Table 23. Savings and thrift plans: Automatic enrollment,(1) private industry workers, National Compensation Survey, 2010 (All workers participating in savings and thrift plans = 100 percent) Aut- With automatic enrollment Aut- oma- oma- tic tic enr- Default Default contribution as percent of earnings enr- Not Characteristics Total oll- contribu- Default oll- determin- ment tion as contribu- ment able ava- percent 10th 25th 50th 75th 90th tion not not ila- of percenti- percenti- percenti- percenti- percenti- determin- ava- ble earnings le le le le le able ila- (median) ble Worker characteristic All workers............................. 100 21 20 – – – – – (2) 76 3 Management, professional, and related... 100 20 20 2.0 2.0 3.0 3.0 3.0 (2) 78 1 Management, business, and financial... 100 17 16 2.0 3.0 3.0 3.0 4.0 (2) 82 1 Professional and related.............. 100 23 23 2.0 2.0 3.0 3.0 3.0 (2) 75 2 Service................................. 100 – – – – – – – – 88 – Protective service.................... 100 – – – – – – – – 77 – Sales and office........................ 100 22 21 – – – – – 1 74 4 Sales and related..................... 100 20 20 – – – – – – 79 1 Office and administrative support..... 100 23 22 – – – – – 1 72 5 Natural resources, construction, and maintenance............................. 100 19 18 2.0 2.0 2.0 3.0 3.0 1 79 1 Construction, extraction, farming, fishing, and forestry................. 100 – – – – – – – – 88 – Installation, maintenance, and repair 100 24 22 2.0 2.0 3.0 3.0 3.0 2 75 1 Production, transportation, and material moving.................................. 100 24 24 1.0 2.0 3.0 3.0 3.0 – 69 7 Production............................ 100 27 27 1.0 2.0 3.0 3.0 3.0 – 70 3 Transportation and material moving.... 100 21 21 – – – – – – 67 11 Full time............................... 100 21 21 2.0 2.0 3.0 3.0 3.0 (2) 76 3 Part time............................... 100 16 16 – – – – – – 81 3 Union................................... 100 33 33 2.0 2.0 3.0 3.0 3.0 – 65 2 Nonunion................................ 100 20 19 – – – – – (2) 77 3 Average wage within the following categories:(3) Lowest 25 percent..................... 100 – – – – – – – – 86 – Lowest 10 percent................... 100 – – – – – – – – 95 – Second 25 percent..................... 100 22 22 1.0 2.0 3.0 3.0 3.0 (2) 73 5 Third 25 percent...................... 100 24 23 2.0 2.0 3.0 3.0 3.0 1 74 3 Highest 25 percent.................... 100 21 21 2.0 2.0 3.0 3.0 4.0 (2) 77 2 Highest 10 percent.................. 100 20 20 2.0 2.0 3.0 3.0 4.0 (2) 78 2 Establishment characteristic Goods-producing industries.............. 100 25 25 1.0 2.0 3.0 3.0 3.0 (2) 72 3 Construction.......................... 100 – – – – – – – – 81 – Manufacturing......................... 100 28 28 1.0 2.0 3.0 3.0 3.0 (2) 70 2 Service-providing industries............ 100 19 19 2.0 2.0 3.0 3.0 3.0 (2) 78 3 Trade, transportation, and utilities.. 100 20 20 1.0 2.0 3.0 3.0 3.0 – 78 3 Wholesale trade..................... 100 – – – – – – – – 79 – Retail trade........................ 100 24 24 – – – – – – 73 2 Information........................... 100 25 19 2.0 2.0 3.0 3.0 3.0 6 70 5 Financial activities.................. 100 25 25 – – – – – – 74 1 Finance and insurance............... 100 24 24 2.0 3.0 3.0 3.0 5.0 – 75 1 Credit intermediation and related activities........................ 100 – – – – – – – – 88 – Insurance carriers and related activities........................ 100 42 42 3.0 3.0 3.0 3.0 5.0 – 57 1 Professional and business services.... 100 19 19 2.0 2.0 3.0 3.0 3.0 (2) 76 5 Professional and technical services 100 – – – – – – – – 82 – Education and health services......... 100 – – – – – – – – 82 – Educational services................ 100 – – – – – – – – 86 – Junior colleges, colleges, and universities...................... 100 – – – – – – – – 85 – Health care and social assistance... 100 – – – – – – – – 81 – 1 to 99 workers......................... 100 16 16 2.0 2.0 3.0 3.0 3.0 – 83 1 1 to 49 workers....................... 100 14 14 – – – – – – 85 1 50 to 99 workers...................... 100 21 21 – – – – – – 79 1 100 workers or more..................... 100 23 23 – – – – – 1 73 4 100 to 499 workers.................... 100 21 21 1.0 2.0 3.0 3.0 3.0 (2) 74 5 500 workers or more................... 100 25 25 2.0 3.0 3.0 3.0 3.0 1 72 3 Geographic area New England............................. 100 14 14 – – – – – – 85 2 Middle Atlantic......................... 100 21 21 2.0 3.0 3.0 3.0 3.0 (2) 76 4 East North Central...................... 100 20 20 – – – – – (2) 79 1 West North Central...................... 100 23 23 – – – – – – 74 3 South Atlantic.......................... 100 21 21 2.0 2.0 3.0 3.0 3.0 – 75 4 East South Central...................... 100 30 30 – – – – – – 68 3 West South Central...................... 100 13 13 – – – – – – 82 5 Mountain................................ 100 30 30 – – – – – – 65 5 Pacific................................. 100 21 18 2.0 2.0 3.0 3.0 3.0 2 79 1 1 The employer automatically enrolls employees in the plan at a specified rate of contribution (e.g., 3 percent of earnings), unless the employee opts out of the plan. 2 Less than 0.5. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.