Health-related benefits: Access

Table 42. Health-related benefits: Access, private industry workers,
 National Compensation Survey, March 2013

(All workers = 100 percent)

Characteristics

Long-term
care
insurance1

Retiree healthcare
benefits2

Under age
65

Age 65 and
over

All workers

16

16

14

Worker characteristics

     

Management, professional, and related

28

23

22

    Management, business, and financial

34

29

27

    Professional and related

26

20

19

Service

7

5

4

    Protective service

7

7

Sales and office

16

17

16

    Sales and related

11

15

14

    Office and administrative support

19

19

17

Natural resources, construction, and maintenance

11

15

14

    Construction, extraction, farming, fishing, and
     forestry

4

12

11

    Installation, maintenance, and repair

18

17

16

Production, transportation, and material moving

11

16

13

    Production

10

16

15

    Transportation and material moving

12

16

12

Full time

19

18

17

Part time

8

8

8

Union

22

42

34

Nonunion

15

13

12

Average wage within the following categories:3

     

    Lowest 25 percent

6

6

5

        Lowest 10 percent

5

4

4

    Second 25 percent

11

12

10

    Third 25 percent

18

18

16

    Highest 25 percent

32

30

28

        Highest 10 percent

38

33

32

Establishment characteristics

     

Goods-producing industries

12

19

17

    Construction

3

9

8

    Manufacturing

16

23

21

Service-providing industries

17

15

14

    Trade, transportation, and utilities

14

18

16

        Wholesale trade

12

11

8

        Retail trade

10

16

15

        Transportation and warehousing

23

30

25

        Utilities

51

69

65

    Information

47

43

42

    Financial activities

40

37

36

        Finance and insurance

49

47

46

            Credit intermediation and related activities

53

49

47

            Insurance carriers and related activities

42

41

40

        Real estate and rental and leasing

12

4

    Professional and business services

18

13

12

        Professional and technical services

27

16

16

        Administrative and waste services

5

6

4

    Education and health services

16

12

10

        Educational services

26

24

24

            Junior colleges, colleges, and universities

48

45

44

        Healthcare and social assistance

15

10

8

    Leisure and hospitality

4

2

2

        Accommodation and food services

5

2

2

    Other services

5

4

4

1 to 99 workers

8

6

6

    1 to 49 workers

7

5

5

    50 to 99 workers

11

9

9

100 workers or more

26

27

24

    100 to 499 workers

19

19

18

    500 workers or more

35

38

34

Geographic areas

     

New England

17

16

17

Middle Atlantic

15

15

14

East North Central

16

19

18

West North Central

13

14

13

South Atlantic

18

14

12

East South Central

18

21

17

West South Central

17

17

14

Mountain

16

13

13

Pacific

14

13

13

1A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care. The plan, although
sponsored by the employer, may be fully paid for
by the employee.

3Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold. 
The categories were formed using percentile
estimates generated using data from the
National Compensation Survey publication,
"Empl oyer Costs for Employee Compensation -
March 2013."

2A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws. The plan,
although sponsored by the employer, may be
fully paid for by the employee.


NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.