.0 11.8 9.1 8.5 Noncumulative plan.... 26.3 38.4 25.4 16.9 After 10 years of service: Cumulative plan....... 10.7 12.9 9.8 8.8 Noncumulative plan.... 33.5 47.7 35.0 19.6 After 15 years of service: Cumulative plan....... 10.9 13.1 9.9 8.9 Noncumulative plan.... 38.4 55.4 38.8 23.3 After 20 years of service: Cumulative plan....... 11.7 14.3 10.8 9.2 Noncumulative plan.... 43.2 62.0 43.7 26.4 After 25 years of service:(3) Cumulative plan....... 11.7 14.3 10.8 9.2 Noncumulative plan.... 46.3 66.3 46.5 28.8 Data not available........ (4) (4) (4) (4) 1 Paid sick leave plans with a specified number of days available each year. 2 Employees are either granted a specific number of days after completion of the indicated length of service, or accrue days during the next 12-month period. The total number of days are assumed available for use immediately upon completion of the described length-of-service interval. 3 The average (mean) was virtually the same at longer years of service. 4 Less than 0.5 percent. NOTE: Computation of average excluded days paid at partial pay and workers with only partial pay days or zero days of sick leave. Table 24: Paid annual sick leave: Percent of full-time employees by length of service requirement for participation, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Length of service All techni- and sales and requirement employees cal, and employees service related employees employees Number (in thousands) with paid annual sick leave. 17,962 6,196 5,975 5,791 Percent Total with paid annual sick leave.......... 100 100 100 100 With service requirement.. 65 53 73 70 1 month................. 16 20 15 11 2 months................ 3 2 2 3 3 months................ 20 14 28 18 4-5 months.............. 1 (1) 1 1 6 months................ 15 13 18 13 7-11 months............. 2 - (1) 6 1 year.................. 9 3 8 16 Over 1 year............. 1 (1) (1) 2 Without service requirement............ 35 47 27 30 Data not available........ (1) (1) (1) (1) 1 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 25: Paid annual sick leave: Percent of full-time employees in plans allowing use of sick leave for other purposes, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Other purposes All techni- and sales and employees cal, and employees service related employees employees Number (in thousands) with paid annual sick leave. 17,962 6,196 5,975 5,791 Percent Total with paid annual sick leave......... 100 100 100 100 Other purposes allowed(1). 68 74 73 57 Funeral................. 9 11 6 9 Doctors' appointments... 57 61 62 48 Personal business....... 13 12 12 14 Care of sick child...... 45 46 53 36 Other................... 12 14 11 11 Other purposes not allowed 26 21 20 36 Data not available........ 6 5 6 8 1 This total is smaller than the sum of the components because some employees could use sick leave for more than one other purpose. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 26. Short-term disability coverage: Method of funding, full-time employees, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Type of funding All techni- and and employees cal, and sales service related employees employees employees Number (in thousands) with short-term disability coverage............... 17,809 4,499 4,205 9,105 Percent Total with short-term disability coverage.... 100 100 100 100 Unfunded(1)............. 14 23 21 7 Insured................. 20 15 16 25 Self-insured............ 44 44 40 45 Legally required........ 13 14 15 11 Unknown................. 7 3 5 10 Other................... 2 1 3 2 1 Includes per disability sick leave plans, formerly reported under sick leave. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 27. Short-term disability coverage: Method of payment, full-time employees, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Method of payment All techni- and and employees cal, and sales service related employees employees employees Number (in thousands) with funded short-term disability coverage.... 15,308 3,483 3,312 8,512 Percent Total with funded short-term disability coverage............... 100 100 100 100 Flat dollar amount...... 27 10 12 41 Flat percent of earnings 54 73 66 41 Percent varies(1)....... 13 14 18 10 Dollar amount varies(1). 5 1 2 7 Other................... 1 1 1 1 Not determinable........ (2) (2) 1 (2) 1 Benefits may vary by earnings, length of service, or length of disability. 2 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 28. Short-term disability coverage: Flat dollar amounts, full-time employees, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Flat dollar amount per All techni- and and week employees cal, and sales service related employees employees employees Number (in thousands) with flat dollar amount..... 4,195 354 383 3,458 Percent Total with flat dollar amount benefit......... 100 100 100 100 Less than $100.......... 12 5 17 13 $100 - $149............. 23 17 34 22 $150 - $199............. 31 52 27 29 $200 - $249............. 21 11 6 23 $250 - $299............. 10 11 10 9 $300 or more............ 4 3 7 3 Average(1) Average flat dollar amount per week............... $170 $171 $153 $171 1 The average is presented for all covered workers; averages exclude workers without the plan provision. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 29. Short-term disability coverage: Fixed percent of earnings amounts, full-time employees, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Fixed percent of earnings All techni- and and employees cal, and sales service related employees employees employees Number (in thousands) with fixed percent of earnings benefit....... 8,247 2,552 2,200 3,495 Percent Total with flat percent of earnings benefit....... 100 100 100 100 Less than 50 percent ... 1 1 1 2 50 percent.............. 27 19 28 31 51 - 59 percent......... (1) (1) (1) 1 60 percent.............. 22 15 20 27 61 - 69 percent......... 34 39 35 29 70 percent.............. 7 12 7 4 71 - 79 percent......... 3 (1) 5 3 80 percent or more...... 6 12 5 4 Average(2) Average fixed percent of earnings benefit....... 63 66 62 61 1 Less than 0.5 percent. 