Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers,  National Compensation Survey, March 2013

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$885.03

9

$1,152.38

91

$858.75

$442.26

Worker characteristics

             

Management, professional, and related

100

952.95

8

1,227.78

92

930.12

429.93

    Management, business, and financial

100

955.19

7

1,359.38

93

924.68

434.51

    Professional and related

100

951.59

8

1,158.26

92

933.46

427.11

Service

100

741.87

8

1,107.39

92

710.80

    Protective service

100

821.46

2

1,494.46

98

805.08

Sales and office

100

826.38

7

976.33

93

814.81

452.67

    Sales and related

100

717.28

5

852.77

95

710.19

454.57

    Office and administrative support

100

879.35

8

1,012.61

92

867.41

451.72

Natural resources, construction, and maintenance

100

903.73

19

1,247.25

81

824.89

476.44

    Construction, extraction, farming, fishing, and
     forestry

100

925.29

28

1,231.78

72

805.92

485.75

    Installation, maintenance, and repair

100

887.71

12

1,274.77

88

836.38

470.81

Production, transportation, and material moving

100

927.99

10

1,176.41

90

900.74

383.04

    Production

100

940.45

8

1,199.53

92

919.31

367.41

    Transportation and material moving

100

912.62

13

1,159.56

87

876.45

403.48

Full time

100

896.77

9

1,187.83

91

868.34

439.06

Part time

100

719.74

10

692.51

90

722.65

487.69

Union

100

1,096.38

32

1,182.28

68

1,056.70

341.59

Nonunion

100

851.35

5

1,124.19

95

835.96

453.85

Average wage within the following categories:1

             

    Lowest 25 percent

100

675.79

6

730.98

94

672.57

527.49

        Lowest 10 percent

100

617.65

7

692.71

93

612.11

    Second 25 percent

100

816.87

7

1,029.17

93

800.93

450.28

    Third 25 percent

100

899.69

9

1,118.62

91

876.96

431.60

    Highest 25 percent

100

996.65

11

1,308.10

89

957.16

414.66

        Highest 10 percent

100

1,015.76

10

1,342.55

90

980.87

409.30

Establishment characteristics

             

Goods-producing industries

100

962.39

13

1,216.40

87

925.93

377.66

    Construction

100

878.63

26

1,217.18

74

756.79

534.98

    Manufacturing

100

984.13

9

1,230.62

91

960.67

344.12

Service-providing industries

100

863.05

8

1,123.57

92

840.63

459.69

    Trade, transportation, and utilities

100

818.21

8

979.06

92

803.78

437.07

        Wholesale trade

100

858.66

8

1,056.23

92

840.45

431.41

        Retail trade

100

679.26

7

728.67

93

675.59

485.56

        Transportation and warehousing

100

1,046.40

10

1,227.08

90

1,025.48

346.30

        Utilities

100

1,128.37

13

1,316.30

87

1,101.01

299.96

    Information

100

1,015.32

15

1,487.70

85

934.44

358.91

    Financial activities

100

923.77

6

1,354.87

94

897.72

424.49

        Finance and insurance

100

935.36

4

1,262.26

96

922.85

402.52

            Credit intermediation and related activities

100

895.67

2

1,163.79

98

888.97

413.68

            Insurance carriers and related activities

100

974.76

4

1,311.52

96

960.05

378.37

        Real estate and rental and leasing

100

866.09

    Professional and business services

100

901.46

8

1,275.45

92

868.69

467.53

        Professional and technical services

100

928.11

10

1,263.14

90

891.67

470.53

        Administrative and waste services

100

770.16

8

1,352.80

92

722.39

515.50

    Education and health services

100

883.58

7

1,012.22

93

874.58

481.16

        Educational services

100

918.68

4

1,100.92

96

911.58

496.51

            Junior colleges, colleges, and universities

100

1,002.30

1

1,448.90

99

998.32

456.38

        Healthcare and social assistance

100

877.03

7

1,003.42

93

867.43

478.19

    Leisure and hospitality

100

661.94

        Accommodation and food services

100

654.67

    Other services

100

819.02

13

961.72

87

797.50

522.95

1 to 99 workers

100

789.92

11

1,120.87

89

749.47

503.05

    1 to 49 workers

100

787.05

12

1,127.80

88

740.85

507.99

    50 to 99 workers

100

797.54

8

1,093.87

92

771.36

490.50

100 workers or more

100

954.20

8

1,185.50

92

935.35

399.66

    100 to 499 workers

100

877.05

6

1,090.00

94

862.98

435.01

    500 workers or more

100

1,051.52

9

1,266.40

91

1,029.68

353.57

Geographic areas

             

New England

100

1,005.26

8

1,247.35

92

983.03

405.70

Middle Atlantic

100

1,008.50

15

1,266.86

85

961.76

435.01

East North Central

100

921.46

11

1,094.39

89

900.10

394.96

West North Central

100

822.03

6

1,005.43

94

809.61

421.84

South Atlantic

100

811.97

4

1,181.01

96

795.03

477.64

East South Central

100

823.34

6

1,228.95

94

795.17

451.27

West South Central

100

824.93

4

1,009.94

96

817.40

Mountain

100

873.65

9

1,038.87

91

856.94

431.94

Pacific

100

869.31

12

1,124.23

88

835.09

459.75

1Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold.  The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."


NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.