Standard Errors
Medical care benefit combinations: Access

Table 45. Standard errors for medical care benefit combinations: Access, State and local government workers, National Compensation Survey, March 2013

Characteristics

Medical care and retirement benefits

Medical care and life insurance benefits

Medical care benefits and defined benefit
retirement

Medical care benefits and defined contribution
retirement

Medical
care and
retirement
benefits

Medical
care and no
retirement
benefits

Retirement
benefits
and no
medical
care
benefits

No medical
care and no
retirement
benefits

Medical
care and
life
insurance
benefits

Medical
care and no
life
insurance
benefits

Life
insurance
and no
medical
care
benefits

No medical
care and no
life
insurance
benefits

Medical
care
benefits
and defined
benefit
retirement

Medical
care
benefits
and no
defined
benefit
retirement

Defined
benefit
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
benefit
retirement

Medical
care
benefits
and defined
contribution
retirement

Medical
care
benefits
and no
defined
contribution
retirement

Defined
contribution
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
contribution
retirement

All workers

0.8

0.3

0.3

0.6

1.2

1.0

0.2

0.7

1.0

0.7

0.2

0.6

1.6

1.5

0.2

0.6

Worker characteristics

                               

Management, professional, and related

0.7

0.2

0.3

0.6

1.4

1.3

0.2

0.7

0.9

0.7

0.3

0.6

1.8

1.7

0.2

0.7

    Professional and related

0.6

0.2

0.3

0.5

1.4

1.3

0.2

0.6

0.9

0.8

0.3

0.5

1.8

1.7

0.1

0.6

        Teachers

0.9

0.1

0.4

0.8

1.6

1.4

0.2

0.8

1.2

0.8

0.4

0.8

2.0

1.9

0.2

0.8

            Primary, secondary, and special education
             school teachers

0.4

0.3

1.8

1.7

0.4

0.3

2.0

2.0

0.3

Service

1.7

1.5

1.7

0.9

0.3

1.5

1.9

1.4

0.4

1.5

1.8

2.0

0.2

1.4

    Protective service

1.2

1.1

1.7

1.0

0.5

1.1

2.1

1.8

0.5

1.1

2.9

3.0

0.3

1.1

Sales and office

2.3

0.7

0.7

1.8

2.4

1.8

0.5

2.0

2.6

1.3

0.4

1.9

2.5

2.6

0.6

2.0

    Office and administrative support

2.2

0.2

0.7

1.8

2.4

1.9

0.5

2.1

2.4

1.1

0.5

2.0

2.5

2.7

0.6

2.0

Natural resources, construction, and maintenance

1.9

1.8

2.1

1.3

2.6

1.8

3.4

4.0

Production, transportation, and material moving

4.5

1.7

4.5

1.9

4.6

2.4

3.6

4.2

Full time

0.5

0.4

0.2

0.1

1.1

1.1

0.2

0.2

0.9

0.8

0.1

0.2

1.8

1.8

Part time

1.9

0.5

1.2

2.0

1.7

1.1

0.8

2.1

1.8

0.6

1.1

2.1

0.6

1.9

0.7

2.0

Union

0.5

0.2

0.4

0.3

1.7

1.6

0.3

0.4

0.7

0.5

0.4

0.3

2.0

1.9

0.2

0.4

Nonunion

1.4

0.6

0.5

1.1

1.6

1.2

0.3

1.1

1.8

1.2

0.3

1.1

2.1

2.2

0.3

1.1

Average wage within the following categories:1

                               

    Lowest 25 percent

2.1

1.0

0.8

1.7

1.8

1.1

0.5

1.8

2.2

1.4

0.6

1.7

2.3

2.9

0.5

1.7

        Lowest 10 percent

3.2

3.0

3.0

1.3

0.6

3.1

3.6

2.6

1.0

3.0

2.3

4.3

0.7

3.1

    Second 25 percent

1.0

0.3

0.5

0.7

1.6

1.3

0.3

0.8

1.5

1.1

0.5

0.7

2.1

2.1

0.2

0.9

    Third 25 percent

1.4

0.2

0.4

1.3

1.8

1.4

0.3

1.3

1.4

0.8

0.3

1.3

2.3

2.4

0.3

1.3

    Highest 25 percent

0.4

0.1

0.2

0.3

1.3

1.2

0.2

0.4

0.9

0.8

0.2

0.3

1.7

1.7

0.1

0.4

        Highest 10 percent

0.8

0.6

1.4

1.2

0.4

0.7

1.9

1.8

0.4

0.6

2.5

2.4

Establishment characteristics

                               