2 The average is presented for all covered workers; averages exclude workers without the plan provision. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 30. Short-term disability coverage: Maximum benefits placed on percent of earnings formulas, full-time employees, medium and large private establishments, 1995 Profes Blue- sional, Clerical collar Maximum benefit per week All techni- and and employees cal, and sales service related employees employees employees Number (in thousands) with percent of earnings benefit................ 10,244 3,049 2,809 4,386 Percent Number with percent of earnings benefit....... 100 100 100 100 With maximum............ 55 53 53 57 Less than $200........ 16 13 17 17 $200 - $299........... 8 4 5 14 $300 - $399........... 15 12 17 15 $400 - $499........... 3 7 (1) 1 $500 - $599........... 4 4 2 4 $600 or more.......... 9 13 12 6 No maximum.............. 38 41 37 36 Not determinable........ 7 6 9 7 Average(2) Average maximum benefit per week............... $470 $594 $531 $354 1 Less than 0.5 percent. 2 The average is presented for all covered workers; averages exclude workers without the plan provision. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 31. Short-term disability coverage: Minimum benefits placed on percent of earnings formulas, full-time employees, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Minimum benefit per week All techni- and and employees cal, and sales service related employees employees employees Number (in thousands) with percent of earnings benefit................ 10,244 3,049 2,809 4,386 Percent Total with percent of earnings benefit....... 100 100 100 100 With minimum............ 7 7 5 8 Less than $50......... 3 2 3 3 $50 - $99............. 1 (1) (1) 2 $100 - $149........... (1) (1) (1) (1) $150 or more.......... 3 5 1 2 No minimum.............. 84 87 82 84 Not determinable........ 9 6 14 8 Average(2) Average minimum benefit per week............... $89 $109 $52 $91 1 Less than 0.5 percent. 2 The average is presented for all covered workers; averages exclude workers without the plan provision. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 32. Short-term disability coverage: Type of waiting period, full-time employees, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Waiting period All techni- and and provision employees cal, and sales service related employees employees employees Number (in thousands) with funded short-term disability coverage.... 15,308 3,483 3,312 8,512 Percent Total with funded short-term disability coverage............. 100 100 100 100 Waiting period not dependent on sick leave.............. 83 78 80 86 Waiting period begins after sick leave... 7 11 10 5 Later of waiting period or sick leave(1)........... 3 3 5 2 Earlier of waiting period or sick leave(2)........... 2 5 1 (3) Not determinable...... 5 3 4 7 1 Benefits begin when sick leave is exhausted or the waiting period is completed, whichever is later. 2 Benefits begin when sick leave is exhausted or the waiting period is completed, whichever is earlier. 3 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 33. Short-term disability coverage: Length of waiting period, full-time employees, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Length of waiting period All techni- and and employees cal, and sales service related employees employees employees Number (in thousands) with funded short-term disability coverage.... 15,308 3,483 3,312 8,512 Percent Total with funded short-term disability coverage............... 100 100 100 100 Immediate............... 4 7 5 3 1 day................... 6 6 4 7 2 days.................. 1 1 1 1 3 days.................. 4 2 3 5 4 days.................. 1 1 1 2 5 days.................. 4 5 7 3 6 days.................. 2 3 3 2 7 days.................. 51 49 47 54 Greater than 7 days..... 20 24 26 17 Not determinable........ 5 3 4 7 Average(1) Average waiting period (in days).................. 8.3 9.8 9.5 7.3 1 The average is presented for all covered workers; averages exclude workers without plan provisions. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 34. Short-term disability coverage: Duration of benefits, full-time employees, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Duration of benefits All techni- and and employees cal, and sales service related employees employees employees Number (in thousands) with funded short-term disability coverage.... 15,308 3,483 3,312 8,512 Percent Total with funded short-term disability coverage............... 100 100 100 100 Fixed duration.......... 92 95 89 92 Less than 13 weeks.... 3 4 5 1 13 weeks.............. 12 9 9 14 14 - 25 weeks......... 6 6 7 6 26 weeks.............. 62 66 61 61 27 - 51 weeks......... 3 3 4 3 52 weeks.............. 5 4 2 6 Greater than 52 weeks. 2 3 1 1 Duration varies......... 7 5 10 8 Not determinable........ (1) (1) 1 (1) Average(2) Average benefit duration (in weeks)............. 26 27 25 26 1 Less than 0.5 percent. 2 The average is presented for all covered workers; averages exclude workers without the plan provision. NOTE: Because of rounding, sums of individual items may not equal totals. Where applicable, dash indicates no employees in this category. Table 35. Short-term disability coverage: Eligibility requirements, full-time employees, medium and large private establishments, 1995 Profes- Blue- sional, Clerical collar Eligibility requirement All techni- and and employees cal, and sales service related employees employees employees Number (in thousands) with funded short-term disability coverage.... 15,308 3,483 3,312 8,512 Percent Total with funded short-term disability coverage............... 100 100 100 100 With a service requirement.......... 57 45 58 61 1 month............... 14 14 14 14 2 months.............. 5 2 3 8 3 months.............. 21 13 22 23 4 -5 months........... 2 1 2 2 6 months.............. 7 6 7 8 7 - 11 months......... 1 2 - 1 12 months............. 6 6 10 4 Greater than 12 months 2 1 1 2 Without a service requirement.......... 36 51 34 30 Not determinable........ 7 4 8 9 Average(1) Average service requirement (in months) 4.6 5.1