Table 5. Fee-for-service plans: Amount of annual individual deductible,(1) private industry workers, National Compensation Survey, 2008 (All workers participating in fee-for-service plans = 100 percent) Amount of annual deductible With With no Not Characteristic Total deductib- 10th 25th 50th 75th 90th deductib- determin- le percenti- percenti- percenti- percenti- percenti- le able le le le le le (median) All workers............................. 100 93 $150 $250 $500 $1,000 $1,500 5 2 Worker characteristic Management, professional, and related... 100 93 200 250 500 1,000 1,500 6 1 Management, business, and financial... 100 94 200 250 500 1,000 1,500 5 (2) Professional and related.............. 100 92 200 250 500 1,000 1,500 7 1 Service................................. 100 83 150 250 500 1,000 1,100 – – Sales and office........................ 100 93 200 250 500 1,000 2,000 5 1 Sales and related..................... 100 97 250 300 500 1,000 2,000 3 – Office and administrative support..... 100 91 150 250 500 1,000 1,750 7 2 Natural resources, construction, and maintenance............................. 100 92 150 250 300 750 2,000 6 1 Construction, extraction, farming, fishing, and forestry................. 100 92 100 250 300 500 2,000 – – Installation, maintenance, and repair 100 93 200 250 400 1,000 2,000 – – Production, transportation, and material moving.................................. 100 98 200 250 350 750 1,500 2 (2) Production............................ 100 98 200 250 350 1,000 1,500 – – Transportation and material moving.... 100 97 150 250 400 750 1,500 – – Full time............................... 100 93 200 250 500 1,000 1,500 5 2 Part time............................... 100 91 100 250 400 1,000 1,000 – – Union................................... 100 90 150 200 275 350 750 6 3 Nonunion................................ 100 93 200 250 500 1,000 1,750 5 1 Average wage within the following percentiles:(3) Less than 10.......................... 100 94 200 250 400 750 1,100 – – 10 to under 25........................ 100 87 150 250 500 1,000 1,500 5 – 25 to under 50........................ 100 95 200 250 500 1,000 1,750 3 2 50 to under 75........................ 100 92 200 250 500 1,000 2,000 7 1 75 to under 90........................ 100 94 150 250 300 750 1,500 5 1 90 or greater......................... 100 93 150 250 500 1,000 1,500 6 1 Establishment characteristic Goods-producing industries.............. 100 95 200 250 400 1,000 1,500 5 1 Construction.......................... 100 90 150 250 400 750 2,000 – – Manufacturing......................... 100 96 200 250 400 1,000 1,500 3 (2) Service-providing industries............ 100 92 150 250 500 1,000 1,500 6 2 Trade, transportation, and utilities.. 100 96 200 250 500 1,000 2,000 3 1 Wholesale trade..................... 100 95 150 250 500 1,000 1,500 – – Retail trade........................ 100 95 250 400 500 1,100 2,000 4 1 Transportation and warehousing...... 100 99 150 150 250 500 1,100 – – Utilities........................... 100 98 100 250 400 1,500 2,500 – – Information........................... 100 94 150 250 300 500 1,100 – – Financial activities.................. 100 92 250 300 500 1,250 2,000 8 (2) Finance and insurance............... 100 90 250 300 500 1,500 2,000 10 (2) Credit intermediation and related activities........................ 100 87 250 250 500 1,100 2,500 13 – Insurance carriers and related activities........................ 100 93 250 300 900 1,500 2,000 – – Real estate and rental and leasing.. 100 99 250 300 500 1,000 2,250 – – Professional and business services.... 100 95 100 250 500 1,000 1,100 – – Professional and technical services 100 97 150 250 500 750 1,000 – – Administrative and waste services... 100 89 100 100 250 500 1,000 – – Education and health services......... 100 84 200 250 500 1,000 1,500 – – Educational services................ 100 94 150 250 400 500 1,500 6 – Junior colleges, colleges, and universities...................... 100 90 200 250 400 500 1,100 10 – Health care and social assistance... 100 82 250 250 500 1,000 1,500 – – Leisure and hospitality............... 100 95 200 250 500 750 1,000 – – Accommodation and food services..... 100 96 200 250 500 1,000 1,000 – – Other services........................ 100 93 100 250 300 500 750 – – 1 to 99 workers......................... 100 94 250 300 500 1,000 2,000 4 2 1 to 49 workers....................... 100 94 200 300 500 1,000 2,000 4 2 50 to 99 workers...................... 100 94 250 250 500 1,000 1,500 – – 100 workers or more..................... 100 92 150 250 350 750 1,500 7 2 100 to 499 workers.................... 100 95 200 250 500 1,000 1,500 4 1 500 workers or more................... 100 88 100 200 300 500 1,200 10 2 Geographic area New England............................. 100 92 100 250 300 1,000 1,500 8 – Middle Atlantic......................... 100 90 150 250 350 1,000 1,750 8 1 East North Central...................... 100 92 200 250 400 1,000 2,000 – – West North Central...................... 100 96 200 300 500 1,000 1,500 – – South Atlantic.......................... 100 93 200 250 500 1,000 1,500 5 2 East South Central...................... 100 98 150 250 500 1,000 1,500 – – West South Central...................... 100 96 250 300 500 1,000 1,500 4 (2) Mountain................................ 100 93 150 300 500 1,000 1,000 – – Pacific................................. 100 89 150 250 350 1,000 1,500 – – 1 The deductible is the amount of covered expenses that an individual or family must pay before any charges are paid by the medical care plan. Deductibles that apply separately to a specific category of expenses, such as deductible for each hospital admission, were excluded. 2 Less than 0.5 percent. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.