Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement

Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers,  National Compensation Survey, March 2013

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$368.88

16

$485.70

84

$345.83

$112.63

Worker characteristics

             

Management, professional, and related

100

383.88

16

447.33

84

372.21

110.07

    Management, business, and financial

100

374.05

13

468.60

87

359.72

111.50

    Professional and related

100

389.83

17

437.33

83

380.12

109.17

Service

100

336.88

15

468.30

85

313.80

107.56

    Protective service

100

335.33

4

512.59

96

328.50

113.12

Sales and office

100

345.20

14

444.10

86

328.62

116.10

    Sales and related

100

297.00

9

381.95

91

288.30

123.15

    Office and administrative support

100

368.59

17

460.74

83

349.95

112.38

Natural resources, construction, and maintenance

100

412.66

29

606.08

71

333.51

122.26

    Construction, extraction, farming, fishing, and
     forestry

100

463.99

41

659.26

59

328.09

126.10

    Installation, maintenance, and repair

100

374.86

20

526.55

80

336.45

120.18

Production, transportation, and material moving

100

375.24

16

510.56

84

349.27

110.77

    Production

100

372.52

14

517.71

86

349.74

110.64

    Transportation and material moving

100

378.54

19

504.41

81

348.64

110.93

Full time

100

372.61

17

490.64

83

349.17

110.90

Part time

100

315.71

15

408.99

85

298.98

136.89

Union

100

481.32

38

591.27

62

414.83

106.80

Nonunion

100

350.80

13

436.76

87

337.88

113.30

Average wage within the following categories:1

             

    Lowest 25 percent

100

313.85

13

434.82

87

295.13

122.94

        Lowest 10 percent

100

302.40

13

475.78

87

275.35

125.83

    Second 25 percent

100

345.13

14

437.18

86

330.16

111.34

    Third 25 percent

100

376.41

18

484.78

82

352.72

112.68

    Highest 25 percent

100

399.74

18

529.08

82

370.96

109.97

        Highest 10 percent

100

397.67

17

509.67

83

375.15

109.79

Establishment characteristics

             

Goods-producing industries

100

393.33

19

565.74

81

353.81

107.78

    Construction

100

448.72

39

649.50

61

320.29

133.51

    Manufacturing

100

376.68

13

492.41

87

359.95

102.71

Service-providing industries

100

361.87

16

458.68

84

343.62

113.98

    Trade, transportation, and utilities

100

334.83

15

427.13

85

318.33

119.49

        Wholesale trade

100

351.93

19

431.58

81

332.66

108.13

        Retail trade

100

290.63

12

356.30

88

281.30

132.36

        Transportation and warehousing

100

404.09

15

548.75

85

377.80

106.75

        Utilities

100

419.45

18

472.55

82

407.51

89.51

    Information

100

378.15

22

540.94

78

331.93

98.70

    Financial activities

100

377.59

15

494.94

85

356.20

103.78

        Finance and insurance

100

369.09

12

465.59

88

355.99

101.86

            Credit intermediation and related activities

100

364.18

13

455.85

87

350.14

101.35

            Insurance carriers and related activities

100

376.07

9

489.75

91

364.49

98.42

        Real estate and rental and leasing

100

416.32

31

546.10

69

357.37

114.94

    Professional and business services

100

364.03

16

443.98

84

348.75

118.84

        Professional and technical services

100

378.74

19

442.11

81

363.41

115.91

        Administrative and waste services

100

339.75

14

452.29

86

321.10

125.15

    Education and health services

100

390.23

14

456.52

86

379.57

108.50

        Educational services

100

411.37

18

459.25

82

401.20

117.29

            Junior colleges, colleges, and universities

100

413.73

8

478.54

92

407.95

120.94

        Healthcare and social assistance

100

386.30

13

455.85

87

375.75

106.95

    Leisure and hospitality

100

321.86

19

503.77

81

278.95

113.98

        Accommodation and food services

100

296.22

    Other services

100

384.19

24

482.47

76

352.35

126.50

1 to 99 workers

100

363.85

23

484.21

77

328.27

119.60

    1 to 49 workers

100

367.16

24

483.72

76

329.61

118.08

    50 to 99 workers

100

355.16

19

485.85

81

324.99

123.33

100 workers or more

100

372.64

12

487.86

88

357.29

108.08

    100 to 499 workers

100

357.46

12

478.27

88

341.54

111.77

    500 workers or more

100

391.95

12

499.82

88

377.39

103.37

Geographic areas

             

New England

100

391.86

11

596.42

89

365.38

125.71

Middle Atlantic

100

412.14

23

525.18

77

377.68

117.90

East North Central

100

370.67

16

473.79

84

350.93

110.45

West North Central

100

345.98

10

493.87

90

328.64

102.41

South Atlantic

100

349.29

11

463.87

89

335.51

116.77

East South Central

100

341.81

13

486.85

87

321.05

113.18

West South Central

100

348.58

14

421.42

86

336.25

107.57

Mountain

100

369.38

21

455.96

79

346.82

111.36

Pacific

100

374.64

23

487.54

77

341.72

109.32

1Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold.  The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."


NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.