Table 14. Standard errors for health maintenance organizations: Amount of annual individual out-of-pocket maximum, private industry workers, National Compensation Survey, 2010 Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) Worker characteristic All workers.............. 4.6 $78 $0 $0 $84 $1,062 4.6 – Management, professional, and related.............. 6.4 0 225 184 439 1,551 6.4 – Management, business, and financial.......... 6.8 260 0 240 907 1,422 6.8 – Professional and related................ 8.1 – – – – – 8.1 – Service.................. 12.5 0 392 383 1,468 0 12.5 – Protective service..... – – – – – – – – Sales and office......... 3.9 293 0 0 650 354 3.9 – Sales and related...... 5.1 216 49 49 384 0 5.1 – Office and administrative support 4.6 339 0 100 432 0 4.6 – Natural resources, construction, and maintenance.............. 7.9 – – – – – 7.9 – Construction, extraction, farming, fishing, and forestry.. 12.2 – – – – – – – Installation, maintenance, and repair 8.4 0 629 428 310 537 8.4 – Production, transportation, and material moving.......... 4.6 380 0 409 613 977 4.6 – Production............. 6.2 665 0 147 114 931 6.2 – Transportation and material moving........ 8.6 139 139 881 733 537 8.6 – Full time................ 4.4 63 0 0 120 1,151 4.4 – Part time................ 11.9 69 0 537 643 450 11.9 – Union.................... 4.6 681 0 517 475 572 4.6 – Nonunion................. 5.6 77 0 0 126 1,226 5.6 – Average wage within the following categories:(1) Lowest 25 percent...... 9.5 310 49 646 219 1,423 9.5 – Second 25 percent...... 7.4 90 0 49 207 392 7.4 – Third 25 percent....... 5.6 206 0 541 643 996 5.6 – Highest 25 percent..... 4.8 228 0 495 242 519 4.8 – Highest 10 percent... 4.9 292 196 0 59 0 4.9 – Establishment characteristic Goods-producing industries............... 4.8 230 0 177 546 673 4.8 – Construction........... 7.9 – – – – – – – Manufacturing.......... 5.1 219 0 0 150 991 5.1 – Service-providing industries............... 5.6 197 0 100 0 1,534 5.6 – Trade, transportation, and utilities.......... 6.4 0 322 460 0 0 6.4 – Wholesale trade...... 6.4 – – – – – – – Transportation and warehousing.......... 10.5 – – – – – 10.5 – Information............ – – – – – – 12.7 – Financial activities... 6.4 349 329 0 616 1,659 6.4 – Finance and insurance 6.2 – – – – – 6.2 – Credit intermediation and related activities 8.4 433 69 319 249 933 8.4 – Insurance carriers and related activities......... 6.7 – – – – – 6.7 – Professional and business services...... 8.1 0 0 941 325 290 8.1 – Education and health services............... 11.8 217 0 495 1,796 0 11.8 – Educational services 8.5 254 159 110 39 452 8.5 – Junior colleges, colleges, and universities....... 4.7 – – – – – 4.7 – Health care and social assistance.... – – – – – – 13.9 – 1 to 99 workers.......... 6.0 121 0 653 537 1,144 6.0 – 1 to 49 workers........ 5.8 157 0 582 613 519 5.8 – 50 to 99 workers....... 10.5 0 0 481 481 996 10.5 – 100 workers or more...... 5.6 55 0 205 379 240 5.6 – 100 to 499 workers..... 5.7 269 98 444 49 854 5.7 – 500 workers or more.... 8.0 0 0 114 295 658 8.0 – Geographic area New England.............. – – – – – – 12.5 – Middle Atlantic.......... 10.5 500 0 416 2,102 0 10.5 – East North Central....... – – – – – – 14.1 – West North Central....... 7.1 0 0 40 334 527 7.1 – South Atlantic........... 5.0 245 85 109 129 177 5.0 – East South Central....... 7.6 – – – – – 7.6 – West South Central....... 11.1 0 486 0 971 310 – – Mountain................. 6.7 – – – – – 6.7 – Pacific.................. 2.4 404 0 130 572 1,560 2.4 – 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.