Table 34. Standard errors for defined benefit plans: Maximum benefit provisions, private industry workers, National Compensation Survey, 2010 Subject Maximum years of credited service Not to subject maximum to Not Characteristics years of 10th 25th 50th 75th 90th maximum determin- credited percenti- percenti- percenti- percenti- percenti- years of able service le le le le le credited (median) service Worker characteristic All workers.............. 2.7 0.0 0.0 0.2 0.0 0.0 2.7 0.3 Management, professional, and related.............. 4.4 0.0 0.0 0.0 0.0 0.0 4.5 0.4 Management, business, and financial.......... 5.2 0.0 0.0 0.6 0.0 0.0 5.3 0.5 Professional and related................ 4.8 0.0 0.0 0.0 0.0 1.7 4.9 0.3 Service.................. 5.5 6.4 0.0 0.0 0.0 6.1 5.5 0.1 Sales and office......... 3.2 0.0 0.0 0.0 5.7 0.0 3.2 0.6 Sales and related...... – – – – – – 5.6 – Office and administrative support 3.4 1.2 0.0 0.0 5.1 0.0 3.5 0.8 Natural resources, construction, and maintenance.............. 4.7 7.3 4.0 0.0 5.5 0.0 4.9 1.4 Construction, extraction, farming, fishing, and forestry.. – – – – – – 8.1 – Production, transportation, and material moving.......... 4.4 5.5 0.0 4.0 0.0 0.0 4.4 – Transportation and material moving........ 6.8 0.0 1.4 0.0 0.0 2.6 6.8 – Full time................ 2.8 0.6 0.0 1.1 0.0 1.7 2.8 0.4 Part time................ 5.4 4.8 0.0 7.3 0.0 0.0 5.4 0.4 Union.................... 4.2 0.0 0.0 0.0 4.8 1.7 4.2 0.3 Nonunion................. 3.6 3.4 0.0 1.1 0.0 4.2 3.6 0.4 Average wage within the following categories:(1) Lowest 25 percent...... 6.7 0.0 6.7 6.7 0.0 0.0 6.7 – Second 25 percent...... 4.2 7.1 0.0 0.0 0.0 9.5 4.2 0.2 Third 25 percent....... 3.3 3.2 0.0 4.3 0.0 3.5 3.3 0.4 Highest 25 percent..... 3.9 0.0 0.0 1.1 0.0 0.0 3.9 0.5 Highest 10 percent... 5.2 0.0 0.0 0.8 0.0 1.4 5.3 0.7 Establishment characteristic Goods-producing industries............... 5.3 0.0 3.4 0.0 2.2 0.0 5.3 0.5 Construction........... – – – – – – 6.0 – Manufacturing.......... 6.3 1.4 0.0 0.0 2.2 0.0 6.3 – Service-providing industries............... 3.1 0.0 0.0 0.0 1.7 5.1 3.1 0.3 Trade, transportation, and utilities.......... 4.5 0.0 3.3 0.0 5.9 0.0 4.5 – Information............ – – – – – – 7.0 – Financial activities... 3.5 2.5 0.0 0.0 1.0 5.8 3.5 1.4 Finance and insurance 3.4 2.6 1.4 0.0 2.4 4.7 3.7 1.4 Credit intermediation and related activities – – – – – – 3.0 – Insurance carriers and related activities......... 6.9 2.3 3.3 1.7 1.7 6.5 7.7 4.2 Professional and business services...... 9.3 0.0 3.4 1.2 0.0 7.3 9.3 – Education and health services............... 5.0 0.0 7.4 0.0 0.0 0.0 5.2 0.5 Educational services – – – – – – 6.4 – Junior colleges, colleges, and universities....... – – – – – – 3.7 – Health care and social assistance.... 5.4 0.0 6.6 0.0 0.0 0.0 5.6 0.5 1 to 99 workers.......... 4.5 3.2 1.6 1.3 0.0 9.5 4.5 0.6 1 to 49 workers........ – – – – – – 5.2 – 50 to 99 workers....... 6.6 6.5 2.0 2.2 0.0 14.1 6.7 1.7 100 workers or more...... 3.3 0.0 0.0 1.0 0.0 0.0 3.3 0.3 100 to 499 workers..... 4.8 0.0 0.0 2.6 1.0 3.5 4.8 – 500 workers or more.... 3.9 3.7 0.0 0.0 0.0 0.0 3.9 0.5 Geographic area New England.............. 6.2 0.0 4.2 1.8 0.0 5.0 7.3 2.3 Middle Atlantic.......... 4.3 2.5 0.0 5.2 0.0 5.0 4.4 1.6 East North Central....... 6.6 0.0 0.0 0.8 3.1 2.2 6.6 0.3 West North Central....... 5.9 7.1 7.1 0.0 8.0 7.1 5.9 0.1 South Atlantic........... 4.5 6.3 5.3 0.0 0.0 1.0 4.5 – West South Central....... – – – – – – 12.3 – Mountain................. – – – – – – 11.0 – Pacific.................. – – – – – – 10.2 – 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.