Standard Errors
Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement

Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers,  National
Compensation Survey, March 2013

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$3.14

0.6

$9.35

0.6

$2.57

$1.09

Worker characteristics

           

Management, professional, and related

3.17

1.1

6.47

1.1

3.09

1.83

    Management, business, and financial

4.91

1.2

23.99

1.2

4.36

2.26

    Professional and related

3.57

1.6

8.21

1.6

4.36

2.40

Service

12.30

2.1

36.07

2.1

9.15

2.56

    Protective service

16.94

1.3

36.97

1.3

18.19

11.05

Sales and office

4.35

0.8

13.60

0.8

3.79

1.47

    Sales and related

4.74

0.9

16.70

0.9

4.48

1.93

    Office and administrative support

4.87

1.0

14.97

1.0

4.61

1.94

Natural resources, construction, and maintenance

12.37

1.9

33.94

1.9

7.13

4.30

    Construction, extraction, farming, fishing, and
     forestry

25.27

3.2

50.41

3.2

15.14

6.22

    Installation, maintenance, and repair

9.79

2.4

29.60

2.4

7.01

5.60

Production, transportation, and material moving

5.62

1.5

19.52

1.5

4.70

2.10

    Production

5.78

1.7

24.18

1.7

5.94

3.06

    Transportation and material moving

9.60

2.1

25.15

2.1

8.32

3.25

Full time

3.21

0.7

9.77

0.7

2.62

1.18

Part time

6.27

1.5

22.44

1.5

6.03

3.60

Union

10.97

2.4

20.41

2.4

8.22

2.84

Nonunion

2.67

0.6

8.27

0.6

2.65

1.09

Average wage within the following categories:1

           

    Lowest 25 percent

5.71

1.5

20.35

1.5

5.10

3.30

        Lowest 10 percent

12.82

2.4

40.71

2.4

11.23

6.92

    Second 25 percent

5.46

1.0

13.37

1.0

5.66

2.18

    Third 25 percent

4.78

1.0

14.36

1.0

3.94

1.74

    Highest 25 percent

4.52

1.0

16.28

1.0

2.74

1.87

        Highest 10 percent

7.62

1.3

35.79

1.3

3.54

2.44

Establishment characteristics

           

Goods-producing industries

6.79

1.3

23.82

1.3

5.27

2.47

    Construction

21.93

3.2

43.91

3.2

11.26

4.59

    Manufacturing

5.51

1.4

19.19

1.4

5.23

2.72

Service-providing industries

3.31

0.7

8.62

0.7

3.00

1.14

    Trade, transportation, and utilities

5.17

0.9

15.00

0.9

4.67

1.75

        Wholesale trade

6.59

1.9

18.31

1.9

6.31

3.44

        Retail trade

5.48

1.4

18.04

1.4

5.39

2.44

        Transportation and warehousing

15.16

2.6

49.24

2.6

14.32

5.58

        Utilities

11.77

3.6

23.53

3.6

12.69

5.00

    Information

12.86

3.5

21.55

3.5

7.81

3.80

    Financial activities

5.24

1.7

21.92

1.7

3.54

2.35

        Finance and insurance

2.88

1.2

9.67

1.2

3.07

1.41

            Credit intermediation and related activities

5.42

2.2

19.66

2.2

4.27

2.11

            Insurance carriers and related activities

5.50

1.3

31.37

1.3

5.86

3.02

        Real estate and rental and leasing

25.30

6.7

53.38

6.7

18.73

13.01

    Professional and business services

11.03

2.0

18.27

2.0

10.32

3.91

        Professional and technical services

14.58

2.9

22.98

2.9

13.15

4.50

        Administrative and waste services

16.13

3.9

40.49

3.9

15.63

11.67

    Education and health services

6.91

1.8

14.43

1.8

7.20

2.72

        Educational services

9.25

2.3

18.10

2.3

9.49

3.20

            Junior colleges, colleges, and universities

5.55

1.2

14.58

1.2

5.55

2.98

        Healthcare and social assistance

8.05

2.1

17.29

2.1

8.50

3.05

    Leisure and hospitality

24.61

4.2

57.97

4.2

17.85

4.08

        Accommodation and food services

34.10

    Other services

15.07

4.2

43.01

4.2

12.97

7.12

1 to 99 workers

5.89

1.1

13.97

1.1

4.99

1.94

    1 to 49 workers

8.06

1.5

16.29

1.5

7.04

2.48

    50 to 99 workers

8.44

2.0

26.23

2.0

6.59

3.85

100 workers or more

3.29

0.7

12.30

0.7

2.64

1.20

    100 to 499 workers

4.50

1.0

15.59

1.0

3.89

1.81

    500 workers or more

4.01

1.1

18.39

1.1

3.42

1.52

Geographic areas

           

New England

20.74

1.3

132.68

1.3

10.43

2.13

Middle Atlantic

8.40

2.2

19.27

2.2

4.43

2.43

East North Central

7.14

1.9

23.11

1.9

4.99

2.39

West North Central

8.88

1.9

40.80

1.9

7.22

4.05

South Atlantic

7.27

1.0

14.90

1.0

7.98

3.09

East South Central

9.91

2.3

31.77

2.3

10.71

4.77

West South Central

8.23

1.6

18.07

1.6

8.45

2.56

Mountain

11.09

4.2

24.50

4.2

8.72

2.83

Pacific

9.71

0.9

17.45

0.9

8.14

3.20

1Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers with
earnings both above and below the threshold.  The categories were
formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March&nbs p;2013."


NOTE: For definitions of major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.