Table 38. Traditional defined benefit plans: Availability of lump sum benefits at retirement,
     private industry workers, National Compensation Survey, 2010

     (All workers participating in traditional defined benefit plans = 100 percent)
                                                                                                         
                                                                                                         
                                                                    Type of lump sum                     
                                                                                                         
                                                                                       Lump sum    Not   
                 Characteristics                Total    Lump sum            Partial     not    determin-
                                                        available Full lump  lump sum available    able  
                                                                     sum       with                      
                                                                             reduced                     
                                                                             annuity                     
                                                                                                         
              Worker characteristic                                                                      
                                                                                                         
     All workers.............................       100        24        17         7        75         1
                                                                                                         
     Management, professional, and related...       100        16         –         –        84         –
       Management, business, and financial...       100        19         –         –        81         –
       Professional and related..............       100         –         –         –        85         –
     Service.................................       100         –         –         –        72         –
     Sales and office........................       100        38        24        14        62       (1)
       Office and administrative support.....       100        34         –         –        66       (1)
     Natural resources, construction, and                                                                
     maintenance.............................       100        21         –         –        79         –
       Construction, extraction, farming,                                                                
       fishing, and forestry.................       100         –         –         –        81         –
     Production, transportation, and material                                                            
     moving..................................       100        20         –         –        77         3
       Transportation and material moving....       100        24         –         –        71         4
                                                                                                         
     Full time...............................       100        22        17         4        77         1
     Part time...............................       100        39         –         –        59         2
                                                                                                         
     Union...................................       100        22         9        13        76         1
     Nonunion................................       100        25         –         –        74         1
                                                                                                         
     Average wage within the following                                                                   
     categories:(2)                                                                                      
       Lowest 25 percent.....................       100        49         –         –        49         3
       Second 25 percent.....................       100        21         –         –        79         –
       Third 25 percent......................       100        29         –         –        69         2
       Highest 25 percent....................       100        16         –         –        84       (1)
         Highest 10 percent..................       100         –         –         –        84         –
                                                                                                         
           Establishment characteristic                                                                  
                                                                                                         
     Goods-producing industries..............       100        20         –         –        80         –
       Manufacturing.........................       100         –         –         –        85         –
                                                                                                         
     Service-providing industries............       100        25        18         7        73         1
       Trade, transportation, and utilities..       100        34         –         –        62         4
       Financial activities..................       100        28         –         –        72         –
         Finance and insurance...............       100        30         –         –        70         –
       Education and health services.........       100         –         –         –        71         –
         Health care and social assistance...       100         –         –         –        67         –
                                                                                                         
     1 to 99 workers.........................       100        37         –         –        59         4
       1 to 49 workers.......................       100         –         –         –        59         –
       50 to 99 workers......................       100        30         –         –        59        11
     100 workers or more.....................       100        20        12         8        80       (1)
       100 to 499 workers....................       100        26         –         –        74       (1)
       500 workers or more...................       100        16        11         5        84       (1)
                                                                                                         
                 Geographic area                                                                         
                                                                                                         
     New England.............................       100         –         –         –        85         –
     Middle Atlantic.........................       100        10         –         –        90         –
     East North Central......................       100        24         –         –        74         2
     West North Central......................       100        33         –         –        63         4
     South Atlantic..........................       100         –         –         –        80         –
     West South Central......................       100         –         –         –        73         –
     Mountain................................       100         –         –         –        62         –
     Pacific.................................       100         –         –         –        61         –

       1 Less than 0.5.
       2 The categories are based on the average wage for each occupation surveyed, which may include
     workers with earnings both above and below the threshold. The average wages are based on the
     estimates published in the "National Compensation Survey: Occupational Earnings in the United
     States, 2009." See Technical Note for more details.
     
     NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no
     data were reported or that data do not meet publication criteria. For definitions of major plans,
     key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
     www.bls.gov/ncs/ebs/glossary20102011.htm.