Table 11. Standard errors for fee-for-service plans: Amount of annual individual out-of-pocket maximum, private industry workers, National Compensation Survey, 2010 Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) Worker characteristic All workers.............. 1.4 $0 $70 $0 $63 $346 1.7 0.9 Management, professional, and related.............. 2.6 0 114 120 233 434 1.7 2.5 Management, business, and financial.......... 2.5 0 86 176 236 427 2.0 1.8 Professional and related................ 3.4 71 198 157 215 781 2.3 3.0 Service.................. 6.9 49 240 283 273 780 – – Protective service..... 12.8 – – – – – – – Sales and office......... 2.0 0 189 0 0 280 2.2 0.2 Sales and related...... 2.7 144 184 0 214 664 2.8 0.2 Office and administrative support 2.6 0 127 72 55 341 2.8 0.2 Natural resources, construction, and maintenance.............. 3.2 131 285 0 69 387 3.2 0.4 Construction, extraction, farming, fishing, and forestry.. 6.9 – – – – – – – Installation, maintenance, and repair 2.1 – – – – – 2.1 0.1 Production, transportation, and material moving.......... 3.5 146 162 230 0 524 3.5 1.1 Production............. 3.7 80 39 59 381 917 3.6 2.0 Transportation and material moving........ 5.9 0 211 0 306 1,065 5.9 (1) Full time................ 1.3 22 45 56 132 318 1.6 1.0 Part time................ 7.0 0 0 0 287 59 – – Union.................... 4.0 78 0 326 286 461 4.2 1.1 Nonunion................. 1.4 0 177 0 182 356 1.7 1.0 Average wage within the following categories:(2) Lowest 25 percent...... 5.2 257 112 0 215 574 5.2 (1) Second 25 percent...... 1.9 0 175 0 0 153 1.9 0.3 Third 25 percent....... 2.6 113 42 208 207 432 2.5 1.1 Highest 25 percent..... 2.1 193 59 87 44 374 1.7 1.8 Highest 10 percent... 2.7 207 172 128 114 626 2.3 1.6 Establishment characteristic Goods-producing industries............... 2.5 164 45 55 0 446 2.2 2.0 Construction........... 5.2 49 507 715 824 582 4.7 1.3 Manufacturing.......... 3.3 72 0 167 178 309 2.7 2.6 Service-providing industries............... 1.8 0 131 0 164 362 2.1 1.0 Trade, transportation, and utilities.......... 3.0 0 207 0 81 746 3.0 0.1 Wholesale trade...... 6.6 – – – – – 6.6 0.3 Transportation and warehousing.......... 11.5 245 0 396 267 450 – – Information............ 7.1 168 42 164 816 380 – – Financial activities... 2.8 102 92 103 100 653 2.6 0.9 Finance and insurance 2.9 0 156 20 53 – 2.9 (1) Credit intermediation and related activities 4.8 – – – – – 4.8 – Insurance carriers and related activities......... 4.6 0 134 247 261 409 4.6 0.1 Professional and business services...... 5.1 450 260 216 258 1,255 5.1 – Education and health services............... 4.6 63 306 107 102 49 3.0 4.5 Educational services 5.0 121 0 366 177 211 5.1 0.6 Junior colleges, colleges, and universities....... 4.2 188 0 597 190 589 4.2 1.1 Health care and social assistance.... 5.6 26 116 261 129 202 3.6 5.4 1 to 99 workers.......... 2.3 0 129 0 161 277 3.0 2.0 1 to 49 workers........ 3.2 0 339 0 322 427 4.0 2.7 50 to 99 workers....... 3.6 225 0 147 134 832 – – 100 workers or more...... 2.0 147 41 170 34 172 2.0 0.7 100 to 499 workers..... 2.1 20 163 0 100 435 2.1 0.2 500 workers or more.... 3.1 130 0 179 28 285 2.9 1.6 Geographic area New England.............. 6.8 0 84 386 499 – 6.8 1.5 Middle Atlantic.......... 4.7 147 183 37 193 129 4.9 0.2 East North Central....... 2.9 10 0 164 235 261 2.9 2.5 West North Central....... 3.5 88 248 238 130 495 3.6 0.3 South Atlantic........... 2.2 0 98 0 340 392 2.2 – East South Central....... 1.6 358 262 278 608 721 – – West South Central....... 2.3 371 308 0 290 1,196 – – Mountain................. 6.9 200 315 20 298 613 – – Pacific.................. 6.0 0 62 0 318 1,141 – – 1 Less than 0.05. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.