Table 12. Standard errors for fee-for-service plans: Amount of annual individual out-of-pocket maximum, private industry workers, National Compensation Survey, 2011 Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 1.3 $0 $122 $0 $0 $145 1.2 0.5 Worker characteristic Management, professional, and related... 1.9 73 177 0 55 116 1.9 0.1 Management, business, and financial... 1.9 20 58 0 0 281 1.9 0.1 Professional and related.............. 2.9 173 174 183 243 63 3.0 0.1 Service................................. 3.8 253 212 34 325 905 2.3 3.3 Protective service.................... 10.4 0 0 – – 831 – – Sales and office........................ 2.0 0 0 0 130 238 1.9 0.7 Sales and related..................... 2.7 31 72 95 180 408 – – Office and administrative support..... 2.3 0 172 56 111 261 2.2 0.9 Natural resources, construction, and maintenance............................. 2.1 0 261 203 90 – 2.1 0.4 Construction, extraction, farming, fishing, and forestry................. 5.6 181 154 305 – 169 – – Installation, maintenance, and repair 2.1 0 – 315 297 179 – – Production, transportation, and material moving.................................. 2.8 157 103 97 100 195 2.4 1.7 Production............................ 3.8 177 0 207 200 503 3.0 3.0 Transportation and material moving.... 4.0 0 126 114 137 209 4.0 0.1 Full time............................... 1.3 0 107 0 0 174 1.2 0.6 Part time............................... 4.7 206 20 166 261 453 4.7 0.9 Union................................... 3.1 – 276 166 – – 3.0 1.2 Nonunion................................ 1.3 0 163 0 0 104 1.2 0.6 Average wage within the following categories:(1) Lowest 25 percent..................... 4.7 91 85 141 376 658 – – Lowest 10 percent................... 6.8 – 587 521 – – – – Second 25 percent..................... 2.2 0 156 156 20 162 1.9 1.2 Third 25 percent...................... 1.8 0 99 142 0 20 1.8 0.5 Highest 25 percent.................... 1.8 55 83 121 0 329 1.8 0.2 Highest 10 percent.................. 2.9 145 187 80 0 – 2.9 0.1 Establishment characteristic Goods-producing industries.............. 2.4 185 98 178 126 326 2.1 1.4 Construction.......................... 5.1 – 129 503 – 785 – – Manufacturing......................... 3.2 – 0 89 246 357 2.8 1.9 Service-providing industries............ 1.5 0 122 0 0 49 1.4 0.6 Trade, transportation, and utilities.. 1.8 147 0 185 60 88 1.7 0.8 Wholesale trade..................... 6.0 – 84 0 639 39 – – Retail trade........................ 2.1 97 51 218 274 147 1.8 0.9 Utilities........................... 4.5 – 69 136 278 437 – – Information........................... 4.8 – 71 215 567 113 – – Financial activities.................. 3.9 71 172 260 222 485 3.9 (2) Finance and insurance............... 5.3 0 212 229 388 324 5.3 (2) Credit intermediation and related activities........................ 4.2 98 279 364 377 292 4.2 – Insurance carriers and related activities........................ 3.1 0 73 230 248 735 – – Professional and business services.... 4.4 118 112 152 175 106 4.4 – Professional and technical services 7.0 126 – 131 0 364 – – Education and health services......... 2.9 164 213 222 430 349 2.9 0.4 Educational services................ 4.8 0 67 235 592 0 4.8 – Junior colleges, colleges, and universities...................... 3.4 0 139 59 91 324 3.4 – Healthcare and social assistance.... 3.0 231 210 212 407 543 3.0 0.5 Leisure and hospitality............... 7.3 383 48 464 824 1,146 – – 1 to 99 workers......................... 2.2 0 124 0 0 389 1.9 0.9 1 to 49 workers....................... 2.8 0 201 0 0 342 2.4 1.3 50 to 99 workers...................... 3.9 85 70 20 110 815 3.9 0.1 100 workers or more..................... 1.5 86 92 125 0 130 1.4 0.7 100 to 499 workers.................... 2.2 0 34 359 210 74 1.9 1.2 500 workers or more................... 1.8 186 194 132 72 291 1.8 0.1 Geographic area New England............................. 4.3 0 420 80 62 109 4.2 0.5 Middle Atlantic......................... 4.1 – 0 220 312 153 4.3 0.3 East North Central...................... 2.1 0 265 173 243 458 2.1 0.2 West North Central...................... 3.7 0 74 0 333 417 – – South Atlantic.......................... 2.6 28 0 0 236 676 2.6 0.5 East South Central...................... 2.4 – 205 366 131 513 – – West South Central...................... 4.3 265 20 0 306 382 – – Mountain................................ 8.3 0 192 258 415 398 – – Pacific................................. 2.3 122 116 130 48 307 – – 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. 2 Less than 0.05. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.