Table 11. Fee-for-service plans: Amount of annual individual out-of-pocket maximum, private industry workers, National Compensation Survey, 2010 (All workers participating in fee-for-service plans = 100 percent) Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics Total pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) Worker characteristic All workers............................. 100 81 $1,000 $1,250 $2,000 $2,500 $3,750 17 2 Management, professional, and related... 100 79 1,000 1,250 1,750 2,500 3,800 16 4 Management, business, and financial... 100 78 1,000 1,250 1,750 2,600 4,000 18 4 Professional and related.............. 100 80 1,000 1,250 1,750 2,500 3,600 15 4 Service................................. 100 78 1,000 1,500 1,750 2,650 3,600 – – Protective service.................... 100 83 – – – – – – – Sales and office........................ 100 83 1,000 1,300 2,000 2,500 3,500 17 (1) Sales and related..................... 100 87 1,150 1,600 2,000 2,500 4,000 12 (1) Office and administrative support..... 100 81 1,000 1,200 2,000 2,500 3,000 19 (1) Natural resources, construction, and maintenance............................. 100 85 750 1,050 2,000 3,000 4,000 15 1 Construction, extraction, farming, fishing, and forestry................. 100 76 – – – – – – – Installation, maintenance, and repair 100 92 – – – – – 8 (1) Production, transportation, and material moving.................................. 100 81 850 1,000 1,750 2,500 4,000 17 2 Production............................ 100 83 750 1,000 1,700 2,000 4,000 14 3 Transportation and material moving.... 100 79 1,000 1,250 2,000 2,750 4,000 21 (1) Full time............................... 100 81 1,000 1,200 2,000 2,500 3,825 17 2 Part time............................... 100 80 1,000 1,500 2,000 2,400 3,000 – – Union................................... 100 77 650 1,000 1,500 2,100 3,500 21 2 Nonunion................................ 100 82 1,000 1,350 2,000 2,500 3,825 16 2 Average wage within the following categories:(2) Lowest 25 percent..................... 100 82 1,200 1,500 2,000 2,600 4,000 18 (1) Second 25 percent..................... 100 85 1,000 1,250 2,000 2,500 3,500 14 1 Third 25 percent...................... 100 78 1,000 1,200 2,000 2,700 4,000 20 2 Highest 25 percent.................... 100 80 1,000 1,000 1,750 2,500 3,750 17 4 Highest 10 percent.................. 100 80 1,000 1,050 1,750 2,500 4,000 16 3 Establishment characteristic Goods-producing industries.............. 100 85 825 1,000 1,700 2,500 3,650 11 4 Construction.......................... 100 81 1,000 1,500 2,000 3,000 4,500 18 2 Manufacturing......................... 100 85 800 1,000 1,650 2,200 3,000 10 4 Service-providing industries............ 100 80 1,000 1,250 2,000 2,500 3,800 19 1 Trade, transportation, and utilities.. 100 84 1,000 1,500 2,000 3,000 4,500 16 (1) Wholesale trade..................... 100 77 – – – – – 22 (1) Transportation and warehousing...... 100 83 1,000 1,000 1,500 2,750 3,500 – – Information........................... 100 80 500 1,000 1,250 2,500 3,500 – – Financial activities.................. 100 80 1,000 1,200 2,000 2,500 3,500 19 1 Finance and insurance............... 100 80 1,000 1,250 2,000 2,500 – 20 (1) Credit intermediation and related activities........................ 100 77 – – – – – 23 – Insurance carriers and related activities........................ 100 81 1,000 1,200 1,500 2,500 3,000 18 1 Professional and business services.... 100 79 1,000 1,200 1,750 2,500 4,000 21 – Education and health services......... 100 77 1,000 1,250 1,700 2,400 3,000 18 5 Educational services................ 100 73 800 1,000 1,050 1,750 2,500 26 1 Junior colleges, colleges, and universities...................... 100 64 750 1,000 1,500 2,000 3,000 34 2 Health care and social assistance... 100 77 1,000 1,500 1,750 2,400 3,000 17 6 1 to 99 workers......................... 100 78 1,000 1,500 2,000 2,600 4,000 19 3 1 to 49 workers....................... 100 75 1,000 1,500 2,000 2,650 4,000 21 3 50 to 99 workers...................... 100 86 1,000 1,500 2,000 2,500 3,500 – – 100 workers or more..................... 100 83 900 1,200 2,000 2,500 3,500 16 1 100 to 499 workers.................... 100 85 1,000 1,250 2,000 2,500 3,600 14 1 500 workers or more................... 100 80 750 1,000 1,700 2,500 3,500 17 2 Geographic area New England............................. 100 59 1,000 1,200 2,000 3,000 – 39 2 Middle Atlantic......................... 100 61 750 1,100 1,700 2,000 3,000 39 1 East North Central...................... 100 83 750 1,000 1,500 2,500 3,500 13 4 West North Central...................... 100 87 750 1,250 1,750 2,500 3,250 13 (1) South Atlantic.......................... 100 89 1,000 1,500 2,000 2,750 4,000 11 – East South Central...................... 100 95 1,000 1,350 1,750 2,700 4,800 – – West South Central...................... 100 81 1,000 1,200 2,000 2,800 5,000 – – Mountain................................ 100 79 1,000 1,500 2,000 2,500 3,500 – – Pacific................................. 100 88 1,000 1,500 2,000 2,700 4,000 – – 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.