Table 12. Fee-for-service plans: Amount of annual family out-of-pocket maximum, private industry workers, National Compensation Survey, 2010 (All workers participating in fee-for-service plans = 100 percent) Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics Total pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) Worker characteristic All workers............................. 100 76 $2,000 $2,750 $4,000 $6,000 $8,000 22 2 Management, professional, and related... 100 77 2,000 2,500 3,500 5,500 8,000 19 4 Management, business, and financial... 100 76 2,000 2,500 3,800 5,500 8,000 19 4 Professional and related.............. 100 77 2,000 2,500 3,500 6,000 8,000 19 4 Service................................. 100 70 2,000 3,000 4,000 5,500 9,750 – – Protective service.................... 100 82 – – – – – – – Sales and office........................ 100 80 2,000 3,000 4,000 5,250 7,500 20 (1) Sales and related..................... 100 83 2,300 3,500 4,000 5,000 8,500 17 (1) Office and administrative support..... 100 78 2,000 2,800 4,000 5,300 7,000 21 (1) Natural resources, construction, and maintenance............................. 100 78 1,500 2,500 4,000 6,700 9,000 21 1 Construction, extraction, farming, fishing, and forestry................. 100 71 – – – – – – – Installation, maintenance, and repair 100 84 1,100 2,250 4,000 6,000 8,000 16 (1) Production, transportation, and material moving.................................. 100 73 1,600 2,500 4,000 6,000 7,950 26 2 Production............................ 100 78 1,500 2,000 3,300 5,000 7,000 19 3 Transportation and material moving.... 100 67 2,000 3,000 4,000 7,000 9,000 33 (1) Full time............................... 100 77 2,000 2,500 4,000 6,000 8,000 21 2 Part time............................... 100 72 2,500 3,000 4,000 5,250 6,450 28 – Union................................... 100 65 1,100 1,950 3,000 5,000 7,000 33 2 Nonunion................................ 100 78 2,000 3,000 4,000 6,000 8,000 20 2 Average wage within the following categories:(2) Lowest 25 percent..................... 100 75 2,400 3,100 4,000 6,000 9,000 25 (1) Second 25 percent..................... 100 80 2,000 3,000 4,000 5,500 7,950 19 1 Third 25 percent...................... 100 73 1,800 2,800 4,000 6,000 8,000 25 2 Highest 25 percent.................... 100 76 2,000 2,400 3,600 5,400 8,000 20 4 Highest 10 percent.................. 100 79 2,000 2,400 3,750 5,400 8,000 18 3 Establishment characteristic Goods-producing industries.............. 100 82 1,600 2,000 3,700 5,250 8,000 14 4 Construction.......................... 100 76 2,000 3,000 4,000 6,000 10,000 22 2 Manufacturing......................... 100 83 1,500 2,000 3,300 5,000 7,000 12 4 Service-providing industries............ 100 75 2,000 3,000 4,000 6,000 8,000 24 1 Trade, transportation, and utilities.. 100 76 2,500 3,700 4,000 6,000 9,000 24 (1) Wholesale trade..................... 100 75 – – – – – 24 (1) Transportation and warehousing...... 100 61 – – – – – 39 – Information........................... 100 78 – – – – – – – Financial activities.................. 100 77 1,800 3,000 3,800 5,000 6,000 22 1 Finance and insurance............... 100 77 2,000 3,000 4,000 5,000 6,000 23 (1) Credit intermediation and related activities........................ 100 71 2,000 3,000 4,000 5,000 7,400 29 – Insurance carriers and related activities........................ 100 79 2,000 2,500 3,300 5,000 6,000 20 1 Professional and business services.... 100 76 – – – – – 24 – Education and health services......... 100 72 2,000 3,000 3,400 5,100 7,500 23 5 Educational services................ 100 73 – – – – – 26 1 Junior colleges, colleges, and universities...................... 100 64 1,200 2,000 3,000 4,500 7,500 35 2 Health care and social assistance... 100 72 2,000 3,000 3,500 5,500 7,500 23 6 1 to 99 workers......................... 100 74 2,000 3,000 4,000 6,000 9,000 24 3 1 to 49 workers....................... 100 71 2,000 3,000 4,000 6,000 9,000 26 3 50 to 99 workers...................... 100 81 2,000 3,000 4,000 5,400 8,000 – – 100 workers or more..................... 100 78 1,800 2,500 4,000 5,500 7,500 21 1 100 to 499 workers.................... 100 80 2,000 3,000 4,000 5,800 7,500 19 1 500 workers or more................... 100 75 1,500 2,000 3,400 5,250 7,650 23 2 Geographic area New England............................. 100 58 2,000 3,000 4,000 6,000 8,660 40 2 Middle Atlantic......................... 100 59 1,500 2,250 3,400 4,400 6,000 40 1 East North Central...................... 100 78 1,500 2,000 3,000 5,000 7,000 18 4 West North Central...................... 100 86 1,500 2,500 4,000 5,300 7,400 13 (1) South Atlantic.......................... 100 83 2,000 3,000 4,000 6,000 8,000 17 – East South Central...................... 100 94 – – – – – – – West South Central...................... 100 72 1,950 2,600 4,000 6,000 9,000 – – Mountain................................ 100 76 2,000 3,400 4,000 6,000 7,500 – – Pacific................................. 100 79 2,000 3,000 4,000 6,000 9,000 – – 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.