Table 5. Medical care benefits: Deductibles(1) in non-high deductible health plans, private industry workers, National Compensation Survey, 2009 (All workers participating in non-high deductible health plans = 100 percent) Amount of annual individual deductible With With no annual annual Not Characteristics Total deductib- 10th 25th 50th 75th 90th deductib- determin- le percenti- percenti- percenti- percenti- percenti- le able le le le le le (median) Worker characteristic All workers.............. 100 77 $200 $250 $400 $600 $1,000 23 (2) Management, professional, and related.............. 100 77 200 250 400 600 1,000 23 (2) Management, business, and financial.......... 100 78 150 250 350 550 1,000 22 (2) Professional and related................ 100 76 200 250 400 750 1,000 24 (2) Service.................. 100 73 200 250 500 500 1,000 27 (2) Sales and office......... 100 79 200 250 500 650 1,000 21 (2) Sales and related...... 100 82 – – – – – 18 (2) Office and administrative support 100 77 200 250 400 500 1,000 23 (2) Natural resources, construction, and maintenance.............. 100 75 150 250 450 500 1,000 25 (2) Construction, extraction, farming, fishing, and forestry.. 100 80 150 200 300 500 1,000 20 – Installation, maintenance, and repair 100 70 – – – – – 30 (2) Production, transportation, and material moving.......... 100 77 200 250 400 600 1,000 23 (2) Production............. 100 73 – – – – – 27 (2) Transportation and material moving........ 100 82 200 250 350 750 1,000 18 – Full time................ 100 77 200 250 500 650 1,000 23 (2) Part time................ 100 75 200 250 300 500 750 25 – Union.................... 100 71 150 200 300 300 500 29 – Nonunion................. 100 78 200 250 500 750 1,000 22 (2) Average wage within the following categories:(3) Lowest 25 percent...... 100 72 200 300 500 750 1,000 28 (2) Second 25 percent...... 100 78 200 300 500 750 1,000 21 (2) Third 25 percent....... 100 80 200 250 400 650 1,000 20 (2) Highest 25 percent..... 100 75 150 250 300 500 1,000 25 (2) Highest 10 percent... 100 74 – – – – – 26 (2) Establishment characteristic Goods-producing industries............... 100 76 200 250 400 500 1,000 24 (2) Manufacturing.......... 100 76 – – – – – 24 (2) Service-providing industries............... 100 77 200 250 450 600 1,000 23 (2) Trade, transportation, and utilities.......... 100 81 200 250 500 750 1,000 19 (2) Retail trade......... 100 76 – – – – – 23 (2) Financial activities... 100 74 250 300 500 600 1,000 26 – Finance and insurance 100 74 200 300 400 600 1,000 26 – Credit intermediation and related activities 100 70 – – – – – 30 – Insurance carriers and related activities......... 100 83 250 300 400 500 1,000 17 – Professional and business services...... 100 82 150 250 400 500 1,000 18 – Education and health services............... 100 73 250 250 500 1,000 1,000 27 – Educational services 100 74 250 250 500 1,000 1,000 26 – Junior colleges, colleges, and universities....... 100 63 150 250 500 500 1,000 37 – Health care and social assistance.... 100 73 200 250 500 800 1,000 27 – 1 to 99 workers.......... 100 80 200 300 500 1,000 1,000 20 (2) 1 to 49 workers........ 100 80 200 300 500 1,000 1,000 19 (2) 50 to 99 workers....... 100 78 250 275 500 1,000 1,000 22 1 100 workers or more...... 100 74 150 250 300 500 750 26 (2) 100 to 499 workers..... 100 78 150 250 300 500 750 22 – 500 workers or more.... 100 69 150 250 300 500 750 31 (2) Geographic area Middle Atlantic.......... 100 70 – – – – – 30 (2) East North Central....... 100 79 150 250 300 500 1,000 21 – West North Central....... 100 91 – – – – – – – South Atlantic........... 100 79 250 300 500 750 1,000 21 (2) East South Central....... 100 89 250 300 500 1,000 1,000 10 1 West South Central....... 100 90 200 300 500 750 1,000 9 (2) Mountain................. 100 82 – – – – – 17 (2) Pacific.................. 100 64 – – – – – 36 – 1 The deductible is the amount of covered expenses that an individual or family must pay before any charges are paid by the medical care plan. Deductibles that apply separately to a specific category of expenses, such as deductible for each hospital admission, were excluded. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.