Table 40. Standard errors for traditional defined benefit plans: Postretirement survivor benefits, private industry workers, National Compensation Survey, 2010 Selected joint-and-survivor Joint-an- annuity percentages d- Not Characteristics survivor determin- annuity(- Other Choice of able 1) 50 fixed percenta- percent percenta- ges ge Worker characteristic All workers.............. 0.7 3.7 1.5 3.8 0.7 Management, professional, and related.............. 0.3 – – 5.3 0.3 Management, business, and financial.......... 0.4 – – 7.2 0.4 Professional and related................ 0.4 – – 5.8 0.4 Service.................. 0.0 – – 10.0 – Sales and office......... 0.2 – – 5.1 0.2 Office and administrative support 0.2 – – 4.7 0.2 Natural resources, construction, and maintenance.............. 0.8 – – 5.9 0.8 Construction, extraction, farming, fishing, and forestry.. 0.0 – – 10.0 – Production, transportation, and material moving.......... 2.2 4.6 2.5 4.3 2.2 Transportation and material moving........ 3.0 6.8 – 6.4 3.0 Full time................ 0.8 3.5 1.7 3.8 0.8 Part time................ 1.4 6.8 – – 1.4 Union.................... 0.7 4.0 1.6 4.2 0.7 Nonunion................. 1.3 – – 5.2 1.3 Average wage within the following categories:(2) Lowest 25 percent...... 2.0 7.7 – – 2.0 Second 25 percent...... 2.3 – – 7.1 2.3 Third 25 percent....... 1.5 – – 5.8 1.5 Highest 25 percent..... 0.2 – – 4.4 0.2 Highest 10 percent... 0.4 – – 5.9 0.4 Establishment characteristic Goods-producing industries............... 1.9 – – 4.5 1.9 Manufacturing.......... 2.4 – – 5.0 2.4 Service-providing industries............... 0.7 – – 5.2 0.7 Trade, transportation, and utilities.......... 2.0 6.8 – – 2.0 Financial activities... 0.0 6.6 – 6.6 – Finance and insurance 0.0 6.7 – 6.7 – Education and health services............... 0.0 – – 4.9 – Health care and social assistance.... 0.0 5.4 – 5.4 – 1 to 99 workers.......... 2.6 – – 7.9 2.6 1 to 49 workers........ 0.0 – – 8.0 – 50 to 99 workers....... 6.2 8.8 – – 6.2 100 workers or more...... 0.7 – – 3.9 0.7 100 to 499 workers..... 1.6 – – 6.7 1.6 500 workers or more.... 0.2 – – 4.1 0.2 Geographic area New England.............. 0.0 – – 10.7 – Middle Atlantic.......... 0.0 – – 12.2 – East North Central....... 1.7 – – 5.4 1.7 West North Central....... 4.0 10.0 – – 4.0 South Atlantic........... 0.0 – – 9.1 – West South Central....... 0.8 12.3 – 11.8 0.8 Mountain................. 4.6 – – – 4.6 Pacific.................. 0.1 – – 9.4 0.1 1 An annuity that provides income during the lifetime of both the retiree and the surviving spouse. The accrued pension will usually be actuarially reduced at retirement because of the longer time span over which payments are expected to be made. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.