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Medical care benefits: Plan type
Table includes percent of workers enrolled in medical plans by plan type.

 

Medical care benefits: Plan characteristics
Table includes percent of workers in plans that include plan networks, allow non-emergency services outside a network, and require approval for specialty services from a primary care physician.

 

Medical care benefits: High deductible health plans
Table includes percent of workers participating in high deductible and all other (non-high deductible) health plans.

 

Medical care benefits: Deductibles in high deductible health plans
Table includes percent of workers enrolled in high deductible plans that require an annual deductible and the annual deductible amount by selected percentiles.

 

Medical care benefits: Deductibles in non-high deductible health plans
Table includes percent of workers enrolled in non-high deductible plans that require an annual deductible and the annual deductible amount by selected percentiles.

 

Fee-for-service plans: Summary of selected features
Table includes percent of workers enrolled in fee-for-service plans with an annual deductible, coinsurance, and an annual out-of-pocket maximum.

 

Fee-for-service plans: Type and amount of annual individual deductible
Table includes percent of workers enrolled in fee-for-service medical plans with: fixed, variable, other, and no annual deductible; and the median deductible amount for fixed deductible plans and the deductible amount for services received in-network, out-of-network, and by a point-of-service provider.

 

Fee-for-service plans: Amount of annual individual deductible
Table includes percent of workers enrolled in fee-for-service medical plans that require an annual individual deductible and the annual deductible amount by selected percentiles.

 

Fee-for-service plans: Type and amount of annual family deductible
Table includes percent of workers enrolled in fee-for-service medical plans with fixed, variable, other, and no annual deductibles for families; and the median deductible amount for fixed deductible plans and the deductible amount for services received in-network, out-of-network, and by a point-of-service provider.

 

Fee-for-service plans: Amount of annual family deductible
Table includes percent of workers enrolled in fee-for-service medical plans that require an annual family deductible and the annual deductible amount by selected percentiles.

 

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Fee-for-service plans: Coinsurance percentage
Table includes percent of workers enrolled in fee-for-service medical plans that require fixed and variable coinsurance; and the median coinsurance percentage for fixed coinsurance plans, and variable coinsurance percentages for services received in-network, out-of-network, and by a point-of-service provider.

 

Fee-for-service plans: Amount of annual individual out-of-pocket maximum
Table includes percent of workers enrolled in fee-for-service medical plans that limit the annual amount of individual out-of-pocket expenses the enrollee must pay.

 

Fee-for-service plans: Amount of annual family out-of-pocket maximum
Table includes percent of workers enrolled in fee-for-service medical plans that limit the annual amount of family out-of-pocket expenses the enrollee must pay.

 

Health maintenance organizations: Summary of selected features
Table includes percent of workers enrolled in health maintenance organizations with an annual deductible, coinsurance, and an annual out-of-pocket maximum.

 

Outpatient prescription drug benefits: Type of coverage
Table includes percent of workers enrolled in outpatient prescription drug plans that provide coverage for brand-name drugs, generic drugs, mail order drugs, and higher reimbursement for formulary drugs. Formulary drugs are drugs approved by the healthcare provider. Drugs not approved by the healthcare provider are non-formulary drugs, for which enrollees receive less generous benefits, such as a higher per-prescription copayment.

 

Outpatient prescription drug benefits: Copayment provisions
Table includes percent of workers enrolled in outpatient prescription drug plans that require a copayment for generic drugs and brand-name drugs, and the median copayment amount per prescription.

 

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Defined benefit plans: Eligibility requirements
Table includes percent of workers participating in plans open to new employees, with minimum age or service requirement, median age requirement, and median service requirement (in months); and plans not open to new employees.

 

Defined benefit plans: Plan sponsor
Table includes percent of workers participating in plans sponsored by a single employer, multiple employers, or other sponsor.

 

Defined benefit plans: Primary formula
Table includes percent of workers participating in plans with traditional formulas, including percent of terminal earnings, percent of career earnings, dollar amount, and percent of employer contribution; and non-traditional formulas, including cash balance, pension equity, and other formulas.

 

Defined contribution plans: Type of plan and method of contribution
Table includes percent of workers participating in savings and thrift, deferred profit sharing, employee stock ownership, money purchase pension, simplified employee pension (SEP), savings incentive match plan (SIMPLE), and other types of plans; and percent of workers in plans with a pre-tax contribution and Roth 401(K) (post-tax) contribution.

 

Defined contribution plans: Plan sponsor
Table includes percent of workers participating in plans sponsored by single employer, multiple employers, employer association, or other sponsor.

 

Savings and thrift plans: Summary of provisions
Table includes percent of workers participating in plans with pre-tax contribution, Roth 401(k) (post-tax) contribution, automatic enrollment provision, and automatic escalation feature.

 

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Savings and thrift plans: Automatic enrollment
Table includes percent of workers participating in plans with automatic enrollment available; with automatic enrollment as a percent of earnings and the default contribution as a percent of earnings by selected percentiles; and with no automatic enrollment available.

 

Savings and thrift plans: Default enrollment amount as a percent of the employee maximum amount matched by employer
Table includes percent of workers participating in plans with automatic enrollment available; with default enrollment amount as a percent of the employee maximum amount matched by employer by selected percentiles; and with no automatic enrollment available.

 

Savings and thrift plans: Maximum employee contributions
Table includes percent of workers participating in plans with maximum employee contribution based on a percent of earnings (up to the Internal Revenue Code limit) and the maximum percent of earnings amount by selected percentiles; a contribution of any amount up to the Internal Revenue Code limit; and plans with other maximum criteria.

 

Savings and thrift plans: Maximum employee contribution matched by employer
Table includes percent of workers participating in plans with a specified matching percent and the maximum employee contribution matched by employer by selected percentiles; and plans with other matching criteria.

 

Savings and thrift plans: Method of employer matching contributions
Table includes percent of workers with a specified matching percent and the specified matching percent by selected percentiles, and other matching methods specified by the employer.

 

Savings and thrift plans: Maximum potential employer contribution
Table includes the maximum potential employer contribution by selected percentiles.

 

 

Additional provisions - Defined contribution

 

Savings and thrift plans: Eligibility requirements
Table includes percent of workers participating in plans with minimum age or service requirement, the median age requirement, and the median service requirement (in months); and plans with no minimum age or service requirement.

 

Savings and thrift plans: Vesting requirements
Table includes percent of workers participating in plans with immediate full vesting, cliff vesting, and graded vesting.

 

Savings and thrift plans: Method of distribution of retirement benefits
Table includes percent of workers participating in plans with lump sum, annuity, installments, and other types of distribution methods.

 

Money purchase pension plans: Employer contributions
Table includes percent of workers participating in plans with employer contributions as a fixed percent of earnings and the fixed percent of earnings at selected percentiles; and plans with other formulas.

 

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Last Modified Date: July 15, 2010