Service-providing industries

0.8

0.3

0.3

0.6

1.2

1.0

0.2

0.7

1.0

0.7

0.2

0.6

1.6

1.5

0.2

0.6

    Education and health services

0.8

0.2

0.3

0.7

1.3

1.2

0.2

0.8

1.0

0.8

0.3

0.7

1.9

1.9

0.2

0.7

        Educational services

0.6

0.2

0.4

0.6

1.3

1.2

0.2

0.6

0.8

0.6

0.4

0.6

1.8

1.8

0.2

0.6

            Elementary and secondary schools

0.6

0.3

0.4

0.4

1.6

1.5

0.2

0.5

0.6

0.3

0.4

0.4

1.8

1.6

0.2

0.6

            Junior colleges, colleges, and universities

1.9

0.2

0.6

1.9

2.2

1.0

0.3

2.0

2.6

2.3

0.7

2.1

3.8

4.0

0.4

1.8

        Healthcare and social assistance

3.1

0.3

3.6

3.1

4.6

3.6

0.3

3.1

4.2

4.3

            Hospitals

1.5

1.4

1.9

1.5

5.1

4.7

4.6

5.1

0.4

1.5

    Public administration

1.5

0.3

0.5

1.3

2.0

1.5

0.2

1.4

1.7

0.8

0.5

1.3

2.4

2.6

0.3

1.5

1 to 99 workers

3.4

0.7

1.5

3.0

3.8

3.5

1.1

3.2

3.7

2.1

1.0

3.1

3.2

4.4

1.2

3.2

    1 to 49 workers

4.8

4.8

4.8

2.1

1.9

4.9

5.0

2.4

1.5

4.8

3.1

4.9

2.0

4.8

    50 to 99 workers

2.4

1.8

7.5

1.8

3.1

2.7

0.9

1.8

5.4

5.0

100 workers or more

0.7

0.4

0.2

0.5

1.1

1.0

0.1

0.6

0.9

0.8

0.2

0.5

1.6

1.6

0.1

0.6

    100 to 499 workers

1.9

1.3

2.3

1.9

0.3

1.4

2.0

1.7

0.5

1.3

2.5

2.5

0.2

1.4

    500 workers or more

0.6

0.1

0.3

0.5

1.1

0.9

0.1

0.6

0.9

0.7

0.3

0.6

1.8

1.9

0.1

0.6

State government

1.1

0.1

0.2

1.1

2.4

2.1

[2]

1.2

1.7

1.2

3.1

3.4

0.2

1.1

Local government

0.9

0.4

0.3

0.7

1.2

1.0

0.3

0.7

1.0

0.8

0.2

0.7

1.5

1.4

0.2

0.7

Geographic areas

                               

New England

3.3

1.7

1.0

2.4

4.1

4.3

0.9

2.4

5.1

2.4

5.2

3.2

Middle Atlantic

1.5

1.5

1.9

0.8

1.3

1.6

1.1

0.7

0.6

1.3

3.3

3.2

East North Central

2.4

0.5

0.8

2.2

2.4

1.1

0.6

2.2

2.8

2.0

0.8

2.2

3.7

3.4

0.6

2.3

West North Central

1.8

1.4

3.0

2.9

0.7

1.5

4.2

1.3

7.1

7.5

South Atlantic

1.7

0.2

0.2

1.6

3.2

2.5

0.1

1.6

1.7

0.7

0.2

1.5

4.6

4.0

0.2

1.6

East South Central

3.8

2.7

6.1

5.2

5.7

7.5

West South Central

3.6

1.3

3.1

2.5

3.3

2.2

0.2

1.3

2.4

1.9

Mountain

1.9

1.6

5.5

1.5

3.0

2.7

0.5

1.6

5.0

5.6

0.5

1.6

Pacific

1.7

1.3

3.7

4.0

0.2

1.8

2.0

1.5

0.5

1.4

3.8

3.1

1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold.  The categories were formed using percentile estimates generated using data from the National
Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013."


NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.

2Less than 0.05.