Table 25. Savings and thrift plans: Maximum employee contributions, private industry workers, National Compensation Survey, 2009 (All workers participating in savings and thrift plans = 100 percent) Percent of earnings, up to Internal Revenue Code Any limit(1) amount up Percent to Not Characteristics Total of Internal Other determin- earnings 10th 25th 50th 75th 90th Revenue able percenti- percenti- percenti- percenti- percenti- Code le le le le le limit (median) Worker characteristic All workers.............. 100 44 15 25 40 50 75 55 – – Management, professional, and related.............. 100 45 15 25 40 50 75 54 – – Management, business, and financial.......... 100 46 15 20 30 50 75 54 – – Professional and related................ 100 45 18 25 50 50 75 54 – – Service.................. 100 31 20 25 35 50 75 69 – – Protective service..... 100 – – – – – – 69 – – Sales and office......... 100 46 15 20 30 50 75 54 – – Sales and related...... 100 45 15 20 50 50 75 54 – – Office and administrative support 100 46 15 25 30 50 75 53 – – Natural resources, construction, and maintenance.............. 100 40 15 20 40 50 85 60 – – Construction, extraction, farming, fishing, and forestry.. 100 – – – – – – 78 – (2) Installation, maintenance, and repair 100 51 – – – – – 49 – – Production, transportation, and material moving.......... 100 46 15 20 50 50 75 52 – – Production............. 100 40 15 30 50 60 75 56 – – Transportation and material moving........ 100 54 15 20 50 50 75 46 – – Full time................ 100 43 15 25 40 50 75 56 – – Part time................ 100 53 – – – – – 47 – – Union.................... 100 47 15 18 35 50 50 53 – – Nonunion................. 100 44 15 25 45 50 75 55 – – Average wage within the following categories:(3) Lowest 25 percent...... 100 38 15 20 50 60 80 61 – – Lowest 10 percent.... 100 35 – – – – – 65 – – Second 25 percent...... 100 43 15 25 45 50 75 56 – – Third 25 percent....... 100 45 15 20 30 50 75 54 – – Highest 25 percent..... 100 45 16 25 45 50 75 54 – – Highest 10 percent... 100 46 18 25 50 50 75 54 – – Establishment characteristic Goods-producing industries............... 100 42 15 30 50 60 75 54 – – Construction........... 100 – – – – – – 79 – – Manufacturing.......... 100 47 15 30 50 60 75 49 – – Service-providing industries............... 100 44 15 20 40 50 75 55 – – Trade, transportation, and utilities.......... 100 44 15 20 50 50 80 56 – – Wholesale trade...... 100 47 – – – – – 53 – – Retail trade......... 100 44 – – – – – 56 – – Transportation and warehousing.......... 100 42 – – – – – 58 – – Information............ 100 66 25 25 30 50 50 34 – – Financial activities... 100 61 15 20 25 50 60 39 – – Finance and insurance 100 65 15 20 25 50 60 35 – – Credit intermediation and related activities 100 71 15 15 25 40 60 29 – – Insurance carriers and related activities......... 100 59 15 25 25 50 60 41 – – Professional and business services...... 100 34 25 25 40 50 60 66 – – Professional and technical services... 100 – – – – – – 76 – – Education and health services............... 100 40 – – – – – 59 – – Educational services 100 – – – – – – 74 – (2) Junior colleges, colleges, and universities....... 100 8 – – – – – 87 – – Health care and social assistance.... 100 42 – – – – – 57 – – 1 to 99 workers.......... 100 37 15 20 30 50 75 62 – – 1 to 49 workers........ 100 40 15 20 30 50 75 60 – – 50 to 99 workers....... 100 32 15 15 30 50 60 66 – – 100 workers or more...... 100 48 15 25 50 50 75 51 – – 100 to 499 workers..... 100 43 15 25 50 50 75 57 – – 500 workers or more.... 100 54 16 25 50 50 75 45 – – Geographic area New England.............. 100 29 15 18 25 50 75 69 – – Middle Atlantic.......... 100 46 15 25 50 50 75 53 – – East North Central....... 100 40 – – – – – 60 – – West North Central....... 100 41 – – – – – 59 – – South Atlantic........... 100 45 15 25 50 50 75 55 – – East South Central....... 100 33 – – – – – 67 – – West South Central....... 100 51 – – – – – 49 – – Mountain................. 100 52 25 30 50 50 75 47 – – Pacific.................. 100 46 15 20 30 50 75 50 – – 1 The distribution of maximum employee contributions expressed as a percent of earnings should not be compared with data published by BLS on this topic in previous years due to changes in coding procedures. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.