Table 7. Fee-for-service plans: Type and amount of annual individual deductible, private industry workers, National Compensation Survey, 2011 (All workers participating in fee-for-service plans = 100 percent) With deductible With fixed With variable deductible deductible With no Not Characteristics Total Total deductib- determin- with Other le able deductib- Total Total Median deductible amount deductib- le with Median with le fixed deductib- variable deductib- le amount deductib- In-netwo- Out-of- Point-of- le le rk network service All workers............................. 100 93 – – 57 $750 $1,200 – – 7 (1) Worker characteristic Management, professional, and related... 100 92 – – 60 – 1,250 $250 – 8 (1) Management, business, and financial... 100 92 – – 55 – – – – 8 (1) Professional and related.............. 100 92 – – 64 – – 250 – 7 (1) Service................................. 100 93 – – 62 – 1,050 – – 7 (1) Protective service.................... 100 87 – – 80 1,000 1,200 – – – – Sales and office........................ 100 94 – – 54 750 1,500 – – 6 (1) Sales and related..................... 100 97 – – 56 750 1,500 500 – – – Office and administrative support..... 100 92 – – 52 750 1,200 – – 7 (1) Natural resources, construction, and maintenance............................. 100 94 – – 50 1,000 – – – 6 1 Construction, extraction, farming, fishing, and forestry................. 100 95 55 – – – – – – – – Installation, maintenance, and repair 100 93 – – 56 1,000 2,000 1,000 – 7 (1) Production, transportation, and material moving.................................. 100 94 – – 61 500 1,200 – – 6 – Production............................ 100 92 – – 59 1,000 1,500 1,000 – 8 – Transportation and material moving.... 100 97 34 – 63 500 1,000 500 – – – Full time............................... 100 93 – – 58 750 – – – 7 (1) Part time............................... 100 96 – – 49 500 1,000 300 – – – Union................................... 100 87 – – 45 400 – – – 13 (1) Nonunion................................ 100 94 – – 59 750 1,500 – – 6 (1) Average wage within the following categories:(2) Lowest 25 percent..................... 100 98 – – 59 800 1,200 – – – – Lowest 10 percent................... 100 98 54 $200 44 – 1,000 – – – – Second 25 percent..................... 100 95 – – 58 950 1,500 500 – 5 (1) Third 25 percent...................... 100 93 – – 59 – 1,500 – – 7 (1) Highest 25 percent.................... 100 91 – – 55 500 1,000 250 – 9 (1) Highest 10 percent.................. 100 90 – – 54 500 1,000 250 – 10 (1) Establishment characteristic Goods-producing industries.............. 100 92 – – 53 750 1,500 1,000 – 8 (1) Construction.......................... 100 93 57 – 36 – 1,500 – – – – Manufacturing......................... 100 92 – – 59 – – – – 8 – Service-providing industries............ 100 94 – – 59 – 1,200 – – 6 (1) Trade, transportation, and utilities.. 100 98 – – 61 750 1,500 – – – – Wholesale trade..................... 100 95 34 – 61 1,500 3,000 – – – – Retail trade........................ 100 100 – – 58 950 1,500 – – – – Utilities........................... 100 100 – – 53 – 660 – – – – Information........................... 100 80 21 – 59 500 – – – 16 4 Financial activities.................. 100 86 – – 58 – 1,500 – – 14 – Finance and insurance............... 100 85 – – 59 – 1,000 750 – 15 – Credit intermediation and related activities........................ 100 84 – – 56 – – 950 – 16 – Insurance carriers and related activities........................ 100 93 – – 63 – 2,000 – – – – Professional and business services.... 100 93 – – 48 – – – – – – Professional and technical services 100 95 – – 55 – – – – – – Education and health services......... 100 92 – – 63 – – 250 – 8 (1) Educational services................ 100 94 – – 71 500 1,000 – – – – Junior colleges, colleges, and universities...................... 100 93 – – 74 500 – 250 – 6 (1) Healthcare and social assistance.... 100 92 – – 61 – – 250 – 8 (1) Leisure and hospitality............... 100 100 30 250 70 – 1,000 – – – – 1 to 99 workers......................... 100 95 – – 57 1,000 2,000 1,000 – 4 (1) 1 to 49 workers....................... 100 96 – – 60 1,000 2,000 – – 4 (1) 50 to 99 workers...................... 100 94 – – 50 1,200 2,000 – – 6 – 100 workers or more..................... 100 92 – – 58 500 1,000 – – 8 (1) 100 to 499 workers.................... 100 94 – – 57 500 – – – 5 1 500 workers or more................... 100 88 – – 59 400 750 250 – 11 (1) Geographic area New England............................. 100 89 – – 52 – 1,200 – – 11 – Middle Atlantic......................... 100 84 – – 57 – – 50 – 16 (1) East North Central...................... 100 96 – – 68 – 1,500 500 – – – West North Central...................... 100 97 – – 67 – 1,750 500 – 3 (1) South Atlantic.......................... 100 97 – – 55 1,000 1,500 – – – – East South Central...................... 100 97 – – 54 – – 250 – – – West South Central...................... 100 94 34 500 60 – 1,500 500 – – – Mountain................................ 100 92 – – 52 – 1,000 – – – – Pacific................................. 100 92 49 350 – – – – – 8 (1) 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.