Table 9. Fee-for-service plans: Type and amount of annual family deductible,(1) private industry workers, National Compensation Survey, 2009 (All workers participating in fee-for-service plans = 100 percent) With deductible With fixed With variable deductible deductible With no Not Characteristics Total Total deductib- determin- with Other le able deductib- Total Total Median deductible amount deductib- le with Median with le fixed deductib- variable deductib- le amount deductib- In-netwo- Out-of- Point-of- le le rk network service Worker characteristic All workers.............. 100 88 – – 53 $1,200 $2,000 $1,500 – 12 (2) Management, professional, and related.............. 100 89 – – 51 1,050 2,000 – – 11 (2) Management, business, and financial.......... 100 88 – – 56 1,250 – – – 12 (2) Professional and related................ 100 90 – – 48 1,000 2,000 – – 10 (2) Service.................. 100 74 – – 45 1,000 2,000 – – 25 (2) Protective service..... 100 80 – – – – – – – – – Sales and office......... 100 90 – – 59 1,200 2,000 – – 10 (2) Sales and related...... 100 94 – – 63 – 2,000 – – 6 (2) Office and administrative support 100 88 – – 56 1,200 2,000 1,800 – 12 (2) Natural resources, construction, and maintenance.............. 100 88 – – 52 1,500 – – – 12 – Construction, extraction, farming, fishing, and forestry.. 100 89 – – 49 – – – – – – Installation, maintenance, and repair 100 88 33 – 55 1,500 – – – – – Production, transportation, and material moving.......... 100 88 – – 52 1,200 2,000 – – 12 (2) Production............. 100 84 – – 54 – 2,000 – – 15 (2) Transportation and material moving........ 100 92 – – 50 1,200 – – – 8 – Full time................ 100 89 – – 54 1,200 2,000 1,500 – 11 (2) Part time................ 100 71 27 750 44 – 1,800 – – 29 – Union.................... 100 78 – – 48 600 1,200 – – 22 – Nonunion................. 100 89 – – 54 1,250 2,000 1,600 – 11 (2) Average wage within the following categories:(3) Lowest 25 percent...... 100 76 – – 45 – 2,000 – – 23 (2) Second 25 percent...... 100 89 30 – 58 1,500 – 1,600 1 11 (2) Third 25 percent....... 100 90 – – 52 1,200 2,000 1,800 – 10 (2) Highest 25 percent..... 100 88 – – 53 1,000 1,800 – – 12 (2) Highest 10 percent... 100 89 – – 54 1,000 1,600 – – 11 (2) Establishment characteristic Goods-producing industries............... 100 88 – – 51 1,500 2,000 – – 12 (2) Construction........... 100 86 38 750 48 – 3,000 – – – – Manufacturing.......... 100 87 – – 53 – 1,650 – – 12 (2) Service-providing industries............... 100 88 34 1,500 54 1,100 2,000 1,600 (2) 12 (2) Trade, transportation, and utilities.......... 100 91 29 1,000 61 1,200 2,000 – – 9 – Retail trade......... 100 90 27 – 63 1,500 2,000 – – 10 – Transportation and warehousing.......... 100 92 35 1,500 57 – – – – 8 – Information............ 100 95 – – 66 600 1,200 – – – – Financial activities... 100 90 – – 56 1,500 – 1,600 – 10 – Finance and insurance 100 88 – – 56 1,500 – 1,600 – 12 – Credit intermediation and related activities 100 84 31 – 53 – – 1,600 – 16 – Insurance carriers and related activities......... 100 94 – – 60 1,500 3,000 – – – – Professional and business services...... 100 90 40 1,500 50 1,000 2,000 – – – – Professional and technical services... 100 92 46 1,500 46 – 2,000 – – – – Education and health services............... 100 85 – – 50 1,500 3,000 – – 15 – Educational services 100 93 – – 59 1,500 2,250 750 – 7 – Junior colleges, colleges, and universities....... 100 91 – – 69 1,500 2,000 750 – 9 – Health care and social assistance.... 100 84 – – 49 – 3,000 – – 16 – 1 to 99 workers.......... 100 89 – – 51 1,500 3,000 – – 11 (2) 1 to 49 workers........ 100 88 41 1,500 48 1,500 3,000 3,000 – 12 – 50 to 99 workers....... 100 91 – – 62 1,500 – 1,800 – – – 100 workers or more...... 100 86 – – 54 1,000 1,600 1,050 – 14 (2) 100 to 499 workers..... 100 89 – – 57 1,000 2,000 – – 11 – 500 workers or more.... 100 83 – – 52 800 1,500 – – 17 (2) Geographic area New England.............. 100 79 21 – 58 1,200 2,000 1,800 – – – Middle Atlantic.......... 100 83 – – 47 – 2,000 – – 17 – East North Central....... 100 89 – – 59 1,200 2,200 – – 11 – West North Central....... 100 88 39 1,500 49 1,200 2,000 – – 12 – South Atlantic........... 100 88 – – 63 1,200 – 1,500 – 12 – East South Central....... 100 90 40 – 50 – – 1,500 – – – West South Central....... 100 90 40 1,500 50 1,500 – – – 10 (2) Mountain................. 100 91 – – 55 1,000 2,000 3,000 – 9 (2) Pacific.................. 100 87 45 – – – – – – 13 – 1 The deductible is the amount of covered expenses that an individual or family must pay before any charges are paid by the medical care plan. Deductibles that apply separately to a specific category of expenses, such as deductible for each hospital admission, were excluded. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.