Table 34. Defined benefit plans: Maximum benefit provisions, private industry workers, National Compensation Survey, 2010

     (All workers participating in defined benefit plans = 100 percent)
                                                                                                                                       
                                                                                                                                       
                                                         Subject          Maximum years of credited service            Not             
                                                            to                                                       subject           
                                                         maximum                                                        to       Not   
                 Characteristics                Total    years of    10th      25th      50th      75th      90th    maximum  determin-
                                                         credited percenti- percenti- percenti- percenti- percenti-  years of    able  
                                                         service      le        le        le        le        le     credited          
                                                                                       (median)                      service           
                                                                                                                                       
              Worker characteristic                                                                                                    
                                                                                                                                       
     All workers.............................       100        27        30        30        35        35        40        72         1
                                                                                                                                       
     Management, professional, and related...       100        28        30        30        35        35        40        72         1
       Management, business, and financial...       100        34        30        30        35        35        40        66         1
       Professional and related..............       100        24        30        30        35        35        40        75         1
     Service.................................       100        19        30        35        35        40        40        81       (1)
     Sales and office........................       100        28        30        30        35        40        45        71         1
       Sales and related.....................       100         –         –         –         –         –         –        86         –
       Office and administrative support.....       100        31        30        30        35        40        45        67         2
     Natural resources, construction, and                                                                                              
     maintenance.............................       100        18        25        30        30        35        35        81         1
       Construction, extraction, farming,                                                                                              
       fishing, and forestry.................       100         –         –         –         –         –         –        78         –
     Production, transportation, and material                                                                                          
     moving..................................       100        32        25        30        30        35        35        68         –
       Transportation and material moving....       100        37        30        30        35        35        35        63         –
                                                                                                                                       
     Full time...............................       100        27        30        30        35        35        40        73         1
     Part time...............................       100        29        30        35        40        45        45        71         1
                                                                                                                                       
     Union...................................       100        24        30        30        35        40        45        75       (1)
     Nonunion................................       100        28        28        30        35        35        40        71         1
                                                                                                                                       
     Average wage within the following                                                                                                 
     categories:(2)                                                                                                                    
       Lowest 25 percent.....................       100        29        30        30        40        45        45        71         –
       Second 25 percent.....................       100        30        25        30        35        35        35        70       (1)
       Third 25 percent......................       100        28        30        30        35        35        40        72         1
       Highest 25 percent....................       100        25        30        30        35        35        40        74         1
         Highest 10 percent..................       100        27        30        30        35        35        40        72         1
                                                                                                                                       
           Establishment characteristic                                                                                                
                                                                                                                                       
     Goods-producing industries..............       100        28        25        30        30        35        35        72         1
       Construction..........................       100         –         –         –         –         –         –        88         –
       Manufacturing.........................       100        32        25        30        30        35        35        68         –
                                                                                                                                       
     Service-providing industries............       100        27        30        30        35        35        40        73         1
       Trade, transportation, and utilities..       100        30        30        30        35        40        45        70         –
       Information...........................       100         –         –         –         –         –         –        87         –
       Financial activities..................       100        25        30        30        35        40        44        73         2
         Finance and insurance...............       100        23        28        30        35        40        44        75         2
           Credit intermediation and related                                                                                           
           activities........................       100         –         –         –         –         –         –        91         –
           Insurance carriers and related                                                                                              
           activities........................       100        46        30        30        35        40        40        46         7
       Professional and business services....       100        48        30        30        35        35        35        52         –
       Education and health services.........       100        19        30        35        35        35        35        80         1
         Educational services................       100         –         –         –         –         –         –        92         –
           Junior colleges, colleges, and                                                                                              
           universities......................       100         –         –         –         –         –         –        96         –
         Health care and social assistance...       100        20        30        35        35        35        35        79         1
                                                                                                                                       
     1 to 99 workers.........................       100        18        28        30        34        35        45        81         1
       1 to 49 workers.......................       100         –         –         –         –         –         –        87         –
       50 to 99 workers......................       100        28        25        30        35        35        45        71         2
     100 workers or more.....................       100        29        30        30        35        35        40        70         1
       100 to 499 workers....................       100        32        30        30        35        35        45        68         –
       500 workers or more...................       100        28        30        30        35        35        40        71         1
                                                                                                                                       
                 Geographic area                                                                                                       
                                                                                                                                       
     New England.............................       100        23        25        25        30        30        40        75         2
     Middle Atlantic.........................       100        21        30        30        30        35        40        76         2
     East North Central......................       100        31        30        30        35        35        45        69       (1)
     West North Central......................       100        27        25        30        35        35        40        73       (1)
     South Atlantic..........................       100        25        25        30        35        35        40        75         –
     West South Central......................       100         –         –         –         –         –         –        65         –
     Mountain................................       100         –         –         –         –         –         –        74         –
     Pacific.................................       100         –         –         –         –         –         –        73         –

       1 Less than 0.5.
       2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above
     and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational
     Earnings in the United States, 2009." See Technical Note for more details.
     
     NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data
     do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
     Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.