Table 24. Savings and thrift plans: Default enrollment amount as a percent of the employee maximum amount matched
by employer, private industry workers, National Compensation Survey, 2009

(All workers participating in savings and thrift plans = 100 percent)
                                                                                                                   
                                                                                                                   
                                                Default enrollment amount as a percent of the                      
                                                employee maximum amount matched by employer(1)      No             
                                    Automatic                                                   automatic    Not   
     Characteristics        Total   enrollme-                                                   enrollme- determin-
                                        nt       10th      25th      50th      75th      90th       nt       able  
                                    available percenti- percenti- percenti- percenti- percenti- available          
                                                  le        le        le        le        le                       
                                                                   (median)                                        
                                                                                                                   
                                                                                                                   
                                                                                                                   
  Worker characteristic                                                                                            
                                                                                                                   
All workers..............       100        19        33        50        50        71       100        74         7
                                                                                                                   
Management, professional,                                                                                          
and related..............       100        19        33        50        67        71       100        74         7
  Management, business,                                                                                            
  and financial..........       100        18        38        50        67        71       100        75         7
  Professional and                                                                                                 
  related................       100        20         –         –         –         –         –        73         8
Service..................       100        13        33        33        50        67       100        83         4
Sales and office.........       100        20        33        50        50        71       100        73         6
  Sales and related......       100        26        30        38        50        67       100        65         9
  Office and                                                                                                       
  administrative support        100        18        33        50        50        71       100        77         5
Natural resources,                                                                                                 
construction, and                                                                                                  
maintenance..............       100        10         –         –         –         –         –        79        11
  Construction,                                                                                                    
  extraction, farming,                                                                                             
  fishing, and forestry..       100         –         –         –         –         –         –        84         –
  Installation,                                                                                                    
  maintenance, and repair       100        13         –         –         –         –         –        76        11
Production,                                                                                                        
transportation, and                                                                                                
material moving..........       100        24         –         –         –         –         –        68         7
  Production.............       100        24         –         –         –         –         –        71         4
  Transportation and                                                                                               
  material moving........       100        25         –         –         –         –         –        64        11
                                                                                                                   
Full time................       100        19        33        50        50        71       100        74         7
Part time................       100        20         –         –         –         –         –        77         3
                                                                                                                   
Union....................       100        17        30        33        50       100       100        73        11
Nonunion.................       100        19        33        50        50        71       100        74         7
                                                                                                                   
Average wage within the                                                                                            
following categories:(2)                                                                                           
  Lowest 25 percent......       100        11         –         –         –         –         –        86         3
    Lowest 10 percent....       100         –         –         –         –         –         –        95         –
  Second 25 percent......       100        21        33        43        50        50       100        73         6
  Third 25 percent.......       100        18        33        43        50       100       100        77         5
  Highest 25 percent.....       100        21        33        50        67       100       100        69        10
    Highest 10 percent...       100        22        33        50        67        71       100        67        11
                                                                                                                   
      Establishment                                                                                                
     characteristic                                                                                                
                                                                                                                   
Goods-producing                                                                                                    
industries...............       100        20        17        38        50       100       100        73         7
  Construction...........       100         –         –         –         –         –         –        83         –
  Manufacturing..........       100        23         –         –         –         –         –        71         6
                                                                                                                   
Service-providing                                                                                                  
industries...............       100        19        33        50        50        71       100        74         7
  Trade, transportation,                                                                                           
  and utilities..........       100        23        30        50        50       100       100        65        11
    Wholesale trade......       100         –         –         –         –         –         –        64         –
    Retail trade.........       100        23         –         –         –         –         –        71         6
    Transportation and                                                                                             
    warehousing..........       100         –         –         –         –         –         –        59         –
  Information............       100         –         –         –         –         –         –        78         –
  Financial activities...       100        26        33        50        50        71       100        68         6
    Finance and insurance       100        28        33        50        50        71       100        66         6
      Credit                                                                                                       
      intermediation and                                                                                           
      related activities        100        13        50        50        50        67        71        82         5
      Insurance carriers                                                                                           
      and related                                                                                                  
      activities.........       100        46         –         –         –         –         –        45         8
  Professional and                                                                                                 
  business services......       100         –         –         –         –         –         –        78         –
    Professional and                                                                                               
    technical services...       100         –         –         –         –         –         –        76         –
  Education and health                                                                                             
  services...............       100        15         –         –         –         –         –        80         4
    Educational services        100         –         –         –         –         –         –        89         –
      Junior colleges,                                                                                             
      colleges, and                                                                                                
      universities.......       100         –         –         –         –         –         –        82         –
    Health care and                                                                                                
    social assistance....       100        17         –         –         –         –         –        79         4
                                                                                                                   
1 to 99 workers..........       100         9        33        33        50        50        71        84         7
  1 to 49 workers........       100        10        33        33        50        50        71        84         6
  50 to 99 workers.......       100         8        50        50        50       100       100        83         8
100 workers or more......       100        25        33        50        50       100       100        68         7
  100 to 499 workers.....       100        22         –         –         –         –         –        70         8
  500 workers or more....       100        28        33        50        75       100       100        66         7
                                                                                                                   
     Geographic area                                                                                               
                                                                                                                   
New England..............       100         –         –         –         –         –         –        67         –
Middle Atlantic..........       100        17        33        50        50        71       100        75         7
East North Central.......       100        18        33        38        38        50       100        75         7
West North Central.......       100        23        33        50        50        50        75        69         8
South Atlantic...........       100        16         –         –         –         –         –        76         8
East South Central.......       100        30         –         –         –         –         –        65         5
West South Central.......       100        18         –         –         –         –         –        79         4
Mountain.................       100        22         –         –         –         –         –        74         3
Pacific..................       100        19         –         –         –         –         –        70        10

  1 The percentage is determined by the ratio of the default enrollment amount and the maximum employee
contribution matched by the employer, for those plans that specify both values.
  2 The categories are based on the average wage for each occupation surveyed, which may include workers both above
and below the threshold. The average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.