Table 8. Standard errors for fee-for-service plans: Type and amount of annual family deductible, private industry workers, National Compensation Survey, 2010 With deductible With fixed With variable deductible deductible With no Not Characteristics Total deductib- determin- with Other le able deductib- Total Total Median deductible amount deductib- le with Median with le fixed deductib- variable deductib- le amount deductib- In-netwo- Out-of- Point-of- le le rk network service Worker characteristic All workers.............. 1.3 – – 1.9 $318 $232 – – 1.2 0.1 Management, professional, and related.............. 2.5 – – 2.8 77 28 – – 2.5 0.3 Management, business, and financial.......... 1.8 – – 3.2 329 592 – – 1.8 0.3 Professional and related................ 3.1 – – 3.7 55 329 – – 3.1 0.3 Service.................. 4.5 – – 6.4 179 1,121 – – – – Protective service..... 1.0 – – 9.7 170 – – – – – Sales and office......... 2.1 – – 2.9 312 – – – – – Sales and related...... 1.1 3.8 $40 – – – – – – – Office and administrative support 3.0 – – 3.6 – – – – – – Natural resources, construction, and maintenance.............. 2.3 – – 4.9 161 – – – 2.3 – Construction, extraction, farming, fishing, and forestry.. 3.8 – – 8.0 – – – – – – Installation, maintenance, and repair 2.8 5.9 103 – – – – – – – Production, transportation, and material moving.......... 2.2 – – 4.2 0 – – – 2.1 0.2 Production............. 3.0 – – 3.9 238 – – – 3.0 0.4 Transportation and material moving........ 2.6 – – 7.3 0 – – – 2.6 – Full time................ 1.2 – – 1.8 – 567 $222 – 1.2 0.1 Part time................ 6.8 6.1 118 6.2 88 326 103 – – – Union.................... 3.3 – – 4.7 70 76 – – 3.3 – Nonunion................. 1.4 – – 2.0 193 564 – – 1.3 0.1 Average wage within the following categories:(1) Lowest 25 percent...... 3.5 5.4 – – – – – – – – Second 25 percent...... 1.1 – – 2.9 – – – – 1.1 0.1 Third 25 percent....... 1.7 – – 3.1 0 737 243 – 1.7 – Highest 25 percent..... 1.8 – – 2.5 0 272 117 – 1.8 0.3 Highest 10 percent... 1.7 – – 3.6 0 319 142 – 1.5 0.6 Establishment characteristic Goods-producing industries............... 1.4 – – 2.8 – 98 – – 1.3 0.5 Construction........... 2.8 6.2 – 7.2 561 – – – – – Manufacturing.......... 1.7 – – 3.5 173 211 0 – 1.5 0.7 Service-providing industries............... 1.6 – – 2.3 301 508 – – 1.6 (2) Trade, transportation, and utilities.......... 1.5 2.9 229 – – – – – 1.5 – Wholesale trade...... 3.3 – – 5.7 228 773 – – – – Transportation and warehousing.......... 4.0 9.7 – 8.6 422 431 – – – – Information............ 2.6 7.9 – – – – – – – – Financial activities... 2.5 – – 3.9 285 65 – – 2.5 (2) Finance and insurance 2.9 – – 3.6 – 147 – – 2.9 (2) Credit intermediation and related activities 2.4 – – 4.8 – 166 – – 2.4 – Insurance carriers and related activities......... 6.4 – – 6.2 – 639 – – – – Professional and business services...... 4.5 5.8 – 5.1 – 366 – – – – Education and health services............... 4.5 – – 5.3 – 327 94 – – – Educational services 3.3 – – 7.3 – – 0 – – – Junior colleges, colleges, and universities....... 1.9 – – 5.3 328 280 0 – 1.9 – Health care and social assistance.... 5.3 6.0 – 6.1 – – 99 – – – 1 to 99 workers.......... 2.3 – – 3.3 203 – – – 2.3 0.3 1 to 49 workers........ 3.2 – – 3.4 386 787 – – – – 50 to 99 workers....... 2.5 – – 6.2 – – – – – – 100 workers or more...... 1.3 – – 2.0 42 0 77 – 1.3 – 100 to 499 workers..... 2.1 3.0 146 – – – – – 2.1 – 500 workers or more.... 2.0 – – 2.5 0 140 – – 2.0 – Geographic area New England.............. 6.2 8.9 – 6.6 – – – – – – Middle Atlantic.......... 2.6 – – 6.0 93 216 – – 2.6 – East North Central....... 1.7 – – 2.7 – 438 141 – 1.4 0.7 West North Central....... 2.4 – – 3.8 179 347 – – – – South Atlantic........... 2.0 – – 3.8 420 694 – – 2.0 – East South Central....... 3.5 – – 6.8 – – 172 – – – West South Central....... 6.2 – – 4.7 – – – – – – Mountain................. 8.4 – – 11.2 – – 0 – – – Pacific.................. 2.3 8.4 204 – – – – – 2.3 – 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. 2 Less than 0.05. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